Latest news with #ChaseFreedom
Yahoo
16-06-2025
- Business
- Yahoo
Chase Freedom® Energizes Summer Fun with Q3 2025 Cash Back Categories: Instacart, Select Live Entertainment, Gas Stations, EV Charging
Chase Freedom offers 5% cash back across activated categories, including this quarter's birthday bonus category, Instacart WILMINGTON, Del., June 16, 2025--(BUSINESS WIRE)--This summer, Chase Freedom® is offering a lineup of 5% cash back categories that fuel fun. Whether attending a favorite artist's live performance, embarking on a road trip with friends or restocking essentials, Chase Freedom and Freedom Flex cardmembers have the opportunity to earn 5% cash back. "We've been listening to our cardmembers about what they value most and love to do," said Wittney Rachlin, General Manager of Chase Freedom. "If it's making memories at a concert, fueling up for a spontaneous getaway, or stocking up with a grocery haul with Instacart, our rotating categories help our cardmembers become the greatest cashbackers of all time while bringing them closer to the moments they love all season long." Starting July 1, 2025 through September 30, 2025, Chase Freedom and Freedom Flex cardmembers can earn 5% cash back on the following categories: Instacart1: From picnics to poolside, save on summer must-haves with 5% cash back on grocery and retail purchases through Instacart. Select Live Entertainment2: Savor every moment with 5% cash back on ticketed experiences like concerts, festivals, sporting events, museums, and more. Gas Stations and EV Charging3: Earn 5% cash back when filling up the tank or powering up an EV for summer road trips. In addition to these rotating categories, Chase Freedom Flex cardmembers always earn: 5% cash back on travel booked through Chase TravelSM 3% cash back on dining at restaurants (including takeout and eligible delivery services) 3% cash back on drugstore purchases 1% cash back on all other purchases To earn 5% cash back on Instacart, Select Live Entertainment and Gas Stations and EV Charging this quarter, Chase Freedom and Freedom Flex cardmembers can activate their bonus categories today. For more information on participating merchants and how to activate Freedom and Freedom Flex's quarter category offer, visit or About ChaseChase is the U.S. consumer and commercial banking business of JPMorgan Chase & Co. (NYSE: JPM), a leading financial services firm based in the United States with assets of $4.1 trillion and operations worldwide. Chase serves more than 82 million consumers and 6.4 million small businesses, with a broad range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. Customers can choose how and where they want to bank: More than 4,800 branches in 48 states and the District of Columbia, more than 15,000 ATMs, mobile, online and by phone. For more information, go to +++ 1 This category includes purchases made directly through Instacart. Restaurant transactions through Instacart are not eligible. 2 Merchants in this category sell tickets for live in-person entertainment such as major sporting events, zoos and aquariums, concerts, theatrical productions, museums, tourist attractions and exhibits, amusement parks, circuses, carnivals, bands, and entertainers. Ticket agencies selling on behalf of the entertainment venue are included. Some merchants that sell tickets for in-person entertainment are not included in this category; for example, movie theaters, bowling alleys, horse racing tracks, casinos, and dance hall/clubs. Purchasing from a hotel/concierge is not included nor excursions or purchases as part of a travel package. 3 Gas stations: Merchants in this category sell automotive gasoline that can be paid for either at the pump or inside the station and may or may not sell other goods or services at their location. Merchants that do not specialize in selling automotive gasoline are not included in this category, for example, truck stops, boat marinas, oil and propane distributors, and home heating companies. EV charging: Merchants in this category sell electric vehicle charging services that can be paid at the charging station, via mobile app, account/subscription or an attendant, and the merchants may or may not sell other goods or services at their location. Merchants must use the electric vehicle charging MCC for transaction to be rewarded against. If electric vehicle charging services are offered for free by a merchant or are included in their services, but other services/goods require payment, the transactions will not be rewarded against. In the event, parking facility merchants, such as valet parking, airport parking, and parking garages, charge to the MCC that results in the highest sales volume, the transaction will not be rewarded against. Residential electric vehicle charging is not included in this category. Electric vehicle charging equipment purchases and servicing for any use, including residential or commercial, are not included in this category. View source version on Contacts Media Contact: Colton Error while retrieving data Sign in to access your portfolio Error while retrieving data Error while retrieving data Error while retrieving data Error while retrieving data
Business Wire
16-06-2025
- Business
- Business Wire
Chase Freedom ® Energizes Summer Fun with Q3 2025 Cash Back Categories: Instacart, Select Live Entertainment, Gas Stations, EV Charging
