Latest news with #FidelityFunds
Globe and Mail
23-07-2025
- Business
- Globe and Mail
Fidelity Investments Canada ULC Announces Cash Distributions for Certain Fidelity ETFs and ETF Series of Fidelity Mutual Funds
TORONTO, July 22, 2025 /CNW/ - Fidelity Investments Canada ULC today announced the July 2025 cash distributions for the Fidelity ETFs (" Fidelity ETFs") and ETF Series of Fidelity mutual funds (" Fidelity Funds") listed below.
Forbes
07-06-2025
- Business
- Forbes
5 Popular Fidelity Bond Funds For Your 401(k)
Many Fidelity funds also have low expense ratios and functional investment strategies—two important ... More qualities for your retirement portfolio. Fidelity bond funds are generally available within Fidelity-run 401(k)s, making them accessible to millions of retirement savers. Many Fidelity funds also have low expense ratios and functional investment strategies—two important qualities for your retirement portfolio. Let's explore five popular Fidelity bond funds now. One may be the right candidate to provide essential bond exposure and help you reach your retirement goals. The following parameters helped identify the five bond funds highlighted below: Fund fees and charges dilute your returns. Considering that you may hold your retirement portfolio for 50 years or more, keeping these costs low can make a significant difference in your wealth over time. Five Fidelity bond funds to consider for your 401(k) are: A closer review of each fund follows. FIPDX by the numbers: The Fidelity Inflation-Protected Bond Index Fund invests in TIPS. These are U.S. Treasury-issued bonds that adjust in value according to inflation, as measured by the Consumer Price Index. These bonds have a fixed interest rate, but the interest payment is calculated from the bond's value and rate. Therefore, when the bond's value rises due to inflation, the payment also increases. This protects the purchasing power of the bond's income over time. Note that TIPS inflation adjustments can be positive or negative. If prices fall, TIPS lose value and produce lower income. FIPDX pays distributions quarterly. Per-share payouts over the last four quarters have ranged from $0.031 to $0.145. FIPDX is a good choice for savers interested in income that outperforms inflation. The fund is particularly relevant now, as new U.S. tariff policies have stoked inflation concerns. That's one reason why FIPDX has returned more than 5.6% over the past year. Worries about rising prices and an economic downturn have benefited TIPS prices. FCNVX by the numbers: The Fidelity Conservative Income Bond Fund invests in high-quality, investment-grade Treasury bonds (18.5%), corporate bonds (54.5%), asset-backed securities (14%) and cash (13%). Investment-grade describes debt securities that have a low default risk, according to ratings assigned by S&P Global Ratings, Fitch and Moody's. FCNVX is a short-term portfolio, meaning most of the debts mature in two years or less. About one-third of the assets reprice within 30 days. Short maturities encourage pricing stability, since matured bonds can be replaced frequently with new issues carrying market interest rates. By comparison, longer maturities are more reactive to interest rate changes, losing value when rates rise and gaining value when rates fall. FCNVX is for the debt investor who wants competitive yields with low risk. The inclusion of highly rated corporate bonds and asset-backed securities encourages a higher yield than Treasury debts alone can provide, without adding undue risk. Also, the emphasis on short maturities limits price volatility related to interest rates. FAPGX by the numbers: The Fidelity Sustainable Low Duration Bond Fund invests in medium and high-quality, investment-grade Treasury debt (34.5%), corporate bonds (50%) and asset-backed securities (15.5%) with maturities of less than three years. Issuers must also pass an ESG screen to be included in the portfolio. ESG stands for environmental, social and governance, the three pillars of sustainability tracking and reporting. Agencies and companies with good ESG scores are actively managing their impacts on people and the planet. FAPGX aligns with the needs of moderately conservative investors who like supporting sustainability initiatives. More than one-third (40%) of the fund's holdings mature in six months or less, which limits interest-rate sensitivity. The credit ratings within the portfolio range from AAA to BBB, which are all investment-grade. Medium-quality investment-grade holdings, rated BBB, account for 18% of the portfolio. This pushes the fund's yield slightly higher without an excessive risk increase. FXNAX by the numbers: The Fidelity U.S. Bond Index Fund tracks the Bloomberg U.S. Aggregate Bond Index, a benchmark for the entire domestic, investment-grade bond market. The portfolio includes Treasury debt (45%), corporate debt (25%), mortgage-backed securities (25%), plus other government-related debts and cash. Maturities span from ultrashort to beyond 20 years. The largest maturity concentration is 39% in five-to-10-year issues. The portfolio's weighted average maturity is just over eight years. FXNAX suits investors who want broad exposure to U.S. bonds with slightly more risk and yield than Treasury debt alone. This portfolio has some interest-rate sensitivity since it includes intermediate and long-term maturities. But, this may work in your favor. Some experts believe it's a good time to invest in intermediate-term bonds for higher yields with low risk. Note that bond funds have less predictable income patterns than individual bonds due to the fund's diversification, strategy and trading actions. FUAMX by the numbers: The Fidelity Intermediate Treasury Bond Index Fund invests in Treasury bonds with maturities ranging from five to 10 years. The intermediate-term approach secures higher yields for the next several years. It could also encourage a price increase for this fund if market rates decline. Treasury debt is investment-grade, with an AA rating from the three main credit rating agencies. While AA is one step below the highest rating of AAA, it still implies a very low default risk. Investors who believe in the full faith and credit of the U.S. government will prefer FUAMX over more diversified bond portfolios. FUAMX has no corporate bonds or asset-backed securities. At one time, U.S. Treasury debt was considered as safe as cash. In recent years, some experts have suggested the risk of Treasury securities is rising due to inflation and high deficits. Moody's downgraded the U.S. government's credit score this year, following similar actions by Fitch in 2023 and S&P Global Ratings in 2011. Investment-grade bond funds complement stock positions within a retirement portfolio. Bonds provide predictability and income, while stocks deliver growth potential. If you're not sure how much to own of each category, see How To Decide How Much To Invest In Stocks Vs. Bonds for essential strategies.
Yahoo
06-05-2025
- Business
- Yahoo
Four Corners Property Trust, Inc. (FCPT): One of the Top Dividend Challengers in 2025
Bank of America also noted that dividend-paying stocks helped stabilize portfolios during the turbulent month of March. As trade policy uncertainty under President Donald Trump rattled markets, value and dividend-oriented names held up better. In an April 11 report, BofA's quant strategist Nigel Tupper highlighted these trends and pointed to several top-performing dividend stocks during the market's choppy period. According to analysts, investors can adopt a strategy that balances both income and growth by focusing on dividend growers. Historically, they have shown less volatility and often outperformed the broader market, including benchmarks like the S&P Equal Weight Index. A report from Guggenheim found that between May 2005 and December 2024, companies that initiated or raised their dividends achieved an average annual return of 10.5%, compared to just 5.5% for those that reduced or suspended payouts. By contrast, the overall market averaged a 10.4% return during the same period, slightly lagging behind the dividend growers. The report also emphasized that dividend growth strategies tend to perform well across different market environments, both bullish and bearish. This makes them a compelling option for investors seeking long-term returns while aiming to protect their portfolios during downturns. Investor interest in stocks with reliable dividend growth remains strong due to long-term investment potential. As a result, many of these financially sound firms become targets for investors looking to manage risk without sacrificing growth. The Fidelity Equity-Income Fund and the Fidelity Global Equity Income Fund portfolios, managed by Ramona Persaud, seek stable dividend-paying firms with attractive valuations. She pointed out that declining interest rates tend to make dividend stocks more appealing than bonds due to relatively attractive yields. Indeed, Persaud argued lower rates could foster a more broad-based rally for stocks beyond the market gains, which have been largely concentrated on a handful of large-cap growth names. Her focus is on well-performing firms with reliable cash flows and strong, growing dividends. Dividend Challengers refers to US-listed companies that have raised their dividends every year for a minimum of five, and less than ten, consecutive years. These companies have demonstrated a relatively recent commitment to sharing profits with shareholders through dividends. Investors usually gravitate towards such firms because historically, dividend growers outperform the returns of the broader market. Moreover, most of these firms have a track record of exhibiting lower price volatility, which makes them favorable to those looking for stable income. We recently published