Latest news with #FlexiCapFund
Mint
2 days ago
- Business
- Mint
Investing ₹1 lakh at the launch of this mutual fund would have grown to ₹1.5 crore. Check how
At the time of investing in a mutual fund scheme, it is common to evaluate the past returns of that scheme. This gives an idea of how the scheme has performed in the past, thus giving an indication of how it may perform in the future. Wealth advisors often point out that the longer you stay invested, the higher the return. This happens primarily on account of compounding. From Ben Graham to Warren Buffett, almost all experts have lauded the power of compounding. In fact, famous scientist Albert Einstein is believed to have said that compound interest is the eighth wonder of the world. This is because the income you earn in the first few years is added to the principal, and when the investment gives return in the later years, it accrues on the inflated sum (principal plus return). Therefore, when you stay invested for a long term, the returns you stand to earn are disproportionately higher than what you earn in the first few years. Here we handpick one mutual fund scheme – Franklin India Flexi Cap Fund – and evaluate its growth to find out how much a small investment of ₹ one lakh would have grown if an investor had remained invested since the launch of the scheme. This scheme was launched on Sept 29,1994 and earlier known as Franklin India Equity fund. The scheme's benchmark is Nifty500 and asset size is ₹ 18,224 crore. The key constituent stocks are HDFC Bank, ICICI Bank, Bharti Airtel, Axis Bank and L&T. Sector wise, the scheme has invested 27.70 percent in banks, 8.29 percent in telecom services, 5.11 percent in pharma and biotech and 4.20 percent in construction, shows Franklin Templeton's website. If someone had invested ₹ one lakh in Franklin India Flexi Cap Fund one year ago, the investment would have grown to ₹ 1,09,280 now by growing at 9.28 percent, shows the table below. Over a three-year period, the investment has given a return of 19.08 percent. In the past five-year period, the investment of ₹ one lakh would have grown to ₹ 3.35 lakh, thus reporting a growth of 27.40 per cent. And in a decade, the investment of ₹ one lakh would have grown to ₹ 3.69 lakh. Tenure Return (%) ₹ 1 lakh would have grown to 1 year 9.28 1,09,280 3 19.08 1,69,030 5 27.40 3,35,790 10 13.96 3,69,760 15 14.67 7,80,540 Since inception 18.00 1,58,38,310 And if someone had invested ₹ one lakh 15 years ago, the investment would have grown to ₹ 7.80 lakh. And if the investment were made at the time of scheme's launch (in Sept, 1994), the investment would have swelled to ₹ 1.58 crore by growing at a rate of 18 percent per annum, reveals the table above. Note: This story is for informational purposes only. Please speak to a SEBI-registered investment advisor before making any investment related decision. For all personal finance updates, visit here.
Time of India
3 days ago
- Business
- Time of India
Top 10 mutual funds to invest in June 2025
Many new and relatively-inexperienced investors always look for top mutual funds to invest in . They ask their friends or colleagues or in some mutual fund forums for top or best schemes while starting their investment journey or while deciding to invest extra money. But most of them are not satisfied with the answers they get from the internet or friends due to different reasons. An online search would mostly take you to some websites with ready-made lists. Most often, the schemes may be shortlisted on the basis of their short-term performance. Sometimes, the schemes from a single category may dominate the list because that category happens to be the flavour of the season. Also Read | Volatile Markets and SIPs: What should mutual fund investors do? Best MF to invest Looking for the best mutual funds to invest? Here are our recommendations. View Details » by Taboola by Taboola Sponsored Links Sponsored Links Promoted Links Promoted Links You May Like Air conditioners without external unit. (click to see prices) Air Condition | Search Ads Search Now Undo Friends or colleagues may give you names of schemes they like or they are investing. Again, there is no guarantee the schemes are indeed suitable for you. Some people never proceed beyond collecting names of top funds because a lingering doubt about the veracity of the names always holds them back. No wonder, many investors keep visiting mutual fund forums