Latest news with #ClubLloyds
The Irish Sun
4 days ago
- Entertainment
- The Irish Sun
Netflix, Disney & Amazon subscription hacks for at-home film days this summer that'll save you £850 on TV & cinema trips
WHO can afford full-price trips to the cinema these days? You need a mortgage just for the popcorn – never mind posh seat upgrades for the whole family. Thankfully there are loads of ways to slash the cost of at-home movie days this summer, potentially saving you hundreds on bills and trips to the cinema. The other bonus is: you can make your own snacks! 9 Disney+ is perfect for at-home movie days – especially if you can slash the cost Credit: Disney+ 9 The app is brimming with kid-friendly content, from Bluey to Spiderman – and there's plenty for adults, too Credit: Disney+ TV TRICK #1 – GET YOURSELF FREE DISNEY+ If you're looking for family-friendly flicks, you can't go wrong with Disney+. It's crammed with Disney originals, plus Star Wars and Marvel goodness too. This is Hollywood in app form. You needn't pay the full £8.99 a month (that's £108 a year!) either. If you're a Lloyds Bank customer with a Club Lloyds current account, you can get free Disney+ for a full year. The account is £5 a month (or free if you put at least £2,000 a month into it). And you can claim a Disney+ Standard with Ads membership, getting you Full HD viewing and two streams at once. Tesco shoppers with Clubcards can get a tempting Disney+ perk that doubles the value of your vouchers if you spend them on the streaming service. So you can swap £7.50 in Clubcard vouchers for a three-month Disney+ Standard With Ads subscription (usually £14.97) – or trade £13.50 in vouchers for a £26.97 Standard three-month plan. You'll find it in the My Rewards section of your Clubcard. And if you're on the O2 network, you can get a free six-month membership to Disney+ Standard – and once that's over, you can add it to your plan as a paid extra and get £2 a month back as a discount on your airtime bill. Potential Saving: £107.88 a year TV TRICK #2 – SLASH YOUR AMAZON VIDEO BILL Amazon Prime Video is chock full of quality movies – and it's home to the wildly popular Clarkson's Farm too. You're throwing away money on Netflix – I found three common mistakes sending your bill soaring but the fixes are easy But if you're paying the £8.99 fee for Amazon Prime just to watch Amazon Video, there are some The most obvious discount is paying upfront for an annual £95 membership, versus the monthly option that ends up costing you £107.88. Alternatively, you could simply pay for Amazon Video on its own. You'll lose the other Prime benefits , but it shrinks your bill to £5.99 a month – that's £71.88 over a year. If you've got a student or young person in the house, you're in luck. There's a cheap membership called . That covers a massive chunk of Brits, so you might have someone who fits the bill at home. It'll get you Amazon Prime for £4.49 a month (£53.88 a year), or just £47.49 if you pay the annual membership instead. And if that wasn't enough, this discounted Amazon Prime also comes with a mammoth six-month free trial. That's far longer than the usual 30-day option. So in your first year, you'd only be paying £23.75. Prime monthly (£8.99 monthly) – £107.88 a year Prime annual – £95 a year Prime Video (£5.99 monthly) – £71.88 a year Prime 18-22/student (£4.49 monthly) – £53.88 a year Prime 18-22/student annual – £47.49 a year Prime 18-22/student monthly + six-month free trial – £26.94 for first year Prime 18-22/student annual + six-month free trial – £23.75 for first year Potential Saving: £84.13 a year 9 Amazon Prime Video has a massive library of premium content Credit: Amazon TV TRICK #3 – CHECK IF YOU'RE OVERPAYING FOR NETFLIX Can you believe that when Netflix launched in the UK in 2012, it only cost £5.99 a month? Now a Standard plan is more than double that – and Premium is over three times the price. But these layers of membership create an opportunity: The first common mistake is paying for a 4K plan when you don't need it. The Premium plan costs £18.99 in the UK, and its big perk is 4K telly (of which Netflix has plenty). But there's every chance you're not watching Netflix on a 4K Ultra HD TV. Many televisions don't have 4K screens, which makes a 4K plan fairly pointless . And if you're using an Amazon Fire Stick, Roku box, or some other streaming gadget, that ALSO needs to be 4K too – or you won't get a 4K picture. Sadly, many aren't, especially if you bought a cheaper model. On top of that, most tablets and phones don't have 4K screens, and on the tiny displays, 4K is even less important. So consider downgrading to Standard at £10.99, saving you £96 a year. It's the same library of content, but your streaming drops to Full HD – which is fine for most people. Secondly, don't ignore the newer and far cheaper Standard with Ads plan, which is only £5.99 a month. You still get Full HD resolution just like Standard, but your viewing will be interrupted by ads. 9 Think about the device you're watching Netflix on – do you really need the Premium plan? Credit: Netflix Compared