Latest news with #BradGarlinghouse
Globe and Mail
3 days ago
- Business
- Globe and Mail
Could a $500 Investment in XRP Turn Into $50,000 by 2030?
Key Points Ripple could easily become one of the best crypto investments of all time. One key risk may prevent all of that upside potential. 10 stocks we like better than XRP › Ripple (CRYPTO: XRP) is skyrocketing in value once again. Over the past 12 months, Ripple's value has zoomed higher by more than 400%. Looking at some key metrics, it's clear that the price of XRP can continue to climb heavily for years on end. But how high could XRP's value really soar? Could a $500 investment turn into $50,000 by 2030? The answer to this question will surprise you. Let's look at the numbers. What is Ripple's highest theoretical value? The primary driver behind Ripple's long-term value is its ability to replace the global SWIFT system. SWIFT stands for Society for Worldwide Interbank Financial Telecommunication. It's essentially a network of processes and protocols that financial institutions have agreed to in order to standardize money transfers. Since its introduction in 2015, Ripple has struggled to replace the SWIFT system in any meaningful way. It has signed on a growing list of financial institutions that are using its network for pilot programs and smaller transfer use cases. But a decade after Ripple launched, SWIFT remains dominant worldwide. According to Ripple's CEO, Brad Garlinghouse, all of this could change over the next five years. By 2030, he predicts Ripple will capture 14% of SWIFT's global cross-border volume. "There are two parts to SWIFT today: messaging and liquidity," Garlinghouse told a conference audience earlier this year. "I think less about the messaging and more about liquidity. If you're driving all the liquidity, it is good for XRP. So I'll say five years, 14%." It's hard to understate how massive this would be. According to some estimates, a 14% share would result in $21 trillion annual transaction volumes for Ripple. For comparison, RippleNet is currently processing annual transaction volume measured in the billions of dollars, not trillions. If Garlinghouse's prediction comes true, Ripple will go from a rising crypto star to a bonafide global financial powerhouse by the year 2030. Should you buy more XRP today? How will all of this impact XRP's price? Will it be enough to turn a $500 investment into $50,000? It's actually fairly difficult to estimate XRP's value even if it does capture 14% of SWIFT's transaction volumes. That's because the utility value of XRP is based on several complex factors including velocity and liquidity demand. Some analysts have run bear- and bull-case scenarios which predict a theoretical price between $25 and $170, which is significantly higher than today's trading range of $2 to $4. But these assumptions assume Ripple captures 14% of all SWIFT volumes, not just its cross-border volumes. Plus, these assumptions factor in various numbers for velocity and liquidity demand that could stray far from reality. In summary, Ripple remains an incredibly speculative asset. Not only does the project have a long way to go to justify its current $200 billion valuation from a utility standpoint, but models predicting potential price growth for XRP rely on assumptions that are far less knowable than the standard discounted cash-flow model used for valuing traditional stocks. Should you buy more XRP today? If you believe in the long-term story, Ripple remains a promising speculative bet with lots of theoretical upside. But its near-term value will largely be based on market conditions and investor sentiment -- not on true fundamentals. Should you invest $1,000 in XRP right now? Before you buy stock in XRP, consider this: The Motley Fool Stock Advisor analyst team just identified what they believe are the 10 best stocks for investors to buy now… and XRP wasn't one of them. The 10 stocks that made the cut could produce monster returns in the coming years. Consider when Netflix made this list on December 17, 2004... if you invested $1,000 at the time of our recommendation, you'd have $636,628!* Or when Nvidia made this list on April 15, 2005... if you invested $1,000 at the time of our recommendation, you'd have $1,063,471!* Now, it's worth noting Stock Advisor's total average return is 1,041% — a market-crushing outperformance compared to 183% for the S&P 500. Don't miss out on the latest top 10 list, available when you join Stock Advisor. See the 10 stocks » *Stock Advisor returns as of July 21, 2025
Yahoo
3 days ago
- Business
- Yahoo
Could a $500 Investment in XRP Turn Into $50,000 by 2030?
