Latest news with #Credit


Wales Online
3 days ago
- Entertainment
- Wales Online
Netflix viewers need a TV licence this weekend to watch this one huge show
Netflix viewers need a TV licence this weekend to watch this one huge show Netflix viewers could risk a £1,000 TV licence fine this weekend if they want to watch some of the streaming giants new offering Netflix's live event Tudum will share updates on upcoming productions including Squid Game. (Image: Netflix ) In the UK, it is mandatory for each household to hold a TV licence if they watch or record live television broadcasts, irrespective of the channel. However, individuals who don't stream BBC iPlayer or watch or record live television broadcasts do not have to own a TV Licence. Generally, this means viewers who exclusively use streaming services like Amazon Prime and Netflix aren't required to have a licence. However, all this may now change due to Netflix's new offerings. Netflix has started broadcasting live events, including WWE and this week they are broadcasting a special event called Tudum. For money-saving tips, sign up to our Money newsletter here On Sunday, June 1, British Netflix subscribers can tune in to the live event from 1am GMT, which will share new information about the streaming giants productions. Viewers will see updates and trailers for several upcoming movies like Frankenstein by Guillermo del Toro and Happy Gilmore 2. As well as updates on critically acclaimed series like Bridgerton, Squid Game, Wednesday and Stranger Things to name a few. Nevertheless, due to a live event being streamed by Netflix, those in the UK intending to watch must have a TV Licence. As relayed last year by the BBC, a TV Licence is necessary for viewing any live events on platforms such as Netflix. Most of Netflix's catalogue does not trigger the requirement of a TV Licence fee unless it's being broadcast live, these moments are exceptions when a TV Licence isn't needed. So, you may be wondering who does and doesn't need a TV licence? You need a TV licence if you view or record live TV across any service or channel e.g BBC or ITV and you also need a licence if you utilise BBC iPlayer. You don't need a TV licence for: Streaming platforms such as Netflix and Disney Plus On-demand content via services like All 4 and Amazon Prime Video. Online video platforms including YouTube. Watching videos or DVDs. If you're over the age of 75, you may not need a TV licence. If you are a UK resident aged 75 or older and you receive Pension Credit you can acquire a TV Licence at no cost instead of the standard fee of £174.50. TV Licensing advises: "Free TV Licences are only available if you're 75 or over and you, or your partner living at the same address, are receiving Pension Credit. "If you think you're eligible for a free licence but can't apply online, please call 0300 790 6117* and speak to one of our advisors to request an application form (our lines are open between 8.30am and 6.30pm, from Monday to Friday). Article continues below "Once we've received your application it may take a few weeks to process. If there are any problems we'll write to let you know. We may also call you if you have given us your phone number."


Time of India
3 days ago
- Health
- Time of India
Cucumber products linked to salmonella outbreak, recalled: What is the infection and its symptoms
A dangerous batch of cucumbers linked to a growing Salmonella outbreak has triggered a sweeping recall affecting major grocery chains like Walmart and Kroger. With 26 confirmed illnesses and nine hospitalizations across 15 states, more grocery stores and food sellers have recalled cucumbers and cucumber products as health officials are warning consumers to act fast. Cucumbers from Bedner Growers in Florida, distributed by Fresh Start Produce Sales, are linked to the outbreak. The Food and Drug Administration (FDA) announced an initial recall on May 19 for cucumbers sold at Bedner's Farm Fresh Market. Since then, more recalls have occurred for products that included these cucumbers, which are sold in stores like Harris Teeter, Walmart, and Kroger. The recall includes salads, salsas, and other items made with fresh cucumbers. Consumers and retailers are urged to check their inventory and discard any impacted products. These stores have warned customers about affected salads, veggie plates, sushi, and prepared foods. Here is the list of recalled cucumbers and cucumber products: PennRose Farms: Recalled 1,152 cases of cucumbers supplied by Fresh Start Produce Sales on May 21. These cucumbers were packaged in five-pound mesh bags and sent to Restaurant Depot distribution centers in New Jersey, Georgia, Florida, Illinois, and Ohio. by Taboola by Taboola Sponsored Links Sponsored Links Promoted Links Promoted Links You May Like Switch to UnionBank Rewards Card UnionBank Credit Card Apply Now Undo The bags had PennRose Farms logos, a specific UPC code, and lot numbers (48-122, 48-123, 48-124, 48-125). Harris Teeter: Recalled cucumbers, large vegetable trays, and small trays that contain cucumbers. The UPC codes for these items are specific to the products. Kroger: Recalled Yummi Sush-branded products, mainly sushi rolls and veggie platters, with help from Supreme Service Solutions LLC on May 20. A full list of these 50 products is available on the FDA website. Ukrop's Homestyle Foods, LLC: Recalled cucumber salad products sold in stores like Food Lion, Harris Teeter, Kroger, and others in several states, including Virginia and North Carolina. Recalled