Latest news with #DeluxeCorporation
Yahoo
21-05-2025
- Business
- Yahoo
Deluxe Corporation (DLX) Launches AI Chat-bot, DAX
Deluxe Corporation (NYSE:DLX) announced the launch of a new AI-powered assistant, DAX. The AI Assistant uses a blend of artificial intelligence with human expertise, all grounded in privacy, compliance, and responsible AI practices. Some of its features include Merchant Partner Chatbot, Customer Service Agent Assist, and AI-Powered Website Assistant. A customer interacting with a point-of-sale terminal, demonstrating the impact of targeted loyalty marketing. DAX has been launched to empower users to improve their daily performance. The SVP and Chief Technology and Digital Officer at Deluxe, Yogaraj 'Yogs' Jayaprakasam, spoke about the strategic importance of DAX to Deluxe: 'DAX is more than a chatbot, it's a building block for how we scale AI to enhance service and simplify we're investing in practical tools that deliver value to our customers while preserving the personal service Deluxe is known for.' Deluxe Corporation (NYSE:DLX) has more than a century of experience providing its customers technology-enabled solutions for merchant services, payments, data solutions, and print. It has had a long-standing relationship with banks, specifically from printing checks. DLX leverages this network to build its new era of digitalization, such as payment platforms and data-driven insights. was recently recognized with a 2025 CIO 100 award, reflecting the enterprise-wide approach to innovation at Deluxe. While we acknowledge the potential of DLX to grow, our conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns and have limited downside risk. If you are looking for an AI stock that is more promising than DLX and that has 100x upside potential, check out our report about this cheapest AI stock. READ NEXT: and Disclosure: None. Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
Yahoo
09-05-2025
- Business
- Yahoo
We Think Deluxe's (NYSE:DLX) Solid Earnings Are Understated
Deluxe Corporation's (NYSE:DLX) recent earnings report didn't offer any surprises, with the shares unchanged over the last week. Our analysis suggests that shareholders might be missing some positive underlying factors in the earnings report. We've discovered 3 warning signs about Deluxe. View them for free. Importantly, our data indicates that Deluxe's profit was reduced by US$26m, due to unusual items, over the last year. It's never great to see unusual items costing the company profits, but on the upside, things might improve sooner rather than later. We looked at thousands of listed companies and found that unusual items are very often one-off in nature. And, after all, that's exactly what the accounting terminology implies. Assuming those unusual expenses don't come up again, we'd therefore expect Deluxe to produce a higher profit next year, all else being equal. That might leave you wondering what analysts are forecasting in terms of future profitability. Luckily, you can click here to see an interactive graph depicting future profitability, based on their estimates. Because unusual items detracted from Deluxe's earnings over the last year, you could argue that we can expect an improved result in the current quarter. Based on this observation, we consider it likely that Deluxe's statutory profit actually understates its earnings potential! And the EPS is up 12% annually, over the last three years. The goal of this article has been to assess how well we can rely on the statutory earnings to reflect the company's potential, but there is plenty more to consider. If you'd like to know more about Deluxe as a business, it's important to be aware of any risks it's facing. For instance, we've identified 3 warning signs for Deluxe (1 is significant) you should be familiar with. This note has only looked at a single factor that sheds light on the nature of Deluxe's profit. But there is always more to discover if you are capable of focussing your mind on minutiae. Some people consider a high return on equity to be a good sign of a quality business. So you may wish to see this free collection of companies boasting high return on equity, or this list of stocks with high insider ownership. Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned. Error while retrieving data Sign in to access your portfolio Error while retrieving data Error while retrieving data Error while retrieving data Error while retrieving data
Yahoo
17-04-2025
- Business
- Yahoo
Jim Cramer on Deluxe (DLX): 'An 8% Yield? Something's Very Wrong'
We recently published a list of . In this article, we are going to take a look at where Deluxe Corporation (NYSE:DLX) stands against other stocks that on Jim Cramer's radar recently. On Tuesday, Jim Cramer, host of Mad Money, criticized the market's reaction, or lack thereof, to the recent dip in long-term interest rates. He pointed out that the 10-year Treasury yield had fallen back to 4.3%, yet barely anyone took notice. 'Maybe, just maybe, it's no big deal,' he said. 