Latest news with #BajajFinservGoldLoan
Hans India
18-07-2025
- Business
- Hans India
Gold Loan Utsav: Make the Most of Your Gold's Value with Bajaj Finance and Get Assured Cashback till 31st July
If you have gold jewellery at home and are looking for a quick way to handle your expenses, this is a great time to explore your options. With the ongoing Loan Utsav, it is the perfect moment to take advantage of the benefits offered by the Bajaj Finserv Gold Loan. As part of this special campaign, you can now enjoy assured cashback till 31st July, along with an easy online application process, competitive interest rates, and convenient repayment choices. In India, gold is more than just jewellery. It is a valuable asset that can help you during tough times. Whether you have a medical bill to pay, a school fee due, or even want to fund a home repair, pledging your gold can give you the funds you need, without selling your ornaments. This is where a gold loan comes in handy – it is quick, safe, and reliable. What is a gold loan and why should you consider it? A gold loan is a type of secured loan where you use your gold jewellery as collateral. You do not have to sell it – just keep it with the lender for a short time and get it back once you repay the loan. The good thing is, because your loan is backed by gold jewellery, the interest rates are usually lower than other unsecured loans. During the Gold Loan Utsav, Bajaj Finance is making it even easier for you to get funds from Rs. 5,000 to Rs. 2 crore with minimal paperwork and quick disbursal. With a Bajaj Finserv Gold Loan, you can apply for an online gold loan from the comfort of your home. You do not need to go through a long paperwork process. Just a few steps on your phone or computer, and your gold loan is processed in no time. What makes Bajaj Finserv Gold Loan a smart financial choice If you are looking to make the most of your gold this festive season, the Loan Utsav by Bajaj Finance is the perfect time to act. Here is why Bajaj Finserv Gold Loan stands out as a smart and reliable choice: Quick online application – Apply from your home through a simple online process via the Bajaj Finserv App or website. – Apply from your home through a simple online process via the Bajaj Finserv App or website. Low interest rates – With today's gold loan interest rate being competitive, you save more on your overall loan amount. – With today's gold loan interest rate being competitive, you save more on your overall loan amount. Multiple repayment options – Choose from monthly, bi-monthly, quarterly, half-yearly or annual interest repayment, with any interest or principal amount due to be cleared before the tenure ends. – Choose from monthly, bi-monthly, quarterly, half-yearly or annual interest repayment, with any interest or principal amount due to be cleared before the tenure ends. Loan starting from Rs. 5,000 – You can borrow a small or big amount, from Rs. 5,000 to Rs. 2 crore, as per your need. – You can borrow a small or big amount, from Rs. 5,000 to Rs. 2 crore, as per your need. High loan-to-value ratio – You get the best possible value for your gold as per the guidelines set by the RBI. – You get the best possible value for your gold as per the guidelines set by the RBI. No hidden charges – Transparent process with no surprise fees or any additional charges on foreclosure or prepayment of loan. Whether your expense is planned like a family function or unplanned like a sudden medical emergency, a Bajaj Finserv Gold Loan gives you the power to manage it smoothly. The loan amount depends on the purity and weight of your gold, and with gold rates high these days, you can get a good amount without much hassle. How to apply online for Gold Loan with Bajaj Finance Applying for an online gold loan is super simple: 1. Visit the Bajaj Finserv App or website 2. Click on the 'Apply' button on the gold loan page. 3. Fill in your mobile number and OTP. 4. Enter your personal details and choose the nearest gold loan branch 5. Download the in-principal eligibility letter Once done, you will receive a call from our representative and guide you on the next steps. This entire process can be started from your mobile or laptop. You just need any one of your basic KYC documents and 18-22 karat gold jewellery. Gold loans have become a smart and trusted way to raise funds quickly. With the Gold Loan Utsav by Bajaj Finance, it is even more rewarding. You get competitive rates, quick processing, and the peace of mind that your gold is safe. So, if you are in need of quick funds, do not wait. Check the today gold loan interest rate and apply for an online gold loan through Bajaj Finserv Gold Loan. It is a secure, simple, and smart way to handle your financial needs – planned or not.
