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4 days ago
- Business
- Yahoo
This Financial Services Stock Is My Fintech Exposure Pick
Written by Amy Legate-Wolfe at The Motley Fool Canada When people think of fintech stocks, their minds often go to flashy U.S. names like Square, PayPal, or Robinhood. But right here in Canada, there's one under-the-radar name that offers exposure to the growing intersection of finance and technology: Bitfarms (TSX:BITF). While it might not fit the traditional mould of a bank-turned-tech firm, Bitfarms is building out a digital infrastructure that could make it a powerhouse in the financial services industry of the future. An alternative fintech stock Let's be clear: Bitfarms is not a bank, nor does it operate like one. It's a Bitcoin mining company. But with crypto adoption on the rise and institutions increasingly warming to digital assets, Bitfarms offers exposure to one of the fastest-evolving areas of fintech. It combines data centre operations, blockchain validation, and financial technology in a way that most traditional financial stocks simply don't. And it's growing. In its first-quarter 2025 results, Bitfarms reported revenue of $67 million, up from 33% from the year before. That's driven by both higher production and increased transaction fees on the Bitcoin network. Adjusted earnings before interest, taxes, depreciation and amortization (EBITDA) came in at $16 million, down from $23 million in the same quarter of 2024. It also mined over 693 Bitcoin in Q2, up from the last quarter, but down from 2024 levels. With a new site opening in Paraguay and further upgrades across its Canadian facilities, Bitfarms is pushing for more scale and lower costs. More to come Of course, there are risks. This is a volatile fintech stock that moves closely with the price of Bitcoin. When Bitcoin fell sharply in 2022 and 2023, Bitfarms shares tumbled as well. But the company used that downturn to clean up its balance sheet, restructure its debt, and streamline operations. It ended the first quarter of 2025 with the flexibility to weather short-term crypto price swings. More importantly, Bitfarms now has over 19.5 exahash per second of installed hashrate capacity, more than triple what it was a year ago. That makes it one of the largest and most efficient public miners in the world. As Bitcoin adoption continues and more financial services integrate crypto infrastructure, Bitfarms stands to benefit. It doesn't just mine coins, it validates transactions on a secure, decentralized network that underpins a new form of digital finance. Considerations So why consider this a fintech play? Because the future of finance is digital. From tokenized assets to blockchain-based lending, everything about the way we exchange value is evolving. Bitfarms doesn't build the apps; we're not talking about flashy consumer tech here, but it provides the back-end rails for a decentralized, digital financial future. That's the kind of exposure many fintech exchange-traded funds (ETF) completely miss. Valuation-wise, Bitfarms is still inexpensive, especially considering its growth rate. The fintech stock's market cap is just over $964 million, and it trades at a fraction of the multiples you'd see with legacy fintech names. As the market begins to recognize digital infrastructure as a core part of the financial system, Bitfarms could re-rate much higher. Bottom line This isn't a pick for the faint of heart. The stock is volatile and tied closely to Bitcoin sentiment. But if you're looking for fintech exposure with higher risk and potentially higher reward, it's worth a look. Unlike some tech darlings that are all promise and no profit, Bitfarms is producing results. It's mining real assets, generating real cash, and scaling up operations with every quarter. When everyone's looking at payment apps and digital wallets at the front end, it's easy to miss the infrastructure behind it all. Bitfarms gives investors exposure to that infrastructure. And if you believe that crypto will play a growing role in global finance, this Canadian miner could be your ticket into the backend of fintech. That's why it's my fintech exposure pick, even if it doesn't come wrapped in the usual tech packaging. The post This Financial Services Stock Is My Fintech Exposure Pick appeared first on The Motley Fool Canada. Should you invest $1,000 in Robinhood Markets, Inc. right now? Before you buy stock in Robinhood Markets, Inc., consider this: The Motley Fool Stock Advisor Canada analyst team just identified what they believe are the Top Stocks for 2025 and Beyond for investors to buy now… and Robinhood Markets, Inc. wasn't one of them. The Top Stocks that made the cut could potentially produce monster returns in the coming years. Consider MercadoLibre, which we first recommended on January 8, 2014 ... if you invested $1,000 in the 'eBay of Latin America' at the time of our recommendation, you'd have $24,927.94!* Stock Advisor Canada provides investors with an easy-to-follow blueprint for success, including guidance on building a portfolio, regular updates from analysts, and two new stock picks each month – one from Canada and one from the U.S. The Stock Advisor Canada service has outperformed the return of S&P/TSX Composite Index by 30 percentage points since 2013*. See the Top Stocks * Returns as of 6/23/25 More reading 10 Stocks Every Canadian Should Own in 2025 3 Canadian Companies Powering the AI Revolution A Commonsense Cash Back Credit Card We Love Fool contributor Amy Legate-Wolfe has no position in any of the stocks mentioned. The Motley Fool recommends Block and PayPal. The Motley Fool has a disclosure policy. 2025
Yahoo
4 days ago
- Business
- Yahoo
Lundin Mining: Buy, Sell, or Hold in July 2025?