for validation for years - even after they start investing. Live Events That is why ETMutualFunds decided to put out a list of top 10 mutual fund schemes. We have chosen two schemes from five different equity mutual fund categories - aggressive hybrid, large cap, mid cap, small cap and flexi cap schemes – which we believe should be enough for regular mutual fund investors. There are caveats: read till the end to ensure you are picking up the best scheme for you. Also Read | Smallcap mutual funds offer 8% average return in May, all equity mutual fund categories end with gains List of top 10 schemes: Canara Robeco Bluechip Equity Fund Mirae Asset Large Cap Fund Parag Parikh Flexi Cap Fund HDFC Flexi Cap Fund Axis Midcap Fund Kotak Emerging Equity Fund Axis Small Cap Fund SBI Small Cap Fund SBI Equity Hybrid Fund Mirae Asset Hybrid Equity Fund Here are some pointers you should keep in mind while investing in these schemes. First, find out about each category and whether it is suited to your investment objective and risk profile. Aggressive hybrid funds Aggressive hybrid schemes (or erstwhile balanced schemes or equity-oriented hybrid schemes) are ideal for newcomers to equity mutual funds. These schemes invest in a mix of equity (65-80%) and debt (20-35). Because of this hybrid portfolio they are considered relatively less volatile than pure equity schemes. Aggressive hybrid schemes are the best investment vehicle for very conservative equity investors looking to create long-term wealth without much volatility. Large cap funds Some equity investors want to play safe even while investing in stocks. Large cap schemes are meant for such individuals. These schemes invest in top 100 stocks and they are relatively safer than other pure equity mutual fund schemes. They are also relatively less volatile than mid cap and small cap schemes. In short, you should invest in large cap schemes if you are looking for modest returns with relative stability. Flexi cap funds A regular equity investor (one with a moderate risk appetite) looking to invest in the stock market need not look beyond flexi cap mutual funds (or diversified equity schemes). These schemes invest across market capitalisations and sectors, based on the view of the fund manager. A regular investor can benefit from the uptrend in any of the sectors, categories of stocks by investing in these schemes. Small cap, mid cap funds What about aggressive investors looking to pocket extra returns by taking extra risk? Well, they can bet on mid cap and small cap schemes. Mid cap schemes invest mostly in medium-sized companies and small cap funds invest in smaller companies in terms of market capitalisation. These schemes can be volatile, but they also have the potential to offer superior returns over a long period. You can invest in these mutual fund categories if you have a long-term investment horizon and an appetite for higher risk. Finally, any search starting with the word 'best' or 'top' is unlikely to offer you the best solution. You should always choose a scheme that matches your investment objective, horizon, and risk profile. If you do not understand the basic mutual fund concepts or are totally new to mutual funds and investing, you should always seek the help of a mutual fund advisor. If you are looking for our recommendations in various mutual fund category, see: Best mutual funds to invest Methodology for hybrid funds: 1. Mean rolling returns: Rolled daily for the last three years. 2. Consistency in the last three years: Hurst Exponent, H is used for computing the consistency of a fund. The H exponent is a measure of randomness of NAV series of a fund. Funds with high H tend to exhibit low volatility compared to funds with low H. i) When H = 0.5, the series of returns is said to be a geometric Brownian time series. This type of time series is difficult to forecast. ii) When H <0.5, the series is said to be mean reverting. iii) When H>0.5, the series is said to be persistent. The larger the value of H, the stronger is the trend of the series 3. Downside risk: We have considered only the negative returns given by the mutual fund scheme for this measure. X = Returns below zero Y = Sum of all squares of X Z = Y/number of days taken for computing the ratio Downside risk = Square root of Z 4. Outperformance i) Equity portion: It is measured by Jensen's Alpha for the last three years. Jensen's Alpha shows the risk-adjusted return