Latest news with #DCBBank
Economic Times
4 days ago
- Business
- Economic Times
Mind Over Money: From pitch to boardroom: how soccer shapes the leadership style of DCB Bank CEO Praveen Kutty
Q) How has your experience on the soccer field influenced your leadership style at DCB Bank? Is this how you keep yourself mentally fit? Live Events Q) Can you draw parallels between a soccer team's dynamics and your approach to managing teams in the bank? Q) You often talk about encouraging employees to take ownership—how do you create that sense of responsibility across levels? Q) How do you ensure team success is celebrated over individual achievements in a competitive corporate environment? Q) In your view, what are the qualities of a great team player—whether on the soccer field or in the boardroom? Q) Has your engagement with sports helped you manage pressure or setbacks in business more effectively? (You can now subscribe to our (You can now subscribe to our ETMarkets WhatsApp channel In this edition of Mind Over Money , we spotlight Praveen Kutty , Managing Director and CEO of DCB Bank , whose leadership philosophy draws deeply from the soccer field.A passionate footballer off the clock, Kutty brings the same energy , strategic thinking, and team-first mindset into the understanding individual strengths to making quick decisions under pressure, he shares how the beautiful game continues to influence his approach to building agile teams, fostering ownership, and staying mentally sharp in a high-stakes corporate environment. Edited Excerpts –Absolutely. Soccer has shaped the way I think about teamwork, handling pressure, and strategic it's playing at gymkhanas, local clubs, or simply catching my favourite matches, the game keeps my passion alive and helps me stay mentally like in soccer, where every pass and movement is both calculated and fluid, leadership demands quick thinking and active through sport has taught me to maintain focus, manage stress, and make decisions on the go. It's one way I ensure I stay mentally fit for the game, both on the field and in the A soccer team consists of 11 players, including a goalkeeper, all aligned to one goal: winning. Similarly, in a bank, various departments and individuals must work with a shared has different strengths—some are defenders, some are forwards. Identifying these roles and placing people in the right positions is the responsibility of a good leader.A well-planned strategy, open group discussions, and clearly defined roles ensure the team moves in just like in soccer, where it's not only about the star striker but also the silent midfielder setting up the goal, success in business is driven by collective effort, not just individual brilliance.I also believe in rotating responsibilities occasionally, much like a coach might tweak formations or switch player roles to suit the strategy. It keeps the team agile, helps individuals grow, and gives them a deeper understanding of how the whole system doesn't come from micromanaging; it grows from trust, clarity, and DCB Bank, we focus on giving individuals the freedom to operate within well-defined goals. Much like in a soccer match, you don't tell a player every move—they train, prepare, and then make judgment calls during the we ensure teams have accountability frameworks in place, but culturally, we encourage risk-taking, learning from mistakes, and celebrating initiative. When employees feel their contribution matters to the larger goal, they step up and own is a team sport—you may have a hat-trick hero, but it's the entire squad that made it DCB Bank, we make it a point to acknowledge team wins. From project launches to quarterly milestones, we focus on appreciating every contributor, visible or behind the scenes.A strong team culture is about synergy. It's about passing the ball, creating space for others, and defending when needed. We drive this mindset by encouraging cross-functional collaboration and removing silos. Recognition is always shared, because no goal is scored alone.A great team player is alert, agile, and always has an eye on the bigger picture. They anticipate what's coming next and act accordingly, just like a midfielder reading the game before making a is another key quality. In both soccer and business, you'll face injuries, bad calls, or off days. But the will to keep playing—to keep showing up—is what separates good from beats talent when talent doesn't show up. Someone born with skills may lose their edge without practice, while a consistent player with the right mindset can go the same in business—you may not start with all the advantages, but discipline and perseverance take you Sports are a great outlet—they help you reset, recharge, and in particular, teaches you to stay calm under it's the last five minutes of a tight match or the final push to close a business deal, that muscle memory kicks in. You learn to read the field, pace your energy, and strike at the right staying physically active helps me make healthier choices. When the mind and body are aligned, you are better equipped to handle match has its highs and lows, and so does business. What matters is staying in the game and playing until the last whistle.
