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Economic Times
2 hours ago
- Business
- Economic Times
Living off Social Security? New report says you will run out of cash in weeks — every state
ET Online A new 2025 report shows retirees can't survive a full month on Social Security alone in any U.S. state — even in the most affordable places. If you're planning to live only on Social Security checks after you retire — you may want to think again. A new report by GOBankingRates shows that in every U.S. state, people who depend only on Social Security run out of money before the month Social Security Administration has always said these benefits were never meant to be your only source of money after retirement. They are supposed to support you — not fully cover your lifestyle. Now, the latest July 2025 study from GOBankingRates proves that if you're single and relying only on these monthly checks, you'll be in trouble — no matter where you live in the U.S. ALSO READ: Researchers uncover startling new clue in the hunt for Parkinson's cause The team at GOBankingRates: Collected the average Social Security income for single people Looked at each state's average mortgage costs and basic living expenses Calculated how many days your Social Security check could last per month in each state They used data from: U.S. Census (2023 5-year Survey) Missouri Economic and Research Information Center Bureau of Labor Statistics (2023) Zillow Home Index (May 2025) Federal Reserve Economic Data All data was collected as of July 7, 2025. Even in the most affordable states, your Social Security check won't last a full month. But some states are still better than others, as stated in the report by are the top 10 states where Social Security lasts the longest: West Virginia – 21.5 days Monthly mortgage: $989 Total monthly living cost: $2,830Mortgage: $1,107Total: $2,910Mortgage: $1,268Total: $2,986Mortgage: $1,226Total: $2,999Mortgage: $1,264Total: $3,069Mortgage: $1,351Total: $3,122Mortgage: $1,294Total: $3,175Mortgage: $1,358Total: $3,185Mortgage: $1,393Total: $3,192Mortgage: $1,416Total: $3,262Even in West Virginia — the most affordable — you'll still fall short by 9-10 days each month if you rely only on Social the flip side, here are the top 10 most expensive states — where your Social Security check runs out the fastest, as mentioned in the report by GoBankingRates. Mortgage: $5,675Total cost: $8,357Mortgage: $4,698Total: $7,003Mortgage: $3,950Total: $6,277Mortgage: $3,626Total: $5,750 ALSO READ: 9 guilt-free midnight snacks that will satisfy your cravings and still let you sleep Mortgage: $3,382Total: $5,387Mortgage: $3,296Total: $5,179 New Hampshire – 12.0 days Mortgage: $3,042Total: $5,057Mortgage: $2,987Total: $5,020Mortgage: $2,918Total: $5,006Mortgage: $3,155Total: $4,996Clearly, high living costs and expensive housing make it nearly impossible to live on just Social Security in these states fall in the middle — not the cheapest, but not the worst either. Here's how they compare: Georgia – 15.9 days | $3,829/month Texas – 16.8 days | $3,628/month North Carolina – 15.8 days | $3,864/month Florida – 14.2 days | $4,281/month Wisconsin – 15.9 days | $3,835/month No matter where you live — you will fall short. The study proves that Social Security doesn't stretch far enough. Even in cheaper states, you're missing 7 to 10 days of income each month. In expensive states, you might fall short by 15 to 20 days, as per the GoBankingRates reports. This means you must have extra money saved, or other sources of income like: Retirement savings (401k, IRA) Pension Investments Part-time work Help from family This isn't a surprise. The Social Security Administration has said for years that the program is not enough to fully support a retired person — especially with today's inflation and housing study just puts real numbers and days to the warning. If you're hoping to rely only on your Social Security checks — don't count on it. You'll run out of money in every U.S. state in less than a month. You must plan ahead, save more, and understand the true cost of living in retirement, as per the report by GoBankingRates. This report is a wake-up call for every future retiree — especially if you're single and living on a tight budget.Q1. How long can I live on Social Security in the U.S.? In every U.S. state, Social Security lasts less than a month for single retirees, according to a 2025 GOBankingRates report. Q2. Which state is the cheapest to live in on Social Security? West Virginia is the cheapest, where Social Security lasts about 21.5 days each month for one person.

