Latest news with #Coursera
Forbes
2 days ago
- Business
- Forbes
5 AI Courses That Could Add $30K To Your Salary in 2025
The average U.S. salary is $62K, but you can boost your salary by up to $90K if you learn AI skills getty The average U.S. professional makes about $62,000 on average each year, according to BLS (the U.S. Bureau of Labor Statistics). But research reveals that AI skills can top that up by as much as 47%. So, if you were making at least the median U.S. salary, acquiring AI skills can bump that figure up to as much as $91,000. These short online AI courses, or microcredentials as they're sometimes called, can be your fast-track route to boosting your earning potential and increasing your value in the job market, without needing to quit your job right away. Here are some AI course suggestions for you to pick depending on your career goals (the earning potential for each is greater than the average salary for each certificate listed, due to the ROI of upskilling in AI): Provider: Coursera Earning potential: More than $159,405 Where to find it: Coursera Earning potential: More than $123,134 Where to find it: PMI (Project Management Institute) Earning potential: More than $146,818 Where to find it: Coursera Earning potential: More than $85,602 Where to find it: HubSpot Earning potential: More than $115,283 To top up your salary by as much as an extra $30,000 a year, here are some actions you can take now: Conduct a quick inventory check of the skills you already have Upskill/reskill in high-income, in-demand skills Try "skill-stacking" to 10x your salary--learn how to implement this technique in this Forbes article Become AI literate in a general sense, and AI fluent in your own specific role (applied AI, like the courses listed above, is where the real gold lies) Consistently expand your network strategically to put yourself in front of the right people, especially decision-makers Build thought leadership and a strong digital footprint/personal brand that attracts high-caliber career opportunities Launch a portfolio career (learn more about this technique by reading this Forbes article) and start an AI-powered element of it (like an AI-powered side hustle) this week Which AI Skills Make The Most Money In 2025? The most in-demand AI skills to make money in your 9-5 as well as on the side or full-time as a business include: GenAI Applied machine learning PyTorch (machine learning library) Computer vision Reinforcement learning Machine learning Deep learning Supervised learning Artificial neural networks Prompt engineering You can read the full list of 17 AI skills that employers need you to include in your resume, here. The answer as to which AI certifications are best for you depends heavily on certain factors, such as: 1. Your career goals--for example, the IBM Product Manager course listed above wouldn't necessarily be relevant if you're an educator seeking to use AI as part of your workflow. You'd then need to find an AI course that matches your interests and career path. 2. Your level of familiarity and proficiency--are you a complete novice, intermediate-level, or well-versed in tech already? If you're a beginner, choose courses that are clearly marked for beginners and that explain foundational AI concepts to warm you up. 3. Your budget--you may prefer to start with free AI certifications and courses, and if your budget is tight, that's perfectly OK. There's a myriad of free AI courses available online, from a range of recognized providers including Microsoft and IBM. If you're ready to bump up your salary this year and you're tired of staying at the same income level year in, year out, this is your moment. You can start stacking your skills, begin a new AI course, launch a secondary income stream, and create your own career-proofing plan. Choose a course from the list above (or find another one more closely tied to your goals). Start it this week. Don't put it off until after enrolling. Begin lesson/module one right away. Bump up your salary through AI skill-stacking and building a growth mindset getty Bookmark this article. Then come back three months later and see how far you've come. Watch the exponential career and income growth that comes as a result of you deciding to invest in yourself.