to a Premium plan, you'll save a massive £156 a year this way. Potential Saving: £156 a year Mission Unaffordable! The blockbuster cost of family cinema trips It used to be a go-to activity during the school summer holidays but the rising cost of cinema tickets has priced many families out. A typical 2D adult ticket can range from £8 to £12, with children's tickets often slightly cheaper. Special screenings for 3D or IMAX movies cost more. Some cinemas also add on a booking fee, which can see the price soar. Cinema snacks and drinks can easily set you back £15 to £20. With film-branded, limited-edition food (as seen at recent Minecraft screenings) potentially costing more. Add on a few pounds for parking or transport and you've easily spent between £60 and £100 on a couple of hours out. TV TRICK #4 – SWAP YOUR SUBSCRIPTIONS One of the biggest telly mistakes we all make is paying for every subscription under the sun. If you're a TV fan, you might be forking out for Netflix, Disney+, Amazon Video, Apple TV+, Now TV, and who knows what else. Stop it now – and Cancel everything but just keep one subscription, and then binge on that for a month. Now kill it off and move onto a second plan, and enjoy that app's library for another month. Do this with two more apps and then repeat the process. Now you're back at the first app with some fresh content to watch. 9 You probably don't need a full year of Prime Video – or any TV app, for that matter Credit: Amazon You'll get to enjoy each of the app's content all through the year, but without paying out a fortune. Let's say you paid for Netflix Premium (£18.99), Disney+ Standard (£8.99), Amazon Video without Prime (£5.99), and Apple TV+ (£8.99). With all four of those running for a year, your bill would come to £515.52 over the course of a year. If you used subscription swapping, that would drop to just £128.88. That's a saving of £386.64. You're paying exactly a quarter of what you would've spent. And you don't miss out on any top movies or shows either. Potential Saving: £386.64 a year Subscription swapping saved me a fortune and the kids loved it Fabulous' Associate Editor Sarah Barns tested subscription swapping with her two sons, aged three and five. Unsurprisingly, asking my two sons to binge watch Netflix for a month was a task they took to with gusto. We made our way through all the Hotel Transylvania, Paddington and Minions films before I cancelled the subscription (£5.99 a month with ads) and we moved on to Disney+ (£8.99, no ads). Then, we watched the classics - Frozen, Moana and Toy Story - as well as family favourite TV shows, Bluey and Spidey and His Amazing Friends. Finally, we ditched that and moved onto Amazon Prime (£5.99 a month, just for Prime Video). Here, we watched The Lorax, Secret Life of Pets and Sing. This streamer was probably our least favourite and I found that shows the kids wanted to watch, including the Julia Donaldson adaptions, were already available for free on BBC iPlayer. I'd definitely keep rotating Netflix and Disney+, and would be up for giving Apple TV a go. It was fairly faff-free to cancel and rejoin the services and we found that new shows and films had been added while we weren't members. TV TRICK #5 – CUT YOUR APPLE TV+ COST It may be a newer option, but Apple TV+ is now a streaming titan, with hit shows like Severance and Ted Lasso – plus a load of top movies too. The regular free trial is only seven days and then you'll pay £8.99 a month. But there are four other ways to 9 Millions of Brits might be able to claim heavily discounted (and even free) Apple TV+ Firstly, if you've bought an Apple device recently – specifically a new , iPad , Apple TV , or Mac computer – then you can claim three months of free Apple TV+. Just head into the Apple TV app on the device itself and you'll see the offer just waiting for you there. It needs to be on that device, and signed into your Apple ID. Second, students can get Apple TV+ via a separate promotion. If you're enrolled at a "degree-granting" uni then you can get Apple Music Student, which gets you the Spotify rival for £5.99 (instead of £10.99) for up to 48 months. And this subscription also includes a free membership to Apple TV+ for the same time. Just go to Apple Music > Home > Trial Offer > Student > Verify Eligiblity. A third option is to go through Apple One, which wraps up iPhone services as a bundle and then discounts them. All of the Apple One plans boost your iCloud storage (for backing up your iPhone media), plus give you access to perks like hiding your email and using 9 You can also use Family Sharing to make your household bills come down Credit: Apple The cheapest Apple One plan is £18.95 and includes Apple TV+, Apple Music, and Apple Arcade, saving you £9 a month overall. You can also bundle in Apple Fitness+, Apple News+, and add 2TB of cloud storage (plus sharing with five family members) for £36.95 a month. This saves you £27.99 a month. The last option is to try Family Sharing, which means only one person in your home needs to pay for Apple TV+. "One adult in your household – the family organiser – invites your family members," Apple explains. "When family members join, they get instant access to the group's content and subscriptions that are eligible to be shared. "Each family member uses their own account, so everyone's experience stays personalised and private." That'll save you money at home if you've got multiple family members splashing out on the subscription. And don't worry: they all get their own profiles. Potential Saving: £107.88 a year TV TRICK #6 – DON'T PAY FOR TELLY! 