Fashion Value Chain
06-06-2025
- Business
- Fashion Value Chain
Key Things to Know Before Applying for a Gold Loan in India with Bajaj Finance
Applying for a gold loan in India has become one of the fastest and most convenient ways to access funds. Many people turn to gold loans for quick financial support without having to sell their precious gold jewellery. Bajaj Finance offers a reliable and secure option through its trusted service – Bajaj Finserv Gold Loan. The process is simple, documents are minimal, and the interest rates are competitive. Bajaj Finserv Gold Loan Before applying, it is important to understand how gold loans work, what documents are required for gold loan, and how Bajaj Finance makes the process quick and transparent for customers. Understanding how gold loans work A gold loan in India is a type of secured loan where gold jewellery is pledged as collateral. Bajaj Finance offers a loan amount, starting from Rs.5,000 to Rs.2 crore, based on the purity and weight of the gold pledged. The purity of the gold, the set LTV ratio and the prevailing gold price determines how much one can borrow. Once the gold is deposited at the branch and its purity is tested, the gold loan in India is approved quickly, and funds are disbursed often on the same day, directly to the borrower's bank account. The gold remains safe with a complementary insurance of gold that keeps the jewellery covered against theft and misplacement. Bajaj Finance stores it in a secure vault until the loan is fully repaid. Who can apply for a gold loan Applying for a gold loan in India with Bajaj Finance is easy and inclusive. Here are the eligibility conditions The applicant should be an Indian citizen The age of the applicant should be between 21 and 70 years The applicant must have 18-22 karat gold jewellery to pledge There is no requirement for income proof, making it accessible for homemakers, farmers, and self-employed individuals as well. Documents required for gold loan Bajaj Finance has kept the paperwork simple. Borrowers just need any one of the following KYC documents Aadhaar card Voter ID Passport Driving licence NREGA job card Letter from the National Population Registration There is no need for salary slips, income tax returns, or property papers. This ease of paperwork helps customers complete the process faster. Though it is important to note that for loans over Rs.5 lakh, submission of PAN Card details may be required. Know the interest and repayment options The interest rate plays a major role in any loan. Bajaj Finserv Gold Loan offers competitive interest rates, depending on the loan amount and repayment plan chosen by the customer. Bajaj Finance offers multiple repayment options, including Borrowers can choose to pay interest monthly, bi-monthly, quarterly, half-yearly, or annually. They can select a payment schedule that suits their convenience. The principal loan amount is payable at the end of the loan tenure. Any remaining interest, if not paid earlier, will also be due at the time of loan maturity. The loan tenure can range from 1 day to 12 months, giving customers the freedom to choose what works best for them. Conclusion A gold loan in India is a practical way to raise quick funds without selling precious assets. With minimal paperwork, quick approval, and convenient repayment options, Bajaj Finserv Gold Loan offers a seamless experience for customers from all walks of life. By understanding the documents required for gold loan and how the process works, one can apply with full confidence. Bajaj Finance continues to make gold loans accessible, safe, and quick for everyone across India. T&C Apply. About Bajaj Finance Limited Bajaj Finance Ltd. ('BFL', 'Bajaj Finance', or 'the Company'), a subsidiary of Bajaj Finserv Ltd., is a deposit taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). BFL is engaged in the business of lending and acceptance of deposits. It has a diversified lending portfolio across retail, SMEs, and commercial customers with significant presence in both urban and rural India. It accepts public and corporate deposits and offers a variety of financial services products to its customers. BFL, a thirty-five-year-old enterprise, has now become a leading player in the NBFC sector in India and on a consolidated basis, it has a franchise of 80.41 million customers. Bajaj Finance has a credit rating of AAA/Stable for its Fixed Deposit program from CRISIL and ICRA, AAA/Stable for long-term borrowing from CRISIL, India Ratings, CARE and ICRA, and A1+ for short-term borrowing from CRISIL, India Ratings and ICRA. It has a long-term issuer credit rating of BBB-/Stable and a short-term rating of A-3 by S&P Global ratings. To know more, visit
Fashion Value Chain
26-05-2025
- Business
- Fashion Value Chain
Unlock Quick Funds with Bajaj Finserv Gold Loan
