Latest news with #BajajFinservAMC
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Business Standard
29-07-2025
- Business
- Business Standard
Bajaj Finserv AMC launches Equity Savings Fund; check key details here
Bajaj Finserv Equity Savings Fund: Bajaj Finserv AMC has launched the Bajaj Finserv Equity Savings Fund, an open-ended scheme that invests across equity, arbitrage, and debt instruments. The new fund offer (NFO) opened on Monday, July 28, 2025 and will close on August 11, 2025. According to the scheme information document (SID), the objective of the scheme is to generate capital appreciation and income by investing in equity and equity-related instruments, arbitrage opportunities and fixed income instruments, including debt, government securities and money market instruments. However, there is no assurance that the investment objective of the scheme will be achieved. Ganesh Mohan, managing director of Bajaj Finserv AMC, said that by combining growth-oriented equities, stable debt and low-risk arbitrage, it aims to deliver consistent returns with reduced volatility. 'In an environment where inflation impacts fixed income and equity markets remain unpredictable, this diversified strategy helps manage risk while capturing upside potential,' he added. The performance of the scheme will be benchmarked against the performance of the Nifty Equity Savings TRI. The scheme will maintain an overall equity allocation of at least 65 per cent, including arbitrage, allowing it to qualify for equity-oriented taxation. The equity portion of the fund will be managed by Sorbh Gupta, arbitrage by Ilesh Savla, and the debt portion by Siddharth Chaudhary. During the NFO, investors can invest a minimum of ₹500 and in multiples of ₹1 thereafter. The fund has no lock-in period and accepts systematic investment and withdrawal plans. According to the SID, if units are redeemed or switched out within seven days from the date of allotment, a 0.25 per cent of the Net Asset Value (NAV) will be charged as an exit load. However, no exit load will be charged if units are redeemed or switched out after seven days from the date of allotment. As per the risk-o-meter, the funds invested in the scheme will be at very high risk. Bajaj Finserv Equity Savings Fund: Should you invest? According to the SID, the product is suitable for investors seeking wealth creation over the long term and capital appreciation by investing in equity and equity-related instruments and regular income through investments in fixed income securities, arbitrage and other derivative strategies. However, investors should consult their financial advisers if in doubt about whether the product is suitable for them.
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Business Standard
15-07-2025
- Business
- Business Standard
BSE Smallcap index hits 6-month high, recovers 35% from April low
Shares of small-cap companies were in focus, with the BSE Smallcap index hitting a six-month high of 55,332.32 in Tuesday's intra-day trade. The index is trading at its highest level since January 8, 2025. It has recovered 35 per cent from its 52-week low of 41,013.68 hit on April 7, 2025. Currently, the BSE Smallcap index is 4.3 per cent away from its all-time high level of 57,827.69, touched on December 12, 2024. At 09:19 AM, the BSE Smallcap index, the top gainer among broader indices, was up 0.73 per cent, as compared to a 0.47 per cent rise in the BSE Midcap and a 0.16 per cent gain in the BSE Sensex. In the past month, the Smallcap index gained 3 per cent, as against a 1.5 per cent rise in Midcap and a 0.66 up move in Sensex. A total of 19 stocks, including Ceat, Allied Blenders and Distillers, Aarti Pharmalabs, Strides Pharma Science, Samhi Hotels, SML Isuzu, Thyrocare Technologies, Hawkins Cookers, CSB Bank and Dodla Diary from the BSE Smallcap index hit their respective 52-week highs in intra-day trade on Tuesday. Meanwhile, Force Motors, SML Isuzu, Sterlite Technologies, Suven Life Sciences, Lumax Auto Technologies, Gabriel India, Cupid, Banco Products and Camlin Fine Sciences from the index have seen their market values more than double from their April 7, 2025, levels. The other 200 stocks have appreciated between 40 per cent and 98 per cent. What's driving the rally? The recent correction in small caps presents a compelling entry point for long-term investors. Even though over 80 per cent of small-cap companies have posted strong profit growth of 38 per cent and solid return ratios, most of them are still trading 15-45 per cent below their 52-week highs. This recent market correction has opened up a clear gap between the true value of these companies and their current market prices. Coupled with structural tailwinds such as the 'Make in India' push, rising formalisation, and digital transformation across sectors, small caps are well-positioned to benefit disproportionately in the next growth cycle, making this an attractive investment opportunity, according to Bajaj Finserv AMC. On June 25, 2025, Bajaj Finserv AMC announced the launch of Bajaj Finserv Small Cap Fund, an open-ended equity scheme predominantly investing in small-cap stocks that offers quality, growth and value. The fund opened for subscription on June 27, 2025, and closed on July 11, 2025. Meanwhile, the first half of the last fiscal (FY25) saw significant upside, markets corrected sharply in the second half, with the Nifty 50 falling by 13 per cent from its peak in September 2024, led by mid-cap and small-cap underperformance, weak earnings, and foreign capital outflows. Despite the correction, long-term fundamentals remain intact, supported by structural reforms, rising retail participation, and improving valuations.
