Latest news with #AndyFox
Associated Press
2 days ago
- Business
- Associated Press
Business Debt Ninjas Offers Relief for Small Businesses Struggling with MCA Debt
Business Debt Ninjas helps small businesses reduce Merchant Cash Advance (MCA) debt by up to 80% without new loans or upfront fees, offering a quick path to financial relief for struggling entrepreneurs. United States, August 18, 2025 -- The MCA Challenge Facing Small Businesses Small businesses across the United States are encountering significant challenges due to Merchant Cash Advances (MCAs), which are marketed as quick solutions for cash flow issues. While they promise fast access to funds, these advances often come with high interest rates, sometimes exceeding 200% annually, and daily automatic withdrawals from business revenue. As a result, many business owners find themselves stuck in a cycle of increasing debt, unable to make progress. In many cases, the issue is not one loan, but several stacked MCAs, which create a mounting financial burden that is unsustainable. Business Debt Ninjas, a company specializing in helping businesses address MCA debt, is offering a solution to help entrepreneurs break free from this cycle. A Unique Approach to Debt Reduction Business Debt Ninjas focuses on helping small business owners reduce their MCA debt by up to 80%. The company does this without requiring new loans or upfront fees. Instead, Business Debt Ninjas negotiates directly with MCA lenders to secure significant reductions in outstanding debt, offering small business owners a path to financial relief without further borrowing or long-term payment obligations. 'We're not here to manage your debt—we're here to eliminate it,' said Andy Fox, spokesperson for Business Debt Ninjas. 'Our clients want fast relief, and that's exactly what we deliver.' Reshaping Debt Relief for Small Business Owners Traditional debt relief methods, such as debt consolidation or bankruptcy, often involve long-term payment plans or shifting the debt burden without actually reducing it. In contrast, Business Debt Ninjas employs a proprietary approach that focuses on quickly and effectively reducing the debt. Their model has helped over 1,100 small business owners reduce their debt by 60-80%, with most cases resolved in 48 to 90 days. The company's process has provided immediate relief to businesses burdened by daily MCA withdrawals, offering entrepreneurs a chance to regain control over their finances. Real Success Stories Business Debt Ninjas has helped businesses across multiple industries regain financial stability by negotiating substantial debt reductions. A family-owned restaurant in New York reduced its $120,000 MCA debt to $72,000, saving $48,000 and keeping 12 employees on payroll. A trucking company in Houston successfully reduced its $85,000 debt to $51,000, freeing up $34,000 for vehicle maintenance and fuel costs. Similarly, an auto repair shop in Chicago reduced $65,000 in combined MCA and equipment financing debt to $39,000, ensuring the business stayed operational. 'Every settlement represents a family that gets to keep their business, employees who retain their jobs, and communities that continue to benefit from essential local services,' Fox said. 'We're saving the American Dream, one business at a time.' A Different Philosophy in Debt Relief Business Debt Ninjas aims to protect small businesses from burdensome financial practices. The company works to negotiate better terms with MCA lenders, helping entrepreneurs avoid the challenges often associated with traditional lending practices. Fox explained, 'The MCA industry often provides financing on terms that are difficult for small businesses to manage. We're here to change that by returning money to entrepreneurs and supporting their success.' No Upfront Fees, No New Loans Business Debt Ninjas stands apart from other debt relief companies by offering a transparent payment structure: no upfront fees, no new loans, and no credit checks. Clients only pay for services once their debt has been reduced, ensuring that Business Debt Ninjas is fully invested in the success of each business. 'We only succeed when our clients succeed,' Fox said. 