In recent years, the gold loan has emerged as a trusted financial tool in India, especially for those who need quick access to funds to meet planned or urgent needs. By pledging 18-22 karat gold jewellery, borrowers can access funds starting from Rs. 5,000 to Rs. 2 crore with Bajaj Finance, while retaining ownership of their valuables. Bajaj Finserv Gold Loan offers a convenient solution with same-day approval, competitive interest rates, and a simple application process. This makes it a preferred choice for individuals looking for a gold loan, where ease, safety, and affordability matter the most. Bajaj Finserv Gold Loan Why is a gold loan a popular financial tool People in India often have gold savings passed down across generations. A gold loan allows them to turn idle gold into active capital, without selling or parting with the ornaments. Here are some reasons why gold loan in Nellore is becoming a popular financial choice: High-value loans up to Rs. 2 crore – Customers can get access to funds starting from Rs. 5,000 to Rs. 2 crore, depending on the purity and weight of their gold jewellery. This makes it a reliable option for managing high-value expenses like medical treatment, education, or travel. Competitive interest rates – Bajaj Finance offers competitive rates of interest, which are generally lower than those of unsecured loans. This helps customers keep their borrowing costs under control. Multiple repayment options – Borrowers can choose repayment tenures ranging from 1 day to 12 months and select from various repayment modes such as monthly, bi-monthly, quarterly, half-yearly or annual interest payments. Any pending interest or principal due for payment by the end of the term. Funds for planned and emergency needs – Whether it is an urgent medical situation, educational fees, or a long-awaited family function, customers can use the loan amount as per their financial priorities. 24×7 secured gold storage – The pledged gold is covered under free insurance of gold and stored safely in highly secure, surveillance-enabled vaults, ensuring complete peace of mind until the loan is repaid. Understanding the gold rate and its impact The gold loan in Maharashtra, like in any other city in India, plays a key role in how much loan a borrower can get. The higher the gold price per gram, the higher the loan amount offered. Bajaj Finance calculates the gold loan eligibility based on the prevailing gold rate, weight of the jewellery, and purity of the gold pledged. Using the Bajaj Finserv Gold Loan Calculator, one can check the expected loan amount in just a few clicks. This helps in planning better and borrowing responsibly. How to apply for a gold loan in Nellore The application process with Bajaj Finserv is simple and fast. Here are the steps: Visit the official Bajaj Finserv Gold Loan website. Click on the 'Apply' button to start the application. Enter the 10-digit mobile number and verify it with an OTP. Fill in personal details and choose the nearest branch. Submit the application and download the eligibility letter. Once the pledged gold is assessed at the branch and documents are verified, the approved loan is disbursed directly into the bank account. Final thoughts A gold loan is not just about borrowing-it is about making smart financial choices. It offers a safe and flexible way to unlock the value of gold without giving it up. Bajaj Finserv Gold Loan ensures that borrowers receive timely financial support with a secure, transparent, and easy process. By keeping an eye on the gold rate today, applying online, and choosing the right repayment plan, individuals can benefit greatly from this valuable funding option. To apply or learn more about the gold loan, visit the nearest Bajaj Finserv Gold Loan branch or apply online today. T&C Apply. About Bajaj Finance Limited Bajaj Finance Ltd. ('BFL', 'Bajaj Finance', or 'the Company'), a subsidiary of Bajaj Finserv Ltd., is a deposit taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). BFL is engaged in the business of lending and acceptance of deposits. It has a diversified lending portfolio across retail, SMEs, and commercial customers with significant presence in both urban and rural India. It accepts public and corporate deposits and offers a variety of financial services products to its customers. BFL, a thirty-five-year-old enterprise, has now become a leading player in the NBFC sector in India and on a consolidated basis, it has a franchise of 80.41 million customers. Bajaj Finance has a credit rating of AAA/Stable for its Fixed Deposit program from CRISIL and ICRA, AAA/Stable for long-term borrowing from CRISIL, India Ratings, CARE and ICRA, and A1+ for short-term borrowing from CRISIL, India Ratings and ICRA. It has a long-term issuer credit rating of BBB-/Stable and a short-term rating of A-3 by S&P Global ratings. To know more, visit