Time of India
15 hours ago
- Business
- Time of India
Morning Brief Podcast: Two Entrepreneurs are Helping Create Nonprofit Unicorns
Morning Brief Podcast (ET Online) Anirban Chowdhury | 29:13 Min | July 24, 2025, 6:16 AM IST


Economic Times
20 hours ago
- General
- Economic Times
Numerology Horoscope Today, July 24th, 2025: Sawan's Divine Order Calls You to Walk the Path of Soulful Responsibility
Synopsis Numerology Horoscope Today, July 24th, 2025: July 24, 2025, vibrates with the stabilizing energy of Universal Day Number 4, layered with the nurturing tone of Date Number 6. It's a day to honour your commitments—not just through action, but with love. Think of it as a sacred alignment between duty and devotion. Whether you're building something practical, showing up for loved ones, or simply organizing your inner world, today rewards quiet consistency. It's not flashy, but it's deeply fulfilling. Structure today is not a cage—it's a container for grace. ET Online Numerology Horoscope Today, July 24th, 2025: Let discipline meet devotion. Today calls for soulful responsibility—where effort becomes a love language and structure becomes sacred. A Day of Grounded Grace, Responsibility & Quiet DevotionNumber 4 invites order, structure, and effort; Number 6 brings love, responsibility, and emotional care. Together, they form a beautiful synergy—one that's perfect for tending to the important things in life with patience and heart. Today is about follow-through, family, and faith in the slow bloom of effort. It's about doing the right thing, even when no one is watching. Whether it's cleaning your space, setting boundaries, finishing a task, or supporting someone quietly—know that your efforts matter today. Devotion is may feel torn between leading and supporting today. Let humility guide your leadership—sometimes, the most powerful thing you can do is help behind the scenes. Others will trust you more when you show your human side. • Lucky Colour: Olive Green• Lucky Time: Late Morning• Financial Tip: Stick to a plan. Structure builds security.• Relationship Tip: Show up consistently—love is a verb today.• Affirmation: 'I lead through presence, not pressure.' You're emotionally in tune with the needs of others today—but don't forget yourself in the process. Helping others doesn't mean neglecting your boundaries. Offer support, but stay grounded. Your compassion is a gift—but it needs roots to keep giving.• Lucky Colour: Pearl Grey• Lucky Time: Afternoon• Financial Tip: Emotional spending may arise—pause and reassess.• Relationship Tip: Being gentle doesn't mean being passive. Speak your truth.• Affirmation: 'I support others while honouring myself.'Your usual creativity may feel a bit muted today—but that's not a bad thing. It's a great day to organize your ideas, complete tasks, and give your visions a foundation. Treat your dreams like a house—start laying bricks.• Lucky Colour: Warm Beige• Lucky Time: Midday• Financial Tip: Invest in systems that support your art.• Relationship Tip: A quiet gesture can mean more than a grand one.• Affirmation: 'I give form and flow to my creativity.'This day fits your nature perfectly. You'll feel supported by the steady rhythm of tasks, planning, and quiet order. Use this energy to build something lasting—physically or emotionally. What you begin with patience today can become your foundation tomorrow.• Lucky Colour: Chestnut Brown• Lucky Time: Early Morning• Financial Tip: Your discipline attracts abundance—keep going.• Relationship Tip: Structure brings safety. Offer reliability, not intensity.• Affirmation: 'I build with purpose and love.'You may feel a little restricted today—but that's okay. Instead of resisting structure, try to work within it. Routine doesn't have to kill your spirit—it can actually give it direction. Freedom often grows best within a steady rhythm.• Lucky Colour: Slate Blue• Lucky Time: Evening• Financial Tip: Avoid impulsive decisions—slow and steady wins today.• Relationship Tip: Show love through actions, not just words.• Affirmation: 'I honour rhythm without losing my spark.'This day mirrors your soul—it's loving, devoted, and a little serious. You may feel the weight of responsibility, but don't confuse that with burden. You're being called to rise with grace. Give without draining. Your care holds power—especially when it includes you.• Lucky Colour: Ivory• Lucky Time: Late Evening• Financial Tip: A home-related purchase brings peace—trust your heart.