Latest news with #DatosInsights
Korea Herald
31-07-2025
- Business
- Korea Herald
OpenWay recognized as Best-in-Class in Datos Insights' 2025 Matrix for Merchant Acquiring Platforms
BRUSSELS, July 31, 2025 /PRNewswire/ -- OpenWay, a global leader in payments software and developer of the Way4 digital payment software platform, has been recognized as a Best-in-Class vendor in the 2025 Merchant Acquiring Software Platforms Matrix by Datos Insights. The ranking places OpenWay in the Market Leaders quadrant, based on the strength of its solution capabilities, high customer satisfaction, innovation score, and strong alignment with the strategic needs of modern acquirers. In this year's evaluation, Way4 received the highest score on the Strength/Capability axis, confirming that the platform sets the standard in product depth, multifunctionality, and flexibility. Way4 Merchant Acquiring empowers top-tier acquiring banks, processors, and ambitious fintechs in the Americas, Europe, MENA, and APAC to launch, scale, and tailor their merchant services — with fast time to market, real-time operations, high-volume performance, and the flexibility and speed of innovation. Built for global growth and local success, the platform supports a "glocal" service model that combines international best practices with local cultural and regulatory expertise in the time zone of the client. The platform enables a complete merchant lifecycle: from digital onboarding to dynamic and risk-based pricing, omnichannel and multi-asset acceptance (POS, e-commerce, softPOS, cards, wallets, crypto, CBDCs, A2A), real-time clearing, and reporting. Way4 also offers rich APIs, tokenization, FX tools, DCC, MCP, streaming analytics, and data-driven loyalty — as well as composable architecture that allows institutions to configure ~95% of product logic via parameters, without coding. "We are honored by this recognition from Datos Insights. It reaffirms our strategic focus and our commitment to helping clients grow and differentiate their acquiring business," says Paul Gubin, CEO of OpenWay. "We thank our clients for their partnership and trust, and our global team for consistently delivering at the highest level." This recognition continues OpenWay's history of industry leadership. Over the past decade, Way4 has been ranked Best-in-Class by Aite (now Datos Insights), Gartner, PayTech, Juniper Research, and Ovum for enabling first-to-market innovations in digital wallets, card management, CaaS, and cloud payment processing. Ron van Wezel, Strategic Advisor at Datos Insights, commented: "The Datos Matrix helps acquirers identify the vendors best positioned to support their growth and innovation. OpenWay's strong position in the 2025 Matrix reflects its clear product strategy, robust platform capabilities, and alignment with the needs of modern acquirers. Way4 stands out for its flexibility, breadth, and innovation — all critical for supporting the future of merchant services." Thad Peterson, Strategic Advisor at Datos Insights, added: "The merchant acquiring market is undergoing a rapid transformation. New payment methods, embedded finance, and demand for real-time services are reshaping what acquirers need from their platforms. Solutions like Way4 that combine flexibility, scalability, and global-local adaptability are exactly what leading institutions are looking for today."