WILMINGTON, Del.--(BUSINESS WIRE)--This summer, Chase Freedom ® is offering a lineup of 5% cash back categories that fuel fun. Whether attending a favorite artist's live performance, embarking on a road trip with friends or restocking essentials, Chase Freedom and Freedom Flex cardmembers have the opportunity to earn 5% cash back. 'We've been listening to our cardmembers about what they value most and love to do,' said Wittney Rachlin, General Manager of Chase Freedom. 'If it's making memories at a concert, fueling up for a spontaneous getaway, or stocking up with a grocery haul with Instacart, our rotating categories help our cardmembers become the greatest cashbackers of all time while bringing them closer to the moments they love all season long.' , Chase Freedom and Freedom Flex cardmembers can earn 5% cash back on the following categories: Instacart 1: From picnics to poolside, save on summer must-haves with 5% cash back on grocery and retail purchases through Instacart. Select Live Entertainment 2: Savor every moment with 5% cash back on ticketed experiences like concerts, festivals, sporting events, museums, and more. Gas Stations and EV Charging 3: Earn 5% cash back when filling up the tank or powering up an EV for summer road trips. In addition to these rotating categories, Chase Freedom Flex cardmembers always earn: 5% cash back on travel booked through Chase Travel SM 3% cash back on dining at restaurants (including takeout and eligible delivery services) 3% cash back on drugstore purchases 1% cash back on all other purchases To earn 5% cash back on Instacart, Select Live Entertainment and Gas Stations and EV Charging this quarter, Chase Freedom and Freedom Flex cardmembers can activate their bonus categories today. For more information on participating merchants and how to activate Freedom and Freedom Flex's quarter category offer, visit or About Chase Chase is the U.S. consumer and commercial banking business of JPMorgan Chase & Co. (NYSE: JPM), a leading financial services firm based in the United States with assets of $4.1 trillion and operations worldwide. Chase serves more than 82 million consumers and 6.4 million small businesses, with a broad range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. Customers can choose how and where they want to bank: More than 4,800 branches in 48 states and the District of Columbia, more than 15,000 ATMs, mobile, online and by phone. For more information, go to +++ 1 This category includes purchases made directly through Instacart. Restaurant transactions through Instacart are not eligible. 2 Merchants in this category sell tickets for live in-person entertainment such as major sporting events, zoos and aquariums, concerts, theatrical productions, museums, tourist attractions and exhibits, amusement parks, circuses, carnivals, bands, and entertainers. Ticket agencies selling on behalf of the entertainment venue are included. Some merchants that sell tickets for in-person entertainment are not included in this category; for example, movie theaters, bowling alleys, horse racing tracks, casinos, and dance hall/clubs. Purchasing from a hotel/concierge is not included nor excursions or purchases as part of a travel package. 3 Gas stations: Merchants in this category sell automotive gasoline that can be paid for either at the pump or inside the station and may or may not sell other goods or services at their location. Merchants that do not specialize in selling automotive gasoline are not included in this category, for example, truck stops, boat marinas, oil and propane distributors, and home heating companies. EV charging: Merchants in this category sell electric vehicle charging services that can be paid at the charging station, via mobile app, account/subscription or an attendant, and the merchants may or may not sell other goods or services at their location. Merchants must use the electric vehicle charging MCC for transaction to be rewarded against. If electric vehicle charging services are offered for free by a merchant or are included in their services, but other services/goods require payment, the transactions will not be rewarded against. In the event, parking facility merchants, such as valet parking, airport parking, and parking garages, charge to the MCC that results in the highest sales volume, the transaction will not be rewarded against. Residential electric vehicle charging is not included in this category. Electric vehicle charging equipment purchases and servicing for any use, including residential or commercial, are not included in this category.
Yahoo
06-06-2025
- Business
- Yahoo
How to transfer your credit card balance
If you have outstanding credit card debt, high interest charges can make it difficult to regain control of your finances — especially given today's average rates of over 21%. A balance transfer credit card with an introductory 0% APR is a helpful tool to get back on track. Learn how to transfer your credit card balances to save money and pay off debt faster. A balance transfer is as simple as transferring your balance from one credit card to another. Generally, the purpose of a balance transfer is to help you save with a lower interest rate, since balance transfer credit cards offer special introductory APR periods. APR is the annual percentage rate, or your card's interest rate annualized. Throughout the intro period, you'll get a 0% APR promotional rate on your transferred balance. For example, the Chase Freedom Unlimited® may be best known for its cash-back rewards, but it also offers 0% APR for 15 months after account opening on both balance transfers and new purchases. After that, the card's ongoing variable APR kicks in — but the introductory offer gives you time to pay down your balance without taking on interest charges. At the end of the promotional period, the card's regular variable APR will apply to any outstanding balance, which is why it's important to use the intro period to pay off as much of your debt as you you've decided to pay down debt using a balance transfer, take these steps to get started: There are many balance transfer credit cards available. To find the right one for you, consider the following factors: 0% intro APR period: Promotional APR offers can last anywhere from six to 21 months. The longer that introductory rate lasts, the more time you have to pay down your debt without interest. Approval: Many balance transfer cards require good credit to qualify. Check your credit score and see if you prequalify for your choice card before you apply. Balance transfer fee: A balance transfer fee may apply to the amount you transfer to the new card. It's usually 3% to 5% of the transfer you've narrowed down your options, review each card's terms and conditions. There may be restrictions on how much time you have to make the transfer or on fee charges. For example, some cards require you to make your transfer within the first 60 days of account opening to qualify for the 0% APR. Others may charge a lower balance transfer fee for transfers made within the first