Latest news with #BSE500TRI
Economic Times
31-07-2025
- Business
- Economic Times
NFO Insight: Can this multi asset allocation fund help diversify your portfolio?
360 One Mutual Fund introduces its Multi Asset Allocation Fund. Subscription is open until August 13. 360 One Mutual Fund's latest new fund offer of 360 One Multi Asset Allocation Fund is open for subscription and will close on August 13. The fund is an open-ended scheme that invests in a diversified portfolio of equities, debt, commodities, and assets such as REITs and InvITs. According to the fund house, this multi asset allocation fund addresses the need for portfolio diversification amid increasing geopolitical instability, currency fluctuations, and global economic challenges and by investing across asset classes with varying correlations, the fund aims to deliver a smoother investment journey and counterbalance market volatility. Also Read | NFO Insight: Capitalmind Mutual Fund's flexi cap fund opens for subscription. Will it help to manage current market volatility? The fund is benchmarked against a composite index of BSE 500 TRI (25%), NIFTY Composite Debt Index (45%), and domestic gold and silver prices (30%). The fund is managed by Mayur Patel, Milan Mody, and Rahul minimum investment amount during the NFO is Rs 1,000 and in multiples of Re 1 thereafter. For SIP investments, the minimum application amount is Rs 1,000 and in multiples of Re 1 thereafter. The fund has an exit load structure of 1% if units beyond 10% are redeemed within one year from allotment, while no exit load is applicable for units redeemed after one year from allotment. "The 360 ONE Multi Asset Allocation Fund embodies our commitment to providing innovative solutions tailored to investors' evolving needs. By diversifying across asset classes, we aim to mitigate risk and create sustainable value for our clients in an ever-changing global environment,' said Raghav Iyengar, CEO of 360 ONE Asset Mutual Fund.'With this fund, we are not only expanding our robust portfolio of investment products but also empowering investors to navigate market complexities with confidence. This is another step in our journey to redefine the investment landscape in India," Iyengar typically ask investors to avoid investing in NFOs unless they offer something unique. The uniqueness could be that the scheme is offering an investment option that is not available in the market or offering something extra to an existing option. Otherwise, the experts believe investors are better off with an existing scheme with a long performance record. This is because you have some historical data to base your investment decision. You don't have any data when it comes to new expert is of the opinion that one should avoid investing in NFOs as no track record is available and we should consider only if we are convinced that the fund fulfills the purpose of your investing.'An NFO does not have a track record, so investment should be considered only if we are convinced with the philosophy of the fund manager and if the taxation rules are also in line with our expectations,' Rajesh Minocha, a Certified Financial Planner (CFP), Founder of Financial Radiance shared with ETMutualFunds. Also Read | MF Tracker: Can this multi asset fund with top sharpe ratio sustain its outperformance? Sharing a similar opinion another expert also mentioned that NFOs are generally best avoided and unlike IPOs, NFOs offer no price advantage.'NFOs are generally best avoided, as they lack a performance track record and the fund manager's strategy is often unclear. Unlike IPOs, NFOs offer no price advantage. Given the wide range of funds available from diversified categories with historical track record, investors are better off choosing from existing options,' Chethan Shenoy, Executive Director & Head - Product & Research at Anand Rathi Wealth Limited told fund follows a dynamic asset allocation framework with investments across multiple asset classes, including 15% to 35% in equities to target long-term growth, 25% to 50% in debt instruments for relative stability, 25% to 40% in gold and silver as a hedge against global uncertainties, and 0-10% in in REITs and InvITs to provide exposure to real fund is suitable for investors seeking to create wealth and income in the long term and who want investment in multiple asset allocation funds are hybrid funds that need to invest a minimum of 10% in at least 3 asset classes. These funds typically have a combination of equity, debt, and gold. Some schemes also add international equities, InvITs and equity allocation in the case of multi-asset funds could vary between 0-70%. Aggressive multi-asset funds could typically have 50-65% equity while the conservative ones could have between 35-50%. In the case of multi-asset funds, some schemes that allocate more than 65% to equity enjoy equity while mentioning that the multi asset allocation funds are suitable for moderate risk investors, he adds that these funds offer better downside protection especially when the markets get a bit volatile. 