generated by a mutual fund scheme relative to the expected market return predicted by the Capital Asset Pricing Model (CAPM). Higher Alpha indicates that the portfolio performance has outstripped the returns predicted by the market. Average returns generated by the MF Scheme = [Risk Free Rate + Beta of the MF Scheme * {(Average return of the index - Risk Free Rate} ii) Debt portion: Fund Return – Benchmark return. Rolling returns rolled daily is used for computing the return of the fund and the benchmark and subsequently the Active return of the fund. 5. Asset size: For Hybrid funds, the threshold asset size is Rs 50 crore Methodology for equity funds: ETMutualFunds has employed the following parameters for shortlisting the equity mutual fund schemes. 1. Mean rolling returns: Rolled daily for the last three years. 2. Consistency in the last three years: Hurst Exponent, H is used for computing the consistency of a fund. The H exponent is a measure of randomness of NAV series of a fund. Funds with high H tend to exhibit low volatility compared to funds with low H. i) When H = 0.5, the series of returns is said to be a geometric Brownian time series. This type of time series is difficult to forecast. ii) When H is less than 0.5, the series is said to be mean reverting. iii) When H is greater than 0.5, the series is said to be persistent. The larger the value of H, the stronger is the trend of the series 3. Downside risk: We have considered only the negative returns given by the mutual fund scheme for this measure. X =Returns below zero Y = Sum of all squares of X Z = Y/number of days taken for computing the ratio Downside risk = Square root of Z 4. Outperformance: It is measured by Jensen's Alpha for the last three years. Jensen's Alpha shows the risk-adjusted return generated by a mutual fund scheme relative to the expected market return predicted by the Capital Asset Pricing Model (CAPM). Higher Alpha indicates that the portfolio performance has outstripped the returns predicted by the market. Average returns generated by the MF Scheme = [Risk Free Rate + Beta of the MF Scheme * {(Average return of the index - Risk Free Rate} 5. Asset size: For Equity funds, the threshold asset size is Rs 50 crore.
Time of India
21-05-2025
- Business
- Time of India
NFO Alert: Unifi Mutual Fund launches flexicap fund
Unifi Mutual Fund has announced the launch of Unifi Flexi Cap Fund , an open-ended equity scheme that has the flexibility to invest across large-cap, mid-cap, and small-cap stocks. The scheme is aligned with Unifi's Growth at a Reasonable Price (GARP) based investment philosophy. The new fund offer or NFO of the scheme is open for subscription and will close on May 30. The Unifi Flexi Cap Fund follows a seasoned investment and portfolio construction framework, ensuring a balance between active bottom-up positions and index mindfulness. The fund ultimately builds a diversified portfolio of 50-70 stocks, maintaining a 3–5-year investment outlook while balancing bottom-up active positions with benchmark mindfulness. Play Video Pause Skip Backward Skip Forward Unmute Current Time 0:00 / Duration 0:00 Loaded : 0% 0:00 Stream Type LIVE Seek to live, currently behind live LIVE Remaining Time - 0:00 1x Playback Rate Chapters Chapters Descriptions descriptions off , selected Captions captions settings , opens captions settings dialog captions off , selected Audio Track default , selected Picture-in-Picture Fullscreen This is a modal window. Beginning of dialog window. Escape will cancel and close the window. Text Color White Black Red Green Blue Yellow Magenta Cyan Opacity Opaque Semi-Transparent Text Background Color Black White Red Green Blue Yellow Magenta Cyan Opacity Opaque Semi-Transparent Transparent Caption Area Background Color Black White Red Green Blue Yellow Magenta Cyan Opacity Transparent Semi-Transparent Opaque Font Size 50% 75% 100% 125% 150% 175% 200% 300% 400% Text Edge Style None Raised Depressed Uniform Drop shadow Font Family Proportional Sans-Serif Monospace Sans-Serif Proportional Serif Monospace Serif Casual Script Small Caps Reset restore all settings to the default values Done Close Modal Dialog End of dialog window. Best MF to invest Looking for the best mutual funds to invest? Here are our recommendations. View Details » by Taboola by Taboola Sponsored Links Sponsored Links Promoted Links Promoted Links You May Like If You Eat Ginger Everyday for 1 Month This