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Scotsman
22-07-2025
- Business
- Scotsman
Scots worry daily about money but prioritise watching sport
David Goodfellow | Supplied From tennis to golf and cycling to rugby and football, summer is a season that is jam-packed with sport, and a new survey has found that many Scots prioritise watching their favourite athletes in action to managing their money. Sign up to our Scotsman Money newsletter, covering all you need to know to help manage your money. Sign up Thank you for signing up! Did you know with a Digital Subscription to The Scotsman, you can get unlimited access to the website including our premium content, as well as benefiting from fewer ads, loyalty rewards and much more. Learn More Sorry, there seem to be some issues. Please try again later. Submitting... Research released by Canaccord Wealth revealed that 50 per cent of people watch multiple sporting events over the summer and 32 per cent cancel other plans to do so. The survey conducted by Censuswide for the wealth manager found that 27 per cent of Scots think watching sports will directly impact their financial management or planning this summer Advertisement Hide Ad Advertisement Hide Ad Meanwhile 43 per cent anticipate losing hours or days to watching sport this summer. If given an extra hour in the day, only 9 per cent would spend it on their financial planning. The study also found that 47 per cent of Scots don't think they spend enough time on their wealth management, and plan to spend more. When thinking about their long term financial planning, only 13 per cent feel calm and in control due to having a robust savings plan. David Goodfellow, head of wealth planning at Canaccord Wealth said: 'The average tennis match lasts up to two hours - but you don't need anywhere near that long to get on the front foot with your finances. In fact, just one game of tennis is enough time to check your daily spending, half time at football could be all you need to review your investment portfolio, and in the time it takes to watch the rugby, you could have your entire financial plan back on track. 'Our findings reveal that, despite many of us claiming to have no time, it's often not about having more time, but rather using the time we have wisely. Often starting a task is the hardest part, but by dedicating time to finances, just a fraction of what we spend watching sport, we could become a nation of financially savvy supporters.' Advertisement Hide Ad Advertisement Hide Ad Canaccord Wealth provided some tips to help people plan their wealth with confidence:
TECHx
17-07-2025
- Business
- TECHx
Veeam Reveals 96% EMEA Financial Firms Struggle.
Home » Emerging technologies » Cyber Security » Veeam Reveals 96% EMEA Financial Firms Struggle Six months after the EU's Digital Operational Resilience Act (DORA) came into effect, Veeam® Software, the Data Resilience, announced findings from a Censuswide survey. The survey revealed that 96% of EMEA financial services organizations still feel their data resilience falls short. The study gathered insights from senior IT decision makers in the UK, France, Germany, and the Netherlands. It highlighted the challenges the sector faces in adapting to DORA, which was introduced in January 2025 to strengthen defenses against cyberthreats and ICT disruptions. 'It's promising to see that most organizations have embraced and feel confident about meeting DORA's requirements,' said Edwin Weijdema, Field CTO EMEA at Veeam. 'Achieving compliance is an important first step in ensuring your organization is resilient but given today's complex threat landscape there's more to do. New Veeam research shows that many financial institutions still see a gap in their overall resilience and face challenges in securing the necessary budget, even as DORA grows in strategic importance. The journey to operational resilience is ongoing, and it's clear that prioritizing data resilience remains critical for organizations' long-term success.' While 94% of organizations reported that DORA is now a higher priority than before the deadline, 40% called it their top digital resilience focus. Half said DORA requirements are part of their wider resilience programs. However, many continue to face obstacles: 41% reported increased stress on IT and security teams. 37% dealt with higher ICT vendor costs. 22% saw digital regulations as barriers to innovation. Despite the focus on compliance, many firms have yet to complete key requirements such as recovery testing, incident reporting, and third-party risk oversight, which 34% cited as the hardest to implement. Andre Troskie, Field CISO EMEA at Veeam said, 'It's interesting to see that third-party oversight has emerged as a particular pain point for organizations. Over a third named it the most challenging to implement, and many called for additional guidance on establishing it in the first place. An often-overlooked facet of data resilience, it's promising to see that organizations are interrogating their defences to this degree which is exactly what it was designed to do. Of course, meeting the requirements is key, but DORA was also about getting organizations to assess their resilience holistically and in that aspect, it seems to be succeeding.' Veeam's experts stressed that while compliance is crucial, true operational resilience requires ongoing effort and holistic data resilience strategies. The company also highlighted its Data Resilience Maturity Model (DRMM), developed with McKinsey, which helps firms assess and improve their resilience against evolving risks. This research emphasizes the growing importance of digital operational resilience for financial institutions across EMEA as they navigate the new regulatory landscape.
