Latest news with #ApplePay
Scottish Sun
14 hours ago
- Sport
- Scottish Sun
Midtjylland vs Hibs: Get £40 in football free bets for Europa League with William Hill
Commercial content notice: Taking one of the betting offers featured in this article may result in a payment to The Sun. 18+. T&Cs apply. EURO BONUS Midtjylland vs Hibs: Get £40 in football free bets for Europa League with William Hill HIBS start their journey towards European league football when facing Midtjylland on Thursday. Brand new William Hill customers who register an account and stake a tenner on the Europa League second round qualifier will be rewarded with a colossal £40 in free bets to spend on football. Midtjylland vs Hibs: Claim your £40 free bets - click here* How to claim.. William Hill £40 welcome bonus Visit the William Hill website HERE* Register an account using the Promo Code: G40 Once your account is registered, deposit a minimum of £10 in your main account Then place a bet with a minimum stake of £10 at odds of 1/2 or greater on any football market Once that's settled, your account will be credited with £40 in free bets - 4 x £10! William Hill: Claim £40 welcome bonus - click here* No William Hill account? No problem! This is your opportunity to take advantage of William Hill's welcome offer, which is giving brand new customers a whopping £40 in free bets! If you're new to William Hill, you can sign-up using the links provided on this page and then you can reap the rewards! Simply register an account using the Promo Code: G40 and deposit a minimum of £10 in your main account. After that, place a bet with a minimum stake of £10 at odds of 1/2 or greater on any football market. Once that's settled - win or lose - your account will be credited with £40 (4 x £10) in free bets to use on the sportsbook. William Hill: Claim £40 welcome bonus - click here* *18+. Play Safe. Online only. For new UK register customers using promo code G40. Deposit & place £10 cash single bet (min odds 1/2) on sportsbook (excl. Virtuals). Get £40 in Free Bets (4x£10), valid for sportsbook (excl. Virtuals), 7 days expiry, must use in full (£10 each). Not valid with deposits via PayPal, Neosurf, Paysafe, Apple Pay, NETELLER, Skrill, ecoPayz, Kalibra/Postpay or WH PLUS Card. One per customer. Full T&Cs apply. #ad Remember to gamble responsibly A responsible gambler is someone who: Establishes time and monetary limits before playing Only gambles with money they can afford to lose Never chase their losses Doesn't gamble if they're upset, angry, or depressed Gamcare – Gamble Aware – Find our detailed guide on responsible gambling practices here. For help with a gambling problem, call the National Gambling Helpline on 0808 8020 133 or go to
South Wales Argus
a day ago
- Business
- South Wales Argus
Newport Now gift card now available in digital format
The Newport Now gift card, designed to encourage spending in Newport city centre, is now available in a digital format, allowing shoppers to pay using their phones at participating businesses. Kevin Ward, manager of Newport Now BID, said: "This new digital offer is a great addition to our popular gift card scheme. "We know some businesses, particularly smaller ones, prefer contactless payments and today's launch means this will suit their needs and we think more local shops, bars, cafes and restaurants will sign up to accept the card as a result. "Buying and sending a digital Newport Now gift card couldn't be simpler and we hope to see more people backing city centre traders, the majority of whom are small independents." Launched in 2017 by the Newport Now Business Improvement District, the scheme has seen more than 1,500 cards sold, generating at least £40,000 of spending in the city centre. The digital card can be sent instantly via email or text and added to digital wallets like Apple Pay or Google Pay using the free Love Local app. Recipients can then use their phone to 'tap to pay' at participating businesses. The cards can be spent at more than 40 city centre outlets, including both national chains and independent shops. Businesses and organisations can also send digital cards to staff, customers, or clients. The physical card remains available for those who prefer a traditional option. The scheme is run in partnership with technology firm Miconex. Colin Munro, CEO of Miconex, said: "Digital gift cards overtook physical gift cards in popularity for the first time in 2024. "People want the ability to instantly send a gift card to friends, family and staff members that they can add to digital wallets – and that's what they can do with the new digital Newport Now gift card. "The digital version of the card means supporting local in Newport is easier than ever, particularly as a way for organisations to easily reward their staff, and provide a tangible boost to the Newport economy at the same time." Both the digital and physical versions of the Newport Now gift card can be bought at:
Yahoo
a day ago
- Business
- Yahoo
PSQ Holdings adds Apple, Google Pay to its PSQ Payments platform
