Latest news with #GFC


Business Standard
13 hours ago
- Health
- Business Standard
SkinQure expands to West Delhi with New Clinic in Punjabi Bagh, Bringing Trusted Dermatological Care Closer to Home
VMPL New Delhi [India], June 6: In a city where self-care and clinical precision are increasingly intervened one of Delhi's most trusted dermatology clinics, SkinQure, is expanding its roots with the launch of a new centre in Punjabi Bagh, West Delhi Founded by the renowned dermatologist and hair transplant surgeon Dr. B.L. Jangid, a name well recognised in Delhi's dermatology circle for combining medical expertise with genuine patient care. After building a trusted reputation through his Saket clinic, Dr. Jangid is now bringing that same commitment to excellence to Punjabi Bagh. Over the past decade and half he has quietly transformed thousands of lives. With over 15 years of clinical expertise, Dr Jangid has treated more than 60,000 patients and performed 3,000+ successful hair transplant procedures, many of whom now swear by his name for life-altering results. This new centre aims to bring the same level of clinical dermatology excellence and ethical treatment to Punjabi Bagh and its surrounding neighbourhoods-Paschim Vihar, Rajouri Garden. Pitampura and Janakpuri, where demand for safe, reliable, and aesthetically modern skin care solutions has steadily risen. "We're not just launching another clinic- we are making trusted dermatological care more accessible to people who often hesitate to travel long distances for specialised treatments," said Dr Jangid, Founder and Chief Consultant at SkinQure Skin, Hair and Laser Clinic. "At Punjabi Bagh, we aim to offer the same signature approach, deeply personalised, medically sound, and focused on long-term patient confidence." Focused on Skin. Laser. Aesthetics. Unlike its Saket counterpart, the Punjabi Bagh clinic will focus exclusively on advanced skin treatments. Hair transplant procedures will continue to be performed at the Saket centre, while consultations for hair - related concerns, including PRP and GFC therapy for hair fall, will be available at Punjabi Bagh. Key treatments at the Punjabi Bagh clinic include: -Laser Hair Removal (LHR) -Medifacials and Customised Skin Therapies -Advanced Skin Laser Treatments -IV Drips for Skin Brightening & Wellness -Anti-Ageing Injectables -Dermat surgeries - Platelet-Rich Plasma (PRP) and Growth Factor Concentrate (GFC) Therapy Each procedure at SkinQure is handled directly by qualified doctors, not technicians- a significant reassurance in an industry often clouded by misleading claims and unqualified operators. What sets SkinQure apart is its diagnostic first methodology, before any treatment, patients undergo a detailed, in-depth consultation, and evaluation process to ensure safety, suitability with medical analysis, ensuring that the procedure is medically justified and bringing advanced skin care customised to each case. Dr Jangid, an alumnus of AIIMS New Delhi, brings not only technical brilliance but also a reputation for transparent care and candid consultations- something patients frequently highlight in feedback. His commitment to non-commercial medical justified treatments has shaped SkinQure's ethos and helped it stand out in Delhi's competitive skin care landscape. "SkinQure brings elegance to meet the inner luxury," says Dr. Jangid. "Our expansion to Punjabi Bagh is a combination of that philosophy-bringing advanced dermatology within the reach, with integrity." With this expansion, SkinQure is not only reinforcing its leadership in the realm of skin but also setting new standards for patient experience. From digital and offline consultation support to personalised treatment approach tailored to each patient's needs, the clinic offers a rare blend of medical trust and service empathy. Punjabi Bagh Clinic is now open for consultations and procedures, with limited-time inaugural offers available for early bookings. Enjoy a flat 30% off on all services, get a complimentary customised medifacial when you take any 3 treatments, and unlock exclusive referral benefits if you're an existing SkinQure client. As skin care brings its trademark mix of scientific dermatology and heartfelt care to a new location, West Delhi residents can finally access world-class skincare services without travelling across the town. About SkinQure: SkinQure is a state-of-the-art dermatology and aesthetic centre headquartered in Saket, New Delhi, with an additional presence in Punjabi Bagh. Led by ex-AIIMS dermatologist and senior hair-transplant surgeon Dr Jangid, the clinic unites advanced medical dermatology, laser and anti-ageing solutions, and cutting-edge hair-restoration techniques under one roof. With a strong focus on personalised care and evidence-based practices, the clinic is known for its ethical approach, cutting-edge technology, and patient-first philosophy. Whether treating everyday skin and hair concerns or offering advanced aesthetic procedures, SkinQure is committed to enhancing natural beauty, restoring confidence, and delivering long-lasting results in a safe, comfortable environment. For more details, get in touch with us:- Call us: 092665 55500 Email us: info@ Website: Insta: Watch real skin & hair transformations guided by expert care at SkinQure Youtube: (ADVERTORIAL DISCLAIMER: The above press release has been provided by VMPL. ANI will not be responsible in any way for the content of the same)