'Through diversification across asset classes, these funds lower the volatility of the portfolio. Gold and debt provide a cushion when the equity markets correct, thus the downside protection offered is more than what an equity fund can do. However, in the past, there have been unusual activities like equity and gold going up at the same time that has provided extra-ordinary returns to investors, sometimes even better than equity. Investors should set their expectations realistically,' he added. Also Read | Confused about investment in stocks, gold & silver? Simplify it with multi-asset mutual funds! On the other hand, Shenoy shares a different opinion. According to him though these funds aim to balance risk and return by spreading investments across different asset classes however, the diversification offered is not ideal as the investor has no control over how much is allocated to each asset and cannot adjust exposure based on personal goals or risk appetite. 'These funds follow preset allocations, limiting their ability to protect against losses during market corrections. True downside protection requires dynamic rebalancing, which is better achieved by managing equity and debt exposure separately. Relying on a static fund structure offers limited flexibility and minimal protection in volatile phases,' Shenoy to the Sebi mandate, multi asset allocation funds invest in at least three asset classes with a minimum allocation of at least 10% each in all three asset classes. For investors willing to invest separately in equity, debt, and gold funds against multi-asset allocation funds, Shenoy believes that compared to building a portfolio with pure-play equity, debt, and gold funds, multi-asset allocation funds give investors less control and adaptability and when you invest individually, you can adjust your exposure to each asset class as per your financial goals and risk further said that multi-asset funds, by contrast, lock you into the manager's allocation, which can lead to missed opportunities and redundancy if you already have a defined asset mix and they also limit visibility into the portfolio's market capitalization exposure, which even adding two or more multi-asset funds won't resolve. 'In most cases, investors are better off avoiding these and directly managing their equity and debt allocations,' he the contrary, Minocha has different points of view where he believes that multi asset funds provide an easy and hassle-free way of rebalance that investors may find hard to do on their own and separate investments allow more control and can possibly work out to be cheaper, while requiring constant monitoring and discipline. Around 23 multi asset funds have marked their presence in the market in the last one year of which WOC Multi Asset Allocation Fund has offered the highest return of 15.23%, followed by DSP Multi Asset Allocation Fund which offered a return of 12.39% in the last one year. ICICI Pru Multi-Asset Fund, the largest multi asset allocation fund, delivered a return of 8.50% in the said time period. HSBC Multi Asset Allocation Fund was the last one to offer a positive return of around 2.16%. And lastly, only Shriram Multi Asset Allocation Fund gave a negative return in the last one year of around 6.33%. Also Read | 13 equity mutual funds with over Rs 1,000 NAV offer up to 24% CAGR since their inception Post witnessing the recent performance, Minocha mentioned that the outlook of multi asset funds is very positive. 'In uncertain markets, diversified strategies contingent to smooth returns are a blessing for long-term investors looking for the limelight on both growth and stability. They serve well for people who don't like to get their hands dirty and need consistent and ordinary returns beating the inflation and providing them additional alpha over traditional products like fixed deposits,' he with a different opinion, Shenoy said if investors are already defining their asset mix at the overall portfolio level, adding a multi-asset allocation fund could lead to redundancy or concentration, especially if the fund is skewed toward equity.'Hence, investors should consider avoiding multi-asset allocation funds and instead opt for individual exposure to equity and debt which allows for the ideal strategy for better returns, long term growth and wealth creation,' he should always invest based on their risk appetite, investment horizon, and goals. (Disclaimer: Recommendations, suggestions, views and opinions given by the experts are their own. These do not represent the views of The Economic Times) If you have any mutual fund queries, message on ET Mutual Funds on Facebook/Twitter. We will get it answered by our panel of experts. Do share your questions on ETMFqueries@ alongwith your age, risk profile, and Twitter handle.
