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Economic Times
8 hours ago
- Business
- Economic Times
Gemini Horoscope Today, 22nd July 2025 - Trust The Slow Clarity
Synopsis Gemini Horoscope, 22nd July 2025: Geminis, you may have a lingering feeling that you're missing something or not moving fast enough, but that's okay. Trust this moment to quietly offer you growth in aspects of your life that truly need attention. Don't rush connections in love; allow feelings to evolve in their natural rhythm without forcing clarity. Your mind is fast and curious but your heart requires time to grow and understand the flow of life. Trust the learning process and focus on steady growth in your career. Avoid taking impulsive financial decisions and stay grounded while maintaining balanced health conditions. ET Online Gemini Horoscope Today, 22nd July 2025 - Trust The Slow Clarity Gemini Career Horoscope Today - 22nd July 2025Career situations may familiarise you with a subtle sense of confusion or incompleteness today. Trust your learning process, and remember that failures in work don't mean you're lagging behind. Try taking a small new approach or making gentle adjustments to bring different, better results instead of forcing a move. Don't compare your progress with others, everyone has a different path and a different journey. Stay focused on improving day by day and the right path will find Health Horoscope Today - 22nd July 2025Mental restlessness can cause slight unbalance today. To fix disturbed sleep or gather your thoughts that might feel scattered, try to avoid caffeine or sugary food late at night. Create a slow, peaceful routine for yourself and use the evening to recharge yourself. Don't be too avoidant of your body's signals, take short breaks and allow your thoughts to settle. Align your body and mind with patience. Gemini Love Horoscope Today - 22nd July 2025 Today might present uncertainties about where your connection is heading. Rushing and overthinking to expect immediate answers will lead you nowhere. In a relationship, avoid pushing your partner to explain everything, be patient and support your partner silently through words. Singles should take today's time to understand themselves first. Real love grows when you're calm inside. Gemini Money Horoscope Today - 22nd July 2025 Revisit your financial goals today and focus on what truly matters. Avoid borrowing, lending, or taking decisions under pressure today. Trust your planning and belief to yield results without letting temporary setbacks shake your steadily built thoughtful steps. Disclaimer Statement: This content is authored by a 3rd party. The views expressed here are that of the respective authors/ entities and do not represent the views of Economic Times (ET). ET does not guarantee, vouch for or endorse any of its contents nor is responsible for them in any manner whatsoever. Please take all steps necessary to ascertain that any information and content provided is correct, updated, and verified. ET hereby disclaims any and all warranties, express or implied, relating to the report and any content therein.
Economic Times
a day ago
- Business
- Economic Times
Mutual fund taxation for AY 2025-26: Latest capital gain tax rules for equity mutual funds, debt mutual funds, international mutual funds, gold mutual funds, others
ET Online The capital gain tax rule for various categories of mutual funds has been updated in FY 2024-25. The new capital gain tax rules for mutual funds will stay in effect till they are changed again by the government. ET Wealth online spoke with Naveen Wadhwa, Vice-President of Research & Advisory at to understand the old and new capital gains tax rules for different categories of mutual funds. The rules mentioned below apply to individuals whose residential status is either Resident but ordinarily resident (ROR) or Resident but not ordinarily resident (RONR). The mutual fund capital gains taxation rules mentioned below are for the FY 2024-25 (AY 2025-26). These rules will help you to understand the capital gains tax calculation while filing income tax return (ITR) this year. Wadhwa says, "For taxation purposes, mutual funds are categorised as equity mutual funds and non-equity mutual funds. The new and old rules for the computation of capital gains from equity mutual funds are the same as those for listed shares. In the case of non-equity mutual funds, there are different taxation rules. This depends on the date of purchase and date of sale. Some of the non-equity mutual funds are debt mutual funds, hybrid mutual funds, international mutual funds and gold mutual funds." Also Read: Capital gains tax ready recknor for house