The Wire
11-07-2025
- Business
- The Wire
NFO ends today: Last chance to invest in Bajaj Finserv Small Cap Fund
Pune, Maharashtra, India (NewsVoir) The Bajaj Finserv Small Cap Fund NFO closes today. This is the final opportunity for investors to consider participating in a fund that aims to offer a chance to explore the small cap space. An open ended equity scheme predominantly investing in small cap stocks, this small cap fund invests in companies that rank 251st and beyond in terms of market capitalization on the share market as per SEBI guidelines. Small cap funds can be a potential opportunity for investors who have a higher risk appetite and a relatively longer investment horizon. The small cap sector includes several growing businesses that have the potential to transform into tomorrow's market leaders. What is a small cap fund? A small cap fund primarily invests in companies that often in their growth phase and may offer a higher upside potential over long term as compared to more established firms. However, they can also carry higher market risks and may be more sensitive to short-term market movements. The Bajaj Finserv Small Cap Fund aims to identify businesses that have strong fundamentals but are trading below their intrinsic value due to temporary market shifts. The fund is supported by Bajaj Finserv AMC's proprietary investment philosophy INQUBE that ensures bottom-up stock selection and focuses on companies that have sustainable business models, credible fundamentals, and the potential to scale over time. Why consider the Bajaj Finserv Small Cap Fund? The Bajaj Finserv Small Cap Fund may be a suitable option for people with a long-term investment horizon through exposure to the small cap space. The fund's investment philosophy helps scout for undervalued opportunities, emerging category leaders in niche markets and companies with strong governance frameworks. Due to a portfolio that's spread across sectors, it helps mitigate concentrated risk. Additionally, the fund practises careful risk management and aims to potentially vet companies for speculative bets and focus on businesses with clear growth visibility instead. While the small cap segment can be volatile in the short term, it may help you generate potential wealth in the long term. As with any equity investment, it is important to assess whether this fund fits into your overall financial strategy and risk appetite. How to invest You can invest in the Bajaj Finserv Small Cap Fund online through the official Bajaj Finserv AMC website or via authorised mutual fund distributors. You can invest through direct or regular plans, depending on what suits your investment journey. To learn more about the process, visit Units will be offered at Rs. 10 per unit during the NFO period, which may be an entry point for investors looking to potentially build long-term wealth. Conclusion As today marks the closing of Bajaj Finserv Small Cap Fund NFO, use this window of opportunity to evaluate its suitability in your portfolio. With a focus on identifying scalability and sustainability, small cap funds can appeal to investors who are seeking long-term growth and have a higher risk appetite. Investors can consider starting an SIP in this scheme. To make an informed decision, they can also consider making use of an SIP calculator. They can also consult an investment advisor before making an investment decision. Mutual Fund investments are subject to market risks, read all scheme related documents carefully. (Disclaimer: The above press release comes to you under an arrangement with Newsvoir and PTI takes no editorial responsibility for the same.). This is an auto-published feed from PTI with no editorial input from The Wire.