Key Points Ripple could easily become one of the best crypto investments of all time. One key risk may prevent all of that upside potential. 10 stocks we like better than XRP › Ripple (CRYPTO: XRP) is skyrocketing in value once again. Over the past 12 months, Ripple's value has zoomed higher by more than 400%. Looking at some key metrics, it's clear that the price of XRP can continue to climb heavily for years on end. But how high could XRP's value really soar? Could a $500 investment turn into $50,000 by 2030? The answer to this question will surprise you. Let's look at the numbers. What is Ripple's highest theoretical value? The primary driver behind Ripple's long-term value is its ability to replace the global SWIFT system. SWIFT stands for Society for Worldwide Interbank Financial Telecommunication. It's essentially a network of processes and protocols that financial institutions have agreed to in order to standardize money transfers. Since its introduction in 2015, Ripple has struggled to replace the SWIFT system in any meaningful way. It has signed on a growing list of financial institutions that are using its network for pilot programs and smaller transfer use cases. But a decade after Ripple launched, SWIFT remains dominant worldwide. According to Ripple's CEO, Brad Garlinghouse, all of this could change over the next five years. By 2030, he predicts Ripple will capture 14% of SWIFT's global cross-border volume. "There are two parts to SWIFT today: messaging and liquidity," Garlinghouse told a conference audience earlier this year. "I think less about the messaging and more about liquidity. If you're driving all the liquidity, it is good for XRP. So I'll say five years, 14%." It's hard to understate how massive this would be. According to some estimates, a 14% share would result in $21 trillion annual transaction volumes for Ripple. For comparison, RippleNet is currently processing annual transaction volume measured in the billions of dollars, not trillions. If Garlinghouse's prediction comes true, Ripple will go from a rising crypto star to a bonafide global financial powerhouse by the year 2030. Should you buy more XRP today? How will all of this impact XRP's price? Will it be enough to turn a $500 investment into $50,000? It's actually fairly difficult to estimate XRP's value even if it does capture 14% of SWIFT's transaction volumes. That's because the utility value of XRP is based on several complex factors including velocity and liquidity demand. Some analysts have run bear- and bull-case scenarios which predict a theoretical price between $25 and $170, which is significantly higher than today's trading range of $2 to $4. But these assumptions assume Ripple captures 14% of all SWIFT volumes, not just its cross-border volumes. Plus, these assumptions factor in various numbers for velocity and liquidity demand that could stray far from reality. In summary, Ripple remains an incredibly speculative asset. Not only does the project have a long way to go to justify its current $200 billion valuation from a utility standpoint, but models predicting potential price growth for XRP rely on assumptions that are far less knowable than the standard discounted cash-flow model used for valuing traditional stocks. Should you buy more XRP today? If you believe in the long-term story, Ripple remains a promising speculative bet with lots of theoretical upside. But its near-term value will largely be based on market conditions and investor sentiment -- not on true fundamentals. Should you buy stock in XRP right now? Before you buy stock in XRP, consider this: The Motley Fool Stock Advisor analyst team just identified what they believe are the for investors to buy now… and XRP wasn't one of them. The 10 stocks that made the cut could produce monster returns in the coming years. Consider when Netflix made this list on December 17, 2004... if you invested $1,000 at the time of our recommendation, you'd have $636,628!* Or when Nvidia made this list on April 15, 2005... if you invested $1,000 at the time of our recommendation, you'd have $1,063,471!* Now, it's worth noting Stock Advisor's total average return is 1,041% — a market-crushing outperformance compared to 183% for the S&P 500. Don't miss out on the latest top 10 list, available when you join Stock Advisor. See the 10 stocks » *Stock Advisor returns as of July 21, 2025 Ryan Vanzo has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends XRP. The Motley Fool has a disclosure policy. Could a $500 Investment in XRP Turn Into $50,000 by 2030? was originally published by The Motley Fool Sign in to access your portfolio
Economic Times
7 days ago
- Business
- Economic Times
XRP price prediction: Today's 10% crash shakes investors — is something bigger unfolding beneath the surface? Here's what Ripple's CEO urgently warns
