Latest news with #CentralIdentitiesDataRepository
Scroll.in
18-07-2025
- Politics
- Scroll.in
Flagging security concerns about Aadhaar, Parliamentary panel asks UIDAI to review database
Flagging concerns about the safety of the biometric data of Aadhaar holders, the Public Accounts Committee of the Parliament on Thursday asked the Unique Identification Authority of India to carry out a scientific review of its central database, reported Deccan Herald. The Unique Identification Authority of India is a statutory body set up under the Aadhaar Act, 2016, to issue 12-digit unique identity numbers to residents of India. The multi-party panel, headed by Congress MP KC Venugopal, issued the directions to UIDAI while examining the functioning of the statutory body based on a 2021 report by the Comptroller and Auditor General of India. During the meeting, the panel also raised concerns about the high rate of biometric authentication failures in the Aadhaar system, which has led to beneficiaries being excluded from welfare schemes. After several MPs on the panel flagged recent reports of Aadhaar data leaks, UIDAI claimed that the Central Identities Data Repository, which stores all biometric and demographic information, is secure, The Hindu quoted unidentified officials as saying. The statutory body added that data breaches reported so far have originated from enrollment centres. It reportedly said that it had strengthened the monitoring mechanism at the centres. In January, personal data such as Aadhaar details and mobile phone numbers of nearly 75 crore Indians was allegedly put up for sale online, said digital threat analysis company CloudSek in a report. Union Minister of State for Electronics and Information Technology Rajeev Chandrasekhar had in December said that there have been 165 breaches of data of Indian citizens between January 2018 and October 2023. Chandrasekhar claimed that no breach of Aadhaar data has occurred from the Central Identities Data Repository. However, in January 2018, The Tribune claimed to have 'purchased' a 'service being offered by anonymous sellers over WhatsApp' for 'unrestricted access' to details of the more than one billion Aadhaar holders.
Mint
19-05-2025
- Business
- Mint
Personal Loan: What are the key documents that you require to apply for one?
Personal loans: When you apply for a personal loan, it is vital to be aware of all the key documents that you need to submit. Without submitting the necessary documents, an applicant can not avail the loan. The choice of documents may vary from bank to bank – however, the common documents that you need to submit include the following. If you are applying online for a personal loan, you can upload the photo copies of these documents and when you apply offline, you would need to submit the soft copies of these documents listed below. 1. PAN card: Permanent account number (PAN) is one of the most important documents without which you can not apply for a personal loan. This is the document that taxpayers need at the time of filing income tax return (ITR). 2. Salary slips: Other important documents that an applicant requires are the salary slips of the previous three months. This is only to indicate the earning potential of the borrower. Typically, the salary slips also show proof of borrower's employability and the current association with the organisation. The lender also wants to ensure the cash in hand which the employee receives every month. The amount of loan that is approved is usually a certain multiple of monthly salary indicated in the salary slip. 3. Aadhaar: Another important document that one needs to submit is the aadhaar card. The applicant also needs to get the aadhaar authentication done. For this, at the time of applying for loan, an OTP is sent to your registered mobile number. You will be supposed to enter the one time password as part of the process. Those who are not aware - aadhaar authentication is a process by which the aadhaar number is verified against the data maintained by the UIDAI's central database (i.e., Central Identities Data Repository or CIDR) to confirm an individual's identity. 4. Address proof: For address proof, one can submit either voter ID card or driving licence or aadhaar card. Disclaimer: Mint has a tie-up with fintechs for providing credit, you will need to share your information if you apply. These tie-ups do not influence our editorial content. This article only intends to educate and spread awareness about credit needs like loans, credit cards and credit score. Mint does not promote or encourage taking credit as it comes with a set of risks such as high interest rates, hidden charges, etc. We advise investors to discuss with certified experts before taking any credit.