property, listed shares, unlisted shares for FY 2024-25 Capital gain rules from equity mutual funds A mutual fund is categorised as an equity mutual fund if a scheme holds a minimum of 65% of its assets in equity and equity-related instruments. New STCG, LTCG rules for equity mutual funds from July 23, 2024: Capital gains arising from the sale of equity mutual funds can be termed as short-term or long-term. Capital gains from equity mutual funds are termed short-term capital gains (STCG) if they are sold on or before the completion of one year. These STCG are taxed at 20% plus gains are termed long-term capital gains (LTCG) if they are sold after the completion of one year. The LTCG is taxed at 12.5%. LTCG up to Rs 1.25 lakh in a financial year is exempted from tax. Hence, no tax is payable if the LTCG does not exceed Rs 1.25 lakh. This limit applies to the aggregate amount of long-term capital gains from equity mutual funds and listed equity shares. This means you will need to pay 12.5% LTCG tax only on the gains above Rs 1.25 lakh. Old Rule (Till July 22, 2024) New Rule (From July 23, 2024) Equity Mutual Funds STCG: 15% LTCG: 10% (above ₹1.25L exemption) STCG: 20% + cess LTCG: 12.5% (above ₹1.25L exemption) Debt Mutual Funds Purchased on or before Mar 31, 2023: STCG: Slab rate (if < 36 months) LTCG: 20% with indexation (if > 36 months) Purchased on or after Apr 1, 2023: Taxed at slab rate regardless of holding period Purchased till Mar 31, 2023 & sold on or after July 23, 2024: STCG: Slab rate (if < 2 years) LTCG: 12.5% without indexation (if > 2 years) Purchased on or after Apr 1, 2023: Same as before – slab rate regardless of holding Hybrid Mutual Funds Equity ≥ 65%: Taxed like equity mutual funds Equity < 65%: Taxed as per slab rate (like debt funds) Same treatment based on equity %: Equity ≥ 65%: Use new equity MF rules Equity < 65%: Slab rate (like debt) Gold Mutual Funds Taxed as per income tax slabs Same as old – taxed as per slab rate International Mutual Funds Taxed as per income tax slabs Same as old – taxed as per slab rate Fund of Funds (FoFs) If taxed like equity: Use old equity rules If taxed as slab: Apply slab rate Same rule continues: Equity-like FoFs – use new equity rules Others – slab rate ETFs (non-equity based) STCG: Slab rate (if sold ≤ 1 year) LTCG: 10% (if sold > 1 year, no indexation) STCG: Slab rate (if sold ≤ 1 year) LTCG: 12.5% (if sold > 1 year, no indexation) Old STCG, LTCG rules for equity mutual funds till July 22, 2024: For equity mutual funds sold between April 1, 2024, and July 22, 2024, the old STCG and LTCG rules will apply. The categorisation of capital gains as STCG and LTCG based on the period of holding remains the same under both the old and new rules. STCG refers to those equity mutual funds that are sold on or before the completion of one year of purchase. LTCG refers to those equity mutual funds that are sold after one year from the date of purchase. Tax rates for STCG and LTCG are different under the old rules. Under the old rules, LTCG from equity mutual fund is taxed at 10% without indexation benefit. STCG from an equity mutual fund is taxed at a rate of 15%. For the financial year 2024-25, the aggregate limit of Rs 1.25 lakh will apply for LTCG exemption on equity mutual funds and listed shares, irrespective of the date of sale. This tax needs to be paid only on the gains above Rs 1.25 lakh in the given financial year. Capital gain rules for debt mutual funds For capital gains from debt mutual funds, two key dates matter: the date of purchase and the date of sale. Here is a look at how the date of purchase and sale impacts your capital gains. The rules for taxing capital gains from debt mutual funds were revised starting April 1, 2023. The current capital gains rule applies to investments made on or after April 1, 2023. Since then, the rules for taxing capital gains from debt mutual funds have not changed. Currently, gains from debt mutual funds are taxed at income tax slabs applicable to their income, irrespective of the holding period. Debt mutual fund investments made till March 31, 2023 What if your debt mutual fund investments were made on or before March 31, 2023?According to experts who spoke with ET, if debt mutual funds are purchased on or before March 31, 2023, the capital gains rules apply differently. This will depend on the date of sale. Debt mutual funds sold till July 22, 2024 For debt mutual fund investments made till March 31, 2023, and sold on or before July 22, 2024, then capital gains will either be termed as STCG or LTCG. Such capital gains will be termed as STCG if the debt mutual funds are sold on or before the completion of 36 months (three