• Relationship Tip: Your care is medicine—don't undervalue it.• Affirmation: 'I serve with love, and honour my own needs too.'Today's energy may feel dense—but it's actually good for grounding your spiritual insights into the real world. Make a plan for your next move. Spirituality isn't just feeling—it's action too. Let your intuition take root in something tangible today.• Lucky Colour: Moss Green• Lucky Time: Before Noon• Financial Tip: Use discernment. Trust your quiet knowing.• Relationship Tip: Emotional boundaries keep your energy sacred.• Affirmation: 'I ground my wisdom in steady action.'You're being asked to soften the hustle today. Success built on peace lasts longer than success built on pressure. Delegate. Simplify. Ground your goals in grace. Let inner stillness be your new strategy for power.• Lucky Colour: Deep Teal• Lucky Time: Morning Hours• Financial Tip: Simplify your goals—clarity saves energy.• Relationship Tip: Offer emotional presence, not control.• Affirmation: 'I build my legacy with calm power.'You're deeply connected to the emotional frequency of the day. Let it guide you into service—but not sacrifice. Help others without burning yourself out. Stillness is your medicine today.• Lucky Colour: Light Mauve• Lucky Time: Twilight• Financial Tip: Don't rescue others financially—empower instead.• Relationship Tip: Healing happens in silence too—just be there.• Affirmation: 'I give from fullness, not from depletion.' July 24, 2025, asks us to walk the path of sacred responsibility. Whether it's through family, work, or self-care—today is a reminder that discipline doesn't have to be dry. It can be soulful. It can be love in motion. Find joy in order. Find peace in simplicity. And know this: the slow steps you take today are not just practical—they're poetic. Let every effort be a quiet offering to the life you're devotion be your discipline. This Numerology Horoscope has been curated by expert Numerologist Bhanupriya Mishra of For feedback, please write to hello@ Also Check: 12 Jyotirlingas of Lord Shiva Why Bel Patra Is Dear to Lord Shiva Disclaimer Statement: This content is authored by a 3rd party. The views expressed here are that of the respective authors/ entities and do not represent the views of Economic Times (ET). ET does not guarantee, vouch for or endorse any of its contents nor is responsible for them in any manner whatsoever. Please take all steps necessary to ascertain that any information and content provided is correct, updated, and verified. ET hereby disclaims any and all warranties, express or implied, relating to the report and any content therein.


Time of India
a day ago
- Entertainment
- Time of India
Capricorn Horoscope Today, 23rd July 2025 - A Day for Bold Steps and Honest Talks
Capricorn Horoscope, 23rd July 2025 - Capricorns can overcome obstacles today by gently facing their fears. As your courage awakens, a key decision is headed your way and will require trust in yourself. Unexpected connections may line up for singles, while those in a relationship should value loyalty and honest conversations. You have the inner strength to break through barriers and take bold actions to get the results you seek. While you need to manage your finances bravely, your health also deserves equal attention and care. ET Online Capricorn Career Horoscope Today - 23rd July 2025 A breakthrough you've been eagerly waiting for feels accessible today if you speak up and take that first step. Don't be afraid to take on new, challenging responsibilities; instead, see them as a chance to reveal your real strengths and hidden capabilities. Avoid shying away from asking for help if you need it; this shows your dedication in learning new things. Capricorn Health Horoscope Today - 23rd July 2025 You may experience minor health issues today if you have been pushing too hard. Allow yourself the liberty to rest without guilt or second-guessing. Minor joint pain, Capricorn Love Horoscope Today - 23rd July 2025 Your heart may crave honesty and emotional depth today. Clear, open communication with your partner will bring you the healing you need. Don't stay silent out of fear of conflict—let your partner know what you truly need. Single Capricorns shouldn't be surprised if they feel drawn toward someone who is quite different from their usual type. Live Events A breakthrough you've been eagerly waiting for feels accessible today if you speak up and take that first step. Don't be afraid to take