Latest news with #CRUSH
Yahoo
29-07-2025
- Business
- Yahoo
Cash in as a couple: How to get on the same page about money
If you're feeling like you're not on the same financial page as your partner, or you don't understand your partner's financial habits, you're not alone. More than 3 in 5 Americans (62 percent) in committed relationships keep at least some of their money separate from one another, according to Bankrate's Financial Infidelity Survey. Separate finances can make it challenging to plan together. The good news? With the right approach, your finances can become a source of connection instead of conflict. Enter CRUSH: the five-step process my husband and I use every month to align our money mindset, build wealth and reach our goals together. It's helped us save enough to retire in our forties, and we teach other couples how to do the same. Whether you're just starting out or already earning more as a couple, this approach will help you take intentional, values-based action (and prevent your next money argument). Here's how to CRUSH your money goals as a team. C: Curate your accounts together It's hard to make smart decisions together if you don't both have access to the full financial picture. Start with the facts: What do you have, and where do you have it? Curating your accounts means getting organized and deciding how you'll manage your obligations and assets. Ask yourselves: What types of accounts do we have? (checking, savings, credit cards, loans, investments) What accounts do we need? What structure works best for us: joint, separate or a hybrid? There's no one-size-fits-all answer, but you do need to agree on how to share or divide financial responsibility. Lay everything out in a way that allows you to get the full picture at once. This could be a simple spreadsheet or an app that automatically tracks your net worth. How to crush this step Spend one hour together this weekend listing every account you each have: Cash accounts Credit cards Loans Investments Property Decide which accounts you'll manage jointly or separately. The point here is not the balance of each account, but rather mutual awareness of how many accounts there are between the two of you, and whether they are all necessary or duplicative. My husband and I decided to have a joint checking account and a joint brokerage account, but maintain separate savings and retirement accounts. This helped us consolidate the total number of accounts we had to manage. R: Reverse into independence individually, and as a couple This might sound counterintuitive, but financial independence within a relationship can make the partnership stronger. Instead of assuming one partner will handle everything or defaulting to traditional roles, ask: How can we support each other's independence? That could look like: Each partner maxing out their Roth IRA or creating their own cash flow cushions Having individual and personalized 'fun money' budgets Supporting career shifts, starting a business or personal development Yes, you can have a joint checking account and individual financial aspirations. The goal is to reverse the idea that independence and togetherness are opposites. Independence supports a thriving relationship, especially when it's done with mutual respect. When each person is stronger, the couple is stronger. How to crush this step Create individual money goals for the next quarter. Maybe one of you wants to save for a personal retreat, and the other wants to invest in a professional certification. Write down the goals and hang them where they're visible to both of you. My husband and I love to post these on our refrigerator. Check in during your monthly budget meeting to share your progress and offer encouragement. U: Understand your net worth (and how to grow it) Too many couples only focus on income and monthly budgets, but not on their joint or individual net worth. This is the figure that truly shows your financial health, and I'm always surprised by how many couples don't know this number at all. It's the total of what you own (assets) minus what you owe (liabilities). Sit down together to calculate your combined net worth. Then make it a habit to check in quarterly to track how it grows. To grow your net worth together, divide financial responsibilities based on each partner's strengths. For example: One partner may be great at staying on top of everyday expenses like bills, food and housing. The other might prefer to focus on keeping credit in check and finding solutions to paying off student loans faster. One person might feel more comfortable talking to a tax advisor and looking for investments that help you save on taxes. The other might enjoy researching and managing your retirement accounts. How to crush this step Assign account 'leaders' based on your strengths. One of you can track and pay off debt, while the other handles your investing or saving strategy. Review your progress and update your numbers in your net worth tracker. Think of each account as having a primary leader and a backup. In my relationship, my husband is the primary leader for our budget and monthly expenses, and I take the lead on our investments. That doesn't mean I don't know what we're spending or that he doesn't know how we're investing. Instead, each of us is responsible for taking the lead on decision-making within those accounts and communicating updates to the other. We still align on decisions that involve any major shift in strategy. This strengths-based approach ensures both partners are engaged and reduces the risk of one person carrying all the mental load. S: Spend intentionally (with survive, revive and strive) Overspending is a budget killer. Bankrate's Financial Infidelity Survey found that 33 percent of Americans in committed relationships have spent or are spending more money than their spouse or partner would be okay with. The challenge with traditional budgeting is that it can feel restrictive or confusing, especially when you want to coordinate two people's spending habits. That's why I recommend my 3-bucket budgeting approach: Survive, Revive and