Latest news with #EquitySavingsFund
The Wire
28-07-2025
- Business
- The Wire
NFO Alert: Bajaj Finserv AMC Launches Bajaj Finserv Equity Savings Fund
Pune, Maharashtra, India (NewsVoir) When it comes to investing, everyone wants two things – to grow their money and to keep it safe. But very often, one comes at the cost of the other. If you want growth, you may have to take some risk. If you want stability, you may miss out on good returns. What if you could get both? Bajaj Finserv Asset Management Company (AMC) has launched Bajaj Finserv Equity Savings Fund with this exact idea in mind; to give investors the benefit of both worlds. The NFO of this scheme began today, i.e. 28th July 2025 and will last until 11th August 2025. What is an Equity Savings Fund? An Equity Savings Fund is a type of hybrid mutual fund. It invests in three kinds of assets: • Equity (shares of companies) – for growth potential • Debt (like bonds or fixed-income instruments) – for relative stability • Arbitrage (low-risk trading strategies) – for relatively steady returns with less risk By mixing all three in one fund, it aims to balance the need for potential growth with the need for relative stability. Why Consider Bajaj Finserv Equity Savings Fund? Here are the main benefits of this fund, explained in simple terms: 1. Growth and stability – Together in one fund Most investors struggle to choose between growth and stability. With this fund, you don't have to pick just one. • The equity part gives your money the chance to potentially grow when markets do well. • The debt part adds relative stability and helps reduce risk when markets are down. • The arbitrage part makes use of small price differences in the market, offering low-risk returns. This three-way structure helps smoothen your investment journey. You are not completely at the mercy of market ups and downs. 2. Tax Advantage One big advantage of this fund is the tax treatment. Since it is treated as an equity fund for tax purposes, the long-term capital gains (for investments held more than 1 year) are taxed at 12.5% (beyond Rs.1.25 lakh of gains). This is often better than the tax on traditional debt investments, which can go as high as 20% for long term capital gains. This makes the Bajaj Finserv Equity Savings Fund a more tax-efficient option for long-term investors compared to many other debt-oriented options. 3. No Lock-in Period Another helpful feature is that your money is not locked in. You can redeem (withdraw) your investment whenever you need it. There might be an exit load (a small fee if you exit early), but you are not tied in for years like in some other investment options. This gives you the flexibility to access your money when you need it most. How Does the Bajaj Finserv Equity Savings Fund Work? Let's look at how each part of the fund helps in different market situations: Equity exposure: Ride the good times When markets go up, equity investments usually do well. The equity portion of this fund helps your money grow potentially during such times. Even though it's not 100% equity, you can still benefit from the rise in the market. Debt exposure: Handle the tough times Markets don't always go up. When they are falling or flat, the debt part of the fund helps mitigate risk. It aims to mitigate the impact on your capital and give you relatively steady returns. Arbitrage exposure: Make use of market gaps The fund also uses arbitrage – a strategy where fund managers try to earn from the price difference of the same stock in different markets. It's usually low-risk and adds a relatively steady income layer to the portfolio, even when markets are volatile. Who should invest in this fund? The Bajaj Finserv Equity Savings Fund is suited for: • First-time investors who want some equity exposure but with lower risk • Conservative investors who are looking for relatively better post-tax returns than debt • Investors with short to medium-term goals who want flexibility and relative stability • Anyone who wants to avoid high market volatility but still wants growth It's not as aggressive as pure equity funds, but it's also not as passive as only fixed-income investments. Think of it as a middle path – one that gives you potential growth when markets do well and relative stability when they don't. Conclusion In today's unpredictable markets, finding balance is key. The Bajaj Finserv Equity Savings Fund is built to do just that. Whether you're starting your investment journey or looking to add balance to your portfolio, an SIP investment in this fund can offer a simple yet effective way to move forward. As always, speak to your financial advisor to see if this fund suits your goals. But if you're looking for a mix of growth, stability, and tax planning – this could be the fund for you. Mutual Fund investments are subject to market risks, read all scheme related documents carefully. (Disclaimer: The above press release comes to you under an arrangement with Newsvoir and PTI takes no editorial responsibility for the same.). This is an auto-published feed from PTI with no editorial input from The Wire.