9 The Roku Channel is just one of many free apps that serve up no-cost ad-supported telly Credit: Roku What's better than cheap telly? Free telly! One of the best things you can do for your bank balance is download There are some amazing options out there with hundreds of thousands of hours of movies and TV up for grabs. Many of them even offer live TV channels too. Usually the only downside is that you'll need to sit through ads. But most TV apps and regular telly show you ads anyway. Try some of these out: The Roku Channel Tubi Pluto TV Plex TV Amazon Freevee And if you don't like one, who cares? It was free to download – and it doesn't cost a penny to delete it. Potential Saving: As much as you like! TV TRICK #7 – CLAIM YOUR FREE MOVIES Last but not least: Sky customers, go check out the MySky app right now. When you joined Sky, you will have automatically It's part of the Sky VIP offering, earning you a "Welcome Gift". 9 If you're new to Sky, you can claim a free movie as a welcome gift Credit: Sky / The Sun You can take your pick from the Sky Store, and then it's yours to keep. Just go into the app, sign in with your Sky account, and then visit the VIP section to claim it. Once you've redeemed the movie, you'll be able to watch it on the big screen through your Sky box. Potential Saving: £5 to £10 AND IF YOU MUST GO TO THE CINEMA... ...then don't pay full price! There are loads of ways to Amazon Prime customers can claim two movie tickets at Odeon for a tenner each month. Or you can get a pair of posh recliner seats at Odeon Luxe for £15 – that's £7.50 each. They're only available between Mondays and Thursdays – just claim the code from Amazon's Prime Odeon deal page and then plug it into your cinema ticket purchase at checkout. Sky TV customers with a Sky Cinema package can get a pair of free tickets to use at Vue between Sunday and Thursday. Just download the MySky app, go to Sky VIP, and then select Your Vue Tickets for a code. Vodafone offers discounted cinema tickets through the VeryMe Rewards app. One of the current perks gets you a pair of Odeon tickets for £4 per person. And Three customers can use Three+ (the free rewards program) to get trips to the cinema for £3. They're only available between Sunday and Friday – just log onto Three+ to claim your code. Picture Credit: Sky
Daily Mirror
4 days ago
- Business
- Daily Mirror
Lloyds Bank launches lowest mortgage rate on the market but there's a catch
Lloyds Bank is launching a two-year fix at 3.69 per cent - the lowest rate on the market. But it does come with certain conditions that customers must follow Lloyds Bank is delivering a significant boost to mortgage customers. The high street lender has unveiled a two-year fixed rate at 3.69 per cent, marking the most competitive deal currently available, though the offer comes with certain conditions. Whilst Lloyds has introduced this offer, it has waned that eligibility is restricted to Club Lloyds account holders exclusively. The package includes a £999 arrangement fee and requires a 40 per cent deposit, available solely to existing or prospective Club Lloyds members. Commenting on the mortgage rate battle, Aaron Strutt from Trinity Financial said: "It shows how keen banks and building societies are to attract borrowers. If you can get a sub-four per cent rate I still think you are doing pretty well." He added: "I would not bet against rates being closer to 3.5 per cent over the coming months, but as we have seen so many times before almost anything can happen." Nick Mendes from John Charcol said: "The latest inflation figures were a little wobble, but given the employment figures the economy needs support. An August base rate cut is still priced in overwhelmingly." Lewis Shaw from Shaw Financial Services advised: "If my mortgage deal were due to expire within the next three months, I would take action this week." According to Lloyds' website: "You must have a Club Lloyds current account open before you take out your mortgage. This includes our Silver and Platinum Club accounts. "There is a £5 monthly fee to maintain the Club Lloyds current account, unless you pay in £2,000 or more each month. Offer can be changed or withdrawn at any time. Product conditions may apply." The offer is available to Club Lloyds current account holders who are either first-time buyers or looking to re-mortgage, reports Birmingham Live. It's also open to those moving house, switching to a new deal, or investing in buy-to-let properties. The initial move is to utilise a mortgage calculator to check out the most recent products and rates on offer.