Muscat Daily
3 days ago
- Business
- Muscat Daily
Career guidance platform equips Omani students with new skills
Muscat – The National Employment Programme (NEP) has launched the second phase of services under its national career guidance platform – Khuta – to support students and jobseekers in making informed academic and professional decisions aligned with the country's evolving labour market needs. Khuta is the first national e-platform dedicated to career counselling. The new set of tools introduced in the latest phase includes AI-powered guidance services, personalised planning support and inclusive features for students with disabilities. Among the tools is 'Curriculum Plan', which enables school students – particularly those in Grade 10 – to map their academic paths based on their interests, abilities and higher education entry requirements. Another feature – Entrepreneurial Traits Scale – helps assess students' readiness for entrepreneurship using a model adapted to Oman's context. The platform now also offers 'AI Assistant', which analyses user data and suggests career and academic paths that match their skills and aspirations. A new tool tailored for visually impaired users – Career Interest Scale for the Visually Impaired – is the first of its kind in the sultanate. By the end of June, the platform had attracted more than 26,300 users. It now offers information on 861 academic programmes, 263 professional certificates and over 100 training courses in collaboration with online course provider Coursera. Over 2,460 individuals have already benefited from these online learning offerings. Dr Badr bin Hamoud al Kharousi, advisor and head of capacity building at NEP, said career guidance plays a critical role in aligning education with employment needs. 'Khuta is a key element in our national effort to equip youth with the knowledge and tools to plan their future careers,' he said. 'It was developed as a public-private partnership, in coordination with ministries and higher education institutions.' Dr Badr bin Hamoud al Kharousi According to Kharousi, the platform reflects Oman's strategy to build a knowledge-based economy by improving vocational guidance and preparing youth for a shifting economic landscape. It also supports Oman Vision 2040 goals to strengthen national human capital and enhance employability. World Economic Forum's January Skills Report recognised Khuta for its role in advancing youth readiness for the labour market. The platform's growing relevance is seen in its expansion of services, including the 'My Study' and 'My Profession' modules, offering users data on academic programmes, career options and job roles. Khuta also offers training in future skills through Coursera, mapped to the Omani National Framework for Future Skills. Users can access learning in technical, entrepreneurial and applied skills, along with professional resources and guidance support. An interactive counselling feature allows users to schedule one-on-one consultations with career advisors on topics such as academic subject selection and assessment interpretation. NEP plans to continue expanding the platform by integrating additional analytical tools and widening partnerships with training and academic institutions to further improve workforce readiness.
Yahoo
3 days ago
- Business
- Yahoo
Why Coursera (COUR) Stock Is Trading Up Today
What Happened? Shares of online learning platform Coursera (NYSE:COUR) jumped 4.4% in the pre-market session after analyst Ryan MacDonald at Needham reiterated a "Buy" rating on the stock and maintained an $11.00 price target. The analyst's confidence stems from several factors, including Coursera's strong first-quarter results which surpassed market expectations. MacDonald also highlighted the company's decision to reinstate its full-year guidance at a level above consensus estimates, signaling a positive outlook. The firm believes Coursera's strategic investments into AI features and new content will likely drive future growth and improve operational leverage. Adding to the positive sentiment, Coursera announced the appointment of Grant Parsamyan as its new Chief Data Officer. This move reinforces the company's focus on expanding its use of data and AI to enhance its online learning platform. After the initial pop the shares cooled down to $8.82, up 1% from previous close. Is now the time to buy Coursera? Access our full analysis report here, it's free. What Is The Market Telling Us Coursera's shares are very volatile and have had 22 moves greater than 5% over the last year. In that context, today's move indicates the market considers this news meaningful but not something that would fundamentally change its perception of the business. The previous big move we wrote about was 10 days ago when the stock dropped 3.9% as the Trump administration announced intentions to impose a 35% tariff on many goods imported from Canada. This move was far more than a typical trade dispute; it targeted the United States' largest and most deeply integrated trading partner. Canada is not merely a neighbor but a critical component of North American supply chains, particularly in sectors like automotive, energy, and critical minerals. This move sparked concerns about potential retaliatory actions and a wider impact on the North American economy, leading to a risk-off sentiment among investors. The S&P 500, Dow Jones Industrial Average, and Nasdaq all opened lower, pulling back from recent record highs and heading for their first weekly loss in three weeks. Coursera is up 4% since the beginning of the year, but at $8.82 per share, it is still trading 17.7% below its 52-week high of $10.72 from July 2024. Investors who bought $1,000 worth of Coursera's shares at the IPO in March 2021 would now be looking at an investment worth $195.98. Unless you've been living under a rock, it should be obvious by now that generative AI is going to have a huge impact on how large corporations do business. While Nvidia and AMD are trading close to all-time highs, we prefer a lesser-known (but still profitable) semiconductor stock benefiting from the rise of AI. Click here to access our free report on our favorite semiconductor growth story. Error while retrieving data Sign in to access your portfolio Error while retrieving data Error while retrieving data Error while retrieving data Error while retrieving data