Written by Amy Legate-Wolfe at The Motley Fool Canada When copper prices drop, it often drags down every stock in the sector, regardless of quality. And that's exactly what we've seen with Lundin Mining (TSX:LUN) in 2025. The dividend stock has been volatile all year, weighed down by concerns over slowing global demand, particularly from China, and the broader weakness in commodity prices. But now that it's trading near its 52-week high, investors are asking: Is this a buy opportunity, a time to cut losses, or something to wait out? Let's look at the case for buying, selling, or holding Lundin Mining in July 2025. About Lundin Lundin Mining is one of the largest base metal miners on the TSX, with a focus on copper, nickel, and zinc. It has a diversified portfolio of assets across the Americas and Europe, including its crown jewel: the Candelaria mine in Chile. And it's not just sitting still. Over the past few years, Lundin has been actively expanding its production base, most notably with the $1 billion acquisition of the Caserones copper mine in Chile, which closed in mid-2023. This added significant scale and long-term potential. In its most recent earnings report for Q1 2025, Lundin Mining reported revenue of $963.9 million. Net earnings came in at $138.1 million, or $0.16 per share. Production was solid across the board, producing 76,774 tons of copper. Furthermore, cash costs for copper came in at $2.07, near the low end of guidance. Plus, the company reaffirmed its full-year production guidance. What to watch The problem is copper prices. After peaking in late 2024, copper slumped in 2025 due to weaker-than-expected Chinese industrial activity and a shift in investor sentiment, but has since climbed back. After prices slipped below US$3.80 per pound, the price has now jumped back upwards to US$4.50 as of writing. So is this a buying opportunity? Possibly. Lundin's long-term growth outlook remains solid. The Caserones deal continues to unlock synergies, and the company has ample reserves and exploration upside. It also maintains a healthy balance sheet, with over $341.6 million in cash and cash equivalents. Analysts generally see LUN as undervalued, with the one-year price target hitting $16.41 as of writing. The stock's dividend yield of roughly 0.8% also offers some cushion while you wait for copper to rebound. Considerations That said, there are reasons to be cautious. Copper prices are notoriously cyclical, and further declines could eat into earnings. Operational risks, especially in Chile, shouldn't be ignored, with ongoing political uncertainty and high input costs creating volatility. Investors who are more risk-averse or short-term focused may prefer to wait until the copper market stabilizes or until Lundin proves it can control costs better in this environment. If you already own the stock, holding likely makes sense. The company is still profitable, the dividend is intact, and the long-term copper demand story tied to electrification, infrastructure, and electric vehicles (EV) isn't going anywhere. Selling now would mean locking in losses, possibly at the bottom of the cycle. But those thinking of adding should go in knowing this could be a bumpy ride for a few more quarters. Bottom line Lundin Mining is neither a screaming buy nor a definite sell. It's a textbook hold for now, unless you're specifically hunting for contrarian copper plays. If you believe in the long-term electrification trend and have the stomach for short-term volatility, it might be worth nibbling at these levels. But if you're looking for stability or near-term returns, you might want to stay on the sidelines until copper prices find their footing. In short, Lundin is a solid company in a tough environment. This metals miner has potential, but it also requires patience. The post Lundin Mining: Buy, Sell, or Hold in July 2025? appeared first on The Motley Fool Canada. Should you invest $1,000 in Lundin Mining Corporation right now? Before you buy stock in Lundin Mining Corporation, consider this: The Motley Fool Stock Advisor Canada analyst team just identified what they believe are the Top Stocks for 2025 and Beyond for investors to buy now… and Lundin Mining Corporation wasn't one of them. The Top Stocks that made the cut could potentially produce monster returns in the coming years. Consider MercadoLibre, which we first recommended on January 8, 2014 ... if you invested $1,000 in the 'eBay of Latin America' at the time of our recommendation, you'd have $24,927.94!* Stock Advisor Canada provides investors with an easy-to-follow blueprint for success, including guidance on building a portfolio, regular updates from analysts, and two new stock picks each month – one from Canada and one from the U.S. The Stock Advisor Canada service has outperformed the return of S&P/TSX Composite Index by 30 percentage points since 2013*. See the Top Stocks * Returns as of 6/23/25 More reading 10 Stocks Every Canadian Should Own in 2025 3 Canadian Companies Powering the AI Revolution A Commonsense Cash Back Credit Card We Love Fool contributor Amy Legate-Wolfe has no position in any of the stocks mentioned. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. 2025 Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
Yahoo
4 days ago
- Business
- Yahoo
