Latest news with #BTMoneyHacks
Business Times
4 days ago
- Business
- Business Times
When kids think credit cards are magic
Parents are their kids' first money managers whether they mean to be or not. The tricky bit? The kids might end up modelling your questionable financial habits. And you wouldn't even know it. In this episode of Money Hacks by The Business Times, host Howie Lim speaks with Dawn Cher, founder of SG Budget Babe and author of Budgeting for Families, and Janice See, financial literacy educator with Junior Achievement Singapore. The conversation tackles how early parents should start teaching kids about money, and whether modern tech and cashless payments are making it harder or just different. The moment our kids see us swipe our card or scan our phone, they're learning. The question is, what are they learning? Why listen? Because good habits beat good intentions Most parents want their kids to be smart with money. But many are unknowingly passing on emotional triggers, bad spending behaviour and a fear-based view of finance. Because children don't learn finance from lectures Cher shares how she turned supermarket trips into budgeting games, and why making mistakes young on small dollar amounts is the best kind of lesson. A NEWSLETTER FOR YOU Friday, 3 pm Thrive Money, career and life hacks to help young adults stay ahead of the curve. Sign Up Sign Up Because digital money makes things fuzzier See explains why cashless payments can disconnect kids from the concept of value and how to help them grasp that money is finite, even if it lives in a smartwatch. Because you might need a financial reset yourself If you're living paycheque to paycheque despite a solid income, it might be time to rewire your own money mindset before passing it on. Money Hacks helps listeners make sense of the dollars and cents shaping real lives. Listen now at Got an idea for a future episode? Drop the team a note at btpodcasts@ --- Written and hosted by: Howie Lim (howielim@ With Dawn Sher, author & founder of SG Budget Babe; and Janice See, financial literacy educator with Junior Achievement Singapore Edited by: Howie Lim & Claressa Monteiro Produced by: Howie Lim & Chai Pei Chieh A podcast by BT Podcasts, The Business Times, SPH Media --- Follow BT Money Hacks podcasts every Monday: Channel: Amazon: Apple Podcasts: Spotify: YouTube Music: Website: Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party's products and services. Please consult professional advisors for independent advice. --- Discover more BT podcast series: BT Correspondents: BT Market Focus at: BT Podcasts at: BT Branded Podcasts at: BT Lens On:
Business Times
7 days ago
- Business
- Business Times
Tariffs, trade deals and Tokyo wobbles
US inflation might be showing signs of easing but is that just the calm before another storm? Japan's bond market is twitchy, Indonesia has inked a new trade agreement, and there's fresh chatter about what a leadership change at the Fed could mean for the global economy. In this week's Market Focus Weekly from The Business Times, host Emily Liu checks in with Radhika Rao, senior economist at DBS, to walk us through what's really driving the markets across Asia. Why listen? Because US tariffs may finally be hitting wallets We unpack whether sticky inflation is being stirred up by protectionism—and what knock-on effects we're seeing in Asia. Because Indonesia's new trade deal deserves more than a headline Radhika breaks down who stands to gain, what the long-term impact could be, and why this matters for Asean investors. Because Japan's bond market is on edge From yield curve volatility to currency pressure, we explore what's spooking investors—and how much elections might add to the uncertainty. A NEWSLETTER FOR YOU Friday, 8.30 am Asean Business Business insights centering on South-east Asia's fast-growing economies. Sign Up Sign Up And because a change at the US Fed could shake up everything What would a new Fed chair mean for interest rates, the dollar, and Asia's monetary outlook? Market Focus Weekly is your essential catch-up on the signals shaping Asian markets. Listen now at Got feedback or a hot topic in mind? Email us at btpodcasts@ --- Written and hosted by: Emily Liu (emilyliu@ With Radhika Rao, executive director & senior economist, DBS Bank Edited by: Chai Pei Chieh & Claressa Monteiro Produced by: Emily & Chai Pei Chieh A podcast by BT Podcasts, The Business Times, SPH Media --- Follow Market Focus Weekly podcasts every Friday: Channel: Amazon: Apple Podcasts: Spotify: YouTube Music: Website: Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party's products and services. Please consult professional advisors for independent advice. Discover more BT podcast series: BT Money Hacks at: BT Correspondents: BT Podcasts: BT Branded Podcasts: BT Lens On:
Business Times
15-07-2025
- Business
- Business Times
Too young to retire, too old to hire?