years). STCG will be taxed at the income tax slabs applicable to your gains from debt mutual funds will be referred to as LTCG if these are sold after the completion of 36 months (three years). LTCG on these debt mutual funds will be taxed at 20% with added indexation process of adjusting the purchase price to account for inflation by inflating costs is called indexation. Debt mutual funds sold on or after July 23, 2024 For debt mutual fund investments made till March 31, 2023, and sold on or after July 23, 2024, the capital gain rules are says, "Debt mutual funds sold on or after July 23, 2024 (that were purchased till March 31, 2023), will have no indexation benefit. The LTCG from these debt mutual funds (sold after the completion of two years) will be taxed at 12.5% without indexation. STCG from these debt mutual funds (if sold before the completion of two years) will be taxed at income tax slabs." Also Read: No indexation benefit if the debt mutual funds are sold on or after July 23, 2024 Capital gain rules from hybrid mutual funds Hybrid mutual funds come in three types: conservative, balanced, and aggressive. The taxation of these categories of hybrid mutual fund depends on the securities held by the fund manager in the scheme portfolio. Aggressive hybrid mutual funds: As per SEBI guidelines, these funds should have an allocation of between 65% and 80% to equities and between 20% and 35% to debt and other instruments, such as cash. Balanced hybrid mutual fund: As per SEBI guidelines, balanced hybrid mutual funds should have an allocation between 40% to 60% of total assets in equity and debt. No arbitrage would be permitted in this scheme. Conservative hybrid mutual funds: These funds will have an allocation of between 75% and 90% to debt instruments and between 10% and 25% to equities, as per SEBI guidelines. Wadhwa says, "For income tax purposes, mutual funds having a minimum equity allocation of 65% or more will be taxed in the same fashion as normal equity mutual funds."If the hybrid mutual fund is taxed like an equity mutual fund, then knowing the date of redemption is essential to determine the correct tax rate. This is because the tax rate for equity mutual funds is different under the old and new capital gains rules. However, if the hybrid mutual fund is taxed according to the income tax slabs, then there are no changes in the old and new capital gains rules. The date of redemption does not affect the calculation of capital gain tax for FY 2024-25 (AY 2025-26).Wadhwa says, "Other hybrid mutual funds having a minimum equity allocation of less than 65%, then capital gains from such mutual funds will be taxed at the income tax slabs applicable to your income. However, the taxation rule that will apply to your investment will depend on the date of investment and the date of sale. This is similar to how debt mutual fund taxation is mentioned above." Capital gain rules for gold mutual funds Gold mutual funds in India typically invest in gold ETFs (Exchange-Traded Funds).Wadhwa says, "Capital gains from gold mutual funds are taxed at the income tax slabs. The old and new rules are the same for capital gain taxation from gold mutual funds. Here also, investors should be mindful of the date of investment and the date of sale to know the correct rules for capital gains taxation. This is also similar to debt mutual funds." This rule is applicable for AY 2025-26. Capital gain rules from international mutual funds These mutual funds primarily invest in foreign equities. Wadhwa says, "Capital gains from international mutual funds are taxed at the income tax slabs. The old and new rules are the same for capital gain taxation from international mutual funds. Here also, investors should be mindful of the date of investment and the date of sale to know the correct rules for capital gains taxation. This is also similar to debt mutual funds." This rule is applicable for AY 2025-26. Capital gain rules from Fund of Funds (FoF) mutual funds These mutual funds invest in other funds. According to SEBI, "A Fund of Funds (FoF) invests in other funds. Investment in these funds helps investors spread their risks across various markets and asset classes while benefiting from professional fund management. A Fund of Funds is essentially a "fund made up of funds." It pools money from investors and invests it in a collection of other mutual funds, or exchange-traded funds (ETFs). By doing so, it provides a diversified investment portfolio managed by experts."Examples of FoF are - ICICI Prudential Thematic Advantage Fund (FoF), Aditya Birla Sun Life Asset Allocator FoF, Quantum Multi Asset Fund of the FoF mutual fund is taxed like