1 AI Revolution Stock That's My Ultimate Growth Play for Decades
Written by Amy Legate-Wolfe at The Motley Fool Canada Artificial intelligence (AI) is transforming everything, from how we shop to how companies build their products. It's easy to think the winners are all flashy tech giants or chipmakers, but Canada has its own players flying under the radar. One of them is Celestica (TSX:CLS), a tech stock that's quietly becoming a top growth story in the AI revolution. About Celestica You may not hear about it often, but Celestica has been building the backbone of tech infrastructure for years. It started as a contract electronics manufacturer, supplying parts to big-name clients. Over the last decade, it has shifted toward higher-margin, high-performance computing systems. And now, it's playing a key role in the AI boom. In its first quarter 2025 earnings, Celestica once again blew past expectations. The tech stock reported revenue of $2.65 billion, up from $2.21 billion the year before. Earnings per share (EPS) came in at $1.20, up from $0.83 last year. Even better, management confirmed full-year guidance, citing continued strong demand for its AI-related hardware and cloud infrastructure. That kind of growth isn't a one-time thing. Celestica is now a go-to partner for hyperscalers, those massive companies running the biggest cloud data centres in the world. As AI continues to require more processing power and energy-hungry servers, Celestica is there, designing, building, and scaling the systems behind it all. In other words, it's not just a bystander in the AI revolution – it's helping build the arena. More to come Despite all this momentum, the tech stock still trades at a relatively low valuation. As of writing, Celestica trades at 46 times forward earnings. That's a major discount compared to U.S. tech peers, with similar or even slower growth. So while markets chase the big names, Celestica offers a more modest, grounded way to ride the same wave. There's also something to be said about how well-run the company is. It's not racking up massive debt or burning through cash. In fact, Celestica continues to post strong cash flows and has a solid balance sheet. That gives it the flexibility to invest in future growth while weathering any economic slowdown. And unlike many tech names, it doesn't need to keep raising capital to stay afloat. The other strength that stands out is its diversification. While AI and data centres are the fastest-growing parts of the business, Celestica also serves industrial, aerospace, and defence clients. That gives it some stability when one segment cools off. But right now, all signs suggest the AI-related tailwinds aren't going away anytime soon. Bottom line Of course, no stock is perfect. Celestica isn't immune to global supply chain risks or tech sector slowdowns. And because it's still categorized by many as a 'boring' hardware stock, it might not get the attention – or premium valuation – it deserves in the short term. But if you're investing with a multi-decade mindset, that's exactly the kind of setup you want: strong fundamentals, massive long-term tailwinds, and a stock price that hasn't caught up yet. For investors willing to be early and patient, Celestica could be one of those rare stocks you look back on decades later and think, 'I can't believe how cheap it was.' In a market full of hype, it's refreshing to find a company that's simply doing the work and getting better quarter after quarter. That's why, for me, Celestica is the ultimate AI growth play for the long haul. The post 1 AI Revolution Stock That's My Ultimate Growth Play for Decades appeared first on The Motley Fool Canada. Should you invest $1,000 in Celestica Inc. right now? Before you buy stock in Celestica Inc., consider this: The Motley Fool Stock Advisor Canada analyst team just identified what they believe are the Top Stocks for 2025 and Beyond for investors to buy now… and Celestica Inc. wasn't one of them. The Top Stocks that made the cut could potentially produce monster returns in the coming years. Consider MercadoLibre, which we first recommended on January 8, 2014 ... if you invested $1,000 in the 'eBay of Latin America' at the time of our recommendation, you'd have $24,927.94!* Stock Advisor Canada provides investors with an easy-to-follow blueprint for success, including guidance on building a portfolio, regular updates from analysts, and two new stock picks each month – one from Canada and one from the U.S. The Stock Advisor Canada service has outperformed the return of S&P/TSX Composite Index by 30 percentage points since 2013*. See the Top Stocks * Returns as of 6/23/25 More reading 10 Stocks Every Canadian Should Own in 2025 3 Canadian Companies Powering the AI Revolution A Commonsense Cash Back Credit Card We Love Fool contributor Amy Legate-Wolfe has no position in any of the stocks mentioned. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. 2025 Sign in to access your portfolio
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4 days ago
- Business
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I'd Put My Entire TFSA Contribution Into This 7.3% Dividend Stock