on new, challenging responsibilities; instead, see them as a chance to reveal your real strengths and hidden capabilities. Avoid shying away from asking for help if you need it; this shows your dedication in learning new may experience minor health issues today if you have been pushing too hard. Allow yourself the liberty to rest without guilt or second-guessing. Minor joint pain, backache , or low energy are signals your body is sending you; a short stretch or gentle movement can help regulate your blood flow and refresh your heart may crave honesty and emotional depth today. Clear, open communication with your partner will bring you the healing you need. Don't stay silent out of fear of conflict—let your partner know what you truly need. Single Capricorns shouldn't be surprised if they feel drawn toward someone who is quite different from their usual type. Disclaimer Statement: This content is authored by a 3rd party. The views expressed here are that of the respective authors/ entities and do not represent the views of Economic Times (ET). ET does not guarantee, vouch for or endorse any of its contents nor is responsible for them in any manner whatsoever. Please take all steps necessary to ascertain that any information and content provided is correct, updated, and verified. ET hereby disclaims any and all warranties, express or implied, relating to the report and any content therein.


Economic Times
2 days ago
- Business
- Economic Times
Gemini Horoscope Today, 22nd July 2025 - Trust The Slow Clarity
Synopsis Gemini Horoscope, 22nd July 2025: Geminis, you may have a lingering feeling that you're missing something or not moving fast enough, but that's okay. Trust this moment to quietly offer you growth in aspects of your life that truly need attention. Don't rush connections in love; allow feelings to evolve in their natural rhythm without forcing clarity. Your mind is fast and curious but your heart requires time to grow and understand the flow of life. Trust the learning process and focus on steady growth in your career. Avoid taking impulsive financial decisions and stay grounded while maintaining balanced health conditions. ET Online Gemini Horoscope Today, 22nd July 2025 - Trust The Slow Clarity Gemini Career Horoscope Today - 22nd July 2025Career situations may familiarise you with a subtle sense of confusion or incompleteness today. Trust your learning process, and remember that failures in work don't mean you're lagging behind. Try taking a small new approach or making gentle adjustments to bring different, better results instead of forcing a move. Don't compare your progress with others, everyone has a different path and a different journey. Stay focused on improving day by day and the right path will find Health Horoscope Today - 22nd July 2025Mental restlessness can cause slight unbalance today. To fix disturbed sleep or gather your thoughts that might feel scattered, try to avoid caffeine or sugary food late at night. Create a slow, peaceful routine for yourself and use the evening to recharge yourself. Don't be too avoidant of your body's signals, take short breaks and allow your thoughts to settle. Align your body and mind with patience. Gemini Love Horoscope Today - 22nd July 2025 Today might present uncertainties about where your connection is heading. Rushing and overthinking to expect immediate answers will lead you nowhere. In a relationship, avoid pushing your partner to explain everything, be patient and support your partner silently through words. Singles should take today's time to understand themselves first. Real love grows when you're calm inside. Gemini Money Horoscope Today - 22nd July 2025 Revisit your financial goals today and focus on what truly matters. Avoid borrowing, lending, or taking decisions under pressure today. Trust your planning and belief to yield results without letting temporary setbacks shake your steadily built thoughtful steps. Disclaimer Statement: This content is authored by a 3rd party. The views expressed here are that of the respective authors/ entities and do not represent the views of Economic Times (ET). ET does not guarantee, vouch for or endorse any of its contents nor is responsible for them in any manner whatsoever. Please take all steps necessary to ascertain that any information and content provided is correct, updated, and verified. ET hereby disclaims any and all warranties, express or implied, relating to the report and any content therein.