an equity mutual fund, then knowing the date of redemption is essential to determine the correct tax rate. This is because the tax rate for equity mutual funds is different under the old and new capital gains rules. However, if the FoF mutual fund is taxed according to the income tax slabs, then there are no changes in the old and new capital gains rules. The date of redemption does not affect the calculation of capital gain tax for FY 2024-25 (AY 2025-26).Wadhwa says, "Where capital gains from the FoF mutual funds are taxed at the income tax slabs, the old and new rules are the same for capital gain taxation. Here also, investors should be mindful of the date of investment and the date of sale to know the correct rules for capital gains taxation. This is also similar to debt mutual funds." This rule is applicable for AY 2025-26. Capital gain rules from ETF investments ETFs stand for Exchange Traded Funds. An individual can invest in these funds via their Demat accounts. ETFs are listed on stock exchanges. There are various types of ETFs, such as for stocks, debt, gold, new capital gains rules have simplified the asset class, as listed and unlisted securities, as well as non-financial assets. Based on the asset class, the holding period is determined. Under the new rules, capital gains from listed securities are classified as long-term capital gains (LTCG) if the securities are sold after one year has passed. Otherwise, the gains are short-term capital gains. Capital gains from unlisted securities and non-financial assets are classified as long-term capital gains (LTCG) if the asset is sold after two years from the date of purchase. Otherwise, the gains are short-term capital to Wadhwa, "As ETFs are listed on the stock exchanges, the capital gains will be classified as LTCG provided units are sold after completion of one year. These LTCGs will be taxed at 12.5% without indexation benefit. STCGs arising from the sale of ETF units on or before the completion of one year will be taxed at the income tax slabs. This taxation will apply to all ETFs, where the underlying assets are other than equity shares. However, this new rule will apply to ETF units sold on or after July 23, 2024."Wadhwa further adds, "For ETF units sold on or before July 22, 2024, the gains will be taxed at 10% without indexation benefits, provided units are sold after completion of one year for gains to qualify as LTCG. In case gains are STCG, then it will be taxed at income tax slabs." Capital gains rule will change for these mutual fund investments from April 1, 2025 The government has revised the definition of debt mutual funds in the Income Tax Act from April 1, 2025. As per the new definition, a debt mutual fund will invest more than 65% of its total proceeds in debt and money market instruments or a fund-of-funds with the underlying having a similar debt investment mix. The new definition came into effect on April 1, 2025. Earlier, the specified debt mutual fund was defined as a mutual fund where not more than 35% of its total proceeds are invested in the equity shares of domestic companies. Due to this change of definition, taxation of specific mutual fund investments made on or after April 1, 2025, is impacted. These specific mutual funds are - International mutual funds, Gold mutual funds, Balanced hybrid funds, and fund of funds (where the debt portion is less than 65%).Wadhwa says, "Investments made on or after April 1, 2025, in the specified mutual fund schemes where the debt instruments are less than 65% will have different taxation rules. Under the new rule, gains will be termed LTCG if the mutual fund units are sold on or after the completion of two years. LTCG will be taxed at 12.5%. On the other hand, STCG of these mutual fund units will be taxed at the income tax slabs. For investments made in these mutual fund schemes between April 1, 2023, and March 31, 2025, the gains will be taxed at the income tax slabs, irrespective of the holding period. If investments made in these schemes on or before March 31, 2023, are held, then capital gains mutual fund units sold after the completion of two years will be classified as LTCG. This LTCG will be taxed at 12.5% without the indexation benefit. Else, gains will be termed as STCG and taxed at income tax slabs." N.R. Narayana Murthy Founder, Infosys Watch Now Harsh Mariwala Chairman & Founder, Marico Watch Now Adar Poonawalla CEO, Serum Institute of India Watch Now Ronnie Screwvala Chairperson & Co-founder, upGrad Watch Now Puneet Dalmia Managing Director, Dalmia Bharat group Watch Now Martin Schwenk Former President & CEO, Mercedes-Benz, Thailand Watch Now Nadir Godrej Managing Director, of Godrej Industries Watch Now Manu Jain Former- Global Vice President, Xiaomi Watch Now Nithin Kamath Founder, CEO, Zerodha Watch Now Anil Agarwal Executive Chairman, Vedanta Resources Watch Now Dr. Prathap C. 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Economic Times