Time of India
4 days ago
- Business
- Time of India
Mind Over Money: From pitch to boardroom: how soccer shapes the leadership style of DCB Bank CEO Praveen Kutty
Q) How has your experience on the soccer field influenced your leadership style at DCB Bank? Is this how you keep yourself mentally fit? Live Events Q) Can you draw parallels between a soccer team's dynamics and your approach to managing teams in the bank? Q) You often talk about encouraging employees to take ownership—how do you create that sense of responsibility across levels? Q) How do you ensure team success is celebrated over individual achievements in a competitive corporate environment? Q) In your view, what are the qualities of a great team player—whether on the soccer field or in the boardroom? Q) Has your engagement with sports helped you manage pressure or setbacks in business more effectively? (You can now subscribe to our (You can now subscribe to our ETMarkets WhatsApp channel In this edition of Mind Over Money , we spotlight Praveen Kutty , Managing Director and CEO of DCB Bank , whose leadership philosophy draws deeply from the soccer field.A passionate footballer off the clock, Kutty brings the same energy , strategic thinking, and team-first mindset into the understanding individual strengths to making quick decisions under pressure, he shares how the beautiful game continues to influence his approach to building agile teams, fostering ownership, and staying mentally sharp in a high-stakes corporate environment. Edited Excerpts –Absolutely. Soccer has shaped the way I think about teamwork, handling pressure, and strategic it's playing at gymkhanas, local clubs, or simply catching my favourite matches, the game keeps my passion alive and helps me stay mentally like in soccer, where every pass and movement is both calculated and fluid, leadership demands quick thinking and active through sport has taught me to maintain focus, manage stress, and make decisions on the go. It's one way I ensure I stay mentally fit for the game, both on the field and in the A soccer team consists of 11 players, including a goalkeeper, all aligned to one goal: winning. Similarly, in a bank, various departments and individuals must work with a shared has different strengths—some are defenders, some are forwards. Identifying these roles and placing people in the right positions is the responsibility of a good leader.A well-planned strategy, open group discussions, and clearly defined roles ensure the team moves in just like in soccer, where it's not only about the star striker but also the silent midfielder setting up the goal, success in business is driven by collective effort, not just individual brilliance.I also believe in rotating responsibilities occasionally, much like a coach might tweak formations or switch player roles to suit the strategy. It keeps the team agile, helps individuals grow, and gives them a deeper understanding of how the whole system doesn't come from micromanaging; it grows from trust, clarity, and DCB Bank, we focus on giving individuals the freedom to operate within well-defined goals. Much like in a soccer match, you don't tell a player every move—they train, prepare, and then make judgment calls during the we ensure teams have accountability frameworks in place, but culturally, we encourage risk-taking, learning from mistakes, and celebrating initiative. When employees feel their contribution matters to the larger goal, they step up and own is a team sport—you may have a hat-trick hero, but it's the entire squad that made it DCB Bank, we make it a point to acknowledge team wins. From project launches to quarterly milestones, we focus on appreciating every contributor, visible or behind the scenes.A strong team culture is about synergy. It's about passing the ball, creating space for others, and defending when needed. We drive this mindset by encouraging cross-functional collaboration and removing silos. Recognition is always shared, because no goal is scored alone.A great team player is alert, agile, and always has an eye on the bigger picture. They anticipate what's coming next and act accordingly, just like a midfielder reading the game before making a is another key quality. In both soccer and business, you'll face injuries, bad calls, or off days. But the will to keep playing—to keep showing up—is what separates good from beats talent when talent doesn't show up. Someone born with skills may lose their edge without practice, while a consistent player with the right mindset can go the same in business—you may not start with all the advantages, but discipline and perseverance take you Sports are a great outlet—they help you reset, recharge, and in particular, teaches you to stay calm under it's the last five minutes of a tight match or the final push to close a business deal, that muscle memory kicks in. You learn to read the field, pace your energy, and strike at the right staying physically active helps me make healthier choices. When the mind and body are aligned, you are better equipped to handle match has its highs and lows, and so does business. What matters is staying in the game and playing until the last whistle.