products include 16-ounce and 32-ounce packages of marinated cucumber salad with sell-by dates from May 11 to May 26. Walmart: Recalled Marketside cucumber slices produced between May 13 and May 20. These include cucumber slices sold with a specific UPC and all date codes up to May 24, 2025. Albertsons-owned stores (like Acme and Safeway): Recalled several Greek salad products sold with various sell-through dates around May 20 to May 24 across multiple states. Publix: Recalled loose cucumbers, Watermelon Onion Feta, Spinach Salads, and Garden Salads sold from May 14 to May 23 in North Carolina, South Carolina, Tennessee, and Virginia. Big Y Foods: Recalled made-to-order subs, wraps, or paninis purchased on May 20 or May 21 from 30 locations in Connecticut and Massachusetts. JFE Franchising, Inc.: Recalled veggie trays, salads, and sushi products that contained fresh-cut cucumbers, sold under the Snowfruit or Snowfox brands at several retailers across multiple states. A list of affected products is on the FDA website. The Coastal Companies: Recalled 17 salsa, salad, and prepared food products distributed between May 6 and May 21 to customers in various states. The products were sold under several brand names, with details available online. Supreme Service Solutions LLC: Recalled vegetable trays and salads sold at Kroger and associated stores from May 8 to May 21. The complete details and a full list of products affected by this recall are available on the FDA website. What is a Salmonella outbreak? A salmonella outbreak, in simple terms, means two or more people have become sick with salmonella from the same source, such as a contaminated food or drink. Public health officials investigate these outbreaks to identify the source and prevent further illness, according to the Centers for Disease Control and Prevention. What are the symptoms? According to the FDA, symptoms of salmonella infection usually appear within 12 to 72 hours after consuming contaminated food and typically last four to seven days. Common symptoms include diarrhea, fever, and abdominal cramps. Children under 5 years old, the elderly, and individuals with weakened immune systems are at a higher risk of experiencing severe infections. If you think you may have symptoms of a Salmonella infection, contact your healthcare provider immediately. What to do if you think you may have recalled cucumbers? The FDA advises anyone who has cucumbers at home to discard them if they are unsure of their origin. Businesses should refrain from selling these cucumbers and must notify customers who may have consumed them before the recall. If you purchased recalled cucumbers from grocery stores such as Walmart, Kroger, or Harris Teeter, you can return them to the store where you bought them for a refund. Moreover, the FDA recommends that consumers and businesses wash and sanitize any surfaces and items that may have come into contact with the cucumbers. At home, clean surfaces with hot, soapy water or use a dishwasher. Here's how one psychedelic experience may lessen trauma of racial injustice One step to a healthier you—join Times Health+ Yoga and feel the change


The South African
5 days ago
- Business
- The South African
A flicker of light for Eskom, but load shedding still a risk
Fitch Ratings has affirmed Eskom's long-term credit rating and upgraded its Standalone Credit Profile (SCP) from 'ccc-' to 'ccc+'. This signals improving operations and finances, which is positive news. A CCC+ rating simply means that the company is still in a very risky financial position, but it's doing slightly better than before. It's a small step up, but it still signals that there's a real chance it could struggle to pay its debts. Fitch upgraded Eskom's credit rating because the company has improved its operations and expects to see a significant rise in earnings before interest, taxes, depreciation, and amortisation (EBITDA) from 2025 to 2029. This indicates that Eskom's generation units are performing better, which is important after years of poor performance and frequent blackouts. The agency has confirmed Eskom's long-term local currency Issuer Default Rating (IDR) is at 'B' with a stable outlook. It also confirmed Eskom's senior unsecured debt rating at 'B' (with a Recovery Rating of 'RR4') and its senior unsecured guaranteed debt at 'BB-'. This shows increased confidence in Eskom's operations and its strong relationship with the government. Eskom's Group Chief Executive, Dan Marokane, welcomed the news that Fitch has affirmed and improved the power utility's credit rating. He said this shows Eskom's commitment to improving its financial and operational performance. Marokane emphasised that the company's main goal is to reduce its dependence on government support by working towards long-term financial stability. This development brings some hope that the end of Eskom's load shedding may be getting closer, but there are still many challenges ahead. Remaining Challenges and Public Impact A recent upgrade in Eskom's credit rating shows some progress in its recovery efforts. This upgrade suggests that investor confidence is improving. However, the positive impact on the public will depend on better electricity delivery, less reliance on government support, and clear improvements in service performance. Let us know by leaving a comment below or send a WhatsApp to 060 011 021 1. Subscribe to The South African website's newsletters and follow us on WhatsApp, Facebook, X, and Bluesky for the latest news.