a list of Dividend Challengers 2025: Top 25 . In this article, we are going to take a look at where Four Corners Property Trust, Inc. (NYSE:FCPT) stands against other dividend challenger stocks. Story Continues 'In March, as global equities fell -4.1% on concerns tariffs could increase and slow growth, the best performing global styles were Value and Dividends.' As investor interest in dividend-paying stocks continues to climb, many companies have responded by steadily boosting their payouts. According to a report from Janus Henderson, global dividend distributions hit a record $1.75 trillion in 2024, marking a 6.6% increase on an underlying basis. The total headline growth stood at 5.2%, slightly tempered by a decline in special one-time dividends and the impact of a stronger US dollar. Of the 49 countries tracked in the report, 17—including key markets like the US, Canada, France, Japan, and China—achieved new highs in dividend payments. Overall, 88% of companies either raised or maintained their dividends during the year. Looking ahead, Janus Henderson expects global dividend payouts to grow by 5.0% on a headline basis in the coming year, reaching another record of $1.83 trillion. Despite ongoing currency pressures from a strong dollar, the firm projects underlying growth to edge slightly higher to about 5.1%. Four Corners Property Trust, Inc. (FCPT): One of the Top Dividend Challengers in 2025 A REIT Retail company representative discussing the portfolio growth with a tenant. Our Methodology For this list, we looked at a group of dividend challengers, recognized for consistently increasing dividends for 5 consecutive years, but for less than 10 years. From this list, we chose companies with the highest dividend yields as of April 29 and arranged them in order from lowest to highest yield. At Insider Monkey, we are obsessed with hedge funds. Why are we interested in the stocks that hedge funds pile into? The reason is simple: our research has shown that we can outperform the market by imitating the top stock picks of the best hedge funds. Our quarterly newsletter's strategy selects 14 small-cap and large-cap stocks every quarter and has returned 373.4% since May 2014, beating its benchmark by 218 percentage points (see more details here). Four Corners Property Trust, Inc. (NYSE:FCPT) Dividend Yield as of April 29: 5.10% Four Corners Property Trust, Inc. (NYSE:FCPT) is a California-based real estate investment trust company that specializes in owning and leasing restaurant and retail properties. The company regularly expands its portfolio through new acquisitions. Recent purchases include a Chuy's property from Darden for $2.9 million, an Outback Steakhouse for $1.6 million, and an auto service property for $5.3 million. These additions help diversify its holdings and support Four Corners' ability to raise its dividend. The stock has surged by over 4% since the start of 2025. In the first quarter of 2025, Four Corners Property Trust, Inc. (NYSE:FCPT) reported revenue of $71.4 million, which showed a 7.5% YoY growth and also beat analysts' estimates by $3.54 million. However, the company's EPS of $0.26 missed the consensus marginally by $0.01. Rental revenue rose 8.4% year-over-year to $63.5 million, which included $63.2 million in cash rents and $0.2 million from straight-line and other non-cash rent adjustments. As of March 31, 2025, Four Corners Property Trust, Inc. (NYSE:FCPT)'s rental portfolio comprised 1,221 properties spread across 47 states. The portfolio was 99.4% occupied based on square footage, with tenants under long-term net leases averaging about 7.3 years remaining. The company maintained a solid cash position. FCPT had around $617 million in available liquidity, which included $22 million in cash and cash equivalents, expected net proceeds of about $245 million from existing forward sale agreements, and $350 million in available capacity under its revolving credit facility. Four Corners Property Trust, Inc. (NYSE:FCPT) currently pays a quarterly dividend of $0.355 per share and has a dividend yield of 5.10%, as of April 29. The company has been rewarding shareholders with growing dividends for the past eight consecutive years. Overall, FCPT ranks 7th on our dividend challengers list. While we acknowledge the potential of FCPT as an investment, our conviction lies in the belief that some deeply undervalued dividend stocks hold greater promise for delivering higher returns, and doing so within a shorter time frame. If you are looking for a deeply undervalued dividend stock that is more promising than FCPT but that trades at 10 times its earnings and grows its earnings at double digit rates annually, check out our report about the dirt cheap dividend stock. READ NEXT: 20 Best AI Stocks To Buy Now and 30 Best Stocks to Buy Now According to Billionaires. Disclosure: None. This article is originally published at Insider Monkey.