'If we don't deliver, we don't get paid. This model ensures we focus on achieving the best possible outcome for every client.' This approach makes debt relief accessible to businesses that traditional financial services have overlooked. Many of Business Debt Ninjas' clients have credit scores below 600, and have previously been rejected by banks, making the company their final option before bankruptcy. Expanding to Help More Small Businesses As Business Debt Ninjas continues to grow, the company plans to expand its services to help businesses facing other types of financial challenges. They are also developing educational resources to help entrepreneurs avoid falling into debt traps in the future. 'Our ultimate goal is to level the playing field for small businesses and ensure that entrepreneurs have the tools and support they need to succeed,' Fox said. About Business Debt Ninjas Business Debt Ninjas is a debt relief company that specializes in helping small business owners reduce MCA debt through effective negotiation and strategic debt reduction. With over 1,100 successful cases and an average debt reduction of 60-80%, Business Debt Ninjas has become a leader in helping businesses regain financial stability without resorting to bankruptcy. The company charges no upfront fees and operates on a results-based payment structure. Media Contact: Andy Fox Spokesperson, Business Debt Ninjas Email: [email protected] Website Contact Info: Name: Andy Fox Email: Send Email Organization: Business Debt Ninjas Website: Release ID: 89167462 In case of detection of errors, concerns, or irregularities in the content provided in this press release, or if there is a need for a press release takedown, we strongly encourage you to reach out promptly by contacting [email protected] (it is important to note that this email is the authorized channel for such matters, sending multiple emails to multiple addresses does not necessarily help expedite your request). Our efficient team will be at your disposal for immediate assistance within 8 hours – resolving identified issues diligently or guiding you through the removal process. We take great pride in delivering reliable and precise information to our valued readers.
Yahoo
11-06-2025
- General
- Yahoo
Grand Haven students learn to ‘flip, float, follow'
GRAND RAPIDS, Mich. (WOOD) — Aiming to reduce the number of drownings in the Great Lakes, the Great Lakes Surf Rescue Project has conducted more than 100 water safety presentations so far this year and more than 1,200 in the Midwest since 2011. On Wednesday, it presented to fifth and sixth graders at White Pines Intermediate School in Grand Haven, teaching students what it looks like to be in trouble while in the water and survival strategies like 'flip, float and follow' to escape a dangerous current. Staying safe near the water this summer The presentation honored the memory of 17-year-old Andy Fox, who drowned in 2003 after being caught in a rip current in Lake Michigan. His mother Vicki Cech now educates others on the dangers of the Great Lakes. 'The big thing was to try and create awareness here,' Cech said. 'Because we didn't know. A lot of people had never heard of rip currents in Lake Michigan. So we wanted to make people aware and the kids what to do and how to be safe and not get into the situation that Andy was in.' There have been over 1,300 drownings in the five Great Lakes since 2010, according to data compiled by the Great Lakes Surf Rescue Project. Cech said a number is too high. 'Knowledge is everything. These kids, if they know what to do, they're either going to stay out of the water because they know there is a danger there, or they're going to know what to do if they do get into trouble.' Red flag or green, advocates urge caution on Lake Michigan The group is also using their platform as a means to bring awareness to two bills moving through Michigan's Legislature — Senate Bill 295 and House Bill 4477 — both proposing a statewide water safety program for K-12 students focusing on topics like flotation devices, water conditions and basic rescue and resuscitation techniques as a part of physical education classes. 'We are way behind with water safety education in the United States as well as the Great Lakes region,' program director Dave Benjamin said. 'It is of utmost importance that we have water safety education in schools.' Copyright 2025 Nexstar Media, Inc. All rights reserved. This material may not be published, broadcast, rewritten, or redistributed.