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Business Standard
3 days ago
- Business
- Business Standard
Beyond clicks and scrolls: Digital financial education for Viksit Bharat
In this age of digital transformation, the proliferation of apps, online courses, and gamified learning tools has brought financial education to our fingertips. But the question remains: are we truly learning, or merely consuming content in a digital haze? Traditionally, financial education in India was sporadic and limited—confined to formal schooling or isolated workshops. However, the economic shocks of the global financial crisis and, more recently, the Covid-19 pandemic revealed a glaring need: widespread, scalable financial literacy for every Indian, regardless of age or income. This urgency accelerated the move toward digital financial education. Digital tools now play a crucial role in disseminating financial knowledge. Online courses, mobile applications, and gamified learning experiences provide users with flexible, self-paced education. Platforms such as Coursera and edX offer courses from top universities, while mobile apps like Mint and YNAB (You Need a Budget) help individuals manage their personal finances interactively. These resources have broadened access to financial education, reaching audiences that traditional methods often failed to engage. Indian institutions followed suit—Sebi launched its investor education app Saa₹thi, while the RBI's Financial Literacy Week focused on themes like digital banking and cyber safety. Digital tools undeniably have improved outreach. They break socio-economic and geographical barriers, enabling underserved communities to access financial knowledge. The variety of formats—videos, podcasts, quizzes, simulations—caters to different learning styles. Many mobile apps now integrate behavioural nudges and progress tracking to keep users engaged. This represents a significant shift from the one-size-fits-all model of traditional financial education to a more focused, target-oriented learning style. Yet this democratization of financial information comes with caveats. The sheer volume of online information risks overwhelming users. People often skim through content without internalizing or applying it. The spread of misinformation—especially through social media influencers, biased advisers, or non-verified blogs—compounds the problem. Add to this the digital divide: rural populations, elderly citizens, and economically disadvantaged groups either lack reliable internet access or digital confidence. The financial education materials available online require re-orientation with an emphasis on the targeted groups' needs. Generic modules often fail to consider individual financial circumstances—something only personalized guidance or human intervention can address. As behavioural economists point out, cognitive biases like procrastination, overconfidence, and loss aversion can limit the impact of even the best online tools if not designed with user behaviour in mind. Importantly, digital literacy without adequate awareness of fraud prevention and grievance redress mechanisms can lead to devastating outcomes. While India has witnessed an exponential rise in UPI and digital payment adoption—with around 172 billion transactions in 2024, marking a 46% increase from 117.64 billion in 2023—this surge has also been accompanied by an alarming rise in scams, phishing attacks, and payment frauds. Victims often lack knowledge about where and how to report such incidents or even recognize that they've been defrauded. Without a robust understanding of safe digital practices and redress pathways—like the RBI's Digital Ombudsman or the Cyber Crime Portal—users remain largely vulnerable and under-confident, especially in semi-urban and rural areas where digital trust is still forming. Despite several initiatives already in place, India still struggles with translating the availability of digital financial literacy into active public engagement. Regulators and academic institutions like SEBI, NCFE, and NISM have developed accessible e-learning platforms and certification programs—such as the Saa₹thi app, NCFE's targeted modules, and NISM's Investor Awareness Web Modules. These offer structured, credible, and even gamified financial education, covering topics like mutual funds, stock markets, savings, and fraud prevention. Yet, awareness of these resources remains alarmingly low. Even among digitally literate individuals, the uptake is limited—either due to lack of trust, interest, or simply the overwhelming nature of financial jargon. For large sections of the population, especially in semi-urban and rural areas, these platforms remain out of reach due to digital exclusion, language barriers, or lack of localized relevance. The gap between resource availability and user participation reveals that creating content is not enough; we must also create demand, trust, and usability, apart from access. Several countries offer strong examples of how digital financial literacy can be structured, integrated, and sustained. In the United Kingdom, the government-backed Money and Pensions Service (MaPS), along with its MoneyHelper platform, provides