XRP price prediction just took a wild turn as the coin plunged over 10% in a day, marking its worst crash since April. Investors are now questioning what caused this sudden dip and whether something bigger is brewing beneath the surface. On top of that, Ripple CEO Brad Garlinghouse has issued a $2.1 billion scam alert, warning users about rising fake giveaways and deepfake frauds. XRP, the popular digital asset powering Ripple's blockchain-based payments network, just saw its worst single-day loss in months. On July 24, 2025, XRP price crashed 10.34%, plunging from around $3.51 to a low of $2.99, marking the largest daily decline since April. This sharp pullback comes at a time when XRP had been building strong bullish momentum — and investors are now wondering if this is just a healthy correction or the start of a deeper downturn. The 10.34% plunge in XRP price wasn't just a random dip — it was triggered by a series of rapid liquidations across multiple crypto exchanges. Analysts pointed out that over $89 million in XRP long positions were liquidated in less than 24 hours, primarily on South Korea's Upbit exchange, where over 75 million XRP tokens were dumped during the day. Mass liquidations : Over-leveraged traders were forced out of their positions, accelerating the decline. : Over-leveraged traders were forced out of their positions, accelerating the decline. Upbit sell-off : Heavy selling activity on South Korea's Upbit exchange intensified the bearish pressure. : Heavy selling activity on South Korea's Upbit exchange intensified the bearish pressure. Market-wide correction : XRP followed a broader crypto sell-off as Bitcoin and Ethereum also faced double-digit declines in recent days. : XRP followed a broader crypto sell-off as and also faced double-digit declines in recent days. Profit-taking at $3.60: After a strong rally earlier this month, many short-term investors began taking profits near XRP's multi-month high of $3.66. This combination of factors triggered the sharp drop, pushing XRP price back below the crucial $3.00 support level for the first time in weeks. As XRP prices rose earlier in July, scammers ramped up efforts to deceive investors. Ripple CEO Brad Garlinghouse issued a major $2.1 billion scam alert, warning users about deepfake videos, fake giveaways, and impersonation schemes circulating online. $2.1 billion lost to crypto scams in 2025 so far, according to internal and third-party reports. in 2025 so far, according to internal and third-party reports. Fake YouTube livestreams featuring AI-generated versions of Brad Garlinghouse were being used to promote phony XRP giveaways. featuring AI-generated versions of Brad Garlinghouse were being used to promote phony XRP giveaways. Phishing websites using lookalike URLs are targeting mobile users. using lookalike URLs are targeting mobile users. Ripple confirmed it never runs any giveaways, and urges users to verify all promotions through official Ripple channels. Investor Tip: If someone asks you to send XRP in exchange for more XRP, it's a scam. Always double-check sources and URLs, and never trust unsolicited DMs or pop-ups. As of July 25, 2025, the XRP price is hovering around $3.17, trying to stabilize after the 10% correction. Despite the fall, XRP remains one of the top 10 cryptocurrencies by market cap and has seen significant institutional interest over the past few weeks. Current price : $3.17 : $3.17 24-hour change : -0.28 (-8.1%) : -0.28 (-8.1%) Volume spike : Trading volume on Upbit surged over 400% : Trading volume on Upbit surged over 400% Support levels : $2.90 and $2.50 : $2.90 and $2.50 Resistance levels: $3.40 and $3.65 Analysts remain divided on whether XRP's recent price action signals a short-term dip or the beginning of a longer bearish cycle. However, many technical indicators suggest this could be a healthy correction in an otherwise bullish market structure. The last time XRP dropped over 10% in a single day was in April 2025 , when it rebounded within a week and went on to gain over 20% in the following month. , when it rebounded within a week and went on to gain over 20% in the following month. This current dip mirrors that pattern — making some experts optimistic about a potential bounce toward $3.50–$3.80 if support holds above $2.90. In the coming days, XRP price is likely to consolidate within a range between $2.90 and $3.30. If it manages to reclaim the $3.40 resistance, we could see a quick surge back to $3.65. However, failure to hold above $2.90 may trigger further downside toward $2.50. Bullish scenario : Reclaim $3.40 → Target $3.65 and then $3.84 (2018 high) : Reclaim $3.40 → Target $3.65 and then $3.84 (2018 high) Bearish scenario: Drop below $2.90 → Possible retest of $2.50 Despite this week's setback, many analysts believe XRP still has strong long-term upside. The recent partnership expansions, increasing on-chain activity, and Ripple's continued focus on global payments give XRP a solid fundamental base. According to Bitpanda's deputy CEO, XRP could hit new all-time highs in 2025, especially if an altcoin season fully kicks off and regulatory clarity around crypto ETF products improves. 