Latest news with #BajajFinservAssetManagementCompany
Fashion Value Chain
29-07-2025
- Business
- Fashion Value Chain
NFO Alert: Bajaj Finserv AMC Launches Bajaj Finserv Equity Savings Fund
When it comes to investing, everyone wants two things – to grow their money and to keep it safe. But very often, one comes at the cost of the other. If you want growth, you may have to take some risk. If you want stability, you may miss out on good returns. Invest in Bajaj Finserv Equity Savings Fund NFO What if you could get both Bajaj Finserv Asset Management Company (AMC) has launched Bajaj Finserv Equity Savings Fund with this exact idea in mind; to give investors the benefit of both worlds. The NFO of this scheme began today, i.e. 28th July 2025 and will last until 11th August 2025. What is an Equity Savings Fund An Equity Savings Fund is a type of hybrid mutual fund. It invests in three kinds of assets: Equity (shares of companies) – for growth potential Debt (like bonds or fixed-income instruments) – for relative stability Arbitrage (low-risk trading strategies) – for relatively steady returns with less risk By mixing all three in one fund, it aims to balance the need for potential growth with the need for relative stability. Why Consider Bajaj Finserv Equity Savings Fund Here are the main benefits of this fund, explained in simple terms: 1. Growth and stability – Together in one fund Most investors struggle to choose between growth and stability. With this fund, you don't have to pick just one. The equity part gives your money the chance to potentially grow when markets do well. The debt part adds relative stability and helps reduce risk when markets are down. The arbitrage part makes use of small price differences in the market, offering low-risk returns. This three-way structure helps smoothen your investment journey. You are not completely at the mercy of market ups and downs. 2. Tax Advantage One big advantage of this fund is the tax treatment. Since it is treated as an equity fund for tax purposes, the long-term capital gains (for investments held more than 1 year) are taxed at 12.5% (beyond Rs.1.25 lakh of gains). This is often better than the tax on traditional debt investments, which can go as high as 20% for long term capital gains. This makes the Bajaj Finserv Equity Savings Fund a more tax-efficient option for long-term investors compared to many other debt-oriented options. 3. No Lock-in Period Another helpful feature is that your money is not locked in. You can redeem (withdraw) your investment whenever you need it. There might be an exit load (a small fee if you exit early), but you are not tied in for years like in some other investment options. This gives you the flexibility to access your money when you need it most. How Does the Bajaj Finserv Equity Savings Fund Work Let's look at how each part of the fund helps in different market situations: Equity exposure: Ride the good times When markets go up, equity investments usually do well. The equity portion of this fund helps your money grow potentially during such times. Even though it's not 100% equity, you can still benefit from the rise in the market. Debt exposure: Handle the tough times Markets don't always go up. When they are falling or flat, the debt part of the fund helps mitigate risk. It aims to mitigate the impact on your capital and give you relatively steady returns. Arbitrage exposure: Make use of market gaps The fund also uses arbitrage – a strategy where fund managers try to earn from the price difference of the same stock in different markets. It's usually low-risk and adds a relatively steady income layer to the portfolio, even when markets are volatile. Who should invest in this fund The Bajaj Finserv Equity Savings Fund is suited for: First-time investors who want some equity exposure but with lower risk Conservative investors who are looking for relatively better post-tax returns than debt Investors with short to medium-term goals who want flexibility and relative stability Anyone who wants to avoid high market volatility but still wants growth It's not as aggressive as pure equity funds, but it's also not as passive as only fixed-income investments. Think of it as a middle path – one that gives you potential growth when markets do well and relative stability when they don't. Conclusion In today's unpredictable markets, finding balance is key. The Bajaj Finserv Equity Savings Fund is built to do just that. Whether youre starting your investment journey or looking to add balance to your portfolio, an SIP investment in this fund can offer a simple yet effective way to move forward. As always, speak to your financial advisor to see if this fund suits your goals. But if youre looking for a mix of growth, stability, and tax planning – this could be the fund for you. Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
The Wire
28-07-2025
- Business
- The Wire
NFO Alert: Bajaj Finserv AMC Launches Bajaj Finserv Equity Savings Fund