Economic Times
30-07-2025
- Business
- Economic Times
NFO Alert: 360 ONE Mutual Fund launches multi-asset allocation fund
Synopsis 360 ONE's new multi-asset fund seeks to balance growth and stability by actively investing across varied asset classes. With allocations to equity, debt, commodities, and real assets like REITs and InvITs, the fund is designed to help investors navigate uncertain and volatile market conditions. The new fund offer, or NFO, is open for subscription and will close on August 13. 360 ONE Asset has announced the launch of its new fund, 360 ONE Multi Asset Allocation Fund, an open-ended fund that will invest in a diversified portfolio of equities, debt, commodities, and assets such as REITs and InvITs. The new fund offer, or NFO, is open for subscription and will close on August 13. The fund aims to generate long-term wealth creation and income through active management of multiple asset classes. Also Read | MF Tracker: UTI Mid Cap Fund turns Rs 10,000 SIP to nearly Rs 1.62 crore in 2 decades The 360 ONE Multi Asset Allocation Fund addresses the need for portfolio diversification amid increasing geopolitical instability, currency fluctuations, and global economic challenges. By investing across asset classes with varying correlations, the fund aims to deliver a smoother investment journey and counterbalance market volatility, according to a press release by the fund fund follows a dynamic asset allocation framework with investments across multiple asset classes, including 15% to 35% in equities to target long-term growth, 25% to 50% in debt instruments for relative stability, 25% to 40% in gold and silver as a hedge against global uncertainties, and a portion in REITs and InvITs to provide exposure to real estate. The fund is benchmarked against a composite index of BSE 500 TRI (25%), NIFTY Composite Debt Index (45%), and domestic gold and silver prices (30%). The fund is managed by Mayur Patel, Milan Mody, and Rahul Khetawat. The minimum investment amount during the NFO is Rs 1,000 and in multiples of Re 1 thereafter. For SIP investments, the minimum application amount is Rs 1,000 and in multiples of Re 1 thereafter. The fund has an exit load structure of 1% if units beyond 10% are redeemed within one year from allotment, while no exit load is applicable for units redeemed after one year from allotment. Also Read | JioBlackRock Mutual Fund to launch 5 index NFOs next week. Check dates, other details "The 360 ONE Multi Asset Allocation Fund embodies our commitment to providing innovative solutions tailored to investors' evolving needs. By diversifying across asset classes, we aim to mitigate risk and create sustainable value for our clients in an ever-changing global environment. With this fund, we are not only expanding our robust portfolio of investment products but also empowering investors to navigate market complexities with confidence. This is another step in our journey to redefine the investment landscape in India," said Raghav Iyengar, CEO of 360 ONE Asset. The fund is suitable for investors seeking to create wealth and income in the long term and who want investment in multiple asset classes. (Disclaimer: Recommendations, suggestions, views and opinions given by the experts are their own. These do not represent the views of the Economic Times)
Time of India
30-07-2025
- Business
- Time of India
NFO Alert: 360 ONE Mutual Fund launches multi-asset allocation fund