Scoop
3 days ago
- Business
- Scoop
ASB Business Survey: The Impact Of Trump's Tariffs, According To Kiwi Businesses
Research released today by ASB, supported by Talbot Mills Research, shows Kiwi businesses see US tariffs as more impactful than Covid-19 or the Global Financial Crisis. More than 300 business leaders, including CEOs and founders, contributed to the study, giving their insights on President Trump's recently announced trade policies. Two-thirds (67%) of businesses are concerned about the impact of proposed US tariffs in the next 12 months, with nearly 80% of exporters concerned Kiwi business leaders believe Trump's tariffs will have a more severe global impact than Covid-19 and the GFC Meat, dairy and wine are seen as the most vulnerable within Food and Fibre sector, while businesses predict wool and seafood would fare better Nearly one-quarter (24%) of Kiwi businesses see at least some opportunity in the tariffs More than one-third (39%) of respondents listed support of banks as critical to navigating the current environment Tariffs: a threat and an opportunity for Kiwi businesses ASB's Executive General Manager Business Banking Rebecca James says: 'We're seeing sustained market volatility with the ever-changing political decisions around tariffs, which naturally creates a heightened sense of uncertainty for businesses. It's clear businesses view any proposed US tariffs as troubling, but it's pleasing that nearly a quarter of respondents see opportunity in tariffs too. New Zealand has a reputation on the world stage for ingenuity and a can-do attitude, and we want businesses to know there are things they can do to future-proof and manage risks in turbulent times.' President Trump first announced tariffs in April as part of the 'America First' trade policy, aimed at protecting US industries and addressing the trade deficit. The tariffs are set at 10% for most countries, including New Zealand, with China a notable outlier where a larger tariff has been applied to Chinese origin goods. Additional proposed tariffs higher than the 10% baseline were paused for a 90-day period and will be reviewed in July. Businesses are split on how long potential disruption could last. A slight majority (51%) of Kiwi businesses are optimistic that the economy will recover quickly, while 38% predict a prolonged economic downturn for the country and the remainder were unsure. Taking action key to growth 14% of those surveyed view US tariffs purely as an opportunity, while 10% see them as both a potential risk and an opportunity. Ten percent of businesses and 14% of exporters have already taken action to reduce the negative impacts of tariffs including raising prices, shifting markets or cutting costs. Just under one-third (30%) believe they can make up losses through new customers or cost savings; 25% from operational efficiencies, and 22% from other revenue streams. 22% are unsure, with uncertainty highest among small businesses. 'The current market volatility and geopolitical tension may be our 'new normal', but we've been in positions of global uncertainty before and the research shows Kiwi businesses are already thinking about actions they can take to make their business more resilient and generate returns.' Ms James encourages businesses to stay connected to industry partners, trade advocacy groups and their banks to share knowledge and ideas when it comes to growth and scale. 'Business customers are relying on us more than ever to navigate the current environment, and we're seeing this through an increase in trade finance and a rise in currency hedging enquiries. Our advice is to start exploring options now. We're seeing customers adapting their business strategy in all sorts of ways, so solutions for your business might look like assessing AI to improve workflow, adjusting your supply chain, selling down stock before new inventory orders, building new trade relationships or exploring untapped markets.' Businesses shifting their focus to closer to home More than three-quarters of Kiwi exporters expect the cost of doing business with the US to increase by 10% or more in the next year. Concern is higher among exporters (78%) and increases with business size, with worry growing to 88% among 100+ staff businesses). The potential impacts of tariffs which were of the most concern to businesses include slowing economic growth (39%), increased operating costs (32%) and supply chain disruptions (28%). Nearly one-quarter of businesses are worried about consumer backlash due to price inflation (24%), along with 23% who see a China-US Trade war as unsettling for business. Some of the most explored markets by businesses are China (51%), Australia (37%), European Union (28%) and Southeast Asia (25%). 