Mint
13-05-2025
- Business
- Mint
DCB Bank ₹2.5 lakh personal loan: Eligibility, interest rate and application process
DCB Bank continues to provide customised personal loan solutions to help both salaried and self employed borrowers, meet their financial needs. Whether it is for medical expenses, home renovation, travel or other day to day expenses. To meet the same expectations, a ₹ 2.5 lakh personal loan from DCB Bank can be availed through a straightforward, simple and transparent process. The bank determines interest rates based on the applicant's creditworthiness and internal policies. While exact rates are not disclosed publicly on the website, they are communicated at the time of application or enquiry. DCB Bank provides personal loans ranging from ₹ 1 lakh to ₹ 5 lakh and even for higher amounts, thus making a ₹ 2.5 lakh loan comfortably within reach for all applicants subject to them meeting the required eligibility criteria. Now, the loan tenure for these loans extends up to 60 months, fostering the possibility for flexible repayment based on the borrower's income, repayment history, credit score and financial goals. The bank decides on interest rates based on the applicants credit profile, creditworthiness and well established internal policies. Loan Amount Interest rate (per annum) ₹ 1 lakh to 5 lakh 13% to 25% ₹ 2.5 lakh ~15% to 18% (typical range)* Note: This table is for illustrative purposes only. Actual interest rates may vary based on your individual credit profile and DCB Bank's internal policies. For the most accurate and updated rates, please visit the official DCB Bank website. Customers can apply for a personal loan in three ways: Online : Visit and select 'Personal Loan' under the 'Loans' section. : Visit and select 'Personal Loan' under the 'Loans' section. Phone Banking : Call 022 6899 7777 to apply or get more information. : Call 022 6899 7777 to apply or get more information. Branch Visit: Visit the nearest DCB Bank branch with required documents. Note: The contact number details discussed above are illustrative in nature. For the updated terms, contact details and conditions refer to the official website of DCB Bank. KYC documents (Aadhaar, PAN, etc.) Proof of income (salary slips/IT returns) Recent bank account statements (3–6 months) Note: The documents listed above are illustrative in nature. For complete details on the documents required for individual loan applicants refer to the official customer support team of DCB Bank. The basic eligibility conditions for applying for a personal loan from DCB is as follows: Applicants must be a salaried individual. Age: Between 25 and 60 years. Should have a stable monthly income. Must meet the bank's creditworthiness and risk norms. Note: These are general conditions. Final eligibility is determined by DCB Bank's internal assessment on a case to case basis. Processing time is quick, often within a few working days. The loan amount is disbursed directly to your bank account. No collateral or guarantor is required. Hence, with a simple application process and flexible repayment opportunities, securing a ₹ 2.5 lakh personal loan from DCB Bank is both a hassle-free and convenient process. Therefore, borrowers should check and ensure that they meet the required eligibility criteria and consult the bank for personalised terms and conditions. Disclaimer: Mint has a tie-up with fintechs for providing credit; you will need to share your information if you apply. These tie-ups do not influence our editorial content. This article only intends to educate and spread awareness about credit needs like loans, credit cards and credit scores. Mint does not promote or encourage taking credit, as it comes with a set of risks such as high interest rates, hidden charges, etc. We advise investors to discuss with certified experts before taking any credit.