ITV News
16-07-2025
- ITV News
Almost half of Welsh workers have experienced sexual harassment, according to new survey
Nearly half of employees in Wales have experienced some form of sexual harassment in the workplace, according to a new survey. 46% of respondents to a Censuswide survey by TUC Cymru said they had been a victim of workplace sexual harassment, with 8% of employees saying they didn't know how to report incidents when they occur. A survey of 2000 employees across Wales found 43% of men and 48% of women reported experiencing sexual harassment at work; with highest prevalence in the architecture, engineering, and building industries (66%). Although around half of respondents did report their sexual harassment, a further 7% did not report incidents of harassments for fear of impacting their career, and 10% did not trust that they'd be believed by the employer. More than 1 in 10 respondents said their workplace either had no formal sexual harassment policy or they were not aware of a policy in place. From October 2024, the Worker Protection Act places further responsibilities on employers to discipline or hold accountable those who are found guilty of sexual harassment. The legislation includes harassment from customers, clients, service users, or members of the public, and would include conduct in any event or situation related to work such as a Christmas party, client event, or messaging between colleagues. Kay Stevens, TSSA union rep, spoke about her own experiences as both a victim and an advocate: 'I had a colleague that just kept putting his arms around me and touching me. I told him that it made me feel very uncomfortable, so he'd stop for a bit and then carry on doing it. 'I reported it to management, who told me he was just being friendly. I was so disappointed by their response – I'd asked him to stop, so why hadn't he? 'Now as a union rep, my experiences of workplace sexual harassment have made me even more passionate about ensuring that everyone is safe at work at all times. Everyone should feel safe in the workplace, and they deserve to have someone in their corner. Whether it's happening now or happened a long time ago, I'd urge people to speak to their union reps – we're here, we will listen, and we will act.' TUC Cymru has launched a campaign, called We'll Support You, to tackle sexual harassment in the workplace. Created to raise awareness around support available to workers from unions, the organisation has published a handbook to give union reps the information and resources they need to prevent sexual harassment in the workplace. Shavanah Taj, TUC Cymru General Secretary said: 'Everyone deserves to feel safe at work. It's shocking that, in 2025, nearly half of all workers in Wales have experienced sexual harassment at work. This has to stop. And that's why we're launching our We'll Support You campaign. 'Trade unions and reps are ideally placed to tackle sexual harassment in the workplace. Our We'll Support you campaign will show all workers in Wales that, if they experience or witness sexual harassment, their trade union rep will be there, a visible ally by their side, every step of the way. 'This campaign will empower trade union reps to negotiate with their employer and make sure they're complying with the new Worker Protection Act. Ultimately, this capaign will reduce the amount of sexual harassment taking place in workplaces in Wales.'