Strive. It's a simple and values-driven way to organize your spending, and it's slightly more focused on saving than the 50/30/20 budget. Survive (50% of monthly income): Your essential expenses, such as rent or mortgage, groceries, utilities and insurance Revive (25% of monthly income): Spending that recharges and supports your lifestyle, like travel, meeting friends and hobbies Strive (25% of monthly income): Money for your future dreams, including investing, saving for a home, starting a business or taking a sabbatical How to crush this step Print out your bank statements from the past several months. Go through each expense and sort them into Survive, Revive or Strive. Use this as a starting point to build a monthly spending plan based on your real-life values, discuss where you have different approaches and plan potential solutions for next month. Rather than statements like, 'You always spend too much on this,' agree upon more future-focused spending with statements like, 'What makes sense for us next month?' H: Heal your money wounds with patience Most of us carry ideas about money from our childhood, past relationships or cultural upbringing that shape how we think, spend and save. And odds are that not all of those experiences with money were positive. To build true financial intimacy, you'll need to unpack those money wounds together. My husband and I both grew up in immigrant Filipino families, but despite our similar cultural backgrounds, we grew up with many differences that shaped our views. Money isn't just math. It's deeply emotional. His mom was the breadwinner, while my father was the primary provider. He grew up in the rural South, and I was raised in the heart of New York City. He is the second of three children, and my father had seven children in his first marriage and two in his second. Those differences created different, and often contradictory, money beliefs that we didn't hash out until many years into our marriage. This step can bring up a lot of emotions, so go slow and be patient. We journal our answers together, and we've worked with a couple's counselor when things felt tense. How to crush this step Set aside 30 minutes this month for a reflective conversation about money before you make your next monthly budget. Use one prompt like: What was money like in your home growing up? What's your biggest money fear? What money habits are you proud of, and which do you want to change? Listen without judgment, and thank each other for sharing. It's scary to admit these fears, but I regret that my partner and I waited too long to start this habit. Final thoughts: The real relationship flex is mutual financial freedom Money can be one of the most stressful factors in a relationship, but it doesn't have to be. Reaching your financial goals can strengthen your partnership if you don't leave it to chance and generational trauma. When both people in a relationship feel seen, heard and included in the financial journey, you're no longer just managing money. You're building a future together with pooled versus competing resources. I often work with couples where one person leads and the other follows. Instead, I encourage you to create a shared vision where both of you feel empowered to contribute, grow and support one another on the path to mutual financial freedom. Start with just one step. Choose a letter in CRUSH to explore together this month at your next money date. The more you communicate and collaborate, the stronger your relationship — and your finances — will become. Solve the daily Crossword
Time of India
21-06-2025
- Entertainment
- Time of India
Sandara Park talks about 2NE1 disbandment; recalls how the company said, 'it is over now…'
Sandara Park, famously known as a member of one of the biggest girl groups, 2NE1, recently opened up about her life as an idol and how her career has been since the group disbanded. She even delved into the details of the past by sharing how she came to know of the group's disbandment in the first place. Sandara talks about 2NE1's disbandment and more In a new interview with 1theK, the idol opened up about the emotional turmoil she had to face once she found out that the group was officially disbanding. She shared how the entire group had been extremely worried while working on the production of their last album, 'CRUSH', and last single, 'MISSING YOU'. 'The company said 2NE1 is over now. I think we were No. 10 on the chart. We were always No. 1, but now we were No. 10. We were sad, and the fans and the agency were sad too,' Sandara stated in the interview. She cited that the inevitable felt like it was near, as their singles, such as '' and '', were not performing well on the charts, and their popularity had dropped a lot in the public. She shared how one day the group's management agency just called them up and said that 'this isn't working'. She stated that the company told them that 'This album isn't going to work. Let's stop promoting now.' Detailing the matter, the idol also stressed how at first the statement had felt like a joke to the members. by Taboola by Taboola Sponsored Links Sponsored Links Promoted Links Promoted Links You May Like Own Co-live Units in Whitefield | Starting from 42L+ Sumadhura Learn More Undo 'I'm not sure if it was a joke or something he said because he was upset, but we went to record 'MISSING YOU' after we shared that conversation, and the last lyrics were too much like breaking up,' she continued. 'MISSING YOU' felt like a breakup song While talking about producing and working on their last project together as a group, Sandara detailed how even the lyrics of their single 'MISSING YOU' kept feeling like a 'break-up song'. She shared that the lyrics made all of the members extremely emotional and sad. She also said that '(Park) Bom and I cried for hours in the recording studio.' While the single ended up ranking at the top of the charts at the time of the release, 'CRUSH' still ended up being the group's last album before disbandment. Recently, however, the group had an official reunion and even finished up their 'WELCOME BACK' tour as well.