is What Happens Tips and Tricks Undo The scheme will be anchored to investing in growth businesses and will be consensus-agnostic. The scheme strives to adopt a prudent sell-discipline on achieving objective or fundamental thesis change as part of its on-going portfolio management. Nifty 500 will be the primary universe for the fund from which 75% or more of the portfolio constituents will be selected. The next 500-750 companies would also be pursued tactically to capitalise on emerging sectors, trends and companies. Through rigorous research, the selection is narrowed down to 100-120 companies, focusing on earnings growth, leadership, and valuation comfort. Live Events The fund does not rigidly adhere to market cap classifications but instead gravitates toward stocks with the most compelling risk-reward profiles, ensuring diversified exposure to large-cap, mid-cap, and small-cap opportunities. The fund will be managed by V. N. Saravanan (CIO & Fund Manager), Aejas Lakhani (Fund Manager – Equity), Karthik Srinivas (Fund Manager – Debt), and Aman Reddy (Fund Manager – Foreign Investments). The performance of the fund will be benchmarked against Nifty 500 TRI. The minimum investment amount for lumpsum is Rs 5,000 and in multiples of Re 1 thereafter. The minimum amount for SIP investment is Rs 500 and in multiples of Re 1. The scheme will allocate 65-100% in equities and equity related instruments, 0-35% in debt securities and money market instruments, and 0-10% in units issued by REITs & InvIT's. 'The Flexicap fund is our singular offering in the equity segment and enables us to stay focused on achieving long-term capital appreciation. Our portfolio construction approach would be to typically have 40 to 60 positions across 5 or more sectors offering growth tailwinds and reasonable valuations. We aim to strike the right balance between bottom-up stock selection and being mindful of the benchmark,' said Saravanan V N , CIO, Unifi Mutual Fund. Unifi Mutual Fund launched their first fund – Unifi Dynamic Asset Allocation Fund – two months ago and it already has an AUM of Rs. 600 crores. The Flexicap Fund is the second of three funds that they intend to launch in their initial phase, according to a press release.
Mint
13-05-2025
- Business
- Mint
THESE 6 flexi cap mutual funds gave over 20% annualised return in past 3 years. Check list here
Before you invest in a mutual fund, it is recommended to compare the returns delivered by the scheme and compare the same with those of other schemes in the same category – be it large cap, value funds, flexi cap or other. Here, we list out the six mutual fund schemes which have delivered over 20 percent annualised return in the past three years. In other words, if someone invested ₹ 1,00,000 three years ago, the investment would have grown to ₹ 1,72,800 now by growing at an annualised rate of 20 percent. For the unversed, a flexi cap mutual fund scheme is the one which is flexible to invest its assets across market capitalisation i.e., small cap, mid cap and large cap in any proportion. However, the fund must invest at least 65 percent in equity and equity-related instruments, as per the Sebi's categorisation of mutual fund schemes. Flexi Cap Fund 3-year-return(%) Franklin India Flexi Cap Fund 20.51 HDFC Flexi Cap Fund 24.26 Invesco India Flexi Cap fund 22.39 JM Flexi Cap Fund 24.73 Motilal Oswal FC fund 23.53 Parag Parikh Flexi Cap Fund 20.48 (Source: AMFI; returns as on May 8, 2025) As one can see in the table above, JM Flexi Cap Fund has delivered 24.73 percent annualised return in the past three years and HDFC Flexi Cap Fund has given 24.26 percent in the past three years. Other schemes which have delivered more than 20 percent annualised return include Invesco India Flexi Cap fund and Motilal Oswal Flexi Cap Fund. Meanwhile, it is important to note that the past returns do not guarantee future returns. This means just because a scheme has delivered good returns in the past, it does not mean it will continue to deliver the same returns in the future as well. Aside from past returns, other factors which should affect your decision of whether to invest in a scheme or not include past performance of the fund manager, reputation of the fund house, category of scheme and overall market scenario. Note: This story is for informational purposes only. Please speak to a SEBI-registered investment advisor before making any investment related decision.
