Latest news with #Delfi
Associated Press
28-05-2025
- Business
- Associated Press
BankRadar Partners with Delfi to Bring Real-Time Balance Sheet Intelligence to Banks of All Sizes
NEW YORK--(BUSINESS WIRE)--May 28, 2025-- BankRadar, a performance analytics and incremental growth advisory firm, has announced a strategic partnership with Delfi to bring Delfi's powerful real-time risk simulation tools to a broader network of banks, credit unions and investor groups. This collaboration will empower financial institutions to dramatically reduce risk and make more informed decisions regarding Asset-Liability Management (ALM). The announcement follows Delfi's debut at the 2024 Finovate Fall Conference, where Delfi was awarded 'Best Of Show' for solving the need for proactively managing asset and liability portfolios. The Delfi platform transforms traditional ALM processes by allowing financial institutions to instantly simulate the before-and-after effects of balance sheet decisions using their own key performance indicators, offering actionable insights that eliminate the delays, inefficiencies and high costs associated with conventional methods. 'Delfi is revolutionizing balance sheet management, accelerating growth, and creating substantial cost savings for financial institutions of all sizes,' said Thomas Penton, Founder/ CEO of BankRadar. 'While competitors remain trapped in a purely reactive ALM model with elevated risk exposure, Delfi's data analytics and true artificial intelligence unlocks opportunities to defend margins and enhance performance and valuation.' By integrating Delfi into its advisory ecosystem, BankRadar is ensuring that institutions of all sizes have access to technology that was once reserved for large, resource-rich banks. Banks and credit unions implementing Delfi's secure platform can eliminate hundreds of hours of manual data analysis and shift to proactive risk and portfolio management, ultimately delivering smarter, faster, and more confident financial decisions. 'BankRadar's extensive industry network will amplify our reach among the financial leaders we aim to serve,' said Daniel Ahn, co-founder and CEO of Delfi. 'Their reputation for identifying and partnering with truly groundbreaking fintech innovators made them an ideal collaborator for us. We're already seeing impressive results from early adopters, with institutions enjoying more strategic responsiveness and earning stability to market volatility.' Institutions interested in secure access to Delfi Essentials can contact the BankRadar team at View source version on CONTACT: Patrick Guilshan [email protected] 678-781-7232 KEYWORD: NEW YORK UNITED STATES NORTH AMERICA INDUSTRY KEYWORD: TECHNOLOGY FINANCE FINTECH CONSULTING BANKING PROFESSIONAL SERVICES SOFTWARE DATA ANALYTICS DATA MANAGEMENT ARTIFICIAL INTELLIGENCE SOURCE: Delfi Copyright Business Wire 2025. PUB: 05/28/2025 10:04 AM/DISC: 05/28/2025 10:04 AM
Business Wire
28-05-2025
- Business
- Business Wire
BankRadar Partners with Delfi to Bring Real-Time Balance Sheet Intelligence to Banks of All Sizes
NEW YORK--(BUSINESS WIRE)--BankRadar, a performance analytics and incremental growth advisory firm, has announced a strategic partnership with Delfi to bring Delfi's powerful real-time risk simulation tools to a broader network of banks, credit unions and investor groups. This collaboration will empower financial institutions to dramatically reduce risk and make more informed decisions regarding Asset-Liability Management (ALM). The announcement follows Delfi's debut at the 2024 Finovate Fall Conference, where Delfi was awarded "Best Of Show" for solving the need for proactively managing asset and liability portfolios. The Delfi platform transforms traditional ALM processes by allowing financial institutions to instantly simulate the before-and-after effects of balance sheet decisions using their own key performance indicators, offering actionable insights that eliminate the delays, inefficiencies and high costs associated with conventional methods. 