a day ago
- Business
- Economic Times
Relief for these Property buyers and other taxpayers who got tax demand notice due to short deduction of TDS from in-operative PAN holders; Know more
ET Online Relief for these income taxpayers who got a tax demand notice due to short deduction, collection of TDS, TCS respectively from in-operative PAN holders The Income Tax Department has given relief to those income tax payers who got an income tax demand notice due to short deduction of TDS and short collection of TCS from those deductors and collectors, who have an in-operative PAN. An PAN will be termed in-operative, if it is not linked with Aadhaar. The income tax department said that all such tax demand notices issued due to short deduction/collection of the TDS/TCS, will be deleted, if the PAN is made operative again within a specified deadline. What did the income tax department say? In a circular dated July 21, 2025 the Income Tax Department said: "...There shall be no liability on the deductor/collector to deduct/collect the tax under section 206AA/206CC of the Act, as the case maybe, in the following cases: Where the amount is paid or credited from April 1, 2024 to July 31, 2025 and the PAN is made operative (as a result of linkage with Aadhaar) on or before September 30, 2025. Where the amount is paid or credited on or after August 1, 2025 and the PAN is made operative (as a result of linkage with Aadhaar) within two months from the end of the month in which the amount is paid or credited. The table below shows by when the PAN-Aadhaar should be linked, so that the TDS and TCS deductor and collector, respectively can get relief from tax demand notice: Particulars Action TDS or TCS paid or credited from April 1, 2024 to July 31, 2025 PAN should be made operative (as a result of linkage with Aadhaar) on or before September 30, 2025. TDS or TCS paid or credited on or after August 1, 2025 PAN is made operative (as a result of linkage with Aadhaar) within two months from the end of the month in which the amount is paid or credited. What does this mean? This circular says that those taxpayers who deducted TDS or collected TCS at a lower rate than otherwise prescribed for in-operative PAN cases will get relief from tax demand subject to the condition that the PAN is made operative within a specified Jain, Executive Director, Dinesh Aarjav & Associates, says: "This circular implies that any notices for short deduction of TDS or short collection of TCS may be withdrawn or rendered non-enforceable subject to the condition that the PAN is made operable within the defined timeline. This relief ensures procedural equity for genuine deductors operating in good faith."The circular mentions two different deadlines for giving this relief from short tax deduction and collection Accountant Ashish Karundia explains that numerous tax deductors and collectors have received TDS/TCS demand notices from TRACES for applying a lower tax rate on transactions involving taxpayers whose PAN was inactive at the time, often due to it not being linked with Aadhaar."This circular issued on July 21, 2025, now provides relief in such situations. If the affected taxpayer activates their PAN by linking it with Aadhaar by September 30, 2025, any related short deduction or collection demands issued to the deductor or collector will be withdrawn."Karundia adds: 'Further, for transactions occurring on or after August 1, 2025, if the taxpayer's PAN becomes active within two months following the end of the month in which the transaction took place, the TDS/TCS demand will also be dropped. This second relief is not limited by the September 30 deadline. How can property buyers get relief due to this circular? As per Section 194-IA on property sales of Rs 50 lakh and above, buyers have to deduct TDS at 1% rate before making the payment to the sellers. However if the seller's PAN is in-operative then TDS at 20% rate is required to be deducted. The problem is in cases where the buyer deducted 1% TDS instead of 20% as it should be when the seller's PAN is in-operative. In such cases the property buyer will get income tax demand notice for 19% short deduction in TDS. This circular can give relief to such buyers. Chartered Accountant Mohit Gupta, partner, PNAM & Co. LLP, a chartered accountancy firm, says: 'Inoperative PANs cannot be used for filing income tax returns (ITR) or conducting key