Yahoo
5 days ago
- Business
- Yahoo
Starter Credit Cards Strategic Business Analysis Report 2025: Market to Reach $587.1 Billion by 2030 - Financial Inclusion Initiatives and Youth Onboarding Fuel Demand
Understand the significant growth trajectory of the Student Credit Card segment, which is expected to reach US$371.3 Billion by 2030 with a CAGR of a 9.7%. The Secured Credit Card segment is also set to grow at 7.6% CAGR over the analysis period. Gain insights into the U.S. market, valued at $94.9 Billion in 2024, and China, forecasted to grow at an impressive 12.6% CAGR to reach $119.1 Billion by 2030. Discover growth trends in other key regions, including Japan, Canada, Germany, and the Asia-Pacific. Starter Credit Cards Market Dublin, May 28, 2025 (GLOBE NEWSWIRE) -- The "Starter Credit Cards - Global Strategic Business Report" report has been added to global market for Starter Credit Cards was valued at US$348.4 Billion in 2024 and is projected to reach US$587.1 Billion by 2030, growing at a CAGR of 9.1% from 2024 to 2030. This comprehensive report provides an in-depth analysis of market trends, drivers, and forecasts, helping you make informed business decisions. The report includes the most recent global tariff developments and how they impact the Starter Credit Cards market. Starter credit cards are specifically designed for individuals with limited or no credit history - such as young adults, students, recent immigrants, or those rebuilding credit after financial setbacks. These cards serve as an entry point into the formal credit ecosystem, offering low credit limits, simple approval processes, and features that help users establish and improve their credit scores over time. As access to credit becomes increasingly important for renting homes, securing employment, or obtaining future loans, starter credit cards provide a structured and low-risk way to build financial Are the Factors Driving Growth in the Starter Credit Cards Market?The global starter credit cards market is expanding due to increasing financial inclusion efforts, the digital transformation of credit access, and rising consumer demand for credit-building tools. As economic participation becomes more credit-dependent, and younger populations seek entry into the formal financial system, starter credit products are viewed as low-risk, high-impact solutions. The shift toward mobile-first platforms, alternative underwriting, and value-added education is enhancing both reach and retention across diverse user the credit landscape continues to evolve, the market's future growth will depend on how effectively issuers can balance accessibility, risk control, and user empowerment. Whether traditional banks and fintech disruptors can collaborate or compete to deliver inclusive, data-driven, and sustainable starter credit solutions will ultimately determine the pace and scale of market penetration - especially in emerging economies where credit access remains limited but demand is Are Fintech Innovation and Digital Onboarding Expanding Access to Starter Credit Products?Fintech companies and neobanks are disrupting the traditional starter card segment by offering mobile-first, no-fee credit cards with instant approvals and transparent terms. Many of these digital-first products leverage alternative credit assessment models, including income verification, employment data, or transactional history, allowing individuals with non-traditional financial profiles to qualify. These innovations are lowering barriers for underserved populations while improving customer experience through intuitive interfaces and real-time account onboarding has accelerated the accessibility and scalability of starter credit cards. With paperless applications, e-KYC, and AI-driven risk modeling, issuers can process approvals within minutes, even in previously underbanked geographies. Some platforms are also bundling starter cards with features like early paycheck access, credit score tracking, or budgeting tools, positioning themselves as holistic financial wellness providers. As competition intensifies, differentiation is shifting toward user empowerment and embedded financial guidance rather than traditional rewards or promotional Demographic Segments and Credit Needs Are Fueling Market Demand?Gen Z and younger millennials represent a primary growth segment for starter credit cards, driven by rising financial independence, digital banking adoption, and long-term credit planning. Many in this group are entering the credit