Fast Company
11-07-2025
- Business
- Fast Company
The future of transit isn't flashy, it's functional
When it comes to the future of urban mobility, it's not the sci-fi fantasies that will shape our cities. It's functional solutions for the everyday. While tech visionaries promote high-speed concepts like ET3's vacuum-sealed capsules, true transformation will come from transportation solutions that are accessible, reliable, and affordable—like modernizing existing transit infrastructure, digitizing bus routes, and reducing traffic congestion. Sexy, futuristic modes of transportation like autonomous vehicles may dominate the headlines, but what Americans really crave are reliable, inexpensive options to get them from point A to point B—not a self-driving car. Public frustration around the future of transit is mounting. Waymos are crashing in Los Angeles, congestion pricing is contentious in New York City, and the U.S. lacks a reliable high-speed rail network. These realities make it clear that companies should rethink what the 'city of the future' looks like and reprioritize achievable solutions to real needs. New data from Censuswide, commissioned by Diffusion, offers a closer look at the evolving sentiment on mobility in America's biggest cities—and the findings highlight a pressing need for better solutions. Alarmingly, fewer than 18% of Americans describe their city's transit as 'highly efficient' and nearly as many say it's 'struggling.' With American people driving around twice as much annually compared to their European counterparts, the overreliance on personal vehicles underscores the urgency for investments in reliable public transit that can reduce congestion, cut emissions and improve quality of life. While exciting, the novelty of new mobility tech, like the 2,000 new food delivery bots roaming around Los Angeles, wears off quickly when residents can depend more on their takeout delivery than the bus they take to work. In fact, bus delays are collectively costing L.A. residents more than a cumulative decade on the average weekday. Despite the ability to ask ChatGPT nearly any question and get the answer in seconds, Americans are understandably frustrated that they can't seem to get an accurate transit schedule. Back to the basics The top three priorities for Americans when it comes to urban mobility are affordability (50.8%), reliable public transit (47%), and accessibility (39.3%)— demonstrating a need for options that reduce traffic congestion, provide economical alternatives, and are available to all. Visionaries in the urban mobility space need to focus on these core components before setting their sights on mass adoption. Without demonstrating a positive potential impact on cost, convenience, reliability, and ease of use, companies innovating in the space will only continue to be met with skepticism and resistance. Fears around AV Sentiment around automated vehicles (AVs), for example, perfectly illustrates the increasing skepticism and resistance to adapt. Despite AVs being at the forefront of the future and modern urban transit conversation, the public isn't on board, with over half (50.5%) of respondents disagreeing that AV's are the 'future.' Furthermore, 74.5% of Americans said they don't trust the safety of AVs and 66% said that the technology isn't ready. Yet just this month, Waymo announced they are expanding to New York City. This move suggests that companies in the urban mobility space may be out of touch with what American commuters are ready to embrace. AVs still don't feel normal or comfortable to most, so now is the time to build trust. Rolling them out at scale without addressing fundamental mobility concerns risks missing the mark entirely, since commuters need confidence in the safety and reliability of the technology before they'll consider taking the risk themselves. Beyond issues of trust and comfort, however, concerns extend to the broader economic impact of AVs. Nearly 60% said they're concerned about AVs impact on jobs, a sentiment that isn't surprising given growing fears about AI 's effects on the American workforce and the disappearance of certain roles. While businesses race to advance AV technology, assuming widespread excitement for futuristic transportation options, they often overlook how these developments will directly affect everyday people. Job loss is not the only aspect of new technology that concerns Americans—privacy remains at the forefront of conversation, with over 60% of people reporting a concern for their digital safety. Many of these 'futuristic' transport options require a certain amount of data about oneself, location, etc. which can be scary to the everyday commuter. Companies modernizing urban mobility should focus on transparency when it comes to data collection, to help ease user's minds, and highlight the ways in which their technology will tangibly improve day-to-day lives. Otherwise, they'll face resistance in the pursuit of mass acceptance. The real 'City of the Future' Since what Americans truly want isn't flying cars or futuristic cities, efforts should focus on enhancing existing infrastructure through smart technology instead of pursuing a complete overhaul. Innovations that fail to get someone to their destination quickly and affordably are far less 'transformative' than companies believe. The real future of urban mobility isn't about who has the flashiest new system, it's about who solves the real problems. 'Progress' is about improving upon how people live, work and move within cities, not making headlines for futuristic features that don't have real-world impact. Before we prioritize the 'city of the future,' let's strengthen our cities in the present.
