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Does pet insurance cover spaying and neutering?
Does pet insurance cover spaying and neutering?

Yahoo

time2 days ago

  • Health
  • Yahoo

Does pet insurance cover spaying and neutering?

Remember 'The Price Is Right'? If you ever spent a day home sick from school watching the classic game show, you likely remember Bob Barker ending every episode by encouraging viewers to spay or neuter their pets. Bob had a good point: Besides preventing unwanted litters, spaying and neutering have other benefits, including the prevention of serious diseases like pyometra and some forms of cancer. But one thing that can give owners pause is the cost. Spaying and neutering procedures can add up to $500 or more in vet bills. This embedded content is not available in your region. While pet insurance can be a smart investment, it's not much help when it comes to spaying or neutering procedures. Typically, only wellness plans cover any portion of sterilization procedures (except for extreme circumstances). Here's what you need to know about pet insurance and spaying/neutering. Pet insurance policies provide coverage for unexpected injuries or illnesses, such as broken bones, respiratory infections, or cancer. The standard policies don't provide coverage for preventative care, such as vaccinations or wellness exams, nor do they cover elective procedures. Where does spaying and neutering fit in? Spaying/neutering are surgical procedures to sterilize your pets. But, they are elective procedures, and the veterinarian will perform surgery on a healthy pet. As a result, spaying or neutering is typically excluded from coverage. Because spaying and neutering are typically elective, planned procedures, they're rarely medically necessary — so pet insurance policies won't cover the cost. Learn more: Your guide to what pet insurance covers Despite not typically being included in coverage, there are two ways a pet insurance company might cover spaying and neutering. Learn more: Pet insurance that pays the vet directly: How does it work? The most common way to offset the cost of spaying or neutering your dog or cat is by adding a wellness or preventative care plan to your policy. Wellness plans are optional add-ons that work differently from insurance; they provide a fixed amount of reimbursement per year for certain routine care expenses. For example, a wellness plan may cover up to $450 in wellness expenses, but there are caps for each procedure or treatment type. Here's a sample of a wellness plan's limits: For example, let's say you have a six-month-old golden retriever. You schedule him to be neutered with your veterinarian, and the procedure will cost $500. If you have a wellness plan with your pet insurance company, the insurer will reimburse you for up to $150 of the cost of neutering, so your actual net cost would be $350. With a wellness plan, you're still on the hook for the majority of the expense, but it could still provide some assistance. There are some serious health conditions that can occur in dogs and cats that require sterilization as part of the pet's treatment. For example, pyometra is a serious and potentially fatal infection affecting the pet's uterus. To treat the condition and save the pet's life, the veterinarian may need to perform an emergency ovariohysterectomy — basically, a more complicated form of spaying since the pet is so ill. If the condition isn't a pre-existing condition and your veterinarian decides spaying or neutering is an essential part of your pet's treatment plan, the procedure may be covered under a standard pet insurance accident and illness policy. If so, the usual coverage limits, deductible, and reimbursement percentage will apply. A pet insurance wellness plan can provide some help with the cost of spaying or neutering, but these plans can also reduce the cost of many other services or treatments, including: Wellness exams Vaccines (such as rabies or distemper) Flea or tick preventatives Heartworm preventatives Bloodwork Microchipping Dental cleaning Grooming Tip: When comparing wellness plan options, consider the annual coverage maximum and the limit per treatment category. For example, for a younger dog, a higher limit for vaccines and spaying or neutering may be more cost-effective. Learn more:Does pet insurance cover dental treatment? While a standard pet insurance policy only covers spaying or neutering in extreme circumstances to treat a disease or condition, it's possible to get some help with the cost of sterilization by adding a wellness plan to your policy. These pet insurance plans reimburse you up to a set amount each year for routine or preventative care, making your pet's care more affordable. Not all pet insurance companies offer wellness plans, but pet parents can find several options in our list of the best pet insurance companies of 2025. Spaying and neutering are both elective procedures and (in most cases) not medically necessary. Standard pet insurance policies cover treatments for unexpected injuries and illnesses. In general, it's best to spay or neuter cats by five months of age. With dogs, the best time varies by breed and animal size — for some breeds, it may be a good idea to wait to spay or neuter your pet to give their joints more time to develop. Always talk to your vet to find out what makes sense for your pet. The cost of spaying or neutering will vary based on your location, veterinarian, and in many cases, age and size (for dogs). In general, you can expect to pay anywhere from $250 to $600. Although spaying and neutering are common procedures, they're still surgical procedures. To perform a spay/neuter surgery safely, your veterinarian will have to do bloodwork to ensure your pet is healthy, administer anesthesia, and perform surgery. Afterward, they have to administer pain medication and monitor your pet, so it can be a costly procedure.