'The research shows a pendulum swing when it comes to trading partners, with businesses redirecting their attention to our close neighbours. Location seems to be king, with our customers prioritising relationships much closer to home,' says Ms James. 'We're also seeing exporters maintaining high standards and doubling down on premium products to give us an edge on the global stage, even where it costs more for consumers.' The role of banks as a critical support function Businesses see Government lobbying as the most critical tool in helping to reduce the impact of tariffs, with banks the next most important. More than one-third (39%) of respondents listed support of banks as critical, specifically working capital support (31%), risk advice (26%) and trade finance (24%). 'ASB has provided $4.6 billion dollars to Kiwi businesses over the past five years including considerable support to companies looking to expand and navigate opportunities abroad. We have seen increased use of trade finance products, aided by trade credit insurance, enabling businesses to sustainably leverage balance sheets while derisking payment default. We encourage companies doing business overseas to speak with their banker and engage with a trade specialist to ensure your business is in the strongest position," says Ms James. ASB Bank Helping you get one step ahead. In 1847, ASB opened as the Auckland Savings Bank with the pledge: 'to serve the community; to grow and to help Kiwis grow'. And that is very much what ASB is about today. ASB is a leading provider of integrated financial services in New Zealand including retail, business and rural banking, funds management and insurance. ASB strives to consistently provide its customers with outstanding service and innovative financial solutions. They're dedicated to providing simple financial products that allow their customers to bank with them how and when they want. We all have our own ways to measure progress, and our own stories about the things that matter to us. Whatever way you choose to measure progress, and whatever your goals, ASB is there to help you get one step ahead. Contact ASB Bank


Hindustan Times
29-05-2025
- Business
- Hindustan Times
The changing contours of private credit
Despite a seemingly endless supply of and demand for private credit, the rapid expansion of the market has been a cause of concern for some regulators and executives. Should investors be worried? This brief explores certain aspects of private credit that warrant a close look—including the retailisation of the market and the current interest rate environment. It highlights the implications for financial stability, including the potential for finance to be rendered a disservice to the real economy. The financial cycle is never eradicated, nor is financial instability ever really extinguished. On the contrary, financial risk moves like liquid mercury out of certain entities and into others. And increasingly credit-fuelled economies are especially prone toward credit crises. In many ways, regulation can be backward-looking, and thus can often be directed toward the last crisis. Over 17 years since the Global Financial Crisis (GFC), regulators maintain a keen focus containing banking crises; justifiably so, as the recent banking wobbles in the United States (US) in March 2023—and those which rippled across the Atlantic—demonstrate that risks are still inherent (and perhaps contagious) within the global financial system. And yet, looking beyond the traditional banking system, potential vulnerabilities lurk within certain elements of the system of non-bank financial institutions (NBFIs). The late American economist, Hyman Minsky observed that strong medicine can have strong side effects. And one side effect of the regulation imposed upon globally systemic important banks (GSIBs) in the wake of the GFC has been for a swelling of assets under management (AUM) held by the NBFIs. As shown in Figure 1, since the GFC, the spread between the global AUM held by the shadow banks (NBFIs) and those held by the traditional banks has widened considerably. Accordingly, the Financial Stability Board (FSB) has been focused on 'strengthening the resilience' of the NBFIs on a global basis, given the lack of transparency and systemic stress testing within the industry. This paper can be accessed here. This paper is authored by Alexis A Crow, ORF, New Delhi.