a centralized digital hub offering free and impartial financial guidance. It brings together budgeting tools, scam awareness content, and debt advice in one place, while also collaborating with schools to incorporate financial capability into curriculum-based learning. The result is a comprehensive, life-stage approach to financial literacy, supported by both digital access and offline reinforcement. Similarly, Australia has developed an inclusive model through the Moneysmart platform, operated by the Australian Securities and Investments Commission (ASIC). This portal offers financial education tailored to specific age groups and life stages—from schoolchildren to retirees. Its resources include interactive calculators, goal-based planners, and fraud alert systems—all designed in simple, accessible language. The emphasis is on clarity, safety, and user engagement, with financial decision-making contextualized through real-life scenarios. India can draw valuable lessons from these global models. A unified, government-backed platform—consolidating digital learning resources, grievance redressal portals, helplines, and verified financial tools—can serve as a trusted source amid the current flood of unregulated content. Embedding financial education within formal schooling and higher education, especially using regional languages and culturally relevant examples, can build early awareness and long-term habits. It is equally important that the content reflects real-time risks—updating users on evolving scams, digital payment innovations, and policy shifts. Finally, encouraging deeper collaboration between fintech firms, educators, and regulators can ensure that digital platforms are not just technologically advanced, but also behaviourally intelligent—equipped with built-in nudges, fraud warnings, and default safety mechanisms. To make digital financial education truly effective, we need to move from passive consumption to active engagement. Hybrid models—blending digital tools with in-person mentorship, community coaching, or AI-driven personalization—can bridge this gap. Schools, colleges, fintech firms, and regulators must co-create programs that combine real-world simulations with culturally relevant case studies and feedback mechanisms. Financial literacy should not be an occasional campaign or an app feature—it must be an ongoing, evolving journey. Digital tools are powerful, but only when paired with critical thinking, trust in verified knowledge, and the ability to act on it. If we want citizens to make informed economic decisions, we must ensure that our approach to promoting financial education is not just limited to making it accessible, but also authentic, actionable, and inclusive—with grievance redress and fraud awareness forming its core. For broad-based financial sector participation, we need to move beyond clicks and scrolls, develop true understanding and nuances of financial markets, and help in building a sound and meaningful digital economy. As India envisions a Viksit Bharat—a developed and self-reliant nation by 2047—financial empowerment through digitalized financial education is central to that goal.
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Business Standard
3 days ago
- Business
- Business Standard
Beyond clicks: Rethinking digital financial education for 'Viksit Bharat'
In this age of digital transformation, the proliferation of apps, online courses, and gamified learning tools has brought financial education to our fingertips. But the question remains: are we truly learning, or merely consuming content in a digital haze? Traditionally, financial education in India was sporadic and limited — confined to formal schooling or isolated workshops. However, the economic shocks of the global financial crisis and, more recently, the Covid-19 pandemic, revealed a glaring need: widespread, scalable financial literacy for every Indian, regardless of age or income. This urgency accelerated the move toward digital financial education. Digital tools now play a crucial role in disseminating financial knowledge. Online courses, mobile applications, and gamified learning experiences provide users with flexible, self-paced education. Platforms such as Coursera and edX offer courses from top universities, while mobile apps like Mint and YNAB (You Need a Budget) help individuals manage their personal finances interactively. These resources have broadened access to financial education, reaching audiences that traditional methods often failed to engage. Indian institutions followed suit — Sebi launched its investor education app Saa₹thi, while the RBI's Financial Literacy Week focused on themes like digital banking and cyber safety. Digital tools undeniably have improved outreach. They break socio-economic and geographical barriers, enabling underserved communities to access financial knowledge. The variety of formats — videos, podcasts, quizzes, simulations — caters to different learning styles. Many mobile apps now integrate behavioral nudges and progress tracking to keep users engaged. This represents a significant shift from the one-size-fits-all model of traditional financial education to a more focused target-oriented learning style. Yet this democratisation of financial information comes with caveats. The sheer volume of online information risks overwhelming users. People often skim through content without internalizing or applying it. The spread of misinformation — especially through social media influencers, biased advisors or non-verified blogs — compounds the problem. Add to this, the digital divide: rural populace, elderly citizens, and economically disadvantaged groups either lack reliable internet access or digital confidence. The financial education materials available online requires