Cision Canada
31-07-2025
- Business
- Cision Canada
OpenWay recognized as Best-in-Class in Datos Insights' 2025 Matrix for Merchant Acquiring Platforms
BRUSSELS, July 31, 2025 /CNW/ -- OpenWay, a global leader in payments software and developer of the Way4 digital payment software platform, has been recognized as a Best-in-Class vendor in the 2025 Merchant Acquiring Software Platforms Matrix by Datos Insights. The ranking places OpenWay in the Market Leaders quadrant, based on the strength of its solution capabilities, high customer satisfaction, innovation score, and strong alignment with the strategic needs of modern acquirers. In this year's evaluation, Way4 received the highest score on the Strength/Capability axis, confirming that the platform sets the standard in product depth, multifunctionality, and flexibility. Way4 Merchant Acquiring empowers top-tier acquiring banks, processors, and ambitious fintechs in the Americas, Europe, MENA, and APAC to launch, scale, and tailor their merchant services — with fast time to market, real-time operations, high-volume performance, and the flexibility and speed of innovation. Built for global growth and local success, the platform supports a "glocal" service model that combines international best practices with local cultural and regulatory expertise in the time zone of the client. The platform enables a complete merchant lifecycle: from digital onboarding to dynamic and risk-based pricing, omnichannel and multi-asset acceptance (POS, e-commerce, softPOS, cards, wallets, crypto, CBDCs, A2A), real-time clearing, and reporting. Way4 also offers rich APIs, tokenization, FX tools, DCC, MCP, streaming analytics, and data-driven loyalty — as well as composable architecture that allows institutions to configure ~95% of product logic via parameters, without coding. "We are honored by this recognition from Datos Insights. It reaffirms our strategic focus and our commitment to helping clients grow and differentiate their acquiring business," says Paul Gubin, CEO of OpenWay. "We thank our clients for their partnership and trust, and our global team for consistently delivering at the highest level." This recognition continues OpenWay's history of industry leadership. Over the past decade, Way4 has been ranked Best-in-Class by Aite (now Datos Insights), Gartner, PayTech, Juniper Research, and Ovum for enabling first-to-market innovations in digital wallets, card management, CaaS, and cloud payment processing. Ron van Wezel, Strategic Advisor at Datos Insights, commented: "The Datos Matrix helps acquirers identify the vendors best positioned to support their growth and innovation. OpenWay's strong position in the 2025 Matrix reflects its clear product strategy, robust platform capabilities, and alignment with the needs of modern acquirers. Way4 stands out for its flexibility, breadth, and innovation — all critical for supporting the future of merchant services." Thad Peterson, Strategic Advisor at Datos Insights, added: "The merchant acquiring market is undergoing a rapid transformation. New payment methods, embedded finance, and demand for real-time services are reshaping what acquirers need from their platforms. Solutions like Way4 that combine flexibility, scalability, and global-local adaptability are exactly what leading institutions are looking for today."
Business Wire
29-07-2025
- Business
- Business Wire
NCR Voyix Maintains Global Leadership in Self-Checkout Shipments, According to Datos Insights
ATLANTA--(BUSINESS WIRE)--NCR Voyix, a leading global provider of digital commerce solutions, has once again been named the world's leading supplier of self-checkout (SCO) technology, according to the newly released Global EPOS and Self-Checkout 2025 report by Datos Insights. The report highlights NCR Voyix's continued leadership in the global SCO market, with a published 22% share of total shipments in 2024—nearly double that of the next closest vendor. The company's performance contributed to 2024 being the second-highest year ever for global SCO shipments. NCR Voyix reinforced its position as the preferred partner for retailers navigating labor challenges, evolving consumer expectations and the growing demand for frictionless checkout experiences. 'NCR Voyix is proud to be recognized once again for its excellence in self-checkout,' said Darren Wilson, EVP & President, Retail at NCR Voyix. 'Our continued investment in innovation and customer success is helping retailers around the world deliver faster, smarter and more secure checkout experiences.' The Datos Insights report also highlights NCR Voyix's position across key global regions, with a 54% share of the North American market. The report also identifies the Company as the top SCO supplier in multiple regions, including LATAM. As retailers continue to modernize their front-end operations, NCR Voyix remains at the forefront of delivering scalable, AI-powered self-checkout solutions that enhance operational efficiency and elevate the customer experience. For more information on NCR Voyix, visit and follow NCR Voyix on X, YouTube, LinkedIn, Instagram, and Facebook. About NCR Voyix NCR Voyix Corporation (NYSE: VYX) is a leading global provider of digital commerce solutions for the retail and restaurant industries. NCR Voyix transforms retail stores and restaurant systems with comprehensive, platform-led SaaS and services capabilities. NCR Voyix is headquartered in Atlanta, Georgia, with customers in more than 35 countries across the globe. About Datos Insights: Datos Insights is the leading research and advisory partner to the financial services and retail technology industries, empowering firms to make high-stakes decisions with confidence and speed. Its distinctive combination of proprietary data, analytics, and deep practitioner expertise provides actionable insights that enable clients to accelerate critical initiatives, inspire decisive action, and de-risk strategic investments to achieve faster, bolder transformation.