Pune, Maharashtra, India (NewsVoir) When it comes to investing, everyone wants two things – to grow their money and to keep it safe. But very often, one comes at the cost of the other. If you want growth, you may have to take some risk. If you want stability, you may miss out on good returns. What if you could get both? Bajaj Finserv Asset Management Company (AMC) has launched Bajaj Finserv Equity Savings Fund with this exact idea in mind; to give investors the benefit of both worlds. The NFO of this scheme began today, i.e. 28th July 2025 and will last until 11th August 2025. What is an Equity Savings Fund? An Equity Savings Fund is a type of hybrid mutual fund. It invests in three kinds of assets: • Equity (shares of companies) – for growth potential • Debt (like bonds or fixed-income instruments) – for relative stability • Arbitrage (low-risk trading strategies) – for relatively steady returns with less risk By mixing all three in one fund, it aims to balance the need for potential growth with the need for relative stability. Why Consider Bajaj Finserv Equity Savings Fund? Here are the main benefits of this fund, explained in simple terms: 1. Growth and stability – Together in one fund Most investors struggle to choose between growth and stability. With this fund, you don't have to pick just one. • The equity part gives your money the chance to potentially grow when markets do well. • The debt part adds relative stability and helps reduce risk when markets are down. • The arbitrage part makes use of small price differences in the market, offering low-risk returns. This three-way structure helps smoothen your investment journey. You are not completely at the mercy of market ups and downs. 2. Tax Advantage One big advantage of this fund is the tax treatment. Since it is treated as an equity fund for tax purposes, the long-term capital gains (for investments held more than 1 year) are taxed at 12.5% (beyond Rs.1.25 lakh of gains). This is often better than the tax on traditional debt investments, which can go as high as 20% for long term capital gains. This makes the Bajaj Finserv Equity Savings Fund a more tax-efficient option for long-term investors compared to many other debt-oriented options. 3. No Lock-in Period Another helpful feature is that your money is not locked in. You can redeem (withdraw) your investment whenever you need it. There might be an exit load (a small fee if you exit early), but you are not tied in for years like in some other investment options. This gives you the flexibility to access your money when you need it most. How Does the Bajaj Finserv Equity Savings Fund Work? Let's look at how each part of the fund helps in different market situations: Equity exposure: Ride the good times When markets go up, equity investments usually do well. The equity portion of this fund helps your money grow potentially during such times. Even though it's not 100% equity, you can still benefit from the rise in the market. Debt exposure: Handle the tough times Markets don't always go up. When they are falling or flat, the debt part of the fund helps mitigate risk. It aims to mitigate the impact on your capital and give you relatively steady returns. Arbitrage exposure: Make use of market gaps The fund also uses arbitrage – a strategy where fund managers try to earn from the price difference of the same stock in different markets. It's usually low-risk and adds a relatively steady income layer to the portfolio, even when markets are volatile. Who should invest in this fund? The Bajaj Finserv Equity Savings Fund is suited for: • First-time investors who want some equity exposure but with lower risk • Conservative investors who are looking for relatively better post-tax returns than debt • Investors with short to medium-term goals who want flexibility and relative stability • Anyone who wants to avoid high market volatility but still wants growth It's not as aggressive as pure equity funds, but it's also not as passive as only fixed-income investments. Think of it as a middle path – one that gives you potential growth when markets do well and relative stability when they don't. Conclusion In today's unpredictable markets, finding balance is key. The Bajaj Finserv Equity Savings Fund is built to do just that. Whether you're starting your investment journey or looking to add balance to your portfolio, an SIP investment in this fund can offer a simple yet effective way to move forward. As always, speak to your financial advisor to see if this fund suits your goals. But if you're looking for a mix of growth, stability, and tax planning – this could be the fund for you. Mutual Fund investments are subject to market risks, read all scheme related documents carefully. (Disclaimer: The above press release comes to you under an arrangement with Newsvoir and PTI takes no editorial responsibility for the same.). This is an auto-published feed from PTI with no editorial input from The Wire.
