Latest news with #ConsumerServices
Yahoo
4 days ago
- Business
- Yahoo
H&R Block (HRB) Q4 Earnings Miss Estimates
H&R Block (HRB) came out with quarterly earnings of $2.27 per share, missing the Zacks Consensus Estimate of $2.81 per share. This compares to earnings of $1.89 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of -19.22%. A quarter ago, it was expected that this tax preparer would post earnings of $5.12 per share when it actually produced earnings of $5.38, delivering a surprise of +5.08%. Over the last four quarters, the company has surpassed consensus EPS estimates two times. H&R Block, which belongs to the Zacks Consumer Services - Miscellaneous industry, posted revenues of $1.11 billion for the quarter ended June 2025, surpassing the Zacks Consensus Estimate by 3.74%. This compares to year-ago revenues of $1.06 billion. The company has topped consensus revenue estimates three times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. H&R Block shares have added about 3.1% since the beginning of the year versus the S&P 500's gain of 8.4%. What's Next for H&R Block? While H&R Block has underperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for H&R Block was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here. It will be interesting to see how estimates for the coming quarters and the current fiscal year change in the days ahead. The current consensus EPS estimate is -$1.26 on $192.92 million in revenues for the coming quarter and $5.12 on $3.81 billion in revenues for the current fiscal year. Investors should be mindful of the fact that the outlook for the industry can have a material impact on the performance of the stock as well. In terms of the Zacks Industry Rank, Consumer Services - Miscellaneous is currently in the top 29% of the 250 plus Zacks industries. Our research shows that the top 50% of the Zacks-ranked industries outperform the bottom 50% by a factor of more than 2 to 1. Genasys (GNSS), another stock in the same industry, has yet to report results for the quarter ended June 2025. The results are expected to be released on August 14. This developer of directed sound technologies used by the military and police is expected to post quarterly loss of $0.11 per share in its upcoming report, which represents a year-over-year change of +26.7%. The consensus EPS estimate for the quarter has remained unchanged over the last 30 days. Genasys' revenues are expected to be $9.75 million, up 36% from the year-ago quarter. Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report H&R Block, Inc. (HRB) : Free Stock Analysis Report Genasys Inc. (GNSS) : Free Stock Analysis Report This article originally published on Zacks Investment Research ( Zacks Investment Research Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
Yahoo
03-08-2025
- Business
- Yahoo
Pearson First Half 2025 Earnings: EPS: UK£0.25 (vs UK£0.23 in 1H 2024)
Pearson (LON:PSON) First Half 2025 Results Key Financial Results Revenue: UK£1.72b (down 1.8% from 1H 2024). Net income: UK£164.0m (up 4.5% from 1H 2024). Profit margin: 9.5% (in line with 1H 2024). EPS: UK£0.25 (up from UK£0.23 in 1H 2024). We've found 21 US stocks that are forecast to pay a dividend yield of over 6% next year. See the full list for free. All figures shown in the chart above are for the trailing 12 month (TTM) period Pearson Earnings Insights Looking ahead, revenue is forecast to grow 4.8% p.a. on average during the next 3 years, compared to a 5.3% growth forecast for the Consumer Services industry in Europe. Performance of the market in the United Kingdom. The company's shares are up 7.6% from a week ago. Balance Sheet Analysis Just as investors must consider earnings, it is also important to take into account the strength of a company's balance sheet. See our latest analysis on Pearson's balance sheet health. Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned. Sign in to access your portfolio
Yahoo
03-08-2025
- Business
- Yahoo
Pearson First Half 2025 Earnings: EPS: UK£0.25 (vs UK£0.23 in 1H 2024)
Pearson (LON:PSON) First Half 2025 Results Key Financial Results Revenue: UK£1.72b (down 1.8% from 1H 2024). Net income: UK£164.0m (up 4.5% from 1H 2024). Profit margin: 9.5% (in line with 1H 2024). EPS: UK£0.25 (up from UK£0.23 in 1H 2024). We've found 21 US stocks that are forecast to pay a dividend yield of over 6% next year. See the full list for free. All figures shown in the chart above are for the trailing 12 month (TTM) period Pearson Earnings Insights Looking ahead, revenue is forecast to grow 4.8% p.a. on average during the next 3 years, compared to a 5.3% growth forecast for the Consumer Services industry in Europe. Performance of the market in the United Kingdom. The company's shares are up 7.6% from a week ago. Balance Sheet Analysis Just as investors must consider earnings, it is also important to take into account the strength of a company's balance sheet. See our latest analysis on Pearson's balance sheet health. Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned. Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
Yahoo
29-07-2025
- Business
- Yahoo
The Western Union Co (WU) Q2 2025 Earnings Call Highlights: Navigating Challenges with ...
