Latest news with #AllyBank
Yahoo
5 days ago
- Entertainment
- Yahoo
Paige Bueckers Jokes She Got 'Set Up' Into Revealing Her Relationship with Azzi Fudd
NEED TO KNOW Paige Bueckers says the recent reveal of her relationship status was a total "set up" The Dallas Wings star, 23, spoke to PEOPLE about how she recently confirmed she is in a relationship with Azzi Fudd, and said that she "didn't even mean for that to happen" Bueckers first revealed her and Fudd's romance when she was asked to answer questions about her former college teammate ahead of the 2025 WNBA All-Star WeekendPaige Bueckers says her recent relationship reveal was a total "set up." Before the 2025 WNBA All-Star Weekend, in partnership with Ally Bank, the Dallas Wings star, 23, spoke with PEOPLE about how she recently confirmed that she was in a relationship with Azzi Fudd, a fellow University of Connecticut alum and women's basketball star. According to Bueckers, she was asked questions about her "D1 girlfriend" in an interview — and the news came out accidentally. "That was just a setup," she joked. "I didn't even mean for that to happen, and here we are." When asked about Fudd's phone case (decorated with the words "Paige Bueckers' Girlfriend" and noticed by some eagle-eyed fans), the WNBA star added, "It was kind of accidental, now here we are." "We haven't officially announced anything, but it's just stuff has been happening that has it out there. So, it is what it is," the athlete said. Bueckers revealed her relationship status when she was asked to answer questions about her former teammate, 22, in an interview with WAG Talk at a 2025 AT&T WNBA All-Star event on Thursday, July 17. "How well do you know your D1 girlfriend?" the interviewer asked, prompting a smile from Bueckers. Soon after, the WNBA athlete correctly answered a series of questions, including the name of the high school Fudd attended, the year she was named Gatorade Player of the Year, her ranking in the class of 2021, and the year she made her first collegiate start. Other correctly answered questions included the college basketball team that Fudd's dad played for, the basketball player she was named after, the award she won for her national championship performance, and what her phone case says. After the WAG Talk interviewer asked, "Girlfriend reveal it's..." Bueckers replied, "Azzi Fudd." Never miss a story — sign up for to stay up-to-date on the best of what PEOPLE has to offer, from celebrity news to compelling human interest stories. Elsewhere in her interview, the WNBA rookie spoke about the learning curve she's faced getting into the public eye, and shared that she's figuring out how to navigate social media and her personal life every day. "It's fun," she shared. "We're in the entertainment business, we understand the importance of the media and how they drive our sport and help bring more eyes and attention to it." "It's a fun balance of also knowing when to stay on social media, but also knowing how important it is to go on it," Bueckers added. Bueckers and Fudd, also a podcaster, have long been rumored to be in a relationship. After the 2025 ESPYs on Wednesday, July 16, Bueckers shared a photo of Fudd on the red carpet on her Instagram Stories, accompanied by a series of hot face emojis, according to Parade. Other instances of the two showing affection for one another have included Fudd sharing a selfie of the two wearing matching athleisure, being seen holding hands at a Wings road game and wearing matching 'A' and 'P' necklaces. Read the original article on People
Yahoo
05-07-2025
- Business
- Yahoo
Ally Bank Says This Is the Best Time To ‘Graduate' From Your Starter Bank
Millennial nostalgia is real — even when it comes to banking. That's the sentiment that Ally Bank is tapping into in their new campaign targeting millennials to 'graduate' from their starter banks to another bank account. Read Next: Find Out: The online bank worked with its agency, Anomaly, to create a marketing campaign that shows the generation can now 'Graduate Financially.' Ally found that nearly half of millennials still use their starter bank. The campaign features zany trends that dominated 2010 — from shutter shades to sepia filters. Ally partnered with millennial actor Taylor Lautner to spread the word. He recently shared how 'growth is part of the glow-up, in your style and your finances,' in a self-deprecating Instagram post featuring throwbacks to his 2011 style. As millennials move away from all the things they've outgrown, here's why a move towards a better bank should also be on the list. A new bank or banking account could be the natural segue for targeted budgeting, debt