Forbes
17-07-2025
- Business
- Forbes
Lenders' Cure In The Customer Lifecycle
Credit Score Data As a series of compounding pressures challenge lenders heading into the back half of 2025, risk managers are becoming increasingly aware that they're attempting to meet lending goals using credit data which is gradually declining in coverage and predictive strength. 'To stay competitive, lenders need to incorporate a broader set of alternative data into their risk assessment process to fill the gaps in traditional credit data,' Kevin King, vice president of credit risk at LexisNexis Risk Solutions, told me in an interview. 'According to our research, traditional methods fail to evaluate over 25% of today's consumer credit applicants. This creates a tremendous opportunity for lenders who are willing and able to further refine their decision strategies,' he added. Industry Analyst firm Datos Insights found that compared to a year ago, lenders are now 59% less confident in their ability to compete when making consumer lending decisions based on traditional credit data alone. This decline in confidence reflects the growing visibility gaps created by regulatory changes, increased use of non-reported financial products and shifts in credit reporting practices. A key challenge has emerged – the limited view of true consumer credit risk. This gap is further complicated by credit invisible consumers (those lacking a traditional credit file), limited access to alternative information (data sources that can enhance risk models) and rising fraud rates. Without insights into negative payment history, delinquency data and consumer population information, lenders risk falling behind in a fast-changing market. To date, 2025 has proven to be a year of unexpectedly heavy challenges for consumers' credit stability. Improved economic conditions have yet to materialize, while resumed student loan obligations add significant pressure on tens of millions of borrowers. This has coincided with a continuing evolution in consumer credit preferences, as the popularity of Buy-Now-Pay-Later (BNPL) loans has deepened, if not significantly broadened, in recent years and is largely untraceable through credit reporting data. A recent Prosper Insights & Analytics survey underscores some of these consumer financial pressures – with roughly a third of responding consumers across all age segments saying they planned to reduce spending in the next three months. Prosper - Personal Financial Plans The same survey saw consumers state that over half of their planned use of credit products would focus on life essentials like food, shelter, and medical bills, with discretionary spending on items like travel and entertainment making up a far smaller portion of expected spending. Prosper - Contributes Most To Credit Card Debt As ever, competitive pressures continue to weigh on risk managers – with bookings, profitability and loss goals only growing despite an increasingly crowded market of financial institutions, fintechs and BNPL players vying to meet consumer credit needs. Against the backdrop of shifting consumer behaviors and pressures, growing portfolio size and profitability have been further complicated by the declining coverage and predictive strength of traditional credit data. This well-documented issue still requires the need for lenders to look at the tradeline credit data leveraged in credit scores and reports risk managers have used for decades but notably expands the need to build upon those data sources with alternative credit data. For the past 15 years, many lenders have thought of alternative credit data strictly through the lens of financial inclusion – a use case where established data sources continue to deliver significant value. But evolutions in alternative data solutions, particularly those that aggregate a broad set of consumer insights spanning from improved views into short and long-term credit signals, have allowed risk managers to recapture much of the signal that has been lost from traditional credit data when evaluating consumers with established credit profiles. 'LexisNexis Risk Solutions' Global Consumer Lending Confidence Report revealed that compared to a year ago, 88% of US lenders are more confident in using alternative credit data. This shift underscores the industry's recognition that conventional data alone doesn't meet the demands of today's market,' says King. Alternative credit data helps close visibility gaps by providing lenders with a more holistic view of consumer credit health. It includes life event indicators such as professional licenses, asset ownership and public records, as well as credit-seeking behavior from online and short-term lending sources. In some cases, it also captures digital activity, offering insight into financial intent where traditional indicators fall short. Viewed through the eyes of lenders looking to meet portfolio targets over the next 36 months, the ability of alternative credit data to provide reliable, value-added insights on the majority of consumers – and to do so across the entire customer journey – is essential. Once seen primarily as a tool for promoting financial inclusion, modern alternative credit data now enhances decision-making for consumers with both limited and established credit histories. Equally important to help lenders meet today's challenges is alternative credit data's expansion across all stages of the customer lifecycle. Once strictly viewed as a tool for underwriting, the most mature solutions now deliver consistent, actionable insights into consumer behaviors that traditional credit reports often miss, from customer acquisition and onboarding to account management and collections. Finally, alternative credit data has emerged in 2025 as a highly effective tool in combatting credit abuse – often referred to as first-party fraud – now the leading global fraud type according to the latest Cybercrime Report. This challenge, characterized by consumers who provide their true identity information but fully intend on defaulting when they apply for new accounts, has been a large and expanding gap in risk defenses for over a decade. Now, powerful new alternative credit insights, which offer lenders both the ability to identify and automatically decline high-risk applicants, are providing critical protection against first-party fraud. The world of alternative credit data continues to evolve and exciting new insights such as cash flow data speak to its long-term potential. Yet, lenders would be wise not to overlook their ability to serve as a lighthouse in navigating the foggy risk landscapes of 2025 and 2026.