Revenue: $1,026 million for Q2 2025, a 1% decline year-over-year excluding Iraq. Adjusted Operating Margin: 19% for Q2 2025, consistent with the same period last year. Adjusted Earnings Per Share (EPS): $0.42 compared to $0.44 in Q2 2024. Consumer Money Transfer Transactions: Declined 3% in Q2 2025, or 2% excluding Iraq. Branded Digital Business Revenue: Increased by 6% with a 9% rise in transactions for Q2 2025. Consumer Services Adjusted Revenue Growth: Up 40% in Q2 2025, driven by Eurochange acquisition and strong European travel. Cash Flow from Operations: $148 million year-to-date compared to $60 million in the prior year period. Capital Expenditures: $54 million year-to-date, 15% lower than the prior year. Cash and Cash Equivalents: $1 billion. Debt: $2.7 billion. Shareholder Returns: Over $150 million returned via dividends and share repurchases in Q2 2025. 2025 Revenue Outlook: Adjusted revenue expected to be $4,035 million to $4,135 million. 2025 Operating Margin Outlook: Expected to be in the range of 19% to 21%. 2025 Adjusted EPS Outlook: Expected to be in the range of $1.65 to $1.75. Warning! GuruFocus has detected 8 Warning Signs with WU. Release Date: July 28, 2025 For the complete transcript of the earnings call, please refer to the full earnings call transcript. Positive Points The Western Union Co (NYSE:WU) reported a reasonable quarter despite a challenging macroeconomic environment, maintaining above industry average margins. The company's branded digital business saw a 9% increase in transactions and a 6% rise in adjusted revenue, marking the seventh consecutive quarter of solid revenue growth. Consumer services adjusted revenue grew by 40%, driven by the acquisition of Eurochange and strong European travel, contributing significantly to the company's performance. The company is actively integrating AI capabilities into its operations, resulting in improved customer service and operational efficiencies. The Western Union Co (NYSE:WU) is exploring opportunities with Stablecoins, which could enhance settlement speed and reduce dependency on legacy banking systems, potentially improving global liquidity management. Negative Points The Western Union Co (NYSE:WU) experienced a 1% decline in adjusted revenue year-over-year, excluding impacts from Iraq, with consumer money transfer transactions down 3%. The retail business in the Americas faced headwinds due to geopolitical challenges, impacting transaction volumes. The company observed a slowdown in digital transactions from the United States to Latin America, particularly in the US to Mexico corridor. Recent immigration enforcement activities in the US have created short-term headwinds, affecting transactional activity and customer behavior. The introduction of a 1% remittance tax on cash-based transactions in the US could impact the company's revenue, although efforts are being made to mitigate this through increased digital and card-based transactions. Q & A Highlights Q: Can you provide more details on the Eurochange acquisition and its impact on revenue growth? A: Matthew Cagwin, CFO, confirmed that Eurochange contributed about 2% to revenue growth in the quarter. The acquisition is performing better than expected, and they are optimistic about its future contributions, especially in the Travel Money business. Q: Are you seeing a shift from retail to digital channels due to the immigration crackdown in North America? A: Devin McGranahan, CEO, stated that there has been no significant shift from retail to digital channels. Both retail and digital channels experienced a slowdown, particularly in the US to Mexico corridor. Q: Can you elaborate on the slowdown in digital transactions and its impact? A: Matthew Cagwin explained that the slowdown in digital transactions is primarily in US outbound to Latin America, especially Mexico. This is consistent with central bank reports of reduced inbound transactions. Q: What opportunities do you see with Stablecoins, particularly regarding on-ramp and off-ramp solutions? A: Devin McGranahan highlighted that Western Union's infrastructure is well-suited for converting Stablecoins to local fiat currencies. They are exploring partnerships and pilots in South America and Africa to leverage this capability. Q: How are political headwinds affecting your business in the US-Mexico corridor? A: Devin McGranahan noted that the impact is volatile, with fluctuations in activity and media attention affecting customer behavior. They are closely monitoring the situation but cannot predict future trends with certainty. Q: What is the demand for Stablecoins in emerging markets, and how is Western Union positioning itself? A: Devin McGranahan mentioned that there is interest from platform providers and B2B solutions for using Stablecoins to improve efficiency in money transfers. They are actively working with partners in Latin America to explore these opportunities. Q: Given the tightening US immigration policy, will you adjust your Evolve 2025 strategy? A: Devin McGranahan affirmed their commitment to the strategy, emphasizing the resilience of their customer base. They plan to focus more on non-remittance products and services, such as their digital wallet, to drive growth. Q: How will the 1% remittance tax impact your business, and what measures are you taking? A: Devin McGranahan explained that the tax will primarily affect cash and prepaid card transactions. They are implementing systems to collect the tax and expect it to incentivize customers to use debit cards and digital wallets, reducing the tax's impact. For the complete transcript of the earnings call, please refer to the full earnings call transcript. This article first appeared on GuruFocus. Error while retrieving data Sign in to access your portfolio Error while retrieving data Error while retrieving data Error while retrieving data Error while retrieving data
Yahoo
26-07-2025
- Business
- Yahoo
Coursera Second Quarter 2025 Earnings: Beats Expectations
Coursera (NYSE:COUR) Second Quarter 2025 Results Key Financial Results Revenue: US$187.1m (up 9.8% from 2Q 2024). Net loss: US$7.80m (loss narrowed by 66% from 2Q 2024). US$0.048 loss per share (improved from US$0.15 loss in 2Q 2024). AI is about to change healthcare. These 20 stocks are working on everything from early diagnostics to drug discovery. The best part - they are all under $10bn in marketcap - there is still time to get in early. All figures shown in the chart above are for the trailing 12 month (TTM) period Coursera Revenues and Earnings Beat Expectations Revenue exceeded analyst estimates by 3.6%. Earnings per share (EPS) also surpassed analyst estimates by 40%. Looking ahead, revenue is forecast to grow 5.4% p.a. on average during the next 3 years, compared to a 9.8% growth forecast for the Consumer Services industry in the US. Performance of the American Consumer Services industry. The company's shares are up 42% from a week ago. Risk Analysis You should always think about risks. Case in point, we've spotted 2 warning signs for Coursera you should be aware of. Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned. Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