Yahoo
12-05-2025
- Business
- Yahoo
Avalara Launches CRUSH on Tour to Spotlight AI-Powered Tax Compliance Solutions
New one-day events kick off June 18 in Chicago and June 26 in New York City DURHAM, N.C., May 12, 2025 /PRNewswire/ -- Avalara, Inc., a leader in modern tax compliance automation, today announced CRUSH on Tour, a new, free, one-day event series bringing Avalara's latest innovations directly to customers. The series debuts in Chicago on June 18 and New York City on June 26, with additional cities to follow. CRUSH on Tour is designed for professionals in finance, tax, accounting, operations, and ecommerce, offering practical insights into the future of tax automation — with a spotlight on Avalara's AI-backed breakthroughs that simplify global compliance. Register now at Expanding the CRUSH Experience Following the success of CRUSH 2024 in Austin, where Avalara unveiled sweeping upgrades to its AI-powered platform, CRUSH on Tour brings these innovations on the road. Attendees will see firsthand how Avalara is redefining indirect tax compliance by: Automating global tariff classification and duty estimation using AI trained on billions of trade data points Simplifying e-invoicing and exemption certificate management through machine learning models and advanced classification engines Predicting and validating tax codes at checkout with high accuracy Modernizing W-9 and 1099 processes with end-to-end automation Keeping businesses ahead of changing tax laws in complex jurisdictions across LATAM and APAC Leveraging more than 1,200 signed partner integrations, from ERP systems to ecommerce storefronts. Unlock Deeper Learning Each stop includes a full day of immersive learning and networking, featuring: Insight Sessions – Forward-looking talks from Avalara leaders on AI, tax policy, and industry trends Fireside Chats – Candid conversations with customers and product experts Product Pavilion – Hands-on demos of Avalara's latest tools Avalara Learning Lab – Personalized 1:1 support and tax automation guidance CPE Training Workshops – BYOD sessions for eligible attendees (All-Access Pass required) Networking Happy Hour – End the day with drinks and meaningful peer connections To accommodate busy professionals, each session and workshop is offered multiple times throughout the day, allowing attendees to customize their CRUSH experience. "Avalara's AI-first vision is transforming tax compliance into a strategic advantage," said Ross Tennenbaum, President of Avalara. "Our technology reduces complexity and manual work, helping businesses scale with confidence — no matter where they operate." General admission is free, while a $99 All-Access Pass to CRUSH on Tour provides access to CPE-credit training workshops and hands-on sessions with Avalara experts. Explore upcoming cities and register today at About Avalara Avalara makes tax compliance faster, easier, and more accurate, reliable, and valuable for 41,000+ business and government customers in over 75 countries. Tax compliance automation software solutions from Avalara leverage 1,200+ signed partner integrations across leading ecommerce, ERP, and other billing systems to power tax calculations, document management, tax return filing, and tax content access. Visit to improve your compliance journey. View original content to download multimedia: SOURCE Avalara, Inc. Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