'Delfi is revolutionizing balance sheet management, accelerating growth, and creating substantial cost savings for financial institutions of all sizes,' said Thomas Penton, Founder/ CEO of BankRadar. 'While competitors remain trapped in a purely reactive ALM model with elevated risk exposure, Delfi's data analytics and true artificial intelligence unlocks opportunities to defend margins and enhance performance and valuation.' By integrating Delfi into its advisory ecosystem, BankRadar is ensuring that institutions of all sizes have access to technology that was once reserved for large, resource-rich banks. Banks and credit unions implementing Delfi's secure platform can eliminate hundreds of hours of manual data analysis and shift to proactive risk and portfolio management, ultimately delivering smarter, faster, and more confident financial decisions. 'BankRadar's extensive industry network will amplify our reach among the financial leaders we aim to serve,' said Daniel Ahn, co-founder and CEO of Delfi. 'Their reputation for identifying and partnering with truly groundbreaking fintech innovators made them an ideal collaborator for us. We're already seeing impressive results from early adopters, with institutions enjoying more strategic responsiveness and earning stability to market volatility.' Institutions interested in secure access to Delfi Essentials can contact the BankRadar team at
Business Times
22-05-2025
- Business
- Business Times
CGSI downgrades Delfi, cuts target price as high cocoa prices sour sentiment
[SINGAPORE] CGS International (CGSI) has downgraded its recommendation on chocolate confectioner Delfi to 'hold', from 'add' previously, and slashed its target price by more than 19 per cent to S$0.71. 'We think weaker consumer sentiment, coupled with elevated cocoa prices and a weaker Indonesian rupiah against the US dollar, could pressure profitability in the near term,' said CGSI analysts Tay Wee Kuang and Tan Jie Hui in a report on Wednesday (May 21). The analysts have trimmed their revenue expectations, and cut their earnings per share (EPS) forecasts for FY2025 to FY2027 by 15.5 to 17.4 per cent. The new target price – lowered from S$0.88 previously – is still pegged to a price-to-earnings ratio of 11 times for FY2026, which is at 0.5 standard deviation below the mean due to expectations of weaker profitability. This also accounts for a negative translation impact from the weakening greenback against the Singapore dollar. Despite the gloomier outlook as Delfi braces for 'macroeconomic headwinds', the analysts noted that its revenue for the first quarter ended March was largely in line with consensus estimates. BT in your inbox Start and end each day with the latest news stories and analyses delivered straight to your inbox. Sign Up Sign Up Delfi's Q1 revenue dipped 0.5 per cent year on year to US$149.8 million, from US$150.7 million previously. Revenue from Indonesia fell 4 per cent to US$99.3 million. However, on a constant currency basis, excluding the impact of a weaker rupiah against the US dollar, net sales would have been flat. Delfi attributed the resilient sales in Indonesia to better sales for its own brands as a result of its increased promotional spending. This helped offset decreased sales of its agency brands, where they saw a cut in promotional spending from agency partners. Earnings before interest, taxes, depreciation and amortisation dropped 27 per cent to US$17 million in Q1. This suggests, the analysts said, 'an increase in operating expenses that resulted in poorer operating leverage'. Despite the declining profitability, the research house noted that Delfi's cash flow generation still remained healthy. In the first quarter, the chocolate confectionery generated a free cash flow of US$34.4 million, up from US$23.1 million in the same year-ago period. It also saw an improvement in its cash balance to US$70.4 million. As at 2.30 pm on Thursday, shares of Delfi are trading flat at S$0.715.