PublicSquare (PSQH) announced the successful integration and launch of Apple Pay (AAPL) and Google Pay (GOOGL) across its PSQ Payments platform. The company stated this strategic expansion enhances the platform's capabilities and provides merchants with a seamless and secure mobile payment solution. PublicSquare Chairman and CEO Michael Seifert said the launch is a direct response to merchant feedback and will help merchants optimize their sales funnel for mobile consumers. Elevate Your Investing Strategy: Take advantage of TipRanks Premium at 50% off! Unlock powerful investing tools, advanced data, and expert analyst insights to help you invest with confidence. Published first on TheFly – the ultimate source for real-time, market-moving breaking financial news. Try Now>> See the top stocks recommended by analysts >> Read More on PSQH: Disclaimer & DisclosureReport an Issue Trump Jr.-Backed GrabAGun Stock (PEW) Tumbles on NYSE Debut PSQ Holdings: Strategic Growth and FinTech Integration Drive Buy Rating PSQ Holdings Elects New Directors at Annual Meeting PSQ Holdings Explores Digital Asset Treasury Strategy PSQ Holdings Announces $50M At-Market Offering Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
Yahoo
a day ago
- Business
- Yahoo
Why embedded finance is the next growth frontier for banks and merchants
Embedded finance and digital wallets are no longer fringe features - they are now fundamental to how consumers shop, borrow, and engage with brands. For financial institutions and merchant acquirers, this is more than a technology shift. It's a strategic inflection point that presents both risk and reward. Demand for flexible finance is growing – but so too is demand for solutions that are secure, fully regulated, and seamlessly integrated. Our collaboration with Visa on the recent 'Payments Disrupted' forum made one thing clear: embedded lending is no longer viewed as a consumer gimmick. It's becoming an infrastructure-level decision for large and mid-market merchants. Those who adapt can unlock entirely new revenue channels and customer relationships. Those who don't may find themselves left behind by digital wallet and embedded alternatives that offer greater convenience or stronger brand alignment. In fact, 45% of UK adults are comfortable leaving the house without a physical wallet or payment card thanks to the existence of digital wallets such as Apple Pay or Google Pay, according to research by Additionally, data from UK Finance shows that 32% of adults are now using mobile payments. How banks can regain ground in the embedded finance era For traditional banks and regulated players, the opportunity lies in delivering embedded finance with all the reassurance, compliance, and control that enterprise merchants now expect. This is especially relevant as regulators across the UK and EU take a sharper look at Consumer Duty, credit risk, and digital consent flows. Embedded finance - when offered responsibly - is a way for banks to evolve with the market while keeping the trust that fintechs are still earning. From retailers to hospitality groups, enterprise merchants now want to offer point-of-sale finance and digital wallet options that are deeply aligned with brand values, risk appetite, and customer journeys. That means banks and acquirers need to move from being processors to being orchestrators - creating frameworks that allow merchants to retain control over data, loyalty, and post-sale engagement. One of the most important takeaways from our work in this space is the need for orchestration, not just aggregation. Too often, merchants are left integrating half a dozen fintech APIs with little coordination or compliance cover. Our approach is to offer embedded finance infrastructure that integrates lending, payment routing, dispute management, and fraud protection - all inside a regulated wrapper. Take digital wallets as a case in point. Wallets like Apple Pay and Google Pay have become behavioural defaults - not just payment tools. For merchants, accepting wallets is no longer optional. But ensuring those wallets connect seamlessly to loyalty programmes, fraud checks, and data insights – that's where regulated partners can make the difference. Risk, trust and regulation: Where banks still have the edge More importantly, when embedded finance is tied to loyalty or instalment offers, merchants want assurance. They want to know their customers won't face unexpected costs. They want approval logic that's explainable, and settlement flows that are predictable. That's where banks can bring an advantage: embedding risk control and regulatory compliance without slowing down the user experience. As embedded finance gains ground, we're also seeing demand for tighter data stewardship. Merchants are asking: who owns the customer insight? Who controls the credit risk model? Who gets to personalise the next offer? In our model, the merchant remains in control. We believe banks should act as enablers - not extractors. Critically, embedded finance must also evolve within a strong governance environment. With Consumer Duty coming into sharper focus and scrutiny increasing around deferred payment models, banks are uniquely placed to offer finance that's not only functional but also fair. That's what merchants need from their payment solutions – real-time affordability logic, transparent disclosures, and live support to