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Repaying PTPTN loans a religious and moral duty
Repaying PTPTN loans a religious and moral duty

The Sun

time7 days ago

  • Business
  • The Sun

Repaying PTPTN loans a religious and moral duty

KUALA LUMPUR: Repaying debts, including education loans from the National Higher Education Fund Corporation (PTPTN), is a religious obligation in Islam and should not be taken lightly. Prof Datuk Dr Mohd Izhar Ariff Mohd Kashim, Dean of the Faculty of Islamic Studies at Universiti Kebangsaan Malaysia (UKM) and a renowned preacher, emphasised that repaying debt is not merely a legal obligation but also a matter of trust and personal integrity. 'Islam mandates that we settle our debts and seek solutions to do so. It is not wrong to borrow for a good purpose like education, but deliberately avoiding repayment and shirking responsibility is unacceptable. 'Some pretend to forget or think the debt is no longer their concern once they finish their studies, even though they have signed an agreement to repay,' he said in a recent interview with Bernama. He explained that every PTPTN loan is intended to be recycled for future generations of students; therefore, repaying the loan is not only an individual's responsibility to the institution but also a duty to society and the nation. 'The government and PTPTN have helped us continue our education. Now, it's our turn to help future Malaysian generations by repaying what we have borrowed,' he said. Mohd Izhar Ariff said that borrowers should welcome PTPTN's loan restructuring initiatives, designed to ease repayment. 'We should be grateful to the government for introducing various initiatives to help students, both current and former borrowers, by allowing loans to be restructured or rescheduled according to their ability to pay,' he added. He explained that timely repayment brings many benefits and blessings, in line with the Sunnah of the Prophet Muhammad, who encouraged prompt debt settlement. 'This blessing is not only felt personally but also extends to one's children. If debts remain unpaid, heirs may be burdened with the responsibility of settling the outstanding balance,' he said. Meanwhile, Syarah Sakinah Sudarma, 34, an administrative executive at a private company in Johor Bahru, said the main reason for restructuring her loan was to secure a lower monthly payment that suits her financial situation. 'I restructured my loan earlier this year. It has helped me manage my monthly expenses more effectively,' she said, adding that she took the PTPTN loan in 2011 while studying at Universiti Sains Malaysia. She explained that the main advantages of restructuring are lower monthly payments and a flexible repayment schedule, enabling her to manage her long-term finances more efficiently. She believes that repaying the PTPTN loan is a trust and an important responsibility to ensure the funds can help other students pursue their studies. PTPTN encourages borrowers to negotiate and restructure their loans through more flexible repayment plans based on their financial ability, with no additional fees. Borrowers can download the myPTPTN app to simplify the loan restructuring application process, providing faster, easier and more secure access. - Bernama

Repaying PTPTN loans a religious and moral duty, says UKM Islamic Studies Dean
Repaying PTPTN loans a religious and moral duty, says UKM Islamic Studies Dean