Yahoo
19-02-2025
- Climate
- Yahoo
LIVE BLOG: Winter weather hits Hampton Roads, OBX
PORTSMOUTH, Va. (WAVY) — The snow is here! As the frosty weather continues throughout the day, we will be right there with you! This live blog will contain photos, updates and more. Blog: Big snowstorm to hit the region today Stay warm and stay safe. Submit your snow photos Here's where our reporters are on Wednesday: Andy Fox is reporting from Virginia Beach Markeshia Jackson is in Norfolk Chris Horne is in Elizabeth City Karina Garcia is in the peninsula Cheyenne Pagan is in Williamsburg Ashley Knight is in Portsmouth So far we have reported on , road safety tips and expectations, important contacts in case anything goes wrong and the Virginia governor's advice. Andy Fox went live at 11 a.m. with Virginia Beach Mayor Bobby Dyer ahead of the snowstorm. On Wednesday, Amtrak Trains 67, 93 and 125 are canceled south of Washington (WAS). This includes the evening train into Newport News as well as the late-night train into Norfolk. On Thursday, Amtrak Trains 186, 84 and 174 are canceled south of Washington (WAS). This includes the evening train coming out of Newport News as well as the early morning train coming from Norfolk. Amtrak canceling some train routes, impacting Norfolk and Newport News As of 12:15 p.m., Brett Hall said that snow doesn't appear to currently be sticking to the roads, but drivers are still advised to avoid roads as that could change. Bridges and overpasses freeze first — so use extra caution. 10 On Your Side's Chris Horne is going to a news conference at 3 p.m. where the city will discuss the winter weather. Snow has already begun falling in Franklin and a WAVY viewer sent in the following video capturing the moment. Just before 12:30 p.m., city of Hampton has declared a state of emergency City offices closed on Wednesday. Click here to see what city services are available. Click here to see what city services are available. Click here to see what city services are available. Mayor Bobby Dyer assures Andy Fox that Virginia Beach is prepared for the storm. In Virginia Beach, Transitions Day Services at the Housing Resource Center (HRC), 104 N. Witchduck Road, is open until 3 p.m. on Feb. 19 for individuals experiencing unsheltered homelessness. Adults experiencing homelessness in Virginia Beach who will need overnight shelter should make their way to the HRC before 3 p.m. for intake for the Winter Shelter program. Copyright 2025 Nexstar Media, Inc. All rights reserved. This material may not be published, broadcast, rewritten, or redistributed.
Yahoo
31-01-2025
- Sport
- Yahoo
Altoona Curve announces coaching staff, former MLB player on list
BLAIR COUNTY, Pa. (WTAJ) — The 2025 coaching staff for the Altoona Curve was announced on Friday, headlined by a former professional baseball player. Andy Fox, a former MLB player, is the 16th manager in Altoona's franchise history and has spent the past three seasons on the Boston Red Sox major-league coaching staff. He also served as the Red Sox Infield Coordinator from 2011-21 as well as the team's Assistant Field Coordinator. 'I am thrilled to welcome Andy Fox and his staff to Curve, PA for the 2025 season,' Curve General Manager Nate Bowen said. 'The Pirates hit an absolute home run with this group, and I cannot wait to see them in action this season.' Fox will lead a coaching staff that features just one holdover from the previous season, Bench Coach Gary Green. Pitching Coach Matt Ford joins the team for his 12th season as an instructor in the Pirates minor leagues, along with Coaches Scott Seabol and Casey Harms joining the team after serving at the lower levels of the Pirates minor league system in 2024. Also joining the Curve staff are Athletic Trainer Casey Lee, Strength and Conditioning Coach Ryoki Ejima, Nutritionist Sierra Scott and Minor League Operations. Fox's coaching career has seen him serve in several roles with the Rangers, Mariners, Marlins and Red Sox. He began as the manager for the Texas Rangers with their Single-A affiliate in Clinton in 2006 where he spent one season before joining the Marlins major league staff as First Base and Infield Coach for the 2007-09 campaigns. In his coordinator role for the Red Sox, Fox oversaw the development of several future major league All-Stars including Rafael Devers, Xander Boegarts and Mookie Betts. Fox earned two additional World Series Championship rings as an instructor in 2013 and 2018 with Boston. Copyright 2025 Nexstar Media, Inc. All rights reserved. This material may not be published, broadcast, rewritten, or redistributed.