four months, then increase the fee for any transfers after that. Read your card's terms before applying to avoid any unexpected fees or surprises later. Once you've found the right card for you, you can complete the credit card application. Prepare to provide personal information like your birth date, mailing address, income, and Social Security number. You may also be asked for a copy of your driver's license or other government-issued ID. When you apply for a new credit card, the issuer will make a hard inquiry on your credit report, which can have a temporary negative effect on your credit score. Though the impact is minimal, it's important to apply for a card you're confident you'll qualify for so you don't take on multiple hard inquiries over a short time period. In most cases, you'll receive a decision right away. If you're denied, the credit card company will send you a letter explaining why through the mail. After opening a new account, transfer your existing balance to the new card. In some cases, you may be able to request your balance transfer during the application process. Other issuers will have an online process for making the transfer after approval or require you to call and request a balance transfer by phone. You'll need information about your existing credit card account number and balance information to make your request. Continue to make at least the minimum payment on your old card until you receive confirmation that the credit card balance has been paid in full. Otherwise, you risk missing a payment and incurring late fees and damage to your credit score. The timeline on your 0% APR introductory period typically starts after approval. As you start to pay down your debt after transferring your balance, make note of the end of the promotional period and when the regular APR starts. To maximize the effectiveness of your balance transfer, aim to pay off the entire balance in full by the end of the intro period; otherwise, you'll once again start to accrue high interest charges on the remaining those with high-interest credit card debt, balance transfers can be appealing for three reasons: Many of today's top balance transfer credit cards have intro periods ranging from 12 to 21 months — giving you more than a year to pay down your debt with 0% APR. You'll save money and pay off your balance more quickly since your entire payment goes toward the principal. If you have multiple cards with balances, it can get confusing to keep up with multiple due dates and balances. You can use a balance transfer card to move the balances of multiple cards to the new one and consolidate your debt to a single card with one monthly due date. Some rewards credit cards offer 0% APR balance transfers. These cards may have a slightly shorter intro period (usually around 12 to 15 months) than other options with no rewards. But they can be useful long-term to save money on your spending even after the intro period ends. The Chase Freedom Unlimited, Blue Cash Everyday® from American Express, and Capital One Quicksilver Cash Rewards Credit Card are all examples of great cash-back cards with solid 0% intro periods for balance transfers. However, make sure you have a budget and can avoid overspending before you choose one of these cards. If rewards and benefits could lead you to spending more than you can afford and taking on debt balances again later on, this may not be the best option. Although transferring credit card balances to another, lower-interest card can be an effective way to save money, there are some drawbacks to consider: It's not free to transfer your balance to another card; credit card issuers usually charge balance transfer fees ranging from 3% to 5% of the transfer amount. For instance, while the Wells Fargo Reflect® Card offers an exceptionally long 21 months of 0% APR on balance transfers, it also charges 5% on the transfer amount. If you transferred a $1,000 balance to that new card, that means your fee would be $50. Compare that to a card like the Citi Double Cash® Card which has a balance transfer fee of 3% as long as you make your transfer within four months of account opening — your total cost would only increase by $30. The higher your debt balance is, the more this fee can make a difference. However, don't let fees deter you from balance transfers. These 3% or even 5% fees are much less than any high-interest credit card APR, and you can still save much more money if you can pay down your balance over the intro period. Moving your balance to a new card can help jumpstart your debt payoff, but it doesn't solve the root cause of your debt. Unless you address the issues that caused you to accumulate debt in the first place, you may just worsen the problem since you'll have a new credit card and credit limit to use. Before you apply for any balance transfer card, make sure you have a plan to pay as much as possible toward the balance each month and a budget to avoid overspending again in the future. To qualify for a balance transfer credit card that offers 0% APR for a specific period, you'll generally need good to excellent credit. If your credit score isn't in that range, you may not be eligible for a balance transfer card. You'll also need enough available credit to transfer your balance once you open the card. Balance transfers do count toward your overall credit limit, so the credit line you get approved for can make a big difference. Otherwise, you won't be able to move all of your debt. A personal loan is another debt consolidation option that can potentially help you lower your interest rate and monthly payments on your debt. Compare our top personal loan picks here. Editorial Disclosure: The information in this article has not been reviewed or approved by any advertiser. All opinions belong solely to Yahoo Finance and are not those of any other entity. The details on financial products, including card rates and fees, are accurate as of the publish date. All products or services are presented without warranty. Check the bank's website for the most current information. This site doesn't include all currently available offers. Credit score alone does not guarantee or imply approval for any financial product.