News18
28-07-2025
- Business
- News18
NFO Alert: Bajaj Finserv AMC Launches Bajaj Finserv Equity Savings Fund
Pune, Maharashtra, India (NewsVoir) When it comes to investing, everyone wants two things – to grow their money and to keep it safe. But very often, one comes at the cost of the other. If you want growth, you may have to take some risk. If you want stability, you may miss out on good returns. What if you could get both? Bajaj Finserv Asset Management Company (AMC) has launched Bajaj Finserv Equity Savings Fund with this exact idea in mind; to give investors the benefit of both worlds. The NFO of this scheme began today, i.e. 28th July 2025 and will last until 11th August 2025. What is an Equity Savings Fund? An Equity Savings Fund is a type of hybrid mutual fund. It invests in three kinds of assets: • Equity (shares of companies) – for growth potential • Debt (like bonds or fixed-income instruments) – for relative stability • Arbitrage (low-risk trading strategies) – for relatively steady returns with less risk By mixing all three in one fund, it aims to balance the need for potential growth with the need for relative stability. Why Consider Bajaj Finserv Equity Savings Fund? Here are the main benefits of this fund, explained in simple terms: 1. Growth and stability – Together in one fund Most investors struggle to choose between growth and stability. With this fund, you don't have to pick just one. • The equity part gives your money the chance to potentially grow when markets do well. • The debt part adds relative stability and helps reduce risk when markets are down. • The arbitrage part makes use of small price differences in the market, offering low-risk returns. This three-way structure helps smoothen your investment journey. You are not completely at the mercy of market ups and downs. 2. Tax Advantage One big advantage of this fund is the tax treatment. Since it is treated as an equity fund for tax purposes, the long-term capital gains (for investments held more than 1 year) are taxed at 12.5% (beyond Rs.1.25 lakh of gains). This is often better than the tax on traditional debt investments, which can go as high as 20% for long term capital gains. This makes the Bajaj Finserv Equity Savings Fund a more tax-efficient option for long-term investors compared to many other debt-oriented options. 3. No Lock-in Period Another helpful feature is that your money is not locked in. You can redeem (withdraw) your investment whenever you need it. There might be an exit load (a small fee if you exit early), but you are not tied in for years like in some other investment options. This gives you the flexibility to access your money when you need it most. How Does the Bajaj Finserv Equity Savings Fund Work? Let's look at how each part of the fund helps in different market situations: Equity exposure: Ride the good times When markets go up, equity investments usually do well. The equity portion of this fund helps your money grow potentially during such times. Even though it's not 100% equity, you can still benefit from the rise in the market. Debt exposure: Handle the tough times Markets don't always go up. When they are falling or flat, the debt part of the fund helps mitigate risk. It aims to mitigate the impact on your capital and give you relatively steady returns. Arbitrage exposure: Make use of market gaps The fund also uses arbitrage – a strategy where fund managers try to earn from the price difference of the same stock in different markets. It's usually low-risk and adds a relatively steady income layer to the portfolio, even when markets are volatile. Who should invest in this fund? The Bajaj Finserv Equity Savings Fund is suited for: • First-time investors who want some equity exposure but with lower risk • Conservative investors who are looking for relatively better post-tax returns than debt • Investors with short to medium-term goals who want flexibility and relative stability • Anyone who wants to avoid high market volatility but still wants growth It's not as aggressive as pure equity funds, but it's also not as passive as only fixed-income investments. Think of it as a middle path – one that gives you potential growth when markets do well and relative stability when they don't. Conclusion In today's unpredictable markets, finding balance is key. The Bajaj Finserv Equity Savings Fund is built to do just that. Whether you're starting your investment journey or looking to add balance to your portfolio, an SIP investment in this fund can offer a simple yet effective way to move forward. As always, speak to your financial advisor to see if this fund suits your goals. But if you're looking for a mix of growth, stability, and tax planning – this could be the fund for you. top videos View all Mutual Fund investments are subject to market risks, read all scheme related documents carefully. (Disclaimer: The above press release comes to you under an arrangement with Newsvoir and PTI takes no editorial responsibility for the same.). PTI PWR PWR (This story has not been edited by News18 staff and is published from a syndicated news agency feed - PTI) First Published: July 28, 2025, 18:00 IST Disclaimer: Comments reflect users' views, not News18's. Please keep discussions respectful and constructive. Abusive, defamatory, or illegal comments will be removed. News18 may disable any comment at its discretion. By posting, you agree to our Terms of Use and Privacy Policy.
Economic Times
03-07-2025
- Business
- Economic Times
My mother-in-law's favourite is Edelweiss Equity Savings Fund: Radhika Gupta
While mentioning equity savings funds as the most underrated category, Radhika Gupta, MD & CEO, Edelweiss Mutual Fund mentioned that her mother-in-law's favourite fund is Edelweiss Equity Savings Fund. She posted on social media platform X that, 'What underrated category is this? Only 20-25% net equity exposure. Less than 4% standard deviation. No negative rolling returns in 3Y. And equity taxation! An efficient way to earn decent returns with low risk. My mom in law's favourite fund!' Also Read | Record inflow of over Rs 15,000 crore in May. What is making arbitrage mutual funds gain investors' interest?The equity savings category has 20-25% net equity exposure and equity taxation. It has less than 4% standard deviation and has not given negative rolling returns in the last three years. Gupta considers these funds as an efficient way to earn decent returns with low CEO shared an image as well in her social media post which shows that Edelweiss Equity Savings Fund in the last three years has offered a minimum of 4.51% whereas its benchmark has delivered 1.28%.The maximum return offered by the fund was 13.86% whereas its benchmark gave 14.48% in the same time period. Both the scheme and benchmark have never given negative returns in the last three Equity Savings Fund has around 94.99% times delivered returns more than 7% whereas when it comes to the benchmark, 81.72% times it has offered more than 7% return in the similar time her last post, Gupta announced her new book - Mango Millionaire which is a guide to personal finance. The book is on investing which will have simple concepts, stories and ideas in a way everyone can understand investing. Also Read | Radhika Gupta announces new book- Mango Millionaire! A guide to personal finance She mentioned in her earlier post that her new book 'Mango Millionaire' in collaboration with Niranjan Avasthi, Edelweiss Mutual Fund, will be available from July is in the field to present an invaluable, practical guide on personal finance. It is written in an approachable style, the book offers clear, relatable money advice for everyone - from complete beginners to those ready to take charge of their financial future, according to the fund house. (Disclaimer: Recommendations, suggestions, views and opinions given by the experts are their own. These do not represent the views of the Economic Times)