Time of India
12-05-2025
- Time of India
Telangana Cyber Security Bureau busts cybercrime network in Gujarat; 20, including bank manager held
Hyderabad: In a major crackdown on cybercrime , the Telangana Cyber Security Bureau (TGCSB) arrested 20 individuals, including a relationship manager of DCB Bank's Vapi branch, during a 10-day interstate operation in Surat, Gujarat. The operation, conducted between May 1 and 10 under the on-ground supervision of DSPs Phaneedra and Ranga Reddy, uncovered the involvement of the accused in over 515 cybercrime cases across the country, including 60 in Telangana. Among those arrested was 26-year-old Ankit Kumar Singh, relationship manager at DCB Bank, Vapi. He was taken into custody along with 14 bank account holders: Jaydip Dinesh Bhai, Ajay Bhagavanbhai, Sanepara Bhavdip Vitthalbhai, Khandala Sanjaybhai Mansukhbhai, Laxmanram Thori, Bhimani Rutwik Mukeshbhai, Malvi Pradeep Kumar, Saeed Ahmed Shabbir Ahmed, Patel Jetalbhai Ramubhai, Patel Saad Mohammad, Radadiya Jagdish Vinubhai, Pardeshi Narendrabhai Rajubhai, Variya Kalpesh Keshubhai, and Siddiqui Istekhar Ahmed. Police also arrested five agents who acted as intermediaries between fraudsters and account holders. All suspects — Pandav Bhargav Ashokbhai, Lakhtariya Meet Dheerubhai, Yashraj Rajesh Choudary, Malankiya Tushar Hasmukbhai, and Shaikh Mohammed Alfishan — are residents of Surat and nearby areas."The accused were operating 27 bank accounts through which fraudulent transactions amounting to Rs 4.3 crore were processed in recent months," said Shikha Goel, director, TGCSB. "They were primarily engaged in business and investment scam networks."Police seized 20 mobile phones, 28 SIM cards, four debit cards, five cheque books, and other incriminating evidence during the raids. All the accused were brought to Hyderabad on prisoner transit warrants and are currently in judicial custody."This is our fifth major interstate operation, following our successful crackdown in Rajasthan last Sept, where 27 individuals were arrested," Goel added. "Our goal is to dismantle the ecosystem that enables cybercriminals to misuse bank accounts."TGCSB has issued a public advisory urging citizens not to share bank accounts or credentials with unknown individuals and to report any suspicious activity to 1930 or at [ within the 'golden hour' of the investigation is underway to identify and apprehend more individuals connected to the racket.
Time of India
30-04-2025
- Business
- Time of India
Buy DCB Bank, target price Rs 160: Axis Securities
Axis Securities has a buy call on DCB Bank with a target price of Rs 160. The current market price of DCB Bank Ltd. is Rs 139.6. DCB Bank, incorporated in 1995, has a market cap of Rs 4395.31 crore. DCB Bank's key products/revenue segments include Interest & Discount on Advances & Bills, Income From Investment, Interest and Interest On Balances with RBI and Other Inter-Bank Funds for the year ending 31-Mar-2024. by Taboola by Taboola Sponsored Links Sponsored Links Promoted Links Promoted Links You May Like Play War Thunder now for free War Thunder Play Now Undo Financials The Bank has reported Standalone Non Performing Assets (Gross NPAs) at .00 % of total assets and Standalone Net Non Performing Assets (Net NPAs) at .00% of total assets for the quarter ending #LatestQuarterDate. For the quarter ended 31-03-2025, the company has reported a Standalone Total Income of Rs 1960.71 crore, up 5.69% from last quarter Total Income of Rs 1855.10 crore and up 24.03% from last year same quarter Total Income of Rs 1580.82 crore. The bank has reported net profit after tax of Rs 177.07 crore in the latest quarter. Live Events Investment Rationale Axis Securities factors in healthy business growth momentum and pens down Credit/Deposit growth of 22% CAGR each over FY25- 27E, thereby enabling the bank to maintain a steady LDR ranging between 84-85%. With the strategic initiatives taken towards margin improvement, they believe DCB will weather near-term challenges and see a gradual improvement in NIMs over the medium term. Factoring in near-term NIM headwinds, the brokerage has trimmed its NII/Earnings estimates by ~4/9% respectively for FY26 while broadly maintaining our FY27E estimates. The stock currently trades at valuations of 0.6x FY27E ABV, and Axis Securities values the stock at 0.75x FY27E ABV and arrives at a target price of Rs 160/share, implying an upside of 26% from the CMP. They maintain a BUY recommendation backed by reasonable valuations. Promoter/FII Holdings Promoters held 14.7 per cent stake in the company as of 31-Mar-2025, while FIIs owned 9.63 per cent, DIIs 29.18 per cent.