Business Times
20-05-2025
- Business
- Business Times
Delfi's Q1 Ebitda down 27.2% on weaker regional currencies, trade tensions
[SINGAPORE] Chocolate confectioner Delfi ran up a 27.2 per cent drop in earnings before interest, taxes, depreciation and amortisation (Ebitda) to US$17 million in the first quarter ended Mar 31, down from US$23.3 million the year before. Net sales fell some 0.5 per cent to US$149.8 million in Q1 2025 from US$150.7 million in the same period a year earlier. In a business update posted on the local bourse on Tuesday (May 20), Delfi attributed the performance to 'weaker regional currencies', particularly the rupiah, as well as to lower sales in their agency brands business after certain agency partners in Indonesia cut back on promotional spending for their products during the period. But it maintained that lower sales in the agency brands segment were partially offset by their higher own brands sales for Indonesia, especially for its premium-products segment. These stronger sales figures were driven by heftier promotional investment, which countered stronger competition during the quarter and sustained momentum from the second half of last year to boost Delfi's market share in Indonesia, said the statement. Growth in regional markets were led by robust own-brands performance in the Philippines, as well as improved agency brands sales in the archipelago and Malaysia. BT in your inbox Start and end each day with the latest news stories and analyses delivered straight to your inbox. Sign Up Sign Up The group generated healthy net cash from operations of US$37.6 million in the first quarter, up from US$35 million in the corresponding year-ago period. The net cash from operations went into funding capital expenditures of US$3.2 million and repaying US$6.1 million in debt, said the group. Looking ahead, Delfi noted that high cocoa bean prices continue to be the most significant headwind for chocolate manufacturers globally. It said it expects such pressures on industry earnings to persist. Despite these short-term challenges, Delfi remains focused on its long-term objectives. It said it is 'well-positioned to manage the evolving environment' plagued by ongoing geopolitical tensions, trade uncertainties from tariff pressures and macroeconomic headwinds such as currency volatility and inflation, it said. Shares of Delfi closed flat at S$0.71 on Tuesday before the announcement.
Yahoo
16-05-2025
- Business
- Yahoo
Declining Stock and Solid Fundamentals: Is The Market Wrong About Delfi Limited (SGX:P34)?
It is hard to get excited after looking at Delfi's (SGX:P34) recent performance, when its stock has declined 4.7% over the past three months. However, stock prices are usually driven by a company's financial performance over the long term, which in this case looks quite promising. Particularly, we will be paying attention to Delfi's ROE today. Return on Equity or ROE is a test of how effectively a company is growing its value and managing investors' money. Put another way, it reveals the company's success at turning shareholder investments into profits. This technology could replace computers: discover the 20 stocks are working to make quantum computing a reality. Return on equity can be calculated by using the formula: Return on Equity = Net Profit (from continuing operations) ÷ Shareholders' Equity So, based on the above formula, the ROE for Delfi is: 13% = US$34m ÷ US$265m (Based on the trailing twelve months to December 2024). The 'return' is the yearly profit. So, this means that for every SGD1 of its shareholder's investments, the company generates a profit of SGD0.13. View our latest analysis for Delfi So far, we've learned that ROE is a measure of a company's profitability. Based on how much of its profits the company chooses to reinvest or "retain", we are then able to evaluate a company's future ability to generate profits. Assuming all else is equal, companies that have both a higher return on equity and higher profit retention are usually the ones that have a higher growth rate when compared to companies that don't have the same features. To begin with, Delfi seems to have a respectable ROE. On comparing with the average industry ROE of 8.2% the company's ROE looks pretty remarkable. This certainly adds some context to Delfi's decent 16% net income growth seen over the past five years. As a next step, we compared Delfi's net income growth with the industry, and pleasingly, we found that the growth seen by the company is higher than the average industry growth of 13%. Earnings growth is a huge factor in stock valuation. What investors need to determine next is if the expected earnings growth, or the lack of it, is already built into the share price. Doing so will help them establish if the stock's future looks promising or ominous. What is P34 worth today? The intrinsic value infographic in our free research report helps visualize whether P34 is currently mispriced by the market. Delfi has a healthy combination of a moderate three-year median payout ratio of 50% (or a retention ratio of 50%) and a respectable amount of growth in earnings as we saw above, meaning that the company has been making efficient use of its profits. Additionally, Delfi has paid dividends over a period of at least ten years which means that the company is pretty serious about sharing its profits with shareholders. Based on the latest analysts' estimates, we found that the company's future payout ratio over the next three years is expected to hold steady at 53%. As a result, Delfi's ROE is not expected to change by much either, which we inferred from the analyst estimate of 12% for future ROE. On the whole, we feel that Delfi's performance has been quite good. In particular, it's great to see that the company is investing heavily into its business and along with a high rate of return, that has resulted in a sizeable growth in its earnings. Having said that, the company's earnings growth is expected to slow down, as forecasted in the current analyst estimates. To know more about the latest analysts predictions for the company, check out this visualization of analyst forecasts for the company. Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.
