Latest news with #ConsumerDefenseLawGroup
Associated Press
25-07-2025
- Business
- Associated Press
Consumer Defense Law Group Saves Sacramento Home Via Surplus Trustee Sale Reversal
SACRAMENTO, CA, UNITED STATES, July 25, 2025 / / -- Consumer Defense Law Group secured a powerful win for Sacramento homeowners Michael Andrews and Rhiannon White, who reclaimed ownership of their foreclosed property through a surplus trustee sale reversal. This outcome, once an impossibility in their eyes, became reality because Consumer Defense Law Group believed they could get the home back and acted decisively. Michael Andrews and Rhiannon White lost their family's home to foreclosure on June 17, 2025. Despite purchasing the property in 2011 for $72,000 and its current value exceeding $326,000, financial hardships forced them behind on mortgage payments. The property entered the foreclosure process when a Notice of Default recorded on April 2023, followed by a Notice of Trustee Sale in September 2024. On the June 17, 2025 auction date, the home went up for sale with a published bid of $162,113, opening at $234,500, and ultimately selling to the highest bidder for $249,000. This generated $86,887 in surplus funds – the amount remaining after the sale price exceeded the total owed to the lender. Many firms focus solely on helping homeowners retrieve these surplus funds for a percentage, but Andrews and White's priority wasn't the money; it was saving their family home. The homeowners contacted the Nonprofit Alliance of Consumer Advocates, a Loss Mitigation Nonprofit Organization focused on Homeownership Preservation and Affordable Housing. The Nonprofit quicky identified the clients need to be referred to Consumer Defense Law Group, a highly skilled Wrongful Foreclosure Litigation Law Firm, to explore his legal options, and Consumer Defense Law Group was retained to explore all possible legal avenues. Consumer Defense Law Group promptly issued a formal demand letter, meticulously outlining the strong factual basis and alleged procedural irregularities in the foreclosure process. This powerful demand convinced the relevant parties to reverse the sale. Ultimately, through diligent effort and robust negotiations, Consumer Defense Law Group reversed the sale, and homeowners recovered their home without the need for court intervention. This pivotal case highlights the critical importance of proper legal assistance and aggressive advocacy in reversing a trustee sale. It powerfully demonstrates homeowners can fight back against foreclosure actions and regain their properties, even when most other companies only offer limited services like surplus fund retrieval. J. De La Vega NonProfit Alliance of Consumer Advocates +1 855-622-2435 email us here Visit us on social media: LinkedIn Instagram Facebook YouTube Legal Disclaimer: EIN Presswire provides this news content 'as is' without warranty of any kind. We do not accept any responsibility or liability for the accuracy, content, images, videos, licenses, completeness, legality, or reliability of the information contained in this article. If you have any complaints or copyright issues related to this article, kindly contact the author above.
Associated Press
19-07-2025
- Business
- Associated Press
Consumer Defense Law Group Secures Another Surplus Trustee Sale Reversal for LA Homeowner After Third Party Sale
LOS ANGELES, CA, UNITED STATES, July 18, 2025 / / -- In a significant victory for consumer rights, LA homeowner Cameron Culton has successfully regained ownership of his foreclosed property through a trustee sale reversal, an outcome he initially thought impossible. Fortunately, the Consumer Defense Law Group (CDLG) believed that getting Culton's home back was a realistic outcome. Cameron Culton lost his family's home to foreclosure in February 2025. His family purchased the home in 2003 for $254,000, but due to financial hardships, he fell behind on his mortgage. Despite the house being worth over $680,000, he couldn't afford payments. The house entered foreclosure, with a Notice of Default recorded on November 20, 2023, followed by a Notice of Trustee Sale in January 2025. On February 20, 2025, Culton's home was auctioned off, starting at $176,682 and selling to the highest bidder for $440,000. This resulted in $263,318 in surplus funds; the amount remaining after the sale price exceeded the total owed. While many post-trustee sale companies focus only on helping homeowners retrieve these surplus funds for a percentage, Culton's priority was not the money, but saving his home. Immediately following the sale, he contacted the Nonprofit Alliance of Consumer Advocates, a Loss Mitigation Nonprofit Organization focused on Homeownership Preservation and Affordable Housing. The Nonprofit quicky identified the clients need to be referred to Consumer Defense Law Group (CDLG), a highly skilled Wrongful Foreclosure Litigation Law Firm, to explore his legal options. Once CDLG was retained they presented a multi-pronged strategy that included possibly suing for wrongful foreclosure, protecting against untimely eviction, maximizing surplus funds by challenging questionable liens and claims, and conserving funds for a potential down payment to repurchase his foreclosed home or a similar property. CDLG's primary goal is always to keep homeowners housed. On March 3, 2025, CDLG issued a formal demand letter outlining alleged procedural irregularities in the foreclosure process. Subsequently, in April 2025, a civil lawsuit (Case # 25STCY09693) was filed in LA Superior Court, seeking reversal of the trustee sale or recovery of damages. Ultimately, through significant effort and negotiations, the sale was reversed, and the home was returned to the homeowner. This case highlights the critical significance of proper legal assistance in reversing a Trustee sale, demonstrating that homeowners can successfully fight back against foreclosure actions and regain their properties, even when most other companies only offer surplus retrieval services. Consumer Defense Law Group continues to support those facing similar issues, fighting for justice in potential wrongful foreclosure cases nationwide. J. De La Vega NonProfit Alliance of Consumer Advocates +1 855-622-2435 email us here Visit us on social media: LinkedIn Instagram Facebook YouTube X Legal Disclaimer: EIN Presswire provides this news content 'as is' without warranty of any kind. We do not accept any responsibility or liability for the accuracy, content, images, videos, licenses, completeness, legality, or reliability of the information contained in this article. If you have any complaints or copyright issues related to this article, kindly contact the author above.