The Independent
6 days ago
- Business
- The Independent
Your morning coffee just met its match with the Club Lloyds perk-filled bank account
Disclaimer Picture this: it's the weekend, and you're sinking into your sofa with a hot cup of coffee, ready to binge-watch your favourite reality show. The snacks are at the ready, and your bank account is the last thing on your now. What if your bank didn't just help you manage your money, but actually enhances those Saturday night rituals, too? Enter Club Lloyds, the current account that gives you access to a whole host of perks to make your day-to-day a little more exciting. Whether it's scoring cinema tickets for the latest Timothée Chalamet blockbuster, enjoying discounts on your morning matcha or dining out for less at top restaurants, Club Lloyds makes life a little sweeter. The hardest part? Choosing which benefit you want to enjoy. But it's not just about the fun stuff, Club Lloyds also works hard for your finances. Sure, banking doesn't have to be boring (with Club Lloyds, it's far from it), but the bonuses of charge-free spending abroad and competitive interest rates aren't to be overlooked, either. This isn't just another app to clutter your home screen – it's a lifestyle change. Ready to make your money go further with a few perks along the way? Keep reading to discover how Club Lloyds is more than just a bank account. Benefits to keep life brew-tiful Plans that make it out of the group chat are rare, but six cinema tickets for the latest Marvel instalment should do the trick. Or perhaps 25 per cent off at Caffè Nero (cheers, Coffee Club!) will kick it over the line? After all, the gworls do love their iced lattes. There's even discounts on dough balls at PizzaExpress plus many many more restaurants, if a one-year Gourmet Society membership is more your bag. With Club Lloyds, the good life comes to you – and the pals, if you're feeling generous. Say sayonara to squabbles about who owes who, the gang's got bigger issues to contend with: which one* of these juicy deals are we cashing in on? With everything from 12 months of Disney+ Standard with Ads to the excitement of glossy mags landing on your doorstep for one full turn around the sun, who would've thought your bank account would be the key to luxe living? *Club Lloyds customers are entitled to one lifestyle benefit Banking with bonuses Forget the days of watching your money gather dust in your account. With Club Lloyds, your balance can actually earn you some extra pocket change. With up to 3 percent interest (AER%) on your balance, you'll start seeing those pennies add up without lifting a finger. That's 1.5 percent interest for those putting away up to £4k and, if you're set to exceed that (go on, chief!), you'll see an extra 1.5 percent interest AER added*. Planning a trip abroad? Great news, Club Lloyds has you covered with zero surcharges on exchange rates across spending, withdrawals and foreign transactions. AKA, your pistachio ice creams and Aperol spritzes are still on the (debit) cards. And, for those trying to get onto the property ladder, preferential savings rates and exclusive mortgage offers will bring that ambitious housing goal oh-so-much closer. Your bank account just became your financial BFF. Deposit the cash, ditch the fee All those lucrative perks we've talking about? You can cash in on them for just £5 a month. But here's the kicker: if you have the means to deposit £2000 a month, that fee gets refunded. Poof. So, whether you're putting your paycheck to good use or saving up for something big (ski trip 2026, incoming), those perks can be yours to enjoy without the £5 nibble off your balance.