News18
28-07-2025
- Business
- News18
NFO Alert: Bajaj Finserv AMC Launches Bajaj Finserv Equity Savings Fund
Pune, Maharashtra, India (NewsVoir) When it comes to investing, everyone wants two things – to grow their money and to keep it safe. But very often, one comes at the cost of the other. If you want growth, you may have to take some risk. If you want stability, you may miss out on good returns. What if you could get both? Bajaj Finserv Asset Management Company (AMC) has launched Bajaj Finserv Equity Savings Fund with this exact idea in mind; to give investors the benefit of both worlds. The NFO of this scheme began today, i.e. 28th July 2025 and will last until 11th August 2025. What is an Equity Savings Fund? An Equity Savings Fund is a type of hybrid mutual fund. It invests in three kinds of assets: • Equity (shares of companies) – for growth potential • Debt (like bonds or fixed-income instruments) – for relative stability • Arbitrage (low-risk trading strategies) – for relatively steady returns with less risk By mixing all three in one fund, it aims to balance the need for potential growth with the need for relative stability. Why Consider Bajaj Finserv Equity Savings Fund? Here are the main benefits of this fund, explained in simple terms: 1. Growth and stability – Together in one fund Most investors struggle to choose between growth and stability. With this fund, you don't have to pick just one. • The equity part gives your money the chance to potentially grow when markets do well. • The debt part adds relative stability and helps reduce risk when markets are down. • The arbitrage part makes use of small price differences in the market, offering low-risk returns. This three-way structure helps smoothen your investment journey. You are not completely at the mercy of market ups and downs. 2. Tax Advantage One big advantage of this fund is the tax treatment. Since it is treated as an equity fund for tax purposes, the long-term capital gains (for investments held more than 1 year) are taxed at 12.5% (beyond Rs.1.25 lakh of gains). This is often better than the tax on traditional debt investments, which can go as high as 20% for long term capital gains. This makes the Bajaj Finserv Equity Savings Fund a more tax-efficient option for long-term investors compared to many other debt-oriented options. 3. No Lock-in Period Another helpful feature is that your money is not locked in. You can redeem (withdraw) your investment whenever you need it. There might be an exit load (a small fee if you exit early), but you are not tied in for years like in some other investment options. This gives you the flexibility to access your money when you need it most. How Does the Bajaj Finserv Equity Savings Fund Work? Let's look at how each part of the fund helps in different market situations: Equity exposure: Ride the good times When markets go up, equity investments usually do well. The equity portion of this fund helps your money grow potentially during such times. Even though it's not 100% equity, you can still benefit from the rise in the market. Debt exposure: Handle the tough times Markets don't always go up. When they are falling or flat, the debt part of the fund helps mitigate risk. It aims to mitigate the impact on your capital and give you relatively steady returns. Arbitrage exposure: Make use of market gaps The fund also uses arbitrage – a strategy where fund managers try to earn from the price difference of the same stock in different markets. It's usually low-risk and adds a relatively steady income layer to the portfolio, even when markets are volatile. Who should invest in this fund? The Bajaj Finserv Equity Savings Fund is suited for: • First-time investors who want some equity exposure but with lower risk • Conservative investors who are looking for relatively better post-tax returns than debt • Investors with short to medium-term goals who want flexibility and relative stability • Anyone who wants to avoid high market volatility but still wants growth It's not as aggressive as pure equity funds, but it's also not as passive as only fixed-income investments. Think of it as a middle path – one that gives you potential growth when markets do well and relative stability when they don't. Conclusion In today's unpredictable markets, finding balance is key. The Bajaj Finserv Equity Savings Fund is built to do just that. Whether you're starting your investment journey or looking to add balance to your portfolio, an SIP investment in this fund can offer a simple yet effective way to move forward. As always, speak to your financial advisor to see if this fund suits your goals. But if you're looking for a mix of growth, stability, and tax planning – this could be the fund for you. top videos View all Mutual Fund investments are subject to market risks, read all scheme related documents carefully. (Disclaimer: The above press release comes to you under an arrangement with Newsvoir and PTI takes no editorial responsibility for the same.). PTI PWR PWR (This story has not been edited by News18 staff and is published from a syndicated news agency feed - PTI) First Published: July 28, 2025, 18:00 IST Disclaimer: Comments reflect users' views, not News18's. Please keep discussions respectful and constructive. Abusive, defamatory, or illegal comments will be removed. News18 may disable any comment at its discretion. By posting, you agree to our Terms of Use and Privacy Policy.
Time of India
18-06-2025
- Business
- Time of India
Smallcaps soar Rs 75 lakh crore in value over 7 years, growing 5x: Study
