Latest news with #EtihadCreditBureau
Zawya
03-07-2025
- Business
- Zawya
Etihad Credit Bureau key pillar of sustainable development: UBF
DUBAI - The UAE Banks Federation (UBF) has underlined the pivotal role of Etihad Credit Bureau in advancing the UAE's banking and financial sector, reinforcing the country's standing as a global financial and commercial hub. During the 'Partner Engagement Forum', held at the Emirates Institute of Finance in Dubai, UBF commended Etihad Credit Bureau's initiatives in supporting the UAE's sustainable development by collecting, analysing and utilising credit information. These initiatives have enabled informed decision-making for both individuals and companies, based on accurate data and sound methodologies. The Federation has renewed its commitment to further strengthen the solid partnership with Etihad Credit Bureau, as their constructive cooperation contributed to the development of solutions and products that suit various stakeholders' requirements, and building strong foundations of the UAE's economic, financial and banking ecosystem to continue growth. Jamal Saleh, Director-General of UBF, said, 'Accurate data and information are the basis of development in various sectors, especially the banking and financial sector. Since its establishment, Etihad Credit Bureau has been playing a key and vital role in socio-economic development by providing advanced information and solutions to individuals, banks and financial institutions, where its reports, data, and studies have enabled various stakeholders to make informed decisions and manage risks prudently.' He added, 'The banking sector has consolidated the UAE's position as a global financial and banking centre, under the direct supervision and guidance of the Central Bank of the UAE. We are keen to strengthen the partnership between the UBF and Etihad Credit Bureau as part of UBF's ongoing efforts to provide a seamless and secure banking experience characterised by transparency and competitiveness, to enhance the knowledge and innovation economy and employ advanced technologies. Saled noted that these efforts are reflected in the positive performance of the banking sector in the Trust Index, which reached 90 percent, outperforming several advanced financial and banking centres. Marwan Ahmad Lutfi, Director-General of Etihad Credit Bureau, said, 'Our Partner Engagement Forum marks a significant milestone as we celebrate a decade of service to the UAE's financial ecosystem. From the beginning, Etihad Credit Bureau has worked in close collaboration with the banking sector through the UAE Banks Federation. "By listening closely to their needs, we strive to develop the tools necessary to help them succeed. Our focus is on enabling a proactive approach to risk management, ensuring banks have the insight to make sound decisions. Fulfilling the needs of our banking partners is our top priority, as their stability and growth directly benefit the bigger picture, which is the health of the financial sector and, accordingly, the strength of our national economy.' UBF and its member banks continue to cooperate with Etihad Credit Bureau to enhance the efficiency and integrity of the UAE's financial and banking sector, providing accurate data, reports and insights to deliver banking services that meet customer expectations while upholding the highest standards of transparency, governance and risk management.
Zawya
03-07-2025
- Business
- Zawya
UBF: Etihad Credit Bureau a key pillar of sustainable development
Abu Dhabi- Dubai, United Arab Emirates: The UAE Banks Federation (UBF), the sole representative and unified voice of UAE banks, stressed importance of role the Etihad Credit Bureau has been playing in the development of the banking and financial sector in the UAE, consolidating the country's position as a global financial and commercial centre. During the "Partner Engagement Forum", organised at the Emirates Institute of Finance in Dubai, UBF praised the Etihad Credit Bureau's initiatives in supporting sustainable development of the UAE through collection, analysis and use of credit information that contribute to making informed decisions based on accurate data and on scientific bases for individuals and companies. UBF hailed progress achieved by Etihad Credit Bureau during its journey since it was established in 2012 and launched its operations in 2014 as a specialised federal entity entrusted with collecting and maintaining credit information for individuals and businesses in the UAE, and contributing to the development of financial and banking services and enhancing transparency. The Federation has renewed its commitment to further strengthen the solid partnership with Etihad Credit Bureau, as their constructive cooperation contributed to the development of solutions and products that suit various stakeholders' requirements, and to build on the strong foundations of the UAE's economic, financial and banking ecosystem to continue growth. Mr. Jamal Saleh, Director General of UBF, said: 'Accurate data and information are the basis of development in various sectors, especially the banking and financial sector. Since its establishment, Etihad Credit Bureau has been playing a key and vital role in socio-economic development by providing advanced information and solutions to individuals, banks and financial institutions, where its reports, data, and studies have enabled various stakeholders to make informed decisions and manage risks prudently". He added: 'The banking sector has consolidated the UAE's position as a global financial and banking centre, under the direct supervision and guidance of the Central Bank of the UAE. We are keenness to strengthen the partnership between the UBF and Etihad Credit Bureau comes as part of UBF's ongoing efforts to provide a seamless and secure banking experience characterised by transparency and competitiveness, to enhance the knowledge and innovation economy and employing the advanced technologies. These efforts are reflected in the positive performance of the banking sector in the Trust Index, which reached 90%, outperforming several advanced financial and banking centres, and the banking sector remained the most trusted sector in the UAE". His Excellency Marwan Ahmad Lutfi, Director General of Etihad Credit Bureau said: "Our Partner Engagement Forum marks a significant milestone as we celebrate a decade of service to the UAE's financial ecosystem. From the beginning, Etihad Credit Bureau has worked in close collaboration with the banking sector through the UAE Banks Federation. By listening closely to their