financial transactions. This poses a challenge in cases such as property sales, where the seller's PAN is inactive due to non-linkage with Aadhaar. In such situations, the law mandates that the buyer must deduct TDS at 20% instead of the regular 1%. However, many buyers, unaware of the PAN status, end up deducting TDS at 1%, assuming compliance. This typically leads to a tax demand notice to the property buyer from the Income Tax Department for the shortfall of 19%.' ET Wealth Online has asked many chartered accountants about how this circular can give releif to property buyers, here's what they said: Karundia explains how this relief works for those who short deducted TDS from April 1, 2024 to July 31, 2025: 'This benefit also applies to property buyers who failed to deduct TDS at the higher 20% rate from sellers with inactive PANs. For instance, if someone purchased a property on April 2, 2024, from a seller whose PAN was inoperative, the buyer was required to deduct TDS at 20% rather than the standard 1%. If they didn't and received a demand notice, the notice will be cancelled provided the seller activates their PAN by September 30, 2025.' Gupta explains how the relief works for those who short deducted TDS on or after August 1, 2025: The recent CBDT Circular No. 9/2025, issued on July 21, 2025, offers relief in such cases. It provides that no demand for short deduction will be raised if the deductee—i.e., the property seller—makes their PAN operative by linking it with Aadhaar within two months from the end of the month in which the payment was made. For example, if a property is purchased on August 2, 2025, from a seller with an inoperative PAN and the buyer deducts TDS at 1%, the buyer will not be penalized, provided the seller regularizes their PAN by October 31, 2025. Also read: Don't forget to deduct TDS before buying property even if the seller is NRI as buyer will risk being labelled as tax evader Which other taxpayers can avail relief under this circular? Jain explains: "The ambit of Circular No. 9/2025 extends beyond property transactions and is applicable to all deductors and collectors who have applied standard TDS or TCS rates without enforcing the enhanced rates mandated under Section 206AA or Section 206CC, due to the recipient's PAN being inoperative—provided such PAN is regularised within the stipulated timeframe. Jain explains using some illustrative scenarios: 1. Payment of Professional Fees A company remits Rs 60,000 in May 2024 to a consultant and deducts TDS at 10% under Section 194J. At the time of payment, the consultant's PAN is inoperative. However, the PAN is regularised before September 30, 2025. Relief Granted: The TDS deduction at 10% is considered valid. There will be no liability for short deduction, no disallowance of expense and no penal consequences. 2. Payment to Contractor A business makes a payment of Rs 1.5 lakh in July 2024 to an individual contractor for construction-related services and deducts TDS at 1% under Section 194C. The contractor's PAN was inoperative at the time but was regularised by 30th September 2025. Relief Granted: The deduction at 1% is deemed compliant. The deductor will not be considered in default, and no consequences for short deduction will apply. Why did the income tax department give this relief? The Income Tax Department said this in the circular: The Central Board of Direct Taxes vide Circular No. 03 of 2023 dated 28th March, 2023 had specified that the consequences of PAN becoming inoperative as per Rule 114AAA of the Income-tax Rules, 1962 shall take effect from 1st July, 2023 and continue till the PAN becomes operative. Further, Circular No. 06 of 2024 dated 23.04.2024 issued by the Board, provided relief to deductors/collectors from the applicability of higher TDS/TCS rates under section 206AA/206CC of the Income-tax Act, 1961 (hereinafter 'the Act') for transactions entered into upto 31.03.2024, where the PAN becomes operative (as a result of linkage with Aadhaar) on or before 31.05.2024. Several grievances have been received from the taxpayers that they are in receipt of notices intimating that they have committed default of 'shortdeduction/collection' of TDS/TCS while carrying out the transactions where the PANs of the deductees/collectees were inoperative. In such cases, as the deduction/collection has not been made at a higher rate, demands have been raised by the Department against the deductors/collectors while processing of TDS/TCS statements under section 200A or under section 206CB of the Act, as the case may be. The tax department said that to redress this grievance of taxpayers they partially modified the Circular No. 3 of 2023.