Economic Times
11-07-2025
- Business
- Economic Times
The case for fixed-income investments: What Gen-Z investors should know
Live Events (You can now subscribe to our (You can now subscribe to our ETMarkets WhatsApp channel In an age where equity markets and cryptocurrencies dominate the headlines, fixed-income investments might not seem like the most exciting choice for Gen-Z investors However, the choice of investment should not be determined by the latest market trend but rather align with an investor's specific see how the young investors can use fixed income instruments for their advantage in times when there are multiple options to choose to Siddharth Chaudhary, Head of Fixed Income at Bajaj Finserv AMC, "The cultural and social context has changed, making Gen-Z better-informed investors. Therefore, the expectation should be that their investment decisions align better with their objectives."For young investors looking to build a stable financial foundation, fixed-income products like bonds offer an ideal avenue for creating emergency funds , saving for upcoming expenses such as education or travel, and equity investments may offer high returns, they come with a level of volatility that can be unsettling, especially for short-to-medium-term goals. Fixed-income options, on the other hand, offer stability and predictable returns, making them a perfect complement to a diversified suggests that young investors should focus on understanding the risk associated with various fixed-income products. "Mutual funds provide a range of investment options for all investors. Investors can choose to invest even in a one-day investment horizon through an overnight fund," he those looking to park money for the short term, he recommends low-duration funds and overnight funds, while those with longer-term goals can consider duration funds or short-term rates, inflation, and RBI policy decisions also play a crucial role in determining the performance of fixed-income investments. Chaudhary explains that the Reserve Bank of India uses interest rates as a key policy tool to manage inflation and economic growth."If the RBI increases interest rates, borrowing and consumption become slightly more expensive, leading to reduced demand and softening of prices, which brings down inflation," he these market cycles and trends allows young investors to time their investments in fixed-income products effectively, opting for long-duration funds when interest rates are about to peak and short-term funds when rates bottom rise of platforms like Bond Central has also made fixed-income products more accessible to retail investors. Chaudhary views this as a positive development, saying, "This is a welcome trend and will enable further penetration and dissemination of investment choices for eligible investors."As retail participation in the bond market grows, liquidity improves, and the market becomes more robust, ultimately benefiting all investors by providing better access to a wider array of fixed-income despite the advantages, Gen-Z investors often make mistakes when approaching fixed-income products."To Gen-Z, fixed income can seem like the broccoli of investing — healthy but not exactly thrilling," Chaudhary observes. He advises investors to compare the performance of medium-to-long-duration funds against broad equity indices, especially in times of income offers a safer option to mitigate risk and earn higher risk-adjusted returns during volatile market periods. Another common mistake is ignoring credit risk and interest rate sensitivity. Understanding bond ratings and how duration affects risk can go a long way in ensuring a successful investment strategy Chaudhary emphasizes the importance of disciplined investing, particularly through Systematic Investment Plans (SIPs), which allow investors to build their corpus over time and benefit from the power of compounding. He also warns against the temptation to incur high-interest debt too early in life."Disciplined investing trumps market timing," he adds, stressing the long-term benefits of starting early. In his analogy, he compares equity and fixed-income investing to Lord Ram and his brother Lakshman: "Ram embodies vision, courage, and the pursuit of long-term value, even if it means embracing higher risks. Lakshman, on the other hand, represents security and stability, especially during turbulent to Chaudhary, for Gen-Z investors, both asset classes should work together to form a balanced and resilient fixed-income products become more accessible and relevant in the investment landscape, young investors are in a unique position to leverage these opportunities for financial growth and security. By carefully considering their risk appetite and aligning their investments with their personal goals, Gen-Z investors can create a robust portfolio that balances both risk and stability.: Recommendations, suggestions, views and opinions given by the experts are their own. These do not represent the views of The Economic Times)