Written by Amy Legate-Wolfe at The Motley Fool Canada When it comes to making the most of your Tax-Free Savings Account (TFSA), few things beat the combination of income and growth. A well-chosen dividend stock can compound wealth quietly in the background with no taxes and no hassle. But with markets wobbling and energy prices in flux, many investors are unsure where to park their cash. That's why Whitecap Resources (TSX:WCP), a Canadian oil and gas producer, stands out right now. It offers a high dividend yield, strong free cash flow, and plenty of upside—all wrapped up in a stock that still flies under the radar. So, how much are we talking? As of writing, Whitecap offers a dividend yield of approximately 7.3%. That's well above the TSX average and far more than what you'd get from a Guaranteed Investment Certificate (GIC) or savings account. And importantly, it looks sustainable. Into earnings In its first quarter 2025 earnings report, Whitecap posted solid numbers despite a dip in oil prices earlier in the year. Production averaged 179,051 barrels of oil equivalent per day (boe/d), up from 169,660 a year before. The dividend stock generated funds flow of $446.3 million and free funds flow of $48.2 million, jumping from a loss of $9.2 million the year before. That gave it plenty of room to cover the dividend, which cost just $107.2 million for the quarter, showing a clear commitment to capital returns. This is no fluke. Whitecap has spent the last few years cleaning up its balance sheet and streamlining operations. Debt has come down significantly, with net debt now sitting at $986.9 million, a drop from $1.5 billion a year ago. And this could mean investors might want to look out for a raise. Considerations Of course, oil stocks aren't everyone's cup of tea. The sector is notoriously volatile, and energy prices are influenced by everything from Organization of Petroleum Exporting Countries (OPEC+) decisions to geopolitics to weather. But Whitecap offers some protection here. It produces both oil and natural gas and is geographically diversified across Western Canada. Plus, the dividend stock has hedging programs in place to smooth out price swings. It's not without risk, but it's far less speculative than smaller energy plays. What really makes Whitecap stand out is its focus on free cash flow. Unlike some energy producers that chase growth at all costs, Whitecap has made it clear it wants to reward shareholders. The dividend stock expects to generate production growth between 3% and 5% per share through long-term repurchases. A solid TFSA buy And here's where the TFSA angle really shines. If you were to contribute the full $7,000 annual TFSA limit into Whitecap today, you could expect about $511 in annual tax-free income. Reinvest that each year, and it adds up quickly. Over a decade, assuming flat share prices and consistent dividends, that could grow to over $7,000 in cumulative income, not including any share price appreciation or dividend increases. COMPANY RECENT PRICE NUMBER OF SHARES DIVIDEND TOTAL PAYOUT FREQUENCY INVESTMENT TOTAL WCP $10.00 700 $0.73 $511.00 Monthly $7,000.00 And let's not forget the upside. If oil prices climb back above US$90 or if Whitecap announces another dividend hike, the yield-on-cost for today's buyers could move even higher. That's the kind of potential that makes it attractive not just for income, but for long-term total return. Bottom line Is it the safest stock on the TSX? No. But few investments offer this blend of high yield, disciplined capital allocation, and upside potential. Whitecap isn't trying to reinvent the wheel. It's just doing what works: keeping costs low, returning money to shareholders, and staying focused on the bottom line. For Canadian investors looking to make their TFSA contribution count in 2025, Whitecap offers a rare mix of value and income in one tight package. And at over 7%, the dividend alone makes a strong case. Sometimes, simple and boring is exactly what you want, especially when it pays you every single month. The post I'd Put My Entire TFSA Contribution Into This 7.3% Dividend Stock appeared first on The Motley Fool Canada. Should you invest $1,000 in Whitecap Resources right now? Before you buy stock in Whitecap Resources, consider this: The Motley Fool Stock Advisor Canada analyst team just identified what they believe are the Top Stocks for 2025 and Beyond for investors to buy now… and Whitecap Resources wasn't one of them. The Top Stocks that made the cut could potentially produce monster returns in the coming years. Consider MercadoLibre, which we first recommended on January 8, 2014 ... if you invested $1,000 in the 'eBay of Latin America' at the time of our recommendation, you'd have $24,927.94!* Stock Advisor Canada provides investors with an easy-to-follow blueprint for success, including guidance on building a portfolio, regular updates from analysts, and two new stock picks each month – one from Canada and one from the U.S. The Stock Advisor Canada service has outperformed the return of S&P/TSX Composite Index by 30 percentage points since 2013*. See the Top Stocks * Returns as of 6/23/25 More reading 10 Stocks Every Canadian Should Own in 2025 3 Canadian Companies Powering the AI Revolution A Commonsense Cash Back Credit Card We Love Fool contributor Amy Legate-Wolfe has no position in any of the stocks mentioned. The Motley Fool recommends Whitecap Resources. The Motley Fool has a disclosure policy. 2025 Melden Sie sich an, um Ihr Portfolio aufzurufen.