2025 target : $5.00–$6.50 : $5.00–$6.50 2026 projection : $8.00+ if major ETF adoption and SEC clarity arrive : $8.00+ if major ETF adoption and SEC clarity arrive Major resistance : All-time high of $3.84 (from 2018) : All-time high of $3.84 (from 2018) Catalysts to watch: U.S. crypto regulation, Ripple's expansion, adoption of XRP Ledger Here's a simple checklist to guide your XRP investment decisions in this volatile period: Don't panic sell: If you believe in the long-term fundamentals, a 10% drop isn't unusual in crypto. Watch key levels: Monitor support at $2.90 and resistance at $3.40. Stay scam-aware: Follow only official Ripple accounts and never send XRP to anyone promising double returns. Set alerts: Use alerts to stay updated on price action without watching charts 24/7. Think long-term: If you're a long-term holder, this could be a buying opportunity if XRP holds above major supports. XRP's 10.34% crash has shaken some investors, but it doesn't signal the end of its rally just yet. Historical patterns suggest this could be a cool-off phase, and experts believe the next leg higher could come once current volatility subsides. Ripple's growing partnerships, the renewed interest from whales, and increased global demand for crypto payments still make XRP a compelling long-term bet — as long as you manage your risk and stay vigilant against scams. XRP's price dropped 10.34% on July 24, marking its worst single-day fall since April 2025. The crash was mainly caused by a sudden wave of liquidations across major crypto exchanges, especially South Korea's Upbit, where more than 75 million XRP tokens were sold in a short time. Combine that with a broader crypto market correction and profit-taking at local highs around $3.66, and the result was a rapid plunge below $3.00 support. It looks more like a healthy correction than a trend reversal. Historically, XRP has seen similar drops before rebounding to even higher levels. Technical analysts point to support at $2.90, and as long as XRP stays above that, the bullish trend may still be intact. However, if it breaks below $2.90, we might see a drop toward $2.50–$2.70. Long-term sentiment remains optimistic. Ripple CEO Brad Garlinghouse has issued a strong warning about crypto scams targeting XRP holders. He highlighted that $2.1 billion in scam-related losses have already occurred in 2025, with scammers using: Deepfake videos of Ripple executives of Ripple executives Fake YouTube livestreams offering XRP giveaways offering XRP giveaways Phishing websites and fake apps mimicking Ripple branding Garlinghouse urges users to ignore any offer asking for XRP in return for more XRP — that's a common scam tactic. Always verify news through Ripple's official website or social media channels. As of July 25, 2025, XRP is trading around $3.17, trying to stabilize after yesterday's steep sell-off. The market is showing signs of consolidation with potential to recover toward $3.40 if key support levels hold. It's currently one of the top 10 cryptocurrencies by market cap. In the short term (next 7–10 days), XRP could trade between: Support zone : $2.90 to $3.00 : $2.90 to $3.00 Resistance zone: $3.40 to $3.65 If XRP reclaims $3.40, we may see a push toward $3.84, its 2018 high. But a fall below $2.90 could invite further downside. Long-term, XRP's price could benefit from: Ripple's growing global partnerships Increased use of XRP for cross-border payments Potential approval of XRP-based ETFs Wider adoption of the XRP Ledger (XRPL) Analysts from Bitpanda and other firms forecast XRP reaching $5–$6.50 by late 2025, and potentially $8+ in 2026, depending on regulation and market cycles. Yes — if you believe in XRP's long-term fundamentals, this dip might actually be a good buying opportunity. However, it's important to: Avoid panic selling Use stop-losses and manage risk Watch for scams during high volatility Only invest what you're willing to hold long-term Here's how to stay safe: Never send XRP to random wallets claiming you'll get more back. Avoid clicking suspicious links, even if they look like Ripple websites — check the domain closely. Don't trust social media DMs or YouTube livestreams offering giveaways. Use hardware wallets or trusted apps with 2FA security enabled. Bookmark Ripple's official website and check announcements only there. Here's a simple game plan: Hold if you're long-term bullish if you're long-term bullish Set price alerts at $2.90 (support) and $3.40 (resistance) at $2.90 (support) and $3.40 (resistance) Avoid emotional decisions — crypto is volatile by nature — crypto is volatile by nature Don't fall for scams — Ripple never runs giveaways — Ripple never runs giveaways Watch market signals for altcoin trends, Bitcoin dominance, and ETF news It's possible. XRP's previous all-time high was $3.84 back in 2018. If market momentum returns and macro conditions improve, XRP could surpass that level by Q4 2025 or early 2026 — especially if major crypto ETFs launch and regulations become clearer.
