Latest news with #CD
Time of India
17 hours ago
- Health
- Time of India
Canine distemper outbreak worsens in Bengaluru as animal crematorium remains closed
Bengaluru: BBMP is under increasing pressure for its failure to control a deadly outbreak of canine distemper (CD) among stray dogs, coupled with the prolonged closure of the city's only dedicated animal electric crematorium in Sumanahalli. Tired of too many ads? go ad free now The twin crisis has left hundreds of stray animals vulnerable, untreated, and without a dignified way of passing. In recent weeks, veterinary workers and animal welfare volunteers have reported a surge in canine distemper infections, especially among stray dogs. Caused by a virus, CD affects respiratory, gastrointestinal and nervous systems of dogs. It can spread rapidly in unvaccinated animals, and in many cases, lead to death. The virus, however, doesn't affect humans. Without a dedicated treatment centre under BBMP's care, NGOs and rescue groups have been left to handle the outbreak, with limited resources and space. They describe this as one of the deadliest outbreaks seen in recent years. Kruthika, an animal activist, told TOI, "We're seeing multiple new cases every day. There's no proper infrastructure to isolate or care for these infected dogs. Many are dying on the streets without any humane support. " Adding to the problem is the closure of Sumanahalli crematorium for emergency maintenance. BBMP chief commissioner Maheshwar Rao acknowledged the severity of the issue in a statement to TOI, and promised: "The matter will be addressed immediately. We'll arrange an alternative." Keerthan from Charlie's Care NGO shared, "After the outbreak, we are doing our best to treat sick dogs, but many are dying. Tired of too many ads? go ad free now Without the crematorium, we're forced to store bodies in freezers. It's heartbreaking." Suralkar Vikas Kishore, special commissioner, animal husbandry, BBMP, confirmed that steps are being taken to fight the outbreak. "We've launched vaccination drives to prevent further spread. We've approved an action plan to open animal clinics in every ward soon. As for the crematorium, it has a serious technical fault. We are calling for an emergency tender to fix it soon." With the crematorium closed, some private individuals have started offering animal cremation services, often at high costs. Nandish, a pet owner, said: "Many dogs died in our neighbourhood, and we had to use private crematoriums that charged exorbitant fees. BBMP has failed to provide even this basic dignity to dead animals. It's a clear administrative failure." Dr Rekha Rao, a local veterinarian said, "We need the govt to step in with temporary treatment centres, mobile clinics, and guidelines for handling deceased animals."
CBS News
a day ago
- Business
- CBS News
Why you should open a $10,000 long-term CD this June
We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. Depositing $10,000 into a select, long-term CD this June could be the right move for many savers. Getty Images In recent years, the decision to open a certificate of deposit (CD) account was relatively clear. Savers would deposit a specific amount of money into the account and, thanks to the elevated interest rate climate at the time, they'd earn a substantial amount of interest. At one point, some banks were offering CD interest rates as high as 6% or 7%, making it one of the simplest and safest ways to grow your money. So, depositing $5,000, $10,000, or even more into one of these accounts was an easy decision. But what about now, in the unique economic atmosphere of June 2025? The interest rate cut campaign initiated by the Federal Reserve in 2024, which led to reduced rates on CDs, has been paused for the first half of 2025. And inflation, which has been so problematic for millions of Americans, is now close to the central bank's target 2% goal. But with stock market uncertainty and general economic unpredictability relatively high now, many savers may be wondering about the benefits of opening a $10,000 CD this June, especially if they do so with a long-term account (which have terms lasting longer than one year). Below, we'll explain why this could be a wise decision. Start by seeing how much more interest you could be earning with a top CD here now. Why you should open a $10,000 long-term CD this June Here are three compelling reasons why you may want to open a $10,000 long-term CD this month: Rate cuts could be issued in July What are the chances of a rate cut when the Federal Reserve meets again on June 17 and June 18? Just 4.7%, according to the CME Group's FedWatch tool. But that surges to around 25% when the bank meets again in July and around 70% in September. In other words, while a rate cut may not be issued in June, it appears imminent for later this summer. And that will reduce what you can secure with a CD, as many lenders are still offering rates in the 4% range. It's also important to remember that a formal rate cut isn't necessary for lenders to cut their offers to savers, as they may do so preemptively if formal rate reductions appear imminent. So, don't wait for that to become a reality. Instead, start shopping for rates and lenders online now (online banks tend to offer more competitive rates). Start shopping for