'Long-term interest rates plunged today, but did you hear a word about it? Nobody paid any attention to the interest rate decline. I never heard anyone talk about it, especially the very people who kept warning that ever higher rates were signaling that our financial system was in real trouble.' READ ALSO Jim Cramer Discussed These 12 Stocks Recently and Jim Cramer is Bullish on These 10 Stocks Cramer said that the same voices who claimed that higher rates were indicative of a collapsing faith in the U.S. economy, a threat to the dollar's reserve currency status, and harbingers of hyperinflation or stagflation suddenly had nothing to say now that rates were moving in the opposite direction. He quipped, 'Let's get some ex-Federal Reserve people or even some live ones to tell us that the party's over.' He called out what he sees as an eagerness among some to spread gloom whenever it suits their narrative. When the rates drop, he noted, the reaction is indifference. He added: 'That's how this issue's been covered for ages, but it's only gotten worse since Trump has sworn in.' Cramer acknowledged the seriousness of the United States' $36 trillion national debt and said he does not blame people for being concerned about Treasury yields. However, he insisted that if people are going to sound the alarm when yields rise, they should at least acknowledge or feel some level of reassurance when they decline. Cramer admitted that the political climate in Washington is confusing and, at times, legitimately troubling for markets. He added: 'But like yesterday, when I opined about the chicken littles who tell us that a weak dollar means a weak country and a terrible stock market, I'm going to demand that people stop making Treasury mountains out of Treasury molehills.' For this article, we compiled a list of 12 stocks that were discussed by Jim Cramer during the episode of Mad Money aired on April 15. We listed the stocks in ascending order of their hedge fund sentiment as of the fourth quarter of 2024, which was taken from Insider Monkey's database of over 1,000 hedge funds. Why are we interested in the stocks that hedge funds pile into? The reason is simple: our research has shown that we can outperform the market by imitating the top stock picks of the best hedge funds. Our quarterly newsletter's strategy selects 14 small-cap and large-cap stocks every quarter and has returned 373.4% since May 2014, beating its benchmark by 218 percentage points (). Number of Hedge Fund Holders: 14 Noting the company's talk of diversification, a caller inquired about Deluxe Corporation (NYSE:DLX). Cramer replied: 'You said it right. They have been talking diversification for as long as I can remember. They came on the show once. They have an 8% yield, that means that something's very wrong. When you get a yield that's well above all the others, it's not good. I'm going to have to say ix-nay on Deluxe. I wish they had been able to, one of the great growth stocks of the 80s.' Deluxe (NYSE:DLX) offers technology-driven services that include payment processing, cash management, fraud prevention, and business support tools designed for small and mid-sized companies and financial institutions. Overall, DLXranks 11th on our list of stocks that on Jim Cramer's radar recently. While we acknowledge the potential of DLX as an investment, our conviction lies in the belief that AI stocks hold greater promise for delivering higher returns, and doing so within a shorter timeframe. There is an AI stock that went up since the beginning of 2025, while popular AI stocks lost around 25%. If you are looking for an AI stock that is more promising than DLX but that trades at less than 5 times its earnings, check out our report about this cheapest AI stock. READ NEXT: 20 Best AI Stocks To Buy Now and 30 Best Stocks to Buy Now According to Billionaires. Disclosure: None. This article is originally published at Insider Monkey.
Yahoo
21-03-2025
- Business
- Yahoo
With 86% ownership of the shares, Deluxe Corporation (NYSE:DLX) is heavily dominated by institutional owners
Institutions' substantial holdings in Deluxe implies that they have significant influence over the company's share price The top 8 shareholders own 52% of the company Insiders have bought recently AI is about to change healthcare. These 20 stocks are working on everything from early diagnostics to drug discovery. The best part - they are all under $10bn in marketcap - there is still time to get in early. If you want to know who really controls Deluxe Corporation (NYSE:DLX), then you'll have to look at the makeup of its share registry. We can see that institutions own the lion's share in the company with 86% ownership. Put another way, the group faces the maximum upside potential (or downside risk). Because institutional owners have a huge pool of resources and liquidity, their investing decisions tend to carry a great deal of weight, especially with individual investors. Therefore, a good portion of institutional money invested in the company is usually a huge vote of confidence on its future. Let's delve deeper into each type of owner of Deluxe, beginning with the chart below. View our latest analysis for Deluxe Institutional investors commonly compare their own returns to the returns of a commonly followed index. So they generally do consider buying larger companies that are included in the relevant benchmark index. We can see that Deluxe does have institutional investors; and they hold a good portion of the company's stock. This implies the analysts working for those institutions have looked at the stock and they like it. But just like anyone else, they could be wrong. If multiple institutions change their view on a stock at the same time, you could see the share price drop fast. It's therefore worth looking at Deluxe's earnings history below. Of course, the future is what