India's small-cap stocks have added a staggering Rs 75 lakh crore in market value since 2017, ballooning from Rs 17 lakh crore to Rs 92 lakh crore by end-2024, a fivefold jump driven by a 27.6% compound annual growth rate, according to a study by Bajaj Finserv Asset Management Company (AMC). This sharp rise dwarfs the returns of large-cap and mid-cap peers and underscores the growing clout of small caps in India's equity landscape. by Taboola by Taboola Sponsored Links Sponsored Links Promoted Links Promoted Links You May Like Many Are Watching Tariffs - Few Are Watching What Nvidia Just Launched Seeking Alpha Read Now Undo The study found that while large-cap and mid-cap indices posted a CAGR of 14.5% and 21.6% respectively between 2017 and 2024, small caps have firmly outpaced them. More telling was the contribution of small-cap companies to the overall market capitalisation, which rose 1.4 times over the past three years, even as their share of corporate profits swelled 2.5 times in the last four years. Despite a modest 4% rise in the small-cap index since FY24, the segment saw a 38% jump in profit after tax (PAT) during FY25, climbing from Rs 21,669 crore to Rs 29,941 crore. Bajaj Finserv AMC pointed out that this decoupling between prices and earnings suggests 'unrealized value' in the space. Moreover, the study noted that '74% of the top 250 small-cap companies reported a double digit returns on capital employed (ROCE),' signaling strong fundamentals despite recent price corrections. Live Events Quality is key as volatility persists The second half of FY25 saw a correction in small-cap stocks, with most still trading below their 52-week highs as of April 2025. This has opened up 'an opportunity to accumulate quality small caps at better valuation,' the study said. Still, the volatility underscores the importance of selectivity. Bajaj Finserv AMC warns that 'nearly 50% of small-cap companies from 2017 have declined into the micro-cap category,' reinforcing the risk of indiscriminate exposure. Although 196 small-cap IPOs hit the market since 2020, only four have transitioned to mid-cap status and none to large-cap territory — further highlighting the need for careful stock selection. Quality index outshines peers Bajaj Finserv AMC emphasized that quality small caps have consistently outperformed their broader counterparts. 'The Nifty Small Cap 250 Quality 50 TRI has outperformed the Nifty Small Cap 250 TRI in 14 of the last 19 financial years,' the study said. In fact, the quality index 'delivered higher returns than all other indices in nine financial years from FY10,' with evidence that it has weathered volatility better in 17 of the past 19 financial years. Additionally, in some years, the Small Cap Quality index 'has exhibited lower standard deviation than large caps,' the study said, underlining its potential for steadier performance. While smallcaps remain prone to cyclical movements and elevated risk, the study presents a case for investors to reassess the segment with a quality lens. The long-term outperformance of quality indices and growing earnings power signal a maturing sector, albeit one that still demands rigorous screening and discipline. Also read | Neither largecaps, nor smallcaps! India Inc's Q4 result season belongs to the middle order
Economic Times
18-06-2025
- Business
- Economic Times
Smallcaps soar Rs 75 lakh crore in value over 7 years, growing 5x: Study
India's small-cap stocks have added a staggering Rs 75 lakh crore in market value since 2017, ballooning from Rs 17 lakh crore to Rs 92 lakh crore by end-2024, a fivefold jump driven by a 27.6% compound annual growth rate, according to a study by Bajaj Finserv Asset Management Company (AMC). ADVERTISEMENT This sharp rise dwarfs the returns of large-cap and mid-cap peers and underscores the growing clout of small caps in India's equity landscape. The study found that while large-cap and mid-cap indices posted a CAGR of 14.5% and 21.6% respectively between 2017 and 2024, small caps have firmly outpaced them. More telling was the contribution of small-cap companies to the overall market capitalisation, which rose 1.4 times over the past three years, even as their share of corporate profits swelled 2.5 times in the last four years. Despite a modest 4% rise in the small-cap index since FY24, the segment saw a 38% jump in profit after tax (PAT) during FY25, climbing from Rs 21,669 crore to Rs 29,941 crore. Bajaj Finserv AMC pointed out that this decoupling between prices and earnings suggests 'unrealized value' in the the study noted that '74% of the top 250 small-cap companies reported a double digit returns on capital employed (ROCE),' signaling strong fundamentals despite recent price corrections. The second half of FY25 saw a correction in small-cap stocks, with most still trading below their 52-week highs as of April 2025. This has opened up 'an opportunity to accumulate quality small caps at better valuation,' the study said. ADVERTISEMENT Still, the volatility underscores the importance of selectivity. Bajaj Finserv AMC warns that 'nearly 50% of small-cap companies from 2017 have declined into the micro-cap category,' reinforcing the risk of indiscriminate exposure. Although 196 small-cap IPOs hit the market since 2020, only four have transitioned to mid-cap status and none to large-cap territory — further highlighting the need for careful stock selection. Bajaj Finserv AMC emphasized that quality small caps have consistently outperformed their broader counterparts. 'The Nifty Small Cap 250 Quality 50 TRI has outperformed the Nifty Small Cap 250 TRI in 14 of the last 19 financial years,' the study said. In fact, the quality index 'delivered higher returns than all other indices in nine financial years from FY10,' with evidence that it has weathered volatility better in 17 of the past 19 financial years. ADVERTISEMENT Additionally, in some years, the Small Cap Quality index 'has exhibited lower standard deviation than large caps,' the study said, underlining its potential for steadier smallcaps remain prone to cyclical movements and elevated risk, the study presents a case for investors to reassess the segment with a quality lens. The long-term outperformance of quality indices and growing earnings power signal a maturing sector, albeit one that still demands rigorous screening and discipline. ADVERTISEMENT Also read | Neither largecaps, nor smallcaps! India Inc's Q4 result season belongs to the middle order (Disclaimer: Recommendations, suggestions, views and opinions given by the experts are their own. These do not represent the views of the Economic Times) (You can now subscribe to our ETMarkets WhatsApp channel)