Yahoo
06-05-2025
- Business
- Yahoo
Kinder Morgan, Inc. (KMI): One of the Top Dividend Challengers in 2025
Bank of America also noted that dividend-paying stocks helped stabilize portfolios during the turbulent month of March. As trade policy uncertainty under President Donald Trump rattled markets, value and dividend-oriented names held up better. In an April 11 report, BofA's quant strategist Nigel Tupper highlighted these trends and pointed to several top-performing dividend stocks during the market's choppy period. According to analysts, investors can adopt a strategy that balances both income and growth by focusing on dividend growers. Historically, they have shown less volatility and often outperformed the broader market, including benchmarks like the S&P Equal Weight Index. A report from Guggenheim found that between May 2005 and December 2024, companies that initiated or raised their dividends achieved an average annual return of 10.5%, compared to just 5.5% for those that reduced or suspended payouts. By contrast, the overall market averaged a 10.4% return during the same period, slightly lagging behind the dividend growers. The report also emphasized that dividend growth strategies tend to perform well across different market environments, both bullish and bearish. This makes them a compelling option for investors seeking long-term returns while aiming to protect their portfolios during downturns. Investor interest in stocks with reliable dividend growth remains strong due to long-term investment potential. As a result, many of these financially sound firms become targets for investors looking to manage risk without sacrificing growth. The Fidelity Equity-Income Fund and the Fidelity Global Equity Income Fund portfolios, managed by Ramona Persaud, seek stable dividend-paying firms with attractive valuations. She pointed out that declining interest rates tend to make dividend stocks more appealing than bonds due to relatively attractive yields. Indeed, Persaud argued lower rates could foster a more broad-based rally for stocks beyond the market gains, which have been largely concentrated on a handful of large-cap growth names. Her focus is on well-performing firms with reliable cash flows and strong, growing dividends. Dividend Challengers refers to US-listed companies that have raised their dividends every year for a minimum of five, and less than ten, consecutive years. These companies have demonstrated a relatively recent commitment to sharing profits with shareholders through dividends. Investors usually gravitate towards such firms because historically, dividend growers outperform the returns of the broader market. Moreover, most of these firms have a track record of exhibiting lower price volatility, which makes them favorable to those looking for stable income. We recently published a list of Dividend Challengers 2025: Top 25 . In this article, we are going to take a look at where Kinder Morgan, Inc. (NYSE:KMI) stands against other dividend challenger stocks. Story Continues 'In March, as global equities fell -4.1% on concerns tariffs could increase and slow growth, the best performing global styles were Value and Dividends.' As investor interest in dividend-paying stocks continues to climb, many companies have responded by steadily boosting their payouts. According to a report from Janus Henderson, global dividend distributions hit a record $1.75 trillion in 2024, marking a 6.6% increase on an underlying basis. The total headline growth stood at 5.2%, slightly tempered by a decline in special one-time dividends and the impact of a stronger US dollar. Of the 49 countries tracked in the report, 17—including key markets like the US, Canada, France, Japan, and China—achieved new highs in dividend payments. Overall, 88% of companies either raised or maintained their dividends during the year. Looking ahead, Janus Henderson expects global dividend payouts to grow by 5.0% on a headline basis in the coming year, reaching another record of $1.83 trillion. Despite ongoing currency pressures from a strong dollar, the firm projects underlying growth to edge slightly higher to about 5.1%. Kinder Morgan, Inc. (KMI): One of the Top Dividend Challengers in 2025 Aerial view of an oil and gas pipeline, spanning vast landscapes. Our Methodology For this list, we looked at a group of dividend challengers, recognized for consistently increasing dividends for 5 consecutive years, but for less than 10 years. From this list, we chose companies with the highest dividend yields as of April 29 and arranged them in order from lowest to highest yield. At Insider Monkey, we are obsessed with hedge funds. Why are we interested in the stocks that hedge funds pile into? The reason is simple: our research has shown that we can outperform the market by imitating the top stock picks of the best hedge funds. Our quarterly newsletter's strategy selects 14 small-cap and large-cap stocks every quarter and has returned 373.4% since May 2014, beating its benchmark by 218 percentage points (see more details here). Kinder Morgan, Inc. (NYSE:KMI) Dividend Yield as of April 29: 4.30% Kinder Morgan, Inc. (NYSE:KMI) is an energy infrastructure company in North America that owns oil and gas pipelines