Mid-career reinvention isn't a trend. It's survival. We spend a lot of time worrying about young people trying to break into the job market. But what we rarely talk about is what happens to those of us already in it, suddenly finding the ground shifting under our feet. In this episode of Lens on Singapore, I look at a group often overlooked: mid-career professionals in their 40s and 50s who are facing retrenchment, redundancy, or simply being quietly passed over. I'm in my 50s. I love what I do. But I've seen too many friends and peers get sidelined, not because they couldn't do the job, but because someone assumed they were too old to learn. I'm joined by Gloria Arlini, chief executive of Generation Singapore; Masni Goh, career coach and founder of Mind Coach SG; and Kenneth Wong, director of the trade and lifestyle division at Workforce Singapore. Together, we unpack what's holding older workers back, what employers are actually looking for, and what real support looks like beyond just another skills course. Why listen? Because being 'overqualified' shouldn't disqualify you Too many experienced professionals are being shut out of jobs for the very strengths they bring. A NEWSLETTER FOR YOU Friday, 3 pm Thrive Money, career and life hacks to help young adults stay ahead of the curve. Sign Up Sign Up Because mindset matters as much as skillset Fear, shame, and broken confidence are often the real barriers to re-entry. Because employers need to meet workers halfway Adaptability isn't exclusive to the young. But opportunities need to be real, not performative. Because retraining is only part of the story You can upskill all you like, but without emotional support, reinvention often stalls before it starts. Because your career doesn't expire at 45 The world is changing. So can you. And you're not too late. Listen now to Lens on Singapore: Too young to retire, too old to hire? For more episodes, visit Got feedback or an idea for an episode? Write to us at btpodcasts@ --- Hosted by Claressa Monteiro, edited and produced by Claressa Monteiro and Emily Liu With Gloria Arlini, CEO, Generation Singapore; Masni Goh, career transitions coach, founder of Mind Coach SG; and Kenneth Wong, director of trade & lifestyle division, Workforce Singapore A podcast by BT Podcasts, The Business Times, SPH Media --- Follow BT Lens On: Channel: Amazon: Apple Podcasts: Spotify: YouTube Music: Website: Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party's products and services. Please consult professional advisors for independent advice. --- Discover more BT podcast series: BT Money Hacks: BT Correspondents at: BT Market Focus: BT Podcasts: BT Branded Podcasts at:
Business Times
14-07-2025
- Automotive
- Business Times
Are COEs broken? How to fix Singapore's car quota system
Certificate of Entitlement (COE) prices are sky-high, tempers are running hotter, and Singapore's transport policy is once again in the spotlight. In this episode of TransportBT by The Business Times, host Derryn Wong is joined by associate professor Walter Theseira of the Singapore University of Social Sciences. Together, they take a hard look at the logic, politics and pain points behind the COE) system. If you've ever questioned whether the system still works and who it really works for—this one's worth your time. Why listen? Because we need more than hot takes Prof Theseira doesn't just comment on COE headlines. He advised the Land Transport Authority, contributed to international transport studies, and spent years researching Singapore's car ownership model. If anyone can make sense of this, it's him. Because the Acting Transport Minister's comments stirred real debate From private hire cars to system efficiency, Mr Jeffrey Siow's remarks raised eyebrows. Wong and Prof Theseira dig into what was said, what was really meant, and what the public response tells us. BT in your inbox Start and end each day with the latest news stories and analyses delivered straight to your inbox. Sign Up Sign Up Because the public isn't just reacting to prices—it's reacting to fairness This episode doesn't shy away from the emotional undertow. The duo examines how public sentiment is shaped by perceived inequality