Economic Times
2 days ago
- Business
- Economic Times
Numerology Horoscope Today, July 22nd, 2025: Let Sawan's Sacred Calm and Master Number 22 Guide You to Inner Truth & Spiritual Grounding
Synopsis Numerology Horoscope Today, July 22nd, 2025: Today is a rare energetic alignment—the day carries the deep spiritual vibration of Master Number 22 and the soft, intuitive influence of Universal Day Number 2. This is not a time for loud moves but for building something powerful behind the scenes. Emotional sensitivity is high, yet there's a calm confidence available if you listen within. You are being asked to feel deeply and act wisely. ET Online Numerology Horoscope Today, July 22nd, 2025: Today's energy isn't loud—it's deep. Let your soul speak. The answers you seek are already within. A Day of Quiet Power & Purposeful 22, 2025, invites you into sacred stillness. Master Number 22 is known as the 'Master Builder,' and when paired with Universal Number 2, it weaves divine vision with emotional intelligence. Don't underestimate the quiet work you do today—every insight, every internal shift, every soft conversation could become the foundation of something greater. You're not just reacting to life; you're consciously co-creating may feel slightly slowed down today—and that's okay. This is a day for quiet power, not dramatic moves. Refocus. Reassess. What you're building needs a stronger foundation, not more speed. Lucky Colour: Silver Grey Lucky Time: Late Morning Financial Tip: Revisit your long-term financial goals. Refine, don't rush. Relationship Tip: Be gentle with yourself and others—stillness fosters clarity. Affirmation: 'I lead with wisdom and align my actions with purpose.' You're in your spiritual zone today. You may feel deeply intuitive and aware of hidden energies around you. Trust your hunches. But also ground your insights—write them down, create a plan, or share them with someone who understands your depth. Lucky Colour: Moonstone White Lucky Time: Early Afternoon Financial Tip: Invest in something meaningful, not flashy. Relationship Tip: A soul connection could deepen through quiet honesty. Affirmation: 'I honour my inner voice and walk with divine trust.' Your expressive nature feels more internal today—but don't mistake silence for emptiness. Let your creativity take quieter forms—journaling, reflection, or vision work. What you imagine today could become your blueprint for tomorrow. Lucky Colour: Sage Green Lucky Time: Mid-Evening Financial Tip: Channel your imagination into a practical idea. Relationship Tip: Don't perform—be real. Let others meet the true you. Affirmation: 'My vision is sacred, and I honour it with care.' This is your master number day. You may feel heightened responsibility, but also deeper clarity. You are being prepared to lead something meaningful—but not without inner alignment first. Ground yourself before taking the next step. Lucky Colour: Earth Brown Lucky Time: Just Before Sunset Financial Tip: Strong foundations will carry future rewards—refine your systems. Relationship Tip: Show up quietly but consistently. Presence matters more than perfection. Affirmation: 'I honour my soul's mission and build with steady grace.' Today invites a rare pause in your usually fast-moving world. Don't resist it. The more you slow down, the more truth you hear. A powerful idea may emerge when you least expect it—hold space for it. Lucky Colour: Ocean Grey Lucky Time: Early Morning Financial Tip: Reflect on your deeper 'why' before making the next move. Relationship Tip: A quiet walk or heart-to-heart will reveal more than drama ever could. Affirmation: 'In stillness, I reconnect with my highest truth.' Your nurturing heart is your gift—but today asks you to nurture your own dreams too. Don't pour from