pay off or major life changes like marriage. Newer banks, especially neobanks (online only), may offer incentives to switch over or create an account. They also tend to offer higher interest rates. That means their account holders can earn more, faster. Switching banks may also save you money with little to no fees. For instance, the CapitalOne online, high-yield savings account has no fees, no minimums and a 3.60% annual percentage yield (APY). Millennials tend to be more socially conscious, which is in part reflected in their consuming habits, and banks take that seriously. If reducing your carbon footprint or impacting social justice mean a lot to you, switching banks could bring you closer to those goals while also building your financial future. When deciding whether or not to open a new bank account, millennials should consider what's personally important to them right now. This can include factors like ATM access, customer support and physical bank locations. Before making any change, millennials should also keep in mind the risk of losing any perks they already have with their current bank or account. More From GOBankingRates How Much Money Is Needed To Be Considered Middle Class in Your State? This article originally appeared on Ally Bank Says This Is the Best Time To 'Graduate' From Your Starter Bank
Yahoo
26-06-2025
- Business
- Yahoo
Banks that have cut or eliminated overdraft fees
Overdraft fees average $27 per transaction according to Bankrate's 2024 checking account survey, but many major banks have eliminated or reduced these charges. Capital One, Citibank, and Ally Bank have completely eliminated overdraft fees, while others like Bank of America have reduced fees to $10. Bank overdraft revenue dropped 51 percent from $12 billion in 2019 to $5.8 billion in 2023 due to policy changes. Overdraft fees are becoming less of a burden for many bank customers as more financial institutions move to reduce or eliminate these charges entirely. This trend reflects increased pressure from federal regulators and consumer advocates to curb fees that can impact customers' finances. The average overdraft fee is around $27.08 per transaction according to Bankrate's most recent checking account and ATM fee survey. However, a growing number of banks now offer accounts with no overdraft fees or have implemented grace periods and reduced fee structures to help customers avoid these costly charges. If you're tired of paying overdraft fees, switching to one of these banks could save you hundreds of dollars annually while providing the same banking services with better fee structures. New to overdraft fees? Learn how they work and strategies to avoid them with Bankrate's complete guide to overdraft fees. Alliant Credit Union stopped charging overdraft and nonsufficient funds (NSF) fees in 2021. Members who have accounts in good standing may qualify for the Courtesy Pay program, under which the credit union may cover checks or ACH electronic transactions that otherwise would have not cleared due to insufficient funds. As part of its Extended Courtesy Pay program, Alliant may also cover debit card transactions that would have otherwise overdrawn an account. When transactions are covered through the Courtesy Pay programs, the full amount of the overdraft balance will be due immediately. Ally Bank eliminated overdraft fees during the COVID-19 pandemic in 2020 and made the change permanent in June 2021. When transactions would overdraw an account, the bank simply declines them without charging fees. Ally provides a CoverDraft service offering up to $250 coverage for qualifying customers who overspend. Your next deposit automatically applies to any negative balance, providing a safety net without penalty fees. In 2022, Bank of America stopped charging NSF fees and reduced overdraft fees to $10 from $35. No more than two overdraft fees may be charged in a day. The bank limits overdraft fees to two per day and eliminated the $12 overdraft protection transfer fee through its Balance Connect program. BECU reduced its overdraft fees to $10 from $25 in October 2022, and it also did away with NSF fees for items returned or rejected due to an insufficient available balance. These changes apply to both consumer and business checking accounts. BMO Harris eliminated NSF fees and overdraft transfer fees in 2022, and it cut overdraft fees by more than a half — to $15 for each occurrence. This cuts overdraft charges to $15 per incident with a limit of three per day. In early 2022, Capital One stopped charging overdraft fees, which ended an annual revenue stream of an estimated $150 million. Prior to that, the bank charged a $35 overdraft fee for those enrolled in its next-day grace period program. Now, eligible 360 Checking accounts offer free overdraft protection: Transactions can either be declined or covered via automatic transfers from a linked savings account — both without fees. The bank also stopped charging NSF fees in 2021. Chime's SpotMe, launched in September 2019, allows eligible checking account users to overdraft up to $100 (or more over time) without fees. As of October 2024, SpotMe had covered over $30 billion in transactions, and limits can grow to over $200 based on account activity, direct deposits and tenure. The platform also introduced MyPay in 2024, enabling fee-free early wage access up to $500. In June 2022, Citibank eliminated fees associated with overdrafts, overdraft protection, NSF and returned items. This made Citibank the largest bank to completely eliminate overdraft fees. Linked savings accounts or Citi lines of credit can automatically transfer funds to checking accounts when negative balances occur, providing overdraft protection without fees. Citizens Bank implemented an overdraft fee grace period in 2021, allowing customers to avoid fees by restoring positive balances by the next business day's end. When fees are assessed, they're $35 per item with a maximum of five per day. The bank's EverValue Checking account offers an alternative for customers who prefer no overdraft coverage, with transactions simply declined when insufficient funds exist. Discover Bank was ahead of the curve, historically not charging overdraft fees and eliminating insufficient funds fees for all accounts in 2019. This early move demonstrated how banks could maintain profitability while offering consumer-friendly policies. In June 2022, Fifth Third Bank eliminated NSF fees for all consumer accounts. The bank charges a fee of $37 for each overdraft, with a maximum of three overdraft fees to be charged per day. These fees are not assessed on individual items of $5 or less; nor are they charged for accounts overdrawn by $5 or less at the end of a business day. Huntington Bank reduced overdraft and NSF fees to $15 per occurrence in July 2022, limiting customers to three such fees daily. The bank doesn't charge fees when accounts are overdrawn by less than $50. In 2022, KeyBank reduced overdraft fees to $20 per occurrence and capped daily charges at three fees. The bank eliminated NSF fees and doesn't charge overdraft fees when accounts are overdrawn by less than $20. In 2022, PNC Bank eliminated NSF fees for all consumer deposit account customers. The bank had already stopped charging these fees for its Virtual Wallet deposit accounts in 2021. Virtual Wallet customers access the 'Low Cash Mode' feature, limiting overdraft fees to one $36 fee per day. Users receive low balance alerts and at least 24-hour grace periods to add funds and avoid fees. In 2022, Regions Bank eliminated NSF fees and capped $36 overdraft fees at three instances per day. The bank no longer charges overdraft protection fees when funds transfer automatically between linked accounts. Regions Overdraft Grace allows customers to restore account balances to $0 by the next business day's end without overdraft fee assessment. Santander Bank increased its no-fee overdraft threshold to $100 in 2021, so accounts overdrawn by less than that amount avoid fees. In 2022, the bank reduced overdraft fees from $35 to $15, while eliminating the $12 overdraft protection fee. Truist Bank now offers two personal checking accounts without overdraft fees. The Truist One account provides qualifying customers with a $100 negative balance buffer. The Truist Confidence Account doesn't charge fees for overdrafts, returned items, or overdraft protection transfers, with transactions exceeding account balances typically declined. U.S. Bank stopped charging NSF fees in early 2022 and and increased the no-fee overdraft threshold to $50 from $5. Customers have a full day to deposit funds once accounts reach negative balances exceeding $50, with $36 fees assessed for items the bank pays. Wells Fargo eliminated NSF and overdraft protection fees in 2022, and it also began providing customers a 24-hour grace period to cover overdrafts before incurring a fee. The bank's overdraft fee is $35 per item for consumer accounts, with no more than three fees per business day. Overdraft fee policies by bank Bank Overdraft fee Daily fee limit NSF fee Grace period Capital One $0 N/A $0 N/A Citibank $0 N/A $0 N/A Ally Bank $0 N/A $0 N/A Bank of America $10 2 fees $0 No BMO Harris $15 3 fees $0 No Huntington Bank $15 3 fees $15 No Wells Fargo $35 3 fees $0 24 hours U.S. Bank $36 No limit $0 24 