Time of India
7 days ago
- Business
- Time of India
XRP price prediction: Today's 10% crash shakes investors — is something bigger unfolding beneath the surface? Here's what Ripple's CEO urgently warns
XRP, the popular digital asset powering Ripple's blockchain-based payments network, just saw its worst single-day loss in months. On July 24, 2025, XRP price crashed 10.34%, plunging from around $3.51 to a low of $2.99, marking the largest daily decline since April. This sharp pullback comes at a time when XRP had been building strong bullish momentum — and investors are now wondering if this is just a healthy correction or the start of a deeper downturn. Why did XRP crash 10.34% today? The 10.34% plunge in XRP price wasn't just a random dip — it was triggered by a series of rapid liquidations across multiple crypto exchanges. Analysts pointed out that over $89 million in XRP long positions were liquidated in less than 24 hours, primarily on South Korea's Upbit exchange, where over 75 million XRP tokens were dumped during the day. Explore courses from Top Institutes in Please select course: Select a Course Category MCA others Cybersecurity Data Analytics Artificial Intelligence Others Design Thinking Data Science PGDM MBA Digital Marketing Product Management Operations Management Public Policy Leadership Technology Data Science Project Management Degree Healthcare CXO Finance Management healthcare Skills you'll gain: Programming Proficiency Data Handling & Analysis Cybersecurity Awareness & Skills Artificial Intelligence & Machine Learning Duration: 24 Months Vellore Institute of Technology VIT Master of Computer Applications Starts on Aug 14, 2024 Get Details Key factors behind today's XRP crash: Mass liquidations : Over-leveraged traders were forced out of their positions, accelerating the decline. Upbit sell-off : Heavy selling activity on South Korea's Upbit exchange intensified the bearish pressure. Market-wide correction : XRP followed a broader crypto sell-off as Bitcoin and Ethereum also faced double-digit declines in recent days. Profit-taking at $3.60 : After a strong rally earlier this month, many short-term investors began taking profits near XRP's multi-month high of $3.66 . This combination of factors triggered the sharp drop, pushing XRP price back below the crucial $3.00 support level for the first time in weeks. What is the Ripple CEO warning about amid XRP volatility? As XRP prices rose earlier in July, scammers ramped up efforts to deceive investors. Ripple CEO Brad Garlinghouse issued a major $2.1 billion scam alert, warning users about deepfake videos, fake giveaways, and impersonation schemes circulating online. Key highlights from Ripple's scam warning: $2.1 billion lost to crypto scams in 2025 so far, according to internal and third-party reports. Fake YouTube livestreams featuring AI-generated versions of Brad Garlinghouse were being used to promote phony XRP giveaways. Phishing websites using lookalike URLs are targeting mobile users. Ripple confirmed it never runs any giveaways , and urges users to verify all promotions through official Ripple channels. Investor Tip : If someone asks you to send XRP in exchange for more XRP, it's a scam . Always double-check sources and URLs, and never trust unsolicited DMs or pop-ups. Live Events Where does XRP stand today in the market? As of J uly 25, 2025, the XRP price is hovering around $3.17, trying to stabilize after the 10% correction. Despite the fall, XRP remains one of the top 10 cryptocurrencies by market cap and has seen significant institutional interest over the past few weeks. XRP today – market snapshot: Current price : $3.17 24-hour change : -0.28 (-8.1%) Volume spike : Trading volume on Upbit surged over 400% Support levels : $2.90 and $2.50 Resistance levels : $3.40 and $3.65 Is this just a correction or a trend reversal? Analysts remain divided on whether XRP's recent price action signals a short-term dip or the beginning of a longer bearish cycle. However, many technical indicators suggest this could be a healthy correction in an otherwise bullish market structure. Historical pattern comparison: The last time XRP dropped over 10% in a single day was in April 2025 , when it rebounded within a week and went on to gain over 20% in the following month. This current dip mirrors that pattern — making some experts