and terminals. The company moves roughly 40% of the nation's natural gas production through its extensive network of 66,000 miles of pipelines. Natural gas makes up about 65% of its overall business. It maintains a strong outlook on the long-term demand for natural gas. It pointed out that US natural gas consumption has climbed by 80% over the past two decades, increasing from 60 billion cubic feet per day in 2005 to 109 billion cubic feet per day in 2024. In the past 12 months, the stock has delivered an over 44% return to shareholders. Kinder Morgan, Inc. (NYSE:KMI) reported solid earnings in the first quarter of 2025. The company posted revenue of $4.24 billion, up 10% from the same period last year. The revenue also beat analysts' estimates by $215 million. Its adjusted EBITDA came in at $2.1 billion, up 1% on a YoY basis. The company delivered strong operational results, with higher financial contributions from its Natural Gas Pipelines, CO₂, and Terminals segments compared to the first quarter of 2024. However, performance in the Products Pipelines segment declined, primarily due to a scheduled turnaround at the condensate processing facility—an event that occurs once every ten years. Kinder Morgan, Inc. (NYSE:KMI) continued to self-fund high-quality capital projects, generating $1.2 billion in operating cash flow and $400 million in free cash flow after capital expenditures. The company maintained a solid financial position, ending the quarter with a Net Debt-to-Adjusted EBITDA ratio of 4.1 times. In addition, it expanded its footprint in the Bakken region through the $640 million acquisition of Outrigger Energy II's gathering and processing system, supported by long-term agreements with key customers in the area. On April 16, Kinder Morgan, Inc. (NYSE:KMI) announced a 1.7% increase in its quarterly dividend to $0.2925 per share. Through this increase, the company stretched its dividend growth streak to eight years, which makes it one of the best stocks on our dividend challengers list. The stock has a dividend yield of 4.3%, as of April 29. Overall, KMI ranks 8th on our dividend challengers list. While we acknowledge the potential of KMI as an investment, our conviction lies in the belief that some deeply undervalued dividend stocks hold greater promise for delivering higher returns, and doing so within a shorter time frame. If you are looking for a deeply undervalued dividend stock that is more promising than KMI but that trades at 10 times its earnings and grows its earnings at double digit rates annually, check out our report about the dirt cheap dividend stock. READ NEXT: 20 Best AI Stocks To Buy Now and 30 Best Stocks to Buy Now According to Billionaires. Disclosure: None. This article is originally published at Insider Monkey.
Yahoo
06-05-2025
- Business
- Yahoo
VICI Properties Inc. (VICI): One of the Top Dividend Challengers in 2025
Bank of America also noted that dividend-paying stocks helped stabilize portfolios during the turbulent month of March. As trade policy uncertainty under President Donald Trump rattled markets, value and dividend-oriented names held up better. In an April 11 report, BofA's quant strategist Nigel Tupper highlighted these trends and pointed to several top-performing dividend stocks during the market's choppy period. According to analysts, investors can adopt a strategy that balances both income and growth by focusing on dividend growers. Historically, they have shown less volatility and often outperformed the broader market, including benchmarks like the S&P Equal Weight Index. A report from Guggenheim found that between May 2005 and December 2024, companies that initiated or raised their dividends achieved an average annual return of 10.5%, compared to just 5.5% for those that reduced or suspended payouts. By contrast, the overall market averaged a 10.4% return during the same period, slightly lagging behind the dividend growers. The report also emphasized that dividend growth strategies tend to perform well across different market environments, both bullish and bearish. This makes them a compelling option for investors seeking long-term returns while aiming to protect their portfolios during downturns. Investor interest in stocks with reliable dividend growth remains strong due to long-term investment potential. As a result, many of these financially sound firms become targets for investors looking to manage risk without sacrificing growth. The Fidelity Equity-Income Fund and the Fidelity Global Equity Income Fund portfolios, managed by Ramona Persaud, seek stable dividend-paying firms with attractive valuations. She pointed out that declining interest rates tend to make dividend stocks more appealing than bonds due to relatively attractive yields. Indeed, Persaud argued lower rates could foster a more broad-based rally for stocks beyond the market gains, which have been largely concentrated on a handful of large-cap growth names. Her focus is on well-performing firms with reliable cash flows and strong, growing dividends. Dividend Challengers refers to US-listed companies that have raised their dividends every year for a minimum of five, and less than ten, consecutive years. These companies have demonstrated a relatively