needs, we strive to develop the tools necessary to help them succeed. Our focus is on enabling a proactive approach to risk management, ensuring banks have the insight to make sound decisions. Fulfilling the needs of our banking partners is our top priority, as their stability and growth directly benefit the bigger picture, which is the health of the financial sector and, accordingly, the strength of our national economy". UBF and its member banks work in cooperation with Etihad Credit Bureau to enhance the financial and banking industry's efficiency and integrity by providing accurate information, data, and reports to deliver banking services that meet the requirements of customers while maintaining the highest levels of transparency, governance, and prudent risk management. The Director General of UBF said the partnership with Etihad Credit Bureau will witness further developments during the coming period by launching innovative products and solutions to meet the growing requirements of individuals, institutional, and corporate customers, especially start-ups and SMEs, which play a vital role in the socio -economic development. He explained that the adoption and employment of advanced technologies and the launch of digital channels by Etihad Credit Bureau have allowed individuals and companies easier and faster access to their credit reports and scores, enhancing financial inclusion. The Partner Engagement Forum witnessed a wide participation of member banks of UBF. Etihad Credit Bureau's achievements, products, solutions, and its credit scores were highlighted. -Ends- About UAE Banks Federation (UBF): Established in 1982, UAE Banks Federation (UBF), the sole representative and unified voice of UAE banks, comprising 64 members of banks and financial institutions operating in the UAE. UBF advocates the interests of all its members and enhances cooperation and coordination between them in order to elevate the UAE's banking ecosystem for the benefit of members, customers, and the overall UAE economy. UBF's mission and objectives are focused on representing its members and defending their rights and interest. UBF provides a platform for cooperation and the exchange of ideas and expertise among its members and plays a significant role in raising public awareness about the contributions of the UAE banking sector to the economic and social development of the country. UBF has a 22-member Advisory Council consisting of CEOs and General Managers from member banks and financial institutions, which oversees the implementation of UBF's policies and activities. The CEOs Council also makes directional decisions through UBF's General Secretariat for UBF's 28 technical and 6 advisory committees, which in turn are tasked to discuss all issues relevant to the UAE banking and financial services ecosystem. UAE Banks Federation also includes a CEOs Consultative Council, which consists of chief executives of other member banks. For further information, please contact: Sooyin Lee UAE Banks Federation sooyin@ About Al Etihad Credit Bureau (AECB): Al Etihad Credit Bureau is a federal entity wholly owned by the UAE Federal Government. It was established under Federal Law No. (6) of 2010 concerning credit information, as amended by Federal Decree-Law No. (8) of 2020. Under this law and its amendments, AECB is mandated to request, organize, collect, preserve, analyze, classify, utilize, and disseminate credit information. This data is then processed into a range of fully digital credit-related products. For more information, please visit: or download the 'Al Etihad Credit Bureau' app available on the App Store and Google Play. Media Contact: Bachar Dib Email:
Khaleej Times
02-07-2025
- Business
- Khaleej Times
Instant access to Etihad Credit Bureau credit report and score via DubaiNow
Etihad Credit Bureau, the federal entity that provides comprehensive credit information and analytics to support informed financial decisions, is pleased to announce its collaboration with DubaiNow, the pioneering Dubai Government application offering access to more than 300 integrated government and private sector services. Through this innovative partnership, DubaiNow users can effortlessly access their personal Credit Report and Credit Score. By logging into the DubaiNow app, users gain instant access to these crucial credit insights with just a single click, delivering an unparalleled level of convenience and efficiency. Marwan Ahmad Lutfi, director-general of Etihad Credit Bureau, commented: "Etihad Credit Bureau is committed to advancing the UAE's digital transformation agenda by fostering integration across local government platforms. This collaboration with DubaiNow exemplifies our mission to simplify access to vital credit information while enhancing user experience. By leveraging advanced technology and seamless application programming interfaces (APIs), we've made it easier than ever to stay informed about your credit health through the digital channels individuals use most. Matar Al Hemeiri, chief executive, Digital Dubai Government Establishment, Digital Dubai, said: 'We are pleased to announce the joining of Etihad Credit Bureau to the "Dubai Now" application, enabling users to easily and quickly access their credit information anytime. This step embodies Etihad Credit Bureau's leading position and reflects its commitment to advancing the digitalization of life in the UAE, thereby facilitating people's lives and supporting the foundations of the digital economy. It also contributes to achieving the goals of the "We the UAE 2031" vision, which, in one of its pillars, aims to establish the most pioneering and advanced system by enabling a new lifestyle that meets the future needs of the country.' This collaboration underscores Etihad Credit Bureau's dedication to creating seamless digital solutions that empower individuals and businesses to make well-informed decisions. This collaboration follows the successful integration of services with TAMM Abu Dhabi and reinforces our commitment to enhancing accessibility and convenience to all users. As an innovative initiative, this integration paves the way for efficient data exchange between government platforms, marking a significant step forward towards a smart and connected society. DubaiNow, developed by Digital Dubai, continues to set benchmarks for unified city services by integrating advanced solutions that simplify the lives of residents and citizens alike. This collaboration with Etihad Credit Bureau is another stride in fostering an interconnected ecosystem that prioritizes accessibility and innovation.