assist with any merchant or customer concerns. This year, we've seen particular momentum among enterprise retailers who are exploring how embedded lending can work within omnichannel journeys. From offering pre-approved instalment plans to returning loyalty customers, to enabling one-click top-ups during peak sales events – the direction of travel is clear. Flexibility must be smart. Finance must be fair. And payments must move as fast as customers do. The competitive advantage for banks lies in combining trust with innovation. Fintechs are fast, but banks have longevity. When those two forces meet in the right way, the result is embedded finance that scales with confidence. At Lloyds Merchant Services, we see this shift playing out across our 35,000+ merchant relationships. We're also seeing that the best implementations happen when technology and relationship teams work together. Our merchant onboarding doesn't just involve APIs and terminals. It involves education, co-designed flows, and escalation routes that reflect the operational realities of enterprise merchants. That philosophy is guiding our embedded finance roadmap. Whether it's FlexPay - our point-of-sale finance solution - or broader digital wallet integrations, we focus on preserving merchant ownership while offering institutional-grade infrastructure. We collaborate with partners like FreedomPay and Fiserv to ensure that merchants of all sizes can access advanced payment tools without losing control or visibility. From processing to partnering: The next move for financial institutions That's what embedded finance should be about. Not just pushing a product but enabling a better commercial experience – one that creates value for both merchant and end customer. Banks have an opportunity to lead here. But it means thinking beyond channels and cards, and toward journeys and outcomes. As regulators move, as fintechs scale, and as customers demand more seamless, flexible, and meaningful experiences, we believe the future of embedded finance belongs to those who can combine trust, speed, and intelligence – without compromise. That's what we're building at Lloyds Merchant Services. And that's why the next chapter of payments will be written not just by disruptors, but by those who know how to partner well. Ross Taylor is MD, Sales, Operations and Portfolio Management, Lloyds Merchant Services "Why embedded finance is the next growth frontier for banks and merchants" was originally created and published by Retail Banker International, a GlobalData owned brand. The information on this site has been included in good faith for general informational purposes only. It is not intended to amount to advice on which you should rely, and we give no representation, warranty or guarantee, whether express or implied as to its accuracy or completeness. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our site. Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
Korea Herald
2 days ago
- Business
- Korea Herald
iPhones now work for transit rides in Korea
iPhone users in South Korea can now use their devices to pay fares on public transportation, as Apple Pay began supporting Tmoney's prepaid transit card feature on Tuesday. By adding a Tmoney card to the "transit cards" section in Apple Wallet, users can tap to pay with their iPhone or Apple Watch to ride buses and the subway. Until now, iPhone users could not make contactless payments with their phones without a separate device or a physical credit card. Currently, only prepaid Tmoney cards are supported. Other options — such as postpaid cards, pre-loaded commuter passes and government-subsidized cards like the Climate Card or K-Pass — are not yet compatible. Users can top up their balance through the Tmoney app or Apple Wallet using a credit card, but only for Hyundai Card holders. Hyundai Card is currently the only card issuer in Korea that supports Apple Pay. An automatic top-up feature — replenishing the balance when it falls below a preset amount — has also been introduced for the first time globally. To use tagless payments without unlocking the device, 'Express Mode' must be enabled. The feature is available on iPhones running iOS 17.2 or later — standard on iPhone XS, XR and newer devices — and Apple Watches with watchOS 10.2 or later, including the Apple Watch Series 6, SE (2nd generation) and newer models. Tmoney emphasized that the service maintains Apple's standard security protocols. 'Apple Pay Tmoney benefits from the robust security and privacy features built into iPhone and Apple Watch,' the company said in a statement, adding that transit card information is neither stored on Apple's servers nor shared with the company. 'South Korea boasts one of the world's most advanced public transportation systems,' said Jennifer Bailey, vice president of Apple Pay and Apple Wallet. 'Our users can now access it nationwide through simple, secure payments.' The addition of public transit payments is expected to strengthen Apple Pay's foothold in Korea. Since launching in March 2023 through an exclusive partnership with Hyundai Card, the service has seen sluggish adoption due to limited acceptance at retail locations and relatively high commission fees.