recent commitment to sharing profits with shareholders through dividends. Investors usually gravitate towards such firms because historically, dividend growers outperform the returns of the broader market. Moreover, most of these firms have a track record of exhibiting lower price volatility, which makes them favorable to those looking for stable income. We recently published a list of Dividend Challengers 2025: Top 25 . In this article, we are going to take a look at where VICI Properties Inc. (NYSE:VICI) stands against other dividend challenger stocks. Story Continues 'In March, as global equities fell -4.1% on concerns tariffs could increase and slow growth, the best performing global styles were Value and Dividends.' As investor interest in dividend-paying stocks continues to climb, many companies have responded by steadily boosting their payouts. According to a report from Janus Henderson, global dividend distributions hit a record $1.75 trillion in 2024, marking a 6.6% increase on an underlying basis. The total headline growth stood at 5.2%, slightly tempered by a decline in special one-time dividends and the impact of a stronger US dollar. Of the 49 countries tracked in the report, 17—including key markets like the US, Canada, France, Japan, and China—achieved new highs in dividend payments. Overall, 88% of companies either raised or maintained their dividends during the year. Looking ahead, Janus Henderson expects global dividend payouts to grow by 5.0% on a headline basis in the coming year, reaching another record of $1.83 trillion. Despite ongoing currency pressures from a strong dollar, the firm projects underlying growth to edge slightly higher to about 5.1%. VICI Properties Inc. (VICI): One of the Top Dividend Challengers in 2025 A business executive in a sharp suit shaking hands on a real estate deal. Our Methodology For this list, we looked at a group of dividend challengers, recognized for consistently increasing dividends for 5 consecutive years, but for less than 10 years. From this list, we chose companies with the highest dividend yields as of April 29 and arranged them in order from lowest to highest yield. At Insider Monkey, we are obsessed with hedge funds. Why are we interested in the stocks that hedge funds pile into? The reason is simple: our research has shown that we can outperform the market by imitating the top stock picks of the best hedge funds. Our quarterly newsletter's strategy selects 14 small-cap and large-cap stocks every quarter and has returned 373.4% since May 2014, beating its benchmark by 218 percentage points (see more details here). VICI Properties Inc. (NYSE:VICI) Dividend Yield as of April 29: 5.36% VICI Properties Inc. (NYSE:VICI) ranks sixth on our dividend challengers list. The American real estate investment trust company recently announced its Q1 2025 earnings. Its revenue came in at $984.2 million, which saw a 3.4% growth from the same period last year. AFFO attributable to common stockholders rose 5.6% year-over-year to $616.0 million, with per-share AFFO increasing 4.3% to $0.58. Additionally, the company announced the formation of a strategic partnership with Cain International and Eldridge Industries, which includes a $300.0 million investment in a mezzanine loan tied to the development of the One Beverly Hills project. Although VICI Properties Inc. (NYSE:VICI) is heavily concentrated in the gaming industry—a factor that might appear risky—casinos have historically shown strong resilience during economic downturns. The company enhances its stability by securing tenants through long-term leases, and the highly regulated nature of the gaming sector makes it challenging for tenants to relocate, adding another layer of security. This approach has helped the company maintain full occupancy since its IPO in 2018, even during periods of major disruption like the COVID-19 pandemic, which significantly impacted travel, hospitality, and casinos. Additionally, many of its leases are linked to the consumer price index (CPI), allowing for rent increases that help protect against inflation. VICI Properties Inc. (NYSE:VICI) demonstrated a solid cash position in the most recent quarter, with cash and cash equivalents of $334.3 million. In addition, it also returned approximately $457 million to shareholders through dividends. The company's quarterly dividend comes in at $0.4325 per share and has a dividend yield of 5.36%, as of April 29. VICI initiated its dividend policy in 2018 and has raised its payouts every year since then. Overall, VICI ranks 6th on our dividend challengers list. While we acknowledge the potential of VICI as an investment, our conviction lies in the belief that some deeply undervalued dividend stocks hold greater promise for delivering higher returns, and doing so within a shorter time frame. If you are looking for a deeply undervalued dividend stock that is more promising than VICI but that trades at 10 times its earnings and grows its earnings at double digit rates annually, check out our report about the dirt cheap dividend stock. READ NEXT: 20 Best AI Stocks To Buy Now and 30 Best Stocks to Buy Now According to Billionaires. Disclosure: None. This article is originally published at Insider Monkey.