The Sun

time7 days ago

  • Business
  • The Sun

Repaying PTPTN loans a religious and moral duty, says UKM Islamic Studies Dean

KUALA LUMPUR: Repaying debts, including education loans from the National Higher Education Fund Corporation (PTPTN), is a religious obligation in Islam and should not be taken lightly. Prof Datuk Dr Mohd Izhar Ariff Mohd Kashim, Dean of the Faculty of Islamic Studies at Universiti Kebangsaan Malaysia (UKM) and a renowned preacher, emphasised that repaying debt is not merely a legal obligation but also a matter of trust and personal integrity. 'Islam mandates that we settle our debts and seek solutions to do so. It is not wrong to borrow for a good purpose like education, but deliberately avoiding repayment and shirking responsibility is unacceptable. 'Some pretend to forget or think the debt is no longer their concern once they finish their studies, even though they have signed an agreement to repay,' he said in a recent interview with Bernama. He explained that every PTPTN loan is intended to be recycled for future generations of students; therefore, repaying the loan is not only an individual's responsibility to the institution but also a duty to society and the nation. 'The government and PTPTN have helped us continue our education. Now, it's our turn to help future Malaysian generations by repaying what we have borrowed,' he said. Mohd Izhar Ariff said that borrowers should welcome PTPTN's loan restructuring initiatives, designed to ease repayment. 'We should be grateful to the government for introducing various initiatives to help students, both current and former borrowers, by allowing loans to be restructured or rescheduled according to their ability to pay,' he added. He explained that timely repayment brings many benefits and blessings, in line with the Sunnah of the Prophet Muhammad, who encouraged prompt debt settlement. 'This blessing is not only felt personally but also extends to one's children. If debts remain unpaid, heirs may be burdened with the responsibility of settling the outstanding balance,' he said. Meanwhile, Syarah Sakinah Sudarma, 34, an administrative executive at a private company in Johor Bahru, said the main reason for restructuring her loan was to secure a lower monthly payment that suits her financial situation. 'I restructured my loan earlier this year. It has helped me manage my monthly expenses more effectively,' she said, adding that she took the PTPTN loan in 2011 while studying at Universiti Sains Malaysia. She explained that the main advantages of restructuring are lower monthly payments and a flexible repayment schedule, enabling her to manage her long-term finances more efficiently. She believes that repaying the PTPTN loan is a trust and an important responsibility to ensure the funds can help other students pursue their studies. PTPTN encourages borrowers to negotiate and restructure their loans through more flexible repayment plans based on their financial ability, with no additional fees. Borrowers can download the myPTPTN app to simplify the loan restructuring application process, providing faster, easier and more secure access. - Bernama

Repaying PTPTN Loans A Religious And Moral Duty, Says UKM Islamic Studies Dean
Repaying PTPTN Loans A Religious And Moral Duty, Says UKM Islamic Studies Dean

Barnama

time7 days ago

  • General
  • Barnama

Repaying PTPTN Loans A Religious And Moral Duty, Says UKM Islamic Studies Dean

Prof Datuk Dr Mohd Izhar Ariff Mohd Kashim, Dean of the Faculty of Islamic Studies at Universiti Kebangsaan Malaysia (UKM) By Nadia Jumri KUALA LUMPUR, Aug 13 (Bernama) -- Repaying debts, including education loans from the National Higher Education Fund Corporation (PTPTN), is a religious obligation in Islam and should not be taken lightly. Prof Datuk Dr Mohd Izhar Ariff Mohd Kashim, Dean of the Faculty of Islamic Studies at Universiti Kebangsaan Malaysia (UKM) and a renowned preacher, emphasised that repaying debt is not merely a legal obligation but also a matter of trust and personal integrity. 'Islam mandates that we settle our debts and seek solutions to do so. It is not wrong to borrow for a good purpose like education, but deliberately avoiding repayment and shirking responsibility is unacceptable. 'Some pretend to forget or think the debt is no longer their concern once they finish their studies, even though they have signed an agreement to repay,' he said in a recent interview with Bernama. He explained that every PTPTN loan is intended to be recycled for future generations of students; therefore, repaying the loan is not only an individual's responsibility to the institution but also a duty to society and the nation. 'The government and PTPTN have helped us continue our education. Now, it's our turn to help future Malaysian generations by repaying what we have borrowed,' he said. Mohd Izhar Ariff said that borrowers should welcome PTPTN's loan restructuring initiatives, designed to ease repayment. 'We should be grateful to the government for introducing various initiatives to help students, both current and former borrowers, by allowing loans to be restructured or rescheduled according to their ability to pay,' he added.