long-term CDs online today. You'll protect your money against market volatility Stock market performance has been strong this year … and soft … and moderate. Market volatility may be a big reason why your retirement savings and investments have declined in the opening months of 2025. And there's no promise that this volatility will lessen in the months to come. But with a long-term CD you'll protect your money against this instability. That's because CD interest rates are fixed, meaning you'll earn the same rate that you opened the account with even if rates change during the CD term. This will allow steady interest to accumulate, keep your principal intact and allow you to budget precisely by knowing exactly how much interest you'll have earned upon account maturity, regardless of any market changes. You'll earn hundreds (or thousands) of dollars in interest Depending on the long-term CD you choose, you can earn hundreds, if not thousands of dollars, in interest on your money. An 18-month CD at a rate of 4.16% would result in around $630 earned while a 2-year CD at a rate of would earn around $848. A 5-year CD (with a rate of 4.20%), meanwhile, would leave you with around $2,280 in interest. These returns are substantial considering the minimal amount of effort and maintenance required on behalf of the saver. Just be sure that you can keep the money untouched for the full CD term in order to avoid paying an early withdrawal penalty. Additionally, there will be tax implications for any interest earned, so that should be accounted for before getting started, as well. The bottom line The argument for opening a $10,000 long-term CD this June is a strong one. With looming rate cuts likely to reduce what you could owe if you delay opening an account, the inherent ability to protect against continuous market instability and the prospect of earning hundreds or even thousands of dollars in interest, many savers would benefit from taking action now. By doing so, they can earn a substantial return on their money and have some peace of mind knowing that this $10,000 will be safeguarded against any market fluctuations to come in the months and years ahead.
CNET
a day ago
- Business
- CNET
I'm Skipping Summer Vacation. A CD Is Helping Me Save for Next Year's Vacation Instead
The right account can help you realize your vacation dreams. alga38/Getty Images This summer, the only beaches I'm visiting are local ones. They're not Instagram-worthy or all that exciting. But with the cost of everything out of control and the economy likely headed for a downturn, I can't justify splurging on travel to far-off destinations. Instead, I'm prepping for next year's vacation. I'm taking the travel fund I've already saved up and putting it into a nine-month certificate of deposit with a 4.25% annual percentage yield to help me realize my vacation dreams next year. Here's why. Read more: Best CD Rates for June 2025: Lock in an APY up to 4.50% While You Still Can A CD can help me maximize my savings I could always put my travel fund in a high-yield savings account, which earns a competitive interest rate and keeps my money safe. That's where I keep my emergency fund for easy access. But rates on high-yield savings accounts are variable and could go down if the Federal Reserve ends up cutting interest rates in 2025. CDs, on the other hand, provide guaranteed earnings with a fixed APY over the entire term length. My vacation fund would be locked in, and my returns won't drop if the economy gets even shakier (which seems to be its default setting lately). Top CDs currently pay up to 4.50% APY, which is on par with top high-yield savings accounts. CDs have a built-in temptation check By opening a CD, I'm agreeing to keep my money in the account for the full term. Typical terms range from a few months to several years, so it was easy to find one that coincides with next year's summer travel plans. If I take funds out of the CD before it matures, I'll face an early withdrawal penalty, which eats into my earnings. That temptation check is perfect for recreational spending goals. I struggle with a tendency to treat "current me" at the expense of "future me," dipping into savings I've earmarked for other things to pay for something I wish I could afford now. A CD's early withdrawal penalty can help thwart this impulse and ensure my vacation funds are still there when it's time to plan next summer's trip. I can use the money for other things if I need to When my CD expires, I don't have to use the funds for a vacation. I can always withdraw them and put them toward a more pressing expense or roll them over into a new CD and let them continue growing. A savings account may be a better choice for you A CD is a good fit for my travel savings because I already have money set aside for a vacation -- I'm just being frugal and choosing not to use it this year. Most CDs require a lump-sum deposit when you open them, and you usually can't add money to the account after that. (Some banks offer add-on CDs, which do allow additional deposits, but the APYs aren't as high.) If you want to build your fund over time, a high-yield savings account is a better fit. With a HYSA, you can deposit money any time and continue growing your vacation fund whenever you're able to stash away some extra cash.