and whether the system can regain trust. Because big ideas deserve airtime Prof Theseira floats bold suggestions, including phasing out COEs altogether and replacing upfront costs with pay-as-you-drive models. They won't all land, but they're designed to provoke smarter conversations. Because transport policy affects everyone Whether you drive, ride, rent or wait endlessly for a Grab, this episode helps you understand the trade-offs shaping your daily journey. TransportBT is a podcast of BT Correspondents by The Business Times. Join Derryn Wong every month as he breaks down the headlines and the policy moves behind them for you. Listen now at . Got feedback or an idea for a future episode? Drop us a line at btpodcasts@ --- Written and hosted by: Derryn Wong (derrynwong@ With Walter Theseira, Associate Professor of Economics, Singapore University of Social Sciences Edited by: Emily Liu & Claressa Monteiro Produced by: Derryn Wong, Emily Liu & Howie Lim A podcast by BT Podcasts, The Business Times, SPH Media Share your thoughts with us at btpodcasts@ . --- Follow BT Correspondents: Channel: Amazon: Apple Podcasts: Spotify: YouTube Music: Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party's products and services. Please consult professional advisors for independent advice. Discover more BT podcast series: BT Money Hacks at: BT Mark To Market at: WealthBT at: PropertyBT at: BT Podcasts at: BT Market Focus at: BT Branded Podcasts at:
Business Times
14-07-2025
- Business
- Business Times
BT Money Hacks: Are Stablecoins a Smarter Way to Hold Your Cash?
They promise stability, speed, and low-cost transfers so what's not to like? But behind the slick branding, stablecoins are far from a sure bet. In this episode of Money Hacks by The Business Times, host Howie Lim speaks with Amy Zhang, head of APAC at Fireblocks, and Koen Hoorelbeke, investment strategist at Saxo, to demystify what stablecoins really are and what role, if any, they should play in a typical investor's portfolio. Singapore's Monetary Authority has just rolled out one of the most advanced stablecoin regulatory frameworks in the world, far ahead of peers like Hong Kong and the US. That's fuelling optimism but also raising questions about risks, use cases, and whether stablecoins are truly as 'stable' as advertised. Why listen? Because stable doesn't mean safe Stablecoins can still fluctuate in value, depending on demand and the exchange you're using. Because Singapore's regulatory edge matters Clear rules mean more trust and opens the door to institutional adoption and better retail platforms. BT in your inbox Start and end each day with the latest news stories and analyses delivered straight to your inbox. Sign Up Sign Up Because they're a payments game, not an investment Think low-cost, cross-border transactions. Not passive income or capital gains. Because retail adoption is growing fast Especially in emerging markets, where stablecoins can offer dollar exposure in places where banking access is limited. Because due diligence still matters Who issues the coin? How are reserves held? What happens when regulation shifts? These are the questions investors should be asking. Listen now as Howie Lim cuts through the crypto gloss to help listeners understand how stablecoins work, where they fit into the financial landscape, and when to approach with caution. Find more great content at . For feedback or episode ideas, email the team at btpodcasts@ --- Send us your questions, thoughts, story ideas, and feedback to btpodcasts@ --- Written and hosted by: Howie Lim (howielim@ With Amy Zhang, head of APAC at Fireblocks and Koen Hoorelbeke, investment strategist at Saxo Edited by: Howie Lim & Claressa Monteiro Produced by: Howie Lim A podcast by BT Podcasts, The Business Times, SPH Media Follow BT Money Hacks podcasts every Monday: Channel: Amazon: Apple Podcasts: Spotify: YouTube Music: Website: Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party's products and services. Please consult professional advisors for independent advice. --- Discover more BT podcast series: BT Mark To Market Podcast at: WealthBT at: PropertyBT at: BT Market Focus at: BT Podcasts at: BT Branded Podcasts at :