King, Queen To Grace National Maal Hijrah 1447h Celebration Today
King, Queen To Grace National Maal Hijrah 1447h Celebration Today

Barnama

time27-06-2025

  • Politics
  • Barnama

King, Queen To Grace National Maal Hijrah 1447h Celebration Today

GENERAL KUALA LUMPUR, June 27 (Bernama) -- The national-level Maal Hijrah 1447H/2025M celebration takes place today at the Malaysia International Trade and Exhibition Centre (MITEC), with more than 8,000 guests expected to attend, including local and international dignitaries. His Majesty Sultan Ibrahim and Her Majesty Raja Zarith Sofiah, the King and Queen of Malaysia, are scheduled to arrive at 9.30 am to grace the event. Prime Minister Datuk Seri Anwar Ibrahim and his wife, Datuk Seri Dr Wan Azizah Wan Ismail, both Deputy Prime Ministers, Cabinet ministers, foreign envoys, government officials, participating contingents and members of the public are also expected to attend. A key highlight of the ceremony will be the Royal Address by His Majesty, who will also present the National and International Ma'al Hijrah Personality Awards. The programme includes a special tausiyyah (religious lecture) on the theme of hijrah (migration), to be delivered by Prof Datuk Dr Mohd Izhar Ariff Mohd Kashim, Dean of the Faculty of Islamic Studies at Universiti Kebangsaan Malaysia (UKM). The event will be broadcast live on TV1 by Radio Televisyen Malaysia (RTM) and other local stations, and streamed via the official social media platforms of the Department of Islamic Development Malaysia (JAKIM). This year's theme, 'Membangun Ummah MADANI' (Developing a MADANI Ummah), calls on Muslims to reflect on the Prophet Muhammad's hijrah and apply its lessons to build a progressive, inclusive and morally grounded society. In a previous statement, JAKIM said the theme underscores values of inclusivity and civilisation-building, not just in physical terms, but also in nurturing morally and spiritually excellent individuals. 'This year's celebration highlights the spirit of hijrah, particularly the sacrifices and efforts of the Prophet in developing a virtuous society grounded in sustainability, well-being, creativity, dignity, confidence and compassion, all while embracing diversity in unity,' the statement read.

King, Queen to grace national Maal Hijrah celebration
King, Queen to grace national Maal Hijrah celebration

The Star

time27-06-2025

  • Politics
  • The Star

King, Queen to grace national Maal Hijrah celebration

KUALA LUMPUR: The national-level Maal Hijrah 1447H/2025M celebration takes place Friday (June 27) at the Malaysia International Trade and Exhibition Centre (Mitec), with more than 8,000 guests expected to attend, including local and international dignitaries. His Majesty Sultan Ibrahim, King of Malaysia, and Her Majesty Raja Zarith Sofiah, Queen of Malaysia, are scheduled to arrive at 9.30am to grace the event. Prime Minister Datuk Seri Anwar Ibrahim and his wife, Datuk Seri Dr Wan Azizah Wan Ismail, both Deputy Prime Ministers, Cabinet ministers, foreign envoys, government officials, participating contingents and members of the public are also expected to attend. A key highlight of the ceremony will be the Royal Address by His Majesty, who will also present the National and International Ma'al Hijrah Personality Awards. The programme includes a special tausiyyah (religious lecture) on the theme of hijrah (migration), to be delivered by Prof Datuk Dr Mohd Izhar Ariff Mohd Kashim, Dean of the Faculty of Islamic Studies at Universiti Kebangsaan Malaysia (UKM). The event will be broadcast live on TV1 by Radio Televisyen Malaysia (RTM) and other local stations, and streamed via the official social media platforms of the Islamic Development Department of Malaysia (Jakim). This year's theme, "Membangun Ummah Madani" (Developing a Madani Ummah), calls on Muslims to reflect on the Prophet Muhammad's hijrah and apply its lessons to build a progressive, inclusive and morally grounded society. In a previous statement, Jakim said the theme underscores values of inclusivity and civilisation-building, not just in physical terms, but also in nurturing morally and spiritually excellent individuals. "This year's celebration highlights the spirit of hijrah, particularly the sacrifices and efforts of the Prophet in developing a virtuous society grounded in sustainability, well-being, creativity, dignity, confidence and compassion, all while embracing diversity in unity," the statement read. Muslims across the country welcomed the new Islamic year 1447H last night with reflection and reverence, marked by the year-end and new year prayers held at mosques and suraus nationwide. - Bernama

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