Wales Online
07-07-2025
- Business
- Wales Online
Major UK bank giving away free £185 and money is paid within 10 days
Major UK bank giving away free £185 and money is paid within 10 days Lloyds is offering new customers £185 to move their current account (Image: Getty Images ) Lloyds has introduced a new £185 switch offer. The free cash is up for grabs for those who switch to a Club Lloyds account between 1 July and 28 July, 2025. After switching your account, you must also establish at least three direct debits. The £185 will be deposited within 10 working days of the switch completing. You won't qualify if you've received switch cash from Lloyds, Bank of Scotland or Halifax since April 2020. Club Lloyds is a type of packaged bank account that offers additional benefits, including one free lifestyle per year. You can opt for a Disney+ subscription, six cinema tickets, a magazine subscription, or 25% off selected food and drink brands. You also gain access to the Club Lloyds Monthly Saver which provides 6.25% gross/AER on up to £400 a month, and up to 15% cashback at selected retailers. However, it does come with a monthly £5 fee, which is waived if you deposit at least £2,000 a month, reports the Mirror. Nationwide is offering customers £200 to switch to its Nationwide FlexDirect account - but the money is only available if you're already a Nationwide member. For money-saving tips, sign up to our Money newsletter here This means you must have held a current account, savings account or mortgage with the building society on or before 31 March, 2025. Article continues below To receive the cash, you must set up two direct debits and within 31 days of requesting the switch, deposit at least £1,000 and make at least one payment using the debit card. The FlexDirect account is offering 5% AER on balances up to £1,500 for the first year, along with 1% cashback on debit card purchases, capped at £5 per month. Santander has also introduced a £180 switch offer for both new and existing customers who transfer to its Everyday, Edge, Edge Up, or Private current accounts. New customers will need to deposit at least £1,500 into their Santander account within 60 days of the switch request and set up at least two direct debits within 60 days. You won't be eligible for the cash if you had a Santander account on January 1, 2025. First Direct is offering customers £175 if they move their everyday banking to its current account. With First Direct, you must deposit at least £1,000 and set up two Direct Debits or standing orders from the account within 45 days of opening it. You must also register and log onto digital banking, within 45 days of the account opening and make five transactions with your debit card. Article continues below
Daily Mirror
04-07-2025
- Business
- Daily Mirror
Major UK bank giving away free £185 and money is paid within 10 days
The free cash is available to people switching to a Club Lloyds account between July 1 and July 28, 2025 - here is the full eligibility criteria and how to claim the money Lloyds has launched a new £185 switch offer. The free cash is available to people switching to a Club Lloyds account between July 1 and July 28, 2025. Once you have switched account, you must also set up at least three direct debits. The £185 will be paid within 10 working days of the switch completing. You won't be eligible if you've received switch cash from Lloyds, Bank of Scotland or Halifax since April 2020. Club Lloyds is a type of packaged bank account that gives you extra perks, including one free lifestyle a year. You can choose between a Disney+ subscription, six cinema tickets, a magazine subscription, or 25% off certain food and drink brands. You also get access to the Club Lloyds Monthly Saver which pays 6.25% gross/AER on up to £400 a month, and up to 15% cashback at selected retailers. But it does come with a monthly £5 fee, which is wiped if you pay in at least £2,000 a month. Nationwide is paying customers £200 to move to its Nationwide FlexDirect account - but you can only get the money if you're already a Nationwide member. This means you must have had a current account, savings account or mortgage with the building society on or before March 31, 2025. To get the cash, you must set up two direct debits and within 31 days of requesting the switch, pay in at least £1,000 and make at least one payment using the debit card. The FlexDirect account offers 5% AER on balances up to £1,500 for the first 12 months, along with 1% cashback on debit card purchases, capped at £5 a month. Santander has also launched a £180 switch offer for both new and existing customers who move to its Everyday, Edge, Edge Up, or Private current account. New customers will need to pay at least £1,500 into their Santander account within 60 days of the switch request and set up at least two direct debits within 60 days. You will not be able to get the cash if you had a Santander account on January 1, 2025. First Direct is paying customers £175 if they switch their everyday banking to its current account. With First Direct, you must pay at least £1,000 and open two Direct Debits or standing orders from the account within 45 days of opening it. You must also register and log onto digital banking, within 45 days of the account opening and spend on your debit card five times.