360 ONE Asset has announced the launch of its new fund, 360 ONE Multi Asset Allocation Fund , an open-ended fund that will invest in a diversified portfolio of equities, debt, commodities, and assets such as REITs and InvITs. The new fund offer, or NFO, is open for subscription and will close on August 13. The fund aims to generate long-term wealth creation and income through active management of multiple asset classes. Explore courses from Top Institutes in Please select course: Select a Course Category Data Science Public Policy Design Thinking Artificial Intelligence Data Analytics Healthcare Project Management Product Management Cybersecurity Digital Marketing Operations Management Others Technology Data Science others Leadership MBA healthcare MCA CXO Management PGDM Finance Degree Skills you'll gain: Data Analysis & Interpretation Programming Proficiency Problem-Solving Skills Machine Learning & Artificial Intelligence Duration: 24 Months Vellore Institute of Technology VIT MSc in Data Science Starts on Aug 14, 2024 Get Details Skills you'll gain: Strategic Data-Analysis, including Data Mining & Preparation Predictive Modeling & Advanced Clustering Techniques Machine Learning Concepts & Regression Analysis Cutting-edge applications of AI, like NLP & Generative AI Duration: 8 Months IIM Kozhikode Professional Certificate in Data Science and Artificial Intelligence Starts on Jun 26, 2024 Get Details Also Read | MF Tracker: UTI Mid Cap Fund turns Rs 10,000 SIP to nearly Rs 1.62 crore in 2 decades Best MF to invest Looking for the best mutual funds to invest? Here are our recommendations. View Details » by Taboola by Taboola Sponsored Links Sponsored Links Promoted Links Promoted Links You May Like Phu My: Unsold Furniture Liquidation 2024 (Prices May Surprise You) Unsold Furniture | Search Ads Learn More Undo The 360 ONE Multi Asset Allocation Fund addresses the need for portfolio diversification amid increasing geopolitical instability, currency fluctuations, and global economic challenges. By investing across asset classes with varying correlations, the fund aims to deliver a smoother investment journey and counterbalance market volatility , according to a press release by the fund house. The fund follows a dynamic asset allocation framework with investments across multiple asset classes, including 15% to 35% in equities to target long-term growth, 25% to 50% in debt instruments for relative stability, 25% to 40% in gold and silver as a hedge against global uncertainties, and a portion in REITs and InvITs to provide exposure to real estate. Live Events The fund is benchmarked against a composite index of BSE 500 TRI (25%), NIFTY Composite Debt Index (45%), and domestic gold and silver prices (30%). The fund is managed by Mayur Patel, Milan Mody, and Rahul Khetawat. The minimum investment amount during the NFO is Rs 1,000 and in multiples of Re 1 thereafter. For SIP investments, the minimum application amount is Rs 1,000 and in multiples of Re 1 thereafter. The fund has an exit load structure of 1% if units beyond 10% are redeemed within one year from allotment, while no exit load is applicable for units redeemed after one year from allotment. Also Read | JioBlackRock Mutual Fund to launch 5 index NFOs next week. Check dates, other details "The 360 ONE Multi Asset Allocation Fund embodies our commitment to providing innovative solutions tailored to investors' evolving needs. By diversifying across asset classes, we aim to mitigate risk and create sustainable value for our clients in an ever-changing global environment. With this fund, we are not only expanding our robust portfolio of investment products but also empowering investors to navigate market complexities with confidence. This is another step in our journey to redefine the investment landscape in India," said Raghav Iyengar, CEO of 360 ONE Asset. The fund is suitable for investors seeking to create wealth and income in the long term and who want investment in multiple asset classes . ( Disclaimer : Recommendations, suggestions, views and opinions given by the experts are their own. These do not represent the views of the Economic Times)
&w=3840&q=100)