optimistic about a potential bounce toward $3.50–$3.80 if support holds above $2.90. XRP short-term price prediction: What to expect this week? In the coming days, XRP price is likely to consolidate within a range between $2.90 and $3.30 . If it manages to reclaim the $3.40 resistance, we could see a quick surge back to $3.65. However, failure to hold above $2.90 may trigger further downside toward $2.50 . Short-term XRP forecast: Bullish scenario : Reclaim $3.40 → Target $3.65 and then $3.84 (2018 high) Bearish scenario : Drop below $2.90 → Possible retest of $2.50 Long-term XRP price outlook: Can it still rally in 2025? Despite this week's setback, many analysts believe XRP still has strong long-term upside . The recent partnership expansions, increasing on-chain activity, and Ripple's continued focus on global payments give XRP a solid fundamental base. According to Bitpanda's deputy CEO, XRP could hit new all-time highs in 2025 , especially if an altcoin season fully kicks off and regulatory clarity around crypto ETF products improves. Long-term prediction for XRP: 2025 target : $5.00–$6.50 2026 projection : $8.00+ if major ETF adoption and SEC clarity arrive Major resistance : All-time high of $3.84 (from 2018) Catalysts to watch : U.S. crypto regulation, Ripple's expansion, adoption of XRP Ledger What should XRP investors do right now? Here's a simple checklist to guide your XRP investment decisions in this volatile period: Don't panic sell : If you believe in the long-term fundamentals, a 10% drop isn't unusual in crypto. Watch key levels : Monitor support at $2.90 and resistance at $3.40. Stay scam-aware : Follow only official Ripple accounts and never send XRP to anyone promising double returns. Set alerts : Use alerts to stay updated on price action without watching charts 24/7. Think long-term : If you're a long-term holder, this could be a buying opportunity if XRP holds above major supports. Is XRP still a good investment in 2025? XRP's 10.34% crash has shaken some investors, but it doesn't signal the end of its rally just yet. Historical patterns suggest this could be a cool-off phase , and experts believe the next leg higher could come once current volatility subsides. Ripple's growing partnerships, the renewed interest from whales, and increased global demand for crypto payments still make XRP a compelling long-term bet — as long as you manage your risk and stay vigilant against scams. Frequently asked questions: Why did the XRP price crash over 10% today? XRP's price dropped 10.34% on July 24 , marking its worst single-day fall since April 2025. The crash was mainly caused by a sudden wave of liquidations across major crypto exchanges , especially South Korea's Upbit, where more than 75 million XRP tokens were sold in a short time. Combine that with a broader crypto market correction and profit-taking at local highs around $3.66, and the result was a rapid plunge below $3.00 support. Is this the end of XRP's bull run or just a healthy correction? It looks more like a healthy correction than a trend reversal. Historically, XRP has seen similar drops before rebounding to even higher levels. Technical analysts point to support at $2.90 , and as long as XRP stays above that, the bullish trend may still be intact . However, if it breaks below $2.90, we might see a drop toward $2.50–$2.70 . Long-term sentiment remains optimistic. What is Ripple CEO Brad Garlinghouse warning investors about? Ripple CEO Brad Garlinghouse has issued a strong warning about crypto scams targeting XRP holders. He highlighted that $2.1 billion in scam-related losses have already occurred in 2025, with scammers using: Deepfake videos of Ripple executives Fake YouTube livestreams offering XRP giveaways Phishing websites and fake apps mimicking Ripple branding Garlinghouse urges users to ignore any offer asking for XRP in return for more XRP — that's a common scam tactic. Always verify news through Ripple's official website or social media channels. What is the current price of XRP and how is it trending? As of July 25, 2025, XRP is trading around $3.17, trying to stabilize after yesterday's steep sell-off. The market is showing signs of consolidation with potential to recover toward $3.40 if key support levels hold. It's currently one of the top 10 cryptocurrencies by market cap. What are the short-term price