Yahoo
19-07-2025
- Business
- Yahoo
1 Stable Canadian Stock Down 63% From All-Time Highs to Buy and Hold Immediately
Written by Amy Legate-Wolfe at The Motley Fool Canada Trade tensions, rising tariffs, and geopolitical surprises can wreak havoc on a portfolio that leans too hard on U.S. exposure. For Canadian investors who want some shelter, Bombardier (TSX:BBD.B) might sound like a bold pick, but there's a surprising amount of substance behind the splashy name. Especially while it's still down 63% from all-time highs. A wild ride This is a Canadian stock that's been to the brink, and back. In fact, it's gone from hitting all-time highs of about $442 in August, 2000 to lows of $5.26 in 2020, adjusted for the stock merger. Yet here it is in 2025, delivering profits, beating earnings, and confidently guiding for future growth. That's no accident. And it's why the Canadian stock, which remains well below its all-time highs, could be one of the more underrated long-term plays on the TSX today. Bombardier recently reported first-quarter 2025 results that added fuel to its turnaround story. The Canadian stock posted revenue of US$1.6 billion, up 10% year over year. Earnings before interest and taxes (EBIT) rose to US$243 million, and adjusted EBITDA reached US$318 million, with a healthy margin of 20.4%. This kind of profitability was once unthinkable for Bombardier, but it's quickly becoming the norm. Net income was US$110 million or US$1.03 per diluted share, compared to US$302 million in losses a year earlier. Free cash flow was negative for the quarter, which is expected due to seasonality, but full-year guidance still calls for US$250 million to US$500 million in free cash flow. More to come What's most impressive is how it got here. Bombardier is now laser-focused on its business jet segment, after shedding its commercial and rail operations. It's streamlined, leaner, more agile, and that's paying off. The Global 7500 continues to lead its class, and Bombardier's aftermarket services are a growing source of high-margin revenue. In fact, aftermarket revenue was up 11% year over year to US$424 million. There's no pretending this is a safe haven Canadian stock like a utility or a grocer. Bombardier still carries debt of US$4.7 billion at quarter-end, and the stock can be volatile. But it's also a pure-play aviation business with a growing order backlog. As of the end of Q1, the backlog stood at US$14.9 billion. That kind of visibility isn't easy to find in the industrial space, especially for a name once written off as a penny stock. Where it stands From a valuation standpoint, the case gets even stronger. The Canadian stock currently trades around $162, well off its 2000 peak, despite dramatically stronger fundamentals today. And with expected full-year revenue of US$8.4 billion and adjusted EBITDA guidance of US$1.5 billion, the Canadian stock's forward-looking metrics suggest plenty of room to run. Bombardier is not for the faint of heart. There are risks tied to global demand for business jets, potential delays, and inflation in parts and labour. Plus, there's no dividend, so investors are betting purely on capital appreciation. But for those willing to hold through the cycles, this is a business that's gaining real traction. Bottom line If you're looking for a Canadian stock to tuck into your portfolio and forget for the next decade, Bombardier might not be the obvious choice, but that could be exactly what makes it so compelling. Down more than 60% from its peak, profitable, and projecting solid growth in a tough economy, Bombardier offers a contrarian bet with real upside. The trade tensions may rage on, but this is one Canadian company charting its own flight path, and investors might want a seat onboard. The post 1 Stable Canadian Stock Down 63% From All-Time Highs to Buy and Hold Immediately appeared first on The Motley Fool Canada. More reading 10 Stocks Every Canadian Should Own in 2025 [PREMIUM PICKS] Market Volatility Toolkit A Commonsense Cash Back Credit Card We Love Fool contributor Amy Legate-Wolfe has no position in any of the stocks mentioned. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. 2025