hours The Consumer Financial Protection Bureau has in the past taken aggressive action against what it calls 'exploitative junk fees.' CFPB's finalized rules from late 2024 would have capped overdraft fees at $5 or required banks to treat overdrafts as credit products with full disclosure and ability-to-repay assessments. These rules were set to take effect October 1, 2025. In February 2025, President Trump removed CFPB Director Rohit Chopra and installed acting leaders who halted most agency operations, including enforcement and new rulemaking. As a result, many pending protections against 'junk fees' — including limits on overdraft fees — have been suspended or repealed. Congress reversed the CFPB's original rule to cap overdraft fees via the Congressional Review Act, and the Trump administration has paused enforcement and new rules. Consumer groups estimate this rollback will cost Americans upward of $15 billion annually in excess fees. Overdraft policies vary significantly among banks, from complete fee elimination to reduced charges and grace periods. Shopping for a bank with no overdraft fees can save you substantial money, especially if you occasionally experience account overdrafts. Many banks now offer multiple checking account options, including accounts specifically designed to eliminate overdraft concerns. When evaluating banks, consider not only overdraft policies but also other factors like high-yield savings account rates, free checking account availability, and additional features such as early direct deposit access. Take advantage of tools like low-balance alerts and overdraft protection to help avoid overdrawing your account regardless of which bank you choose. These proactive measures, combined with a bank that has eliminated or reduced overdraft fees, provide the best protection against costly banking fees. Ready to switch to a bank with better overdraft policies? Compare Bankrate's best checking accounts to find institutions that align with your banking needs. Sign in to access your portfolio
CNET
23-06-2025
- Business
- CNET
I Know You Don't Want to Hear This, but It's Time to Start Your Holiday Savings. I'll Make It Easy for You
Getty Images/Viva Tung/CNET Can you believe we have only six months until Christmas? That can feel like plenty of time, especially when we haven't even started back-to-school shopping yet. But with stores starting holiday sales earlier and earlier, I want to be prepared. And with tariff uncertainty already raising prices, I want to be prepared so I don't overspend or turn to credit cards during the holiday season. So yes, I'm saving for "the most wonderful time of the year" now, and you should, too. Here's my holiday savings plan and where I'm stashing the money until I need it. How I'm saving for the holidays now Starting this week, I have an automatic transfer set to move $50 from my checking account to my high-yield savings account every time I get paid. Since I'm paid twice a month, that will add up to $550 by Dec. 1. By starting now, I'll also have a good amount saved if any deals or sales pop up sooner, like on Black Friday. If I buy a gift before I hit my $550 goal, I'll deduct it from my budget to avoid overspending. If you also want to plan ahead, figure out how much you can comfortably afford to move into a savings account each pay period. Even if you can afford only $25 a month, you'll still have $150 saved before the end of December. How a high-yield savings account makes it easy I'm keeping my holiday fund in my high-yield savings account. I use Ally Bank, which offers a 3.60% annual percentage yield, but any bank offering you over 3.5% APY will do. I won't earn much in six months by only depositing a couple of hundred dollars, but it's better than what I'd earn by letting it sit in a checking account or traditional savings account earning 0.02% APY at best. Ally's high-yield savings account also comes with two unique features that I love. First, it offers goal-tracking so I can see how close I am to reaching my holiday fund goal. And Ally's savings buckets help me keep my holiday fund separate from my emergency fund without opening a separate account. Interest and savings features aside, keeping this money in an account separate from my checking and everyday spending prevents me from accidentally dipping into it. If you struggle with impulse buying, keeping money that's earmarked for other goals separate can help eliminate this temptation. If you don't already have a high-yield savings account, check out CNET's recommendations. Look for an account with a competitive APY, no monthly fees and easy access so you can quickly transfer your funds.