ecosystem for the first time - often during college or early career stages - and prefer products that align with their digital-native expectations. Similarly, immigrant populations and thin-file consumers are increasingly seeking starter cards as a gateway to local financial integration and credit - consumers recovering from past delinquencies or bankruptcies - also constitute a significant user base. These individuals typically require secured credit cards or starter cards with low credit limits, but are motivated by the need to re-establish creditworthiness. Financial institutions are tailoring onboarding journeys, risk frameworks, and support services to accommodate these diverse consumer paths. As financial literacy improves and credit education becomes more accessible, the potential user base for starter credit products continues to expand across age, income, and geographic Are Regulation, Risk Management, and Financial Literacy Shaping Market Maturity?Regulatory oversight is playing a key role in ensuring transparency, consumer protection, and responsible marketing of starter credit cards. Policymakers in major markets are encouraging fair lending practices and mandating clearer disclosures around interest rates, fees, and credit limits. In some jurisdictions, financial institutions are required to provide educational materials or limit initial credit exposure to reduce default risk among new management strategies are evolving to include predictive analytics, AI-driven fraud detection, and real-time behavioral scoring to monitor credit utilization and repayment behavior. Issuers are also experimenting with tiered progression models - gradually increasing credit limits and offering product upgrades based on usage patterns and credit improvement milestones. These efforts, combined with growing financial literacy initiatives in schools, workplaces, and digital platforms, are reinforcing the responsible use of starter credit and minimizing the risk of Scope Report Features: Comprehensive Market Data: Independent analysis of annual sales and market forecasts in US$ Million from 2024 to 2030. In-Depth Regional Analysis: Detailed insights into key markets, including the U.S., China, Japan, Canada, Europe, Asia-Pacific, Latin America, Middle East, and Africa. Company Profiles: Coverage of players such as American Express, Apple Card (Goldman Sachs), Bank of America, Barclays, BBVA USA and more. Complimentary Updates: Receive free report updates for one year to keep you informed of the latest market developments. Segments: Type (Student Credit Card, Secured Credit Card, Unsecured Starter Credit Card) Annual Fee (No Annual Fee Card, Low Annual Fee Card) Provider (Banks, NBFCs, Credit Unions, Other Providers) Tariff Impact Analysis: Key Insights for 2025What's Included in This Edition: Tariff-adjusted market forecasts by region and segment Analysis of cost and supply chain implications by sourcing and trade exposure Strategic insights into geographic shifts Buyers receive a free July 2025 update with: Finalized tariff impacts and new trade agreement effects Updated projections reflecting global sourcing and cost shifts Expanded country-specific coverage across the industry Key Attributes: Report Attribute Details No. of Pages 365 Forecast Period 2024 - 2030 Estimated Market Value (USD) in 2024 $348.4 Billion Forecasted Market Value (USD) by 2030 $587.1 Billion Compound Annual Growth Rate 9.1% Regions Covered Global Key Topics Covered: MARKET OVERVIEW Influencer Market Insights World Market Trajectories Starter Credit Cards - Global Key Competitors Percentage Market Share in 2025 (E) Competitive Market Presence - Strong/Active/Niche/Trivial for Players Worldwide in 2025 (E) MARKET TRENDS & DRIVERS Financial Inclusion Initiatives and Youth Onboarding Fuel Demand for Starter Credit Card Products Fintech Platforms Offer Digital-First Starter Cards With Integrated Budgeting and Spending Analytics Low Credit Limit and Secured Card Options Enable Risk-Managed Credit Building for First-Time Users Embedded Rewards and Cashback Incentives Improve Engagement in Gen Z and Student Segments Credit Education Tools and App Alerts Support Responsible Usage and Timely Repayment Fintech-Bank Collaborations Create Pathways From Starter Cards to Full-Line Credit Products Fraud Monitoring, Freeze Features, and Parental Controls Enhance Trust in Teen and Youth Cards AI-Driven Risk Profiling Optimizes Credit Line Adjustments Based on Spending Behavior Growing E-Commerce Activity