Time of India
11-07-2025
- Business
- Time of India
The case for fixed-income investments: What Gen-Z investors should know
Live Events (You can now subscribe to our (You can now subscribe to our ETMarkets WhatsApp channel In an age where equity markets and cryptocurrencies dominate the headlines, fixed-income investments might not seem like the most exciting choice for Gen-Z investors However, the choice of investment should not be determined by the latest market trend but rather align with an investor's specific see how the young investors can use fixed income instruments for their advantage in times when there are multiple options to choose to Siddharth Chaudhary, Head of Fixed Income at Bajaj Finserv AMC, "The cultural and social context has changed, making Gen-Z better-informed investors. Therefore, the expectation should be that their investment decisions align better with their objectives."For young investors looking to build a stable financial foundation, fixed-income products like bonds offer an ideal avenue for creating emergency funds , saving for upcoming expenses such as education or travel, and equity investments may offer high returns, they come with a level of volatility that can be unsettling, especially for short-to-medium-term goals. Fixed-income options, on the other hand, offer stability and predictable returns, making them a perfect complement to a diversified suggests that young investors should focus on understanding the risk associated with various fixed-income products. "Mutual funds provide a range of investment options for all investors. Investors can choose to invest even in a one-day investment horizon through an overnight fund," he those looking to park money for the short term, he recommends low-duration funds and overnight funds, while those with longer-term goals can consider duration funds or short-term rates, inflation, and RBI policy decisions also play a crucial role in determining the performance of fixed-income investments. Chaudhary explains that the Reserve Bank of India uses interest rates as a key policy tool to manage inflation and economic growth."If the RBI increases interest rates, borrowing and consumption become slightly more expensive, leading to reduced demand and softening of prices, which brings down inflation," he these market cycles and trends allows young investors to time their investments in fixed-income products effectively, opting for long-duration funds when interest rates are about to peak and short-term funds when rates bottom rise of platforms like Bond Central has also made fixed-income products more accessible to retail investors. Chaudhary views this as a positive development, saying, "This is a welcome trend and will enable further penetration and dissemination of investment choices for eligible investors."As retail participation in the bond market grows, liquidity improves, and the market becomes more robust, ultimately benefiting all investors by providing better access to a wider array of fixed-income despite the advantages, Gen-Z investors often make mistakes when approaching fixed-income products."To Gen-Z, fixed income can seem like the broccoli of investing — healthy but not exactly thrilling," Chaudhary observes. He advises investors to compare the performance of medium-to-long-duration funds against broad equity indices, especially in times of income offers a safer option to mitigate risk and earn higher risk-adjusted returns during volatile market periods. Another common mistake is ignoring credit risk and interest rate sensitivity. Understanding bond ratings and how duration affects risk can go a long way in ensuring a successful investment strategy Chaudhary emphasizes the importance of disciplined investing, particularly through Systematic Investment Plans (SIPs), which allow investors to build their corpus over time and benefit from the power of compounding. He also warns against the temptation to incur high-interest debt too early in life."Disciplined investing trumps market timing," he adds, stressing the long-term benefits of starting early. In his analogy, he compares equity and fixed-income investing to Lord Ram and his brother Lakshman: "Ram embodies vision, courage, and the pursuit of long-term value, even if it means embracing higher risks. Lakshman, on the other hand, represents security and stability, especially during turbulent to Chaudhary, for Gen-Z investors, both asset classes should work together to form a balanced and resilient fixed-income products become more accessible and relevant in the investment landscape, young investors are in a unique position to leverage these opportunities for financial growth and security. By carefully considering their risk appetite and aligning their investments with their personal goals, Gen-Z investors can create a robust portfolio that balances both risk and stability.: Recommendations, suggestions, views and opinions given by the experts are their own. These do not represent the views of The Economic Times)