predictions for XRP? In the short term (next 7–10 days), XRP could trade between: Support zone : $2.90 to $3.00 Resistance zone : $3.40 to $3.65 If XRP reclaims $3.40, we may see a push toward $3.84 , its 2018 high. But a fall below $2.90 could invite further downside. What's the long-term outlook for XRP in 2025 and beyond? Long-term, XRP's price could benefit from: Ripple's growing global partnerships Increased use of XRP for cross-border payments Potential approval of XRP-based ETFs Wider adoption of the XRP Ledger (XRPL) Analysts from Bitpanda and other firms forecast XRP reaching $5–$6.50 by late 2025 , and potentially $8+ in 2026 , depending on regulation and market cycles. Is XRP still a good investment after the crash? Yes — if you believe in XRP's long-term fundamentals , this dip might actually be a good buying opportunity. However, it's important to: Avoid panic selling Use stop-losses and manage risk Watch for scams during high volatility Only invest what you're willing to hold long-term How can I protect myself from XRP-related scams? Here's how to stay safe: Never send XRP to random wallets claiming you'll get more back. Avoid clicking suspicious links , even if they look like Ripple websites — check the domain closely. Don't trust social media DMs or YouTube livestreams offering giveaways. Use hardware wallets or trusted apps with 2FA security enabled. Bookmark Ripple's official website and check announcements only there. What should I do now as an XRP holder? Here's a simple game plan: Hold if you're long-term bullish Set price alerts at $2.90 (support) and $3.40 (resistance) Avoid emotional decisions — crypto is volatile by nature Don't fall for scams — Ripple never runs giveaways Watch market signals for altcoin trends, Bitcoin dominance, and ETF news Is XRP still likely to reach a new all-time high? It's possible. XRP's previous all-time high was $3.84 back in 2018. If market momentum returns and macro conditions improve, XRP could surpass that level by Q4 2025 or early 2026 — especially if major crypto ETFs launch and regulations become clearer.
Yahoo
18-07-2025
- Business
- Yahoo
Ripple CEO has a ‘genius' response to Dodd-Frank
Ripple CEO has a 'genius' response to Dodd-Frank originally appeared on TheStreet. As the House of Representatives passed the GENIUS Act on July 17, Ripple CEO Brad Garlinghouse compared the historic moment to the passing of "the last major financial regulation bill" in response to the 2008 global financial crisis 15 years ago. Garlinghouse was, of course, alluding to the Dodd-Frank Wall Street Reform and Consumer Protection Act that was passed in 2010 to address the havoc caused by the 2008 financial crisis. The Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act, on the other hand, aims to regulate stablecoins. A stablecoin is a type of cryptocurrency that is pegged to a traditional currency like the U.S. dollar or a commodity like gold in order to maintain a stable value, unlike traditionally volatile cryptocurrencies such as legislation mandates strict stablecoin reserve, transparency, and oversight requirements within a federal framework. As the GENIUS Act is signed into law the next day, it will cement the U.S. as a stablecoin — a "truly innovative financial technology" — leader in the future, Garlinghouse said, and thanked the bipartisan leaders who voted to pass it. Garlinghouse anticipates trillions of dollars Ripple is a San Francisco-headquartered blockchain tech and crypto payments company that launched RLUSD, a stablecoin pegged 1:1 to the U.S. dollar, in December 2024. With a market cap of $517 million, RLUSD doesn't even account for the total stablecoin market cap of $260 billion. While more than 85% of RLUSD's total circulating supply is held on the Ethereum blockchain network, barely 12% is held on XRP Ledger, Ripple's own blockchain. The firm recently entered into a partnership with the Bank of New York (BNY), as per which the bank will act as the primary custodian for RLUSD reserves. Garlinghouse recently said many people think it will reach $1 trillion to $2 trillion in "a handful of years." Ripple CEO has a 'genius' response to Dodd-Frank first appeared on TheStreet on Jul 17, 2025 This story was originally reported by TheStreet on Jul 17, 2025, where it first appeared. Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