Gizmodo
27-05-2025
- Business
- Gizmodo
Best Buy Offers Dell USB External Drive for DVDs and CDs at Almost Free to Revive Your Old Files and Movies
Computer manufacturers may have cut bait on the CD and DVD as useful devices, but we haven't, and neither has Dell. Their DW316 Slim External USB drive reads and writes DVDs and CDs, and if you still have a stack of discs lying around with great files, music, movies, or games on them, it's well worth the $30 you'll need to spend at Best Buy for this ultra-thin plug-and-play drive. Those movies, albums, games, and other software sitting in your house in CD or DVD form aren't going to be compatible with any new PC laptop or desktop computer, simply because manufacturers have stopped including optical drives in their new models. But the Dell DW316 Slim External USB drive is an inexpensive plug-and-play solution that will save your discs and files from obsolescence. See at Best Buy Don't Be Left Behind Tech evolution is inevitable and tends to move extremely quickly. But while the early forms of storage like floppy discs were limited by size and usually held either word processing documents or old software that was rendered obsolete by newer operating systems, the CD and DVD could hold anything from precious home movies that were moved over from film to those cult-classic movies and albums that you just can't find in any of the streaming services. The Dell DW316 Slim External USB drive can read all of those optical formats, and for PC users running Windows from version 7 up, it's purely plug and play. It draws its power directly from your computer, so there's no power adapter. It reads and writes at 8x speed (6x for DVD-RWs), and since it runs with a USB 2.0 interface, it may be even faster than the optical drives that used to come built into laptops and desktops. Slim Is In The Dell DW316 won't come at the expense of precious desk space either, since it's a mere 5.7 by 5.4 inches, barely over a half-inch thick, and weighs less than half a pound. The 24-inch USB cord gives you the freedom to place it wherever you like. Even if you're just needing to move those disc-bound files to something more permanent, like a cloud service or a multi-gigabyte external drive, the modest $30 price of the Dell DW316 Slim External USB drive during this Best Buy sale is a worthwhile price to pay to safeguard your older files and personal treasures and ensure they don't become victims of tech evolution. See at Best Buy
The Hindu
24-05-2025
- Health
- The Hindu
The battle against canine distemper
Besant Memorial Animal Dispensary (BMAD) runs an isolation ward, alfresco — right outside its premises in Besant Nagar. A blue colour-coated corrugated roofing sheet is fastened on to a metal structure that sits on the compound wall snugly with the support of what approximates to sturdy C clamps. IV fluid packets dangle from hooks that hang from a supporting metal rod in the makeshift roofing. Fluids are being administered to Scar and Rama (canine residents of MRC Nagar and Avadi respectively) that are curled up on a table, their human-relatives standing by their side and watching them attentively. At first sight, the uninitiated would equate the open-air ward with stepmotherly treatment to these canines. A closer look brings a board into view; and with that, a message which includes imperatives barked out in bold letters. The message having been read, a clearer picture emerges. Here is the text: 'Canine Distemper (CD) is a contagious disease. It spreads among unvaccinated dogs through contact among unvaccinated dogs through contact and air. DO NOT touch other dogs. DO NOT let your dog loiter around this premises.' Scar and Rama are being treated for canine distemper, and given the contagious nature of the disease, the other dogs visiting BMAD for a consultation need to be kept at a safe distance from them — hence, the alfresco, removed ward. Canine distemper treatment costs on the higher side due to the prohibitive price of the injections that ought to be administered to infected and at-risk dogs. These dogs are given immunoglobulins through Canglob D injections. Canglob has a post-exposure dose. It also has a prophylactic dose for dogs feared to have been exposed to this viral disease, says Dr. Josika Navukkarasu, chief veterinarian at BMAD. 'A typical case would be a household with two dogs, one showing signs of canine distemper and the other not showing the signs. The one without signs of CD can be started on the prophylactic dose (in other words, pre-exposure dose),' Dr. Josika explains. 'The thing with canine distemper is that even after you give immunoglobin, there is a high chance that the dog will not make it,' she notes, elaborating that it is a pantropic virus as it affects every system in the body. 'My advice is that going for vaccine is the best way to deal with CD. One vaccine will not do: in puppyhood, they would need close to three doses of distemper vaccine.' Dr. Josika reveals that vaccination and treatment for distemper provided at BMAD are chargeable, but offered at a nominal cost. She adds that the economically disadvantaged can pay whatever they can, 'but the vaccine cost itself is so high that unless we have people or companies sponsoring vaccines it is difficult to do everything for free.' CD works on the basis of outbreaks: it is highly infectious and contagious, she says and illustrates it: 'In one road, if there are 20 dogs, and one of them contracts CD, definitely another five or six will also contract the disease.' How can the community support the treatment of dogs with CD? 'If donors donate towards Canglob, we can give Canglob at a further subsidised rate, even free for people who cannot afford it,' says Dr. Josika. 'If they want to donate specifically towards Canglob, they can make a general donation, and mention through our Instagram page or WhatsApp number that they have donated so much and want it to go towards Canglob.' BMAD's Instagram handle is @besantmemorialanimaldispensary and its email ID is bmadts@