CBS Extends Daytime Leadership To 39 Seasons
CBS Extends Daytime Leadership To 39 Seasons

Forbes

time13-05-2025

  • Entertainment
  • Forbes

CBS Extends Daytime Leadership To 39 Seasons

LOS ANGELES: Come on down! CBS' "The Price is Right," hosted by Drew Carey, remain the most-watched ... More show in network daytime. (Photo by Greg Gayne/CBS via Getty Images) On the heels of announcing its primetime programming plans for 2025-26, CBS, the most-watched broadcast network, has also confirmed another year of viewer victory in daytime. Comparably, CBS has been No. 1 in total viewers in daytime for 39 consecutive years - since the 1986-87 season. So, what exactly was CBS airing in that 1986-87 season? There were three current occupants - The Price is Right (then hosted by Bob Barker), The Young and the Restless and The Bold in the Beautiful, which replaced daytime drama Capitol in midseason. There were also game shows The $25,000 Pyramid and Card Sharks and the drama As the World Turns. At present, recent daytime drama entry Beyond the Gates (which replaced The Talk) joined The Price Is Right, The Young and the Restless, The Bold and the Beautiful and Let's Make a Deal on the Eye net lineup. CBS' weekly winning streak - now at 1,500 consecutive weeks - started the week of October 3, 1988, and was interrupted for only one week - from July 22-29, 1996, during the Summer Olympics held in Atlanta and broadcast on NBC. As first-run syndication, specifically talk shows, continues to dwindle, the trio of CBS daytime stalwarts - The Price Is Right (3.95 million viewers this season), The Young and the Restless (3.29 million) and The Bold and the Beautiful (2.79 million) - hold the top 3 spots overall. Let's Make a Deal, meanwhile, is averaging 2.21 million viewers and Beyond the Gates (1.87 million), which debuted on February 24, ranks fifth. But that is still 48 percent above year-ago time period occupant The Talk.

Teen killed in motorcycle crash in Fayette County
Teen killed in motorcycle crash in Fayette County

Yahoo

time23-03-2025

  • Yahoo

Teen killed in motorcycle crash in Fayette County

A teen was killed in a motorcycle crash in Fayette County. The crash happened on Jim Mountain Road at 4:17 p.m. on Sunday. Coroner Dr. Bob Barker said Nicholas Herman, of Springfield Township, was pronounced dead at the scene. The motorcycle was the only vehicle involved in the crash. This is a developing story. Check back for updates as more information becomes available. Download the FREE WPXI News app for breaking news alerts. Follow Channel 11 News on Facebook and Twitter. | Watch WPXI NOW

'The Price is Right' host Drew Carey worried about 'killing' show after taking over for Bob Barker
'The Price is Right' host Drew Carey worried about 'killing' show after taking over for Bob Barker

Fox News

time26-02-2025

  • Entertainment
  • Fox News

'The Price is Right' host Drew Carey worried about 'killing' show after taking over for Bob Barker

With more than 3,300 episodes under his belt over 18 years, Drew Carey still feels like the "new guy" on "The Price is Right." "They told me it was my 3,317th episode. Sometimes I feel like it's not that long, and sometimes I feel like I've always been there," the 66-year-old comedian told Variety as the show celebrates 10,000 episodes since it began with host Bob Barker in 1972. "Bob Barker is two-thirds. I'm still the new guy!" he joked after he was told that he has hosted one-third of the show's run. Barker retired from the show after 35 years in 2007 and died two years ago. He was 99 years old. He mainly wanted "to not be responsible for ruining the show or killing it," he shared. "I knew there was such a culture there, and I really wanted to honor that culture and not rock the boat. And I also wanted to make it my own, but without stepping on anybody's toes." Carey said he was told he had "big shoes to fill" when he took over for Barker, but he said he wanted to make the iconic show his own. "I want to honor the show — certainly — and not forget about the importance of him and the path that he blazed. It's very important to keep the memory of Bob alive. I'm not replacing anybody. I'm just doing a show that he used to do." "I don't need to walk in his shoes; I brought my own shoes," the former "Whose Line is it Anyway" host said. "I want to honor the show — certainly — and not forget about the importance of him and the path that he blazed," the comedian said. "It's very important to keep the memory of Bob alive. I'm not replacing anybody. I'm just doing a show that he used to do." He compared the shift in hosting to a house remodel. "It was the same structure, but it needed new drapes and wallpaper, you know what I mean?" he said. "You don't wanna change the show, but you wanna freshen it up a little bit." Carey also changed the way the host is introduced at the beginning of the show. "The star of the show" was changed to simply "host." "I am not the star of the show; the contestants are the star," he explained. "I'm not downplaying my role on the show, but people tune in to see the interaction of the contestants, and they want somebody there to interact with them in a good way — because they're the stars."

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