really matters. Investors should note that institutions actually own more than half the company, so they can collectively wield significant power. Deluxe is not owned by hedge funds. BlackRock, Inc. is currently the company's largest shareholder with 16% of shares outstanding. With 12% and 5.3% of the shares outstanding respectively, The Vanguard Group, Inc. and Dimensional Fund Advisors LP are the second and third largest shareholders. Furthermore, CEO Barry McCarthy is the owner of 0.6% of the company's shares. On further inspection, we found that more than half the company's shares are owned by the top 8 shareholders, suggesting that the interests of the larger shareholders are balanced out to an extent by the smaller ones. While it makes sense to study institutional ownership data for a company, it also makes sense to study analyst sentiments to know which way the wind is blowing. There are plenty of analysts covering the stock, so it might be worth seeing what they are forecasting, too. The definition of company insiders can be subjective and does vary between jurisdictions. Our data reflects individual insiders, capturing board members at the very least. Company management run the business, but the CEO will answer to the board, even if he or she is a member of it. Insider ownership is positive when it signals leadership are thinking like the true owners of the company. However, high insider ownership can also give immense power to a small group within the company. This can be negative in some circumstances. We can report that insiders do own shares in Deluxe Corporation. As individuals, the insiders collectively own US$15m worth of the US$726m company. It is good to see some investment by insiders, but it might be worth checking if those insiders have been buying. With a 12% ownership, the general public, mostly comprising of individual investors, have some degree of sway over Deluxe. While this size of ownership may not be enough to sway a policy decision in their favour, they can still make a collective impact on company policies. While it is well worth considering the different groups that own a company, there are other factors that are even more important. To that end, you should learn about the 3 warning signs we've spotted with Deluxe (including 1 which is potentially serious) . If you would prefer discover what analysts are predicting in terms of future growth, do not miss this free report on analyst forecasts. NB: Figures in this article are calculated using data from the last twelve months, which refer to the 12-month period ending on the last date of the month the financial statement is dated. This may not be consistent with full year annual report figures. Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.
Associated Press
27-01-2025
- Business
- Associated Press
Deluxe Hires Industry Expert Brian Mahony as Merchant Services President
Deluxe, a trusted Payments and Data company, proudly announces the appointment of Brian Mahony as President of its Merchant Services business, effective February 3, 2025. Mahony brings more than two decades of experience in the fintech and payments space. He most recently served as Chief Revenue Officer at Elavon, a subsidiary of U.S. Bank, where he led the marketing, revenue management, and distribution teams. Prior to that role, he served as Chief Financial Officer for the company, a role he had occupied since 2019. Earlier at Elavon he served as head of product and strategy. 'Brian brings not only deep industry knowledge to help further accelerate our merchant business, but also the broader business and strategic vision to help grow our company overall,' said Barry McCarthy, President and CEO of Deluxe. 'He exemplifies our core values of grit and perseverance. His leadership, organizational and strategic efforts at Elavon were pivotal in maintaining that organization's strong growth trajectory. Those experiences will greatly benefit Deluxe as we continue to scale our merchant and payments offerings.' 'I am excited to join Team Deluxe,' said Mahony. 'I'm honored to be part of the remarkable Deluxe transformation. The company's sterling reputation, high customer satisfaction and deep payments and data offerings provide a great platform for growth. I'm proud to lead the Merchant business and join this storied company.' Mahony will replace payments industry icon Debra Bradford, who late last year announced her retirement, effective March 31, 2025. Bradford has been part of First American Payments System, now Deluxe Merchant Services, since 2001, and has served as president since the Deluxe acquisition in 2021. About Deluxe Corporation Deluxe, a trusted Payments and Data company, champions business so communities thrive. Our solutions help businesses pay, get paid, and grow. For more than 100 years, Deluxe customers have relied on our solutions and platforms at all stages of their lifecycle, from start-up to maturity. Our powerful scale supports millions of small businesses, thousands of vital financial institutions and hundreds of the world's largest consumer brands, while processing more than $2 trillion in annual payment volume. Our reach, scale and distribution channels position Deluxe to be our customers' most trusted business partner. To learn how we can help your business, visit us at 651-447-4197 612-669-1459 SOURCE: Deluxe Corporation Copyright Business Wire 2025. PUB: 01/27/2025 10:00 AM/DISC: 01/27/2025 10:00 AM