USA Today
19-06-2025
- Business
- USA Today
From student loan repayment to what to ask in job interviews, what new grads should know
From student loan repayment to what to ask in job interviews, what new grads should know While new college graduates' first challenge is often landing a job, entering the workforce brings other stresses like navigating their new career as well as their personal finances. Most of this year's college graduates are Gen Z, the generation that experiences the most financial stress, according to Ally Bank's recent Minds on Money report. Only 34% of adults under age 28 say they feel in control of their finances and that they could cover a $1,000 emergency expense without going into debt, the report found. While securing a high salary can help, it doesn't guarantee new graduates will have a handle on their money. Having a plan for student loan repayments, managing lifestyle creep, and setting clear boundaries can keep you on track. And once you're hired, understand that networking is only beginning if you want to climb the ladder or eventually move to a different company. Here's what new graduates should keep in mind during and after the job hunt: More: New grads want remote, high-paying jobs that align with their values. Is that possible? What to look for in job descriptions and interviews While salary and location may be the first things job seekers look for when scrolling LinkedIn, Anthony Knierim, managing director of the Americas for the global employee engagement platform Reward Gateway, says they should keep an eye out for other less obvious green lights and red flags. Knierim advised taking the time to ask about company culture in a job interview. Knowing how employees collaborate and talk about their workplace gives valuable insight, he said. Knierim also advises job seekers to ask how they would fit into the company's future, emphasizing how their soft skills will be enhanced and valued in a world that is rapidly automating hard skills. Knierim and Jack Howard, head of Money Wellness at Ally, agree applicants should also consider the benefits that come with accepting a position. Beyond a 401(k) match and health insurance plan, some workplaces will cover your transportation costs, gym membership, or offer tuition reimbursement. Even if you've already started the new job, you may want to navigate an old HR portal or read through a long handbook to find out about those additional benefits. Doing so is worth your time, Knierim said. 'People are only in a company for 15 to 17 months in the young demographic,' he said. 'They don't have as much time to hear from somebody else, 'Did you know our company does this?' … When you get those onboarding packets that are usually 30 pages, really take time to see what's offered.' Networking doesn't end Whether you're wanting to switch companies or move up internally, networking doesn't end once you're hired for your first job after graduation. Gen Z is following in Millennials' footsteps and throwing off stigmas around job hopping, Vicki Salemi, a career expert at Monster, told USA TODAY and Knierim said it's nearly impossible to get a job in today's market without networking. 'It's kind of moving beyond, 'Who is the one person you know?' Now it's almost like, 'What are the three to five angles I can use to get into this place?'' Knierim said. He advises young people to maximize their alumni and social networks when looking for a new job, and to get face time with senior leadership if they're hoping for a promotion. 'Be aggressive without being a pain,' he said. 'Go to the town halls. Go up to the key executives after with great questions." Knierim suggested asking about new ways the company is using AI. He recalled how businesses largely relied on young people to take charge of their social media strategy in the early 2010s and said new graduates could help lead the way on AI implementation in some companies. Don't forget about student loans The grace period before graduates have to start making payments on their student loans is often nearing its end by the time new graduates settle into their first job. After a nearly five-year hiatus, student loans borrowers are again facing the threat of debt collection and watching their credit scores take a dive. Despite ongoing conversations about student loan reform and forgiveness programs emphasized during former President Joe Biden's administration, Howard has some straightforward advice for new graduates. 'You just have to pay it back,' she said. 'You have to prioritize it. I know it's hard because you're not making as much money as you would like.' Set boundaries with friends and family Howard said she left graduate school with $70,000 in debt and aggressively paid it off within two years. 'How did I do that? You have to say 'no' to things,' Howard said. 'Friends were getting married. There were some weddings I had to say 'no to.' She said while it can be tough to talk with friends about money, those conversations are worth it. Explaining that you're declining a dinner invite because you're paying down credit card debt can improve the relationship and even lead to that friend holding you accountable when you think about making an irresponsible purchase. Howard added that recent college graduates who move to a different state often feel obligated to visit home, but they should keep in mind that it's OK to set a boundary with friends and family if they can't afford a trip. Avoid lifestyle creep Lifestyle creep happens when people get a raise or new job and instead of sticking to their old spending habits, they start spending more. After years on a tight college budget, it can be tempting to use a new salary to eat out, buy new clothes, or splurge. Financial experts agree that while it's reasonable to celebrate after landing a new job, ry not to purchase expensive status symbols, like watches or purses. 'It creates shame because you purchased it knowing you couldn't afford it,' Howard said. 'We want to get rid of shame. Money should be enjoyed.' Howard says the best way for people to avoid lifestyle creep is to have a detailed budget and ask themselves what is the "return on joy" for each thing they buy. 'Being mindful and very intentional about how you spend helps to alleviate some of that lifestyle creep. It happens because you're not paying attention,' she said. Reach Rachel Barber at rbarber@ and follow her on X @rachelbarber_