Yahoo
11-06-2025
- Business
- Yahoo
Q2 Named Market Leader in 2025 Datos Matrix: Leading U.S. Digital Small Business Banking Providers Report
Q2 recognized for client satisfaction and retention, strength in supporting small businesses across their entire growth journey, and reliability AUSTIN, Texas, June 11, 2025--(BUSINESS WIRE)--Q2 Holdings, Inc. (NYSE:QTWO), a leading provider of digital transformation solutions for financial services, today announced it has been recognized as a market leader in the 2025 Datos Matrix: Leading U.S. Digital Small Business Banking Providers report. The report, which leverages Datos Insights' proprietary vendor assessment framework, highlights Q2's innovation and small business customer experience enhancements, as well as strong client satisfaction around its strategic vision and digital banking implementation success. Q2's position as a market leader reflects its ability to support and serve small businesses in all stages, as they grow. The report recognizes Q2's unified digital banking platform and the flexibility of its entitlement capabilities, allowing clients to serve a wide range of customer segments—from microbusinesses with simple needs to larger businesses requiring advanced controls. Among the vendors included in the market leader category, Q2 has the highest number of U.S. clients, further demonstrating its ability to offer a clear roadmap for continued small business-focused development and enable financial institutions to win and grow small business relationships. "We are proud to be recognized by Datos Insights as a market leader in small business banking," said Q2 VP of Product Management Anthony Ianniciello. "The recognition validates our commitment to providing banks and credit unions with innovative solutions that enable them to meet the evolving needs of small businesses, foster growth and deliver exceptional experiences to their customers." In addition to its single-platform architecture, Datos acknowledged Q2 for its differentiating capabilities, including Q2 Composable Dashboard and dynamic personalization, along with Q2 Innovation Studio and its fintech partner ecosystem. The combination of technology empowers banks and credit unions to rapidly deploy specialized capabilities, such as payments, fraud prevention, and accounting integrations within the digital banking experience. Many of the pre-built fintech integrations included within Q2 Innovation Studio would otherwise be too challenging or costly to implement, positioning financial institutions to better compete and win new business while strengthening existing relationships. "The small business segment offers significant opportunity for banks and credit unions, but demand for functionality is rising and the right digital strategy and solution set are crucial to success," said Datos Insights Strategic Advisor Gilles Ubaghs. "It is more important than ever for financial institutions to select a technology provider that offers a differentiated user experience for small business customers, and Q2's robust capabilities and unified platform experience, along with its continued investment in Q2 Composable Dashboard, dynamic personalization and payments capabilities, reinforce its position as a leader in the small business banking segment." The Datos Matrix report, which is the first vendor matrix issued by Datos covering the small business banking segment, evaluates U.S. providers of digital small business banking solutions, recognizing vendors that offer solutions tailored to meet the specific needs of small businesses beyond the vendor's consumer banking platform. To download the Q2 excerpt of the 2025 Datos Matrix: Leading U.S. Digital Small Business Banking Providers report click here. To learn more about Q2's suite of small business banking solutions, visit About Q2 Holdings, Inc. Q2 is a leading provider of digital transformation solutions for financial services, serving banks, credit unions, alternative finance companies, and fintechs in the U.S. and internationally. Q2 enables its financial institution and fintech customers to provide comprehensive, data-driven digital engagement solutions for consumers, small businesses and corporate clients. Headquartered in Austin, Texas, Q2 has offices worldwide and is publicly traded on the NYSE under the stock symbol QTWO. To learn more, please visit Follow us on LinkedIn and X to stay up to date. View source version on Contacts MEDIA CONTACT Carly BakerQ2 Holdings, Inc.+1 Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