The Independent
09-07-2025
- Business
- The Independent
How to spot a get-rich-quick scam on social media
An increasing number of sharp-suited, seemingly successful financial influencers – often dubbed 'finfluencers' – are flooding our social media feeds, appearing in countless posts, promising a fast-track to wealth through just a few easy steps. Finance can be a complex topic to wrap you head around and although get-rich-quick posts may seem like an easy, quick way to make money, more often than not they are scams that can leave you even more out of pocket. A survey of 1,800 social media users, conducted by Censuswide in June and commissioned by TSB Bank, highlights growing concerns around financial advice on social platforms. It found that 31% of respondents had followed financial tips seen on social media – and of those, 55% reported losing money as a result. The survey also showed that social media can negatively impact users' perceptions of their finances, with 43% saying they felt worse about their financial situation after viewing wealth-related posts. Younger users were especially affected: 67% of those aged 16 to 24 and 61% of those aged 25 to 34 said such posts made them feel worse, compared to just 22% of people aged 55 and over. While some finfluencers may be acting legitimately, social media is unfortunately littered with an abundance of incorrect information and unregulated investments that could derail your finances. So, we got in touch with Beth Harris, head of financial crime at the Financial Conduct Authority (FCA), who explained how these scams work, and has highlighted some key red flags to look out for… How do these scams work? Get-rich-quick investment scams, also known as Ponzi schemes, pay returns to investors from their own money, or from money paid in by subsequent investors, according to Action Fraud's website. There is no actual investment scheme as the fraudsters siphon off the money for themselves. 'Unlawful finfluencers will often falsely flaunt lavish lifestyles including expensive cars and exotic locations to draw people in,' explains Harris. ' Consumers are promised guaranteed returns but in fact these can be highly risky investments or outright scams, and people risk losing their money. 'If they are dealing with an unauthorised firm or individual then they lose access to protections such as the Financial Ombudsman Service.' Who are they targeting? As these scams are primarily shared on social media, it's often young people who are falling for them. 'Our research found that increasing numbers of young people are falling victim to scams, and unauthorised finfluencers can be involved,' says Harris. 'Nearly two-thirds of 18 to 29-year olds follow social media influencers, 74% of those said they trusted their advice and 9 in 10 young followers have been encouraged to change their financial behaviour. 'While some will also be targeted as they 'doomscroll', with reels of content fed to them in response to their consumer profile.' What are some red flags to look out for? These get-rich-quick scams often attain a similar tone, phrases and characteristics, so here are a few warnings signs to keep your eyes peeled for… Unrealistic promises Get-rich-quick scams often use enticing promises of high returns with little effort or risk. 'Does the offer sound too good to be true? Fraudsters often promise tempting rewards, such as high returns on an investment,' says Harris. Pressure tactics Another common warning sign of a scam is feeling pressure to act quickly. 'Scammers might offer you a bonus or discount if you invest quickly, or they may say the opportunity is only available for a short time,' highlights Harris. Investments that are impossible to understand Take a moment to pause and reflect on the investment you are making. Make sure you fully understand what commitment you are making and where your money is going. 'Do you really understand the investment? We frequently see complex trading schemes being promoted that are fiendishly difficult to understand,' says Harris. Where can I check a finfluencer's or a company's legitimacy before making an investment? 'Consumers should check the FCA's Warning List before making any decision about how to invest their money,' recommends Harris. 'We issued 2,240 warnings about unauthorised or potentially scam firms in 2024. Our InvestSmart page also contains useful information to help people make better investment decisions.' What should you do if you have already fallen for a scam? The FCA can investigate and take action against scams involving financial services they regulate, which includes scams related to investments, pensions, loans, insurance, and other financial products. All other scams should be reported to Action Fraud. 'If you're worried about a potential scam, or you think you may have been contacted by a fraudster, report it to the FCA,' says Harris. 'This could help prevent others falling victim. For anything we don't regulate, or if you've lost money to a scam, contact Action Fraud on 0300 123 2040 or via their website.'