re-orientation with emphasis on the targeted groups' needs. Generic modules often fail to consider individual financial circumstances — something only personalised guidance or human intervention can address. As behavioral economists point out, cognitive biases like procrastination, overconfidence, and loss aversion can limit the impact of even the best online tools if not designed with user behavior in mind. Importantly, digital literacy without adequate awareness of fraud prevention and grievance redress mechanisms can lead to devastating outcomes. While India has witnessed an exponential rise in UPI and digital payment adoption — with around 172 billion transactions in 2024, marking a 46 per cent increase from 117.64 billion in 2023 — this surge has also been accompanied by an alarming rise in scams, phishing attacks, and payment frauds. Victims often lack knowledge about where and how to report such incidents or even recognize that they've been defrauded. Without a robust understanding of safe digital practices and redress pathways—like the RBI's Digital Ombudsman or the Cyber Crime Portal, users remain largely vulnerable and under confident, especially in semi-urban and rural areas where digital trust is still forming. Despite several initiatives already in place, India still struggles with translating the availability of digital financial literacy into active public engagement. Regulators and academic institutions like SEBI, NCFE and NISM have developed accessible e-learning platforms and certification programs—such as the Saa₹thi app, NCFE's targeted modules and the NISM's Investor Awareness Web Modules. These offer structured, credible, and even gamified financial education, covering topics like mutual funds, stock markets, savings, and fraud prevention. Yet, awareness of these resources remains alarmingly low. Even among digitally literate individuals, the uptake is limited—either due to lack of trust, interest, or simply the overwhelming nature of financial jargons. For large sections of the population, especially in semi-urban and rural areas, these platforms remain out of reach due to digital exclusion, language barriers, or lack of localised relevance. The gap between resource availability and user participation reveals that creating content is not enough; we must also create demand, trust, and usability, apart from access. Several countries offer strong examples of how digital financial literacy can be structured, integrated, and sustained. In the United Kingdom, the government-backed Money and Pensions Service (MaPS), along with its MoneyHelper platform, provides a centralized digital hub offering free and impartial financial guidance. It brings together budgeting tools, scam awareness content, and debt advice in one place, while also collaborating with schools to incorporate financial capability into curriculum-based learning. The result is a comprehensive, life-stage approach to financial literacy, supported by both digital access and offline reinforcement. Similarly, Australia has developed an inclusive model through the Moneysmart platform, operated by the Australian Securities and Investments Commission (ASIC). This portal offers financial education tailored to specific age groups and life stages — from schoolchildren to retirees. Its resources include interactive calculators, goal-based planners, and fraud alert systems — all designed in simple, accessible language. The emphasis is on clarity, safety, and user engagement, with financial decision-making contextualized through real-life scenarios. India can draw valuable lessons from these global models. A unified, government-backed platform — consolidating digital learning resources, grievance redressal portals, helplines, and verified financial tools — can serve as a trusted source amid the current flood of unregulated content. Embedding financial education within formal schooling and higher education, especially using regional languages and culturally relevant examples, can build early awareness and long-term habits. It is equally important that the content reflects real-time risks — updating users on evolving scams, digital payment innovations, and policy shifts. Finally, encouraging deeper collaboration between fintech firms, educators, and regulators can ensure that digital platforms are not just technologically advanced, but also behaviorally intelligent — equipped with built-in nudges, fraud warnings, and default safety mechanisms. To make digital financial education truly effective, we need to move from passive consumption to active engagement. Hybrid models — blending digital tools with in-person mentorship, community coaching, or AI-driven personalisation — can bridge this gap. Schools, colleges, fintech firms, and regulators must co-create programs that combine real-world simulations with culturally relevant case studies and feedback mechanisms. Financial literacy should not be an occasional campaign or an app feature — it must be an ongoing, evolving journey. Digital tools are powerful, but only when paired with critical thinking, trust in verified knowledge, and the ability to act on it. If we want citizens to make informed economic decisions, we must ensure that our approach to promote financial education is not just limited to making it accessible, but also authentic, actionable, and inclusive — with grievance redress and fraud awareness forming its core. For broad basing financial sector participation, we need to move beyond clicks and scrolls, develop true understanding and nuances of financial markets which will help in building a sound and meaningful digital economy. As India envisions a Viksit Bharat — a developed and self-reliant nation by 2047 — financial empowerment through digitalised financial education is central to that goal.