Arabian Post
29-06-2025
- Business
- Arabian Post
DubaiNow Opens Door to Instant Credit Access
Arabian Post Staff -Dubai Dubai residents can now view their personal credit report and credit score directly within the DubaiNow app following a newly launched integration with Etihad Credit Bureau. The partnership enables users to access crucial credit information with a single tap—bringing financial insights closer to everyday urban life. Officials emphasise that this move reflects a strategic direction toward seamless digital service delivery. Marwan Ahmad Lutfi, Director General of Etihad Credit Bureau, underscored the bureau's commitment to national digital transformation, noting the use of advanced APIs to simplify user access to credit data. Matar Al Hemeiri, CEO of Digital Dubai Government Establishment, added that the integration reinforces Dubai's position as a hub for digital innovation and aligns with the 'We the UAE 2031' vision for a connected, smart society. ADVERTISEMENT DubaiNow, developed by Digital Dubai, offers over 300 services — ranging from bill payments and health records to official documentation. The inclusion of credit reports and scores builds on its role as a one-stop platform for private and government services. This feature eliminates the need for separate logins or visits to multiple platforms—credit information is now readily accessible to users seeking clarity on their financial standing. Earlier, Etihad Credit Bureau successfully integrated with Abu Dhabi's TAMM platform, and this step represents a widening push across emirates to bridge credit services with digital portals. Sources highlight that such integrations are part of a broader effort to promote financial literacy, transparency, and empowered decision‑making among residents. Access to credit scores supports informed borrowing and better personal finance management. Although specific usage metrics have not been disclosed, industry analysts see significant potential. By delivering real-time credit insights directly inside an app used daily by millions, the integration might reduce friction in credit awareness, which could lead to more responsible lending and borrowing—even small improvements in payment discipline or credit visibility can have outsized impact on personal financial health. Affordability remains a factor: Etihad Credit Bureau's website lists the cost of a personal credit report at AED 84, with a standalone credit score costing AED 10.50. However, it is not yet clear whether these fees apply within DubaiNow or if special rates have been arranged for app users. Users should check within the app for pricing details. Security is paramount. Etihad Credit Bureau employs stringent data encryption and authentication measures to protect sensitive credit information. DubaiNow leverages UAE Pass for identity verification, ensuring that only authorised individuals access their own financial data. The integration occurs amid rapid digital government expansion across the Gulf, where unified platforms are central to delivering frictionless user experience. By adding credit insights to DubaiNow, authorities anticipate a future where financial and administrative services converge—expected to boost efficiency for users and public institutions alike. Going forward, observers expect Etihad Credit Bureau to extend integration to further emirate-level services and fintech platforms, creating a comprehensive, country-wide credit information network. Proponents argue such a system would enhance economic resilience by embedding credit awareness into everyday digital interactions.
Gulf Business
27-06-2025
- Business
- Gulf Business
DubaiNow app users can now access their credit report, credit score
Image: Getty Images/ For illustrative purposes The Etihad Credit Bureau (ECB), the UAE's federal entity for credit information and analytics, has announced a strategic partnership with DubaiNow, the Dubai government's unified smart services platform, allowing users to access their credit report and credit score directly through the app. The integration enables individuals to retrieve their credit data with a single click, significantly enhancing user convenience and digital accessibility. 'Etihad Credit Bureau is committed to advancing the UAE's digital transformation agenda by fostering integration across local government platforms,' said Marwan Ahmad Lutfi, director general of Etihad Credit Bureau. 'By leveraging advanced technology and seamless APIs, we've made it easier than ever to stay informed about your credit health through the digital channels individuals use most.' DubaiNow offers over 300 services Image courtesy DubaiNow website Matar Al Hemeiri, chief executive of the Digital Dubai Government Establishment, said: 'We are pleased to announce the joining of Etihad Credit Bureau to the DubaiNow application, enabling users to easily and quickly access their credit information anytime. This step embodies Etihad Credit Bureau's leading position and reflects its commitment to advancing the digitalisation of life in the UAE.' The initiative aligns with the UAE's national strategy, 'We the UAE 2031', which envisions a pioneering digital ecosystem that supports modern lifestyles and a robust digital economy. Etihad Credit Bureau's integration with DubaiNow follows earlier efforts such as its service linkage with Both entities say the partnership will encourage informed decision-making and promote financial literacy among UAE residents, while laying the groundwork for deeper intergovernmental digital collaborations.