Accelerates Need for Digital Payment Tools Among New-to-Credit Users FOCUS ON SELECT PLAYERS Some of the 32 companies featured in this Starter Credit Cards market report include: American Express Apple Card (Goldman Sachs) Bank of America Barclays BBVA USA Capital One Chase (JPMorgan Chase) Citi (Citigroup Inc.) Discover Financial Services First PREMIER Bank HSBC Holdings Navy Federal Credit Union Petal PNC Financial Services Synchrony Financial TD Bank U.S. Bank Upgrade, Inc. WebBank Wells Fargo & Company For more information about this report visit About is the world's leading source for international market research reports and market data. We provide you with the latest data on international and regional markets, key industries, the top companies, new products and the latest trends. Attachment Starter Credit Cards Market CONTACT: CONTACT: Laura Wood,Senior Press Manager press@ For E.S.T Office Hours Call 1-917-300-0470 For U.S./ CAN Toll Free Call 1-800-526-8630 For GMT Office Hours Call +353-1-416-8900Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data

South Wales Argus
6 days ago
- Business
- South Wales Argus
Netflix viewers £1,000 BBC TV Licence fine risk this weekend
Every household in the UK is legally required to have a TV licence if they watch or record live TV, regardless of what channel it is on. But if you do not use BBC iPlayer, watch or record live television then you do not need a TV Licence. Typically, this has meant that those who solely watch television through Netflix or other streaming platforms do not need a TV Licence. However, with Netflix now branching into showing live content, such as the upcoming Tudum Live event this weekend, that could now change. As the event will be live streamed by Netflix, UK viewers wishing to watch will require a TV Licence to do so legally. The BBC confirmed to Cord Busters last year that viewers will need to purchase a TV Licence if they are to watch live events on Netflix. The majority of Netflix's content remains exempt from the TV Licence fee, as long as it is not being broadcast live. These are the occasions where you do not need a TV Licence. Do I need a TV Licence? You do not need a TV Licence to watch: streaming services like Netflix and Disney Plus on-demand TV through services like All 4 and Amazon Prime Video videos on websites like YouTube videos or DVDs You do need a TV Licence if you: watch or record live TV on any channel or service use BBC iPlayer Are you eligible for a free TV Licence? For those of us aged 75 or over who are in receipt of Pension Credit, the TV Licence can be obtained for free rather than costing £174.50. Guidance from TV Licensing says: 'Free TV Licences are only available if you're 75 or over and you, or your partner living at the same address, are receiving Pension Credit. 'If you think you're eligible for a free licence but can't apply online, please call 0300 790 6117* and speak to one of our advisors to request an application form (our lines are open between 8.30am and 6.30pm, from Monday to Friday). 'Once we've received your application it may take a few weeks to process. If there are any problems we'll write to let you know. We may also call you if you have given us your phone number. 'There are separate arrangements in place for over 75s on the Isle of Man, the Bailiwick of Jersey and the Bailiwick of Guernsey.' How to get a refund on your TV Licence Even if you do not meet the eligibility criteria for a free TV Licence you may be able to get some money back on yours, so long as it is no longer needed. If you have already purchased a TV licence but do not watch or record live TV, or stream BBC iPlayer, you could be entitled to a refund worth £174.50. Households across the UK can apply for a refund if you won't need your licence again before it expires, and you have at least one complete month left on it or the licence fee for you expired less than two years ago. You can apply for a refund online here. The amount you will be due in a refund will be worked out by TV Licensing, the organisation that issues TV licences. They explain how they work out the amount you will be due here: 'Any refund due is calculated in unused months. You must have at least one complete month left on your licence that you won't need before it expires. 'So, you could get a refund for between one and 11 months, depending on how long you have left on your licence. 'You won't be eligible for a refund if there is less than one month between the cancellation date and the expiry date.