Business Mayor
12-05-2025
- Business
- Business Mayor
Best flexi cap mutual funds to invest in May 2025
Many mutual fund investors, especially the new and inexperienced investors, are extremely concerned about the current volatility and uncertainties in the market. They don't know whether to bet on the large caps or mid cap or some others. Also, they wonder how they will know when to switch from one category to another when the market mood changes. Are you in the same boat? Here is an easy way out. You can consider investing in flexi cap mutual cap mutual funds offer the fund managers the freedom to invest across market capitalisations and sectors/themes. It means the fund managers can invest anywhere based on his outlook on the market. Flexi cap schemes are typically recommended to moderate investors to create wealth over a long period of time. Ideally, one should invest in these schemes with an investment horizon of five to seven years. Also Read | Mutual fund SIP stoppage ratio shoots up to nearly 300% in April As said earlier, these schemes have the freedom to invest anywhere depending on the view of the fund manager. For example, he or she might invest more in large cap stocks. Or in a bull market she might invest more in mid cap or small cap stocks. Investors should be extremely careful about this aspect. Investors should make sure that they are choosing a scheme that is in line with their risk appetite. For example, some flexi cap schemes may be more conservative than others. It is for you to identify the one that suits your temperament. Read More BofA views GBPCHF pullback as bullish opportunity If you are planning to invest in flexi cap funds, here are our recommendations. We will closely watch the performance of these schemes and update you about it every month. Aditya Birla Sun Life Flexi Cap Fund has been in the second quartile in the last two months. The scheme had been in the third quartile earlier. UTI Flexi Cap Fund has been in the fourth quartile for 24 months. Canara Robeco Flexi Cap Fund has been in the third quartile for 23 months. PGIM India Flexi Cap Fund has been in the fourth quartile for 15 months. HDFC Flexi Cap Fund has been in the first quartile in the last two months. Parag Parikh Flexi Cap Fund has been in the first quartile in the last two months. Best flexi cap schemes to invest in May 2025 Parag Parikh Flexi Cap Fund HDFC Flexi Cap Fund (new addition) UTI Flexi Cap Fund PGIM India Flexi Cap Fund Aditya Birla Sun Life Flexi Cap Fund SBI Flexi Cap Fund Canara Robeco Flexi Cap Fund Also Read | Debt mutual funds receive strong inflows in April. Is investor confidence back?Here is our methodology: has employed the following parameters for shortlisting the equity mutual fund schemes. 1. Mean rolling returns: Rolled daily for the last three years. 2. Consistency in the last three years: Hurst Exponent, H is used for computing the consistency of a fund. The H exponent is a measure of randomness of NAV series of a fund. Funds with high H tend to exhibit low volatility compared to funds. The H exponent is a measure of randomness of NAV series of a fund. Funds with high H tend to exhibit low volatility compared to funds with low H. Read More Use current consolidation to accumulate gold: Quantum Mutual Fund i) When H = 0.5, the series of returns is said to be a geometric Brownian time series. This type of time series is difficult to forecast. ii) When H is less than 0.5, the series is said to be mean reverting. iii) When H is greater than 0.5, the series is said to be persistent. The larger the value of H, the stronger is the trend of the series 3. Downside risk: We have considered only the negative returns given by the mutual fund scheme for this measure. X = Returns below zero Y = Sum of all squares of X Z = Y/number of days taken for computing the ratio Downside risk = Square root of Z 4. Outperformance: It is measured by Jensen's Alpha for the last three years. Jensen's Alpha shows the risk-adjusted return generated by a mutual fund scheme relative to the expected market return predicted by the Capital Asset Pricing Model (CAPM). Higher Alpha indicates that the portfolio performance has outstripped the returns predicted by the market. Average returns generated by the MF Scheme = [Risk Free Rate + Beta of the MF Scheme * {(Average return of the index – Risk Free Rate} 5. Asset size: For Equity funds, the threshold asset size is Rs 50 crore (Disclaimer: past performance is no guarantee for future performance.) READ SOURCE businessmayor May 12, 2025