an empty cup. What needs your attention today? What have you been postponing? Redirect your energy toward what matters deeply to you. Lucky Colour: Soft Plum Lucky Time: Midday Financial Tip: Secure your own future before saving everyone else's. Relationship Tip: Real love supports your growth, not just your giving. Affirmation: 'I choose what nourishes my soul and honors my time.' You're vibrating with divine insight today. You may receive a message, dream, or intuitive nudge that feels strangely significant. Don't dismiss it. Write it down. Sit with it. Spirit speaks softly—but clearly today. Lucky Colour: Indigo Violet Lucky Time: Night Financial Tip: Energy matters—cleanse your space before inviting new abundance. Relationship Tip: Share your spiritual wisdom—it may guide someone else. Affirmation: 'I am aligned with divine timing, and I listen to what's sacred.' Powerful clarity is emerging today—but it may come in whispers, not declarations. This is a day for planning, reflecting, and realigning your energy toward something more authentic. Let go of what drains you. Reclaim your why. Lucky Colour: Granite Black Lucky Time: Afternoon Financial Tip: Don't chase—build slowly and powerfully. Relationship Tip: Real power lies in vulnerability today. Let someone see you. Affirmation: 'I align with my truth and walk forward in quiet power.' You may feel a strong sense of spiritual purpose today—like something larger is guiding you. Listen to that feeling. This is a rare window of insight. Reflect on your patterns, your growth, and your next soul-aligned move. Lucky Colour: Rosewood Lucky Time: Dusk Financial Tip: A past lesson around money may re-emerge—reflect, don't repeat. Relationship Tip: Spiritual alignment brings emotional clarity. Affirmation: 'I release the old with grace and step forward with soul.' July 22, 2025, holds quiet power. It's a Master Number day—a day to build not just for today, but for your legacy. You don't have to move mountains today. But you can take one intentional step that changes the shape of your future. Reflect. Breathe. Align. Then act—when your soul says sometimes, the most meaningful work we ever do begins in silence. This Numerology Horoscope has been curated by expert Numerologist Bhanupriya Mishra of For feedback, please write to hello@ Also Check: 12 Jyotirlingas of Lord Shiva Why Bel Patra Is Dear to Lord Shiva Disclaimer Statement: This content is authored by a 3rd party. The views expressed here are that of the respective authors/ entities and do not represent the views of Economic Times (ET). ET does not guarantee, vouch for or endorse any of its contents nor is responsible for them in any manner whatsoever. Please take all steps necessary to ascertain that any information and content provided is correct, updated, and verified. ET hereby disclaims any and all warranties, express or implied, relating to the report and any content therein.
Economic Times
2 days ago
- General
- Economic Times
British F-35 Jet finally ready to take off after 36 days in Kerala
Stranded no more (ET Online) British F-35 Jet finally ready to take off after 36 days in Kerala 03:00 Min | July 21, 2025, 8:04 PM IST The British Navy's F-35 fighter aircraft, which remained grounded in Kerala with a hydraulic valve failure, since making an emergency landing on June 14, was on Monday seen being towed into a hangar at the Thiruvananthapuram airport here. Officials said that the aircraft will not leave today and the exact date of its departure is yet to be confirmed. On June 14, the aircraft operating from UK Aircraft Carrier, HMS Prince of Wales was undertaking a routine sortie outside Indian ADIZ when it requested to land at the Thiruvananthapuram airport, which was earmarked as the emergency recovery airfield.