Business Standard
30-07-2025
- Business
- Business Standard
360 ONE Asset launches Multi Asset Allocation Fund: Who should invest?
360 One Multi Asset Allocation Fund: 360 One Asset has launched 360 One Multi Asset Allocation Fund, an open-ended scheme investing in a diversified portfolio of equities, debt, commodities, and assets like REITs and InvITs. The new fund offer (NFO) opened for subscription today, July 30, 2025 and will close on Wednesday, August 13, 2025. According to the scheme information document (SID), the investment objective of the scheme is to provide the investors with an opportunity to invest in an actively managed portfolio of multiple asset classes. However, there is no assurance that the investment objective of the scheme will be realised, and the scheme does not assure or guarantee any returns. Raghav Iyengar, chief executive officer at 360 ONE Asset, said that by diversifying across asset classes, we aim to mitigate risk and create sustainable value for our clients in an ever-changing global environment. "With this fund, we are not only expanding our robust portfolio of investment products but also empowering investors to navigate market complexities with confidence. This is another step in our journey to redefine the investment landscape in India," he added. The performance of the fund is benchmarked against a composite index of BSE 500 TRI (25 per cent), NIFTY Composite Debt Index (45 per cent), and domestic gold and silver prices (30 per cent). The equity portion of the fund will be managed by Mayur Patel, debt by Milan Mody, and the commodities portion by Rahul Khetawat. According to SID, no exit load will be charged if up to 10 per cent of the units are redeemed or switched out within 12 months from the date of allotment. However, no exit load will be charged on redemption of more than 10 per cent of the units. In addition, no exit load will be levied if units are redeemed or switched out after 12 months from the date of allotment. During the NFO, investors can invest a minimum of ₹1,000 and in multiples of ₹1 thereafter. For SIP investments, the minimum application amount is ₹1000 and in multiples of ₹1 thereafter. 360 ONE Multi Asset Allocation Fund: Who should invest? According to the SID, the product is suitable for investors seeking to create long-term wealth and investment in multiple asset classes. However, investors should consult their financial advisors if in doubt about whether the product is suitable for them. As per the riskometer, the principal invested in the scheme will be at high risk.
Time of India
09-06-2025
- Business
- Time of India
NFO Alert: Baroda BNP Paribas Mutual Fund launches healthcare and wellness fund
Baroda BNP Paribas Asset Management has launched its latest new fund offer – Baroda BNP Paribas Health and Wellness Fund , an open-ended equity scheme will focus on companies that are expected to benefit from the rising demand in healthcare and wellness—an emerging megatrend both in India and globally. The new fund offer or NFO of the scheme is open for subscription and will close on June 23. Also Read | 3 equity mutual fund categories lose up to 7% in 2025. Expert shares what went wrong Best MF to invest Looking for the best mutual funds to invest? Here are our recommendations. View Details » by Taboola by Taboola Sponsored Links Sponsored Links Promoted Links Promoted Links You May Like Elegant New Scooters For Seniors In 2024: The Prices May Surprise You Mobility Scooter | Search Ads Learn More Undo The fund aims to capitalise on the multi-decade structural growth story in healthcare and wellness space. While India's existing per capita healthcare expenditure is quite low compared to developed markets, it is expected to grow exponentially on the back of rising affordability, increasing awareness, longer life expectancy, and higher incidence of chronic diseases, according to a press release. "Over the last century or so, average life expectancy in India has more than tripled. Throughout the life stages from a toddler to a septuagenarian, there is a constant need and expenditure towards one's well being. Given the low starting base of per capita expenditure on healthcare, we see this sector as a multi decadal opportunity that seeks promising prospects for investors,' said Suresh Soni, CEO, Baroda BNP Paribas AMC. Live Events India is facing an alarming surge in chronic diseases. The incidence of cardiac ailments, diabetes, and cancer could grow by 34–41% this decade. This unfortunate trend reinforces the need for robust preventive and curative healthcare systems, creating fertile ground for investment. 'India offers a $200 billion market cap opportunity with over 100 investible companies across pharma, diagnostics, Medtech, hospitals, insurance, and healthcare research,' said Sanjay Chawla, CIO – Equity, Baroda BNP Paribas AMC. Also Read | Quant Small Cap Fund increases stake in Jio Financial Services, NCC and reduces in Aadhar Housing Finance The BSE Healthcare Index has consistently outperformed the BSE 500 TRI over the last 1, 3, 7, and 15 years, driven by stronger earnings growth. These gains span companies across all market caps—large, mid, and small, the release said. This thematic fund is suited for investors who have an investment horizon of three years or more. The fund offers investors the opportunity to participate in India's growing health consciousness and invest in an evolving ecosystem of wellness-focused businesses. ( Disclaimer : Recommendations, suggestions, views and opinions given by the experts are their own. These do not represent the views of The Economic Times)