Economic Times
26-05-2025
- Business
- Economic Times
Widen the net, but hold the safety line
Crises in financial markets don't last long these days, thanks to central banks that have mastered the art of bailouts. The Fed and Bank of Japan (BoJ) have led from the front to correct market dysfunction, as damage from a blowout could be more damaging than the Great Depression. A new branch of central banking literature called unconventional monetary policy has grown so huge that it is almost becoming conventional. While RBI also jumped in with liquidity measures to save the system during Covid, it has been much more prudent and conventional as it limited support only through commercial banks and sovereign bonds as collateral. It did not even take state loans. But the growing interconnectedness among banks, finance companies and MFs has heightened the risk of contagion during financial crises. So, now, RBI is thinking of doing so directly with NBFCs and MFs , and there is a possibility of even buying assets other than sovereign view of this would be to despise the plan. That argument is partly right. There may be times of panic where even the best may be shut out of the market, as happened during GFC. The likes of GE and BoA struggled to remain liquid. Over the years, the Fed substantially relaxed the nature of its asset purchases as it included mortgages. BoJ took a giant leap by adding ETFs and should widen the scope of participants in its asset purchase programmes to include NBFCs and MFs, but it must lend only against sovereign bonds because the asset is key rather than the identity of who owns it. But any signal that it is open to buying more assets may end up encouraging risky lending, which goes against its principles. Asset purchases are a double-edged sword. It can be an effective tool to correct market dysfunction, but it can be abused as a monetary policy tool, too. So, widen participants but stick to sovereign.


Hindustan Times
24-05-2025
- Health
- Hindustan Times
Balding already? Here's what really works to reverse hair loss in men
Hair loss in men is one of the most common yet emotionally charged concerns as it affects not just appearance but also confidence, career readiness and personal relationships. While it is tempting to search for a one-size-fits-all remedy, the truth is: treating hair loss is both a science and an art, and timing is everything. In an interview with HT Lifestyle, Dr Ajara Sayyad, Medical Director at The Eterne Clinic in Mumbai's Hiranandani Gardens (Powai), shared, 'Medical management is most effective when hair thinning has just begun (typically Grades 1 to 3). The goal here is to preserve what's remaining and improve scalp function.' Treatments may include: Dr Ajara Sayyad said, 'In many cases, men who are hesitant to take daily tablets can now opt for injectable DHT blocker mesotherapy under medical supervision, offering a more convenient and targeted approach.' She added, 'Regenerative therapies have also shown tremendous promise. These include PRP, GFC, iPRF and Hair Exosome Therapy, which help stimulate weakened hair follicles and enhance density naturally over time.' According to Dr Sayyad, when baldness progresses to Grade 4 and beyond, restoration becomes the focus. Surgical and cosmetic interventions help recreate hairlines, boost coverage, and improve appearance. Key options include: Dr Ajara Sayyad answered, 'Every patient's hair journey is different. That's why we begin with a scalp analysis and trichoscopy, which helps assess the stage of hair loss, follicle vitality, and donor hair reserves. Based on these insights, we tailor a plan that may involve medical therapy, regenerative support, cosmetic enhancement, or a combination of all three.' She concluded, 'Hair loss in men is no longer an irreversible destiny. With evolving medical advancements and minimally invasive techniques, it's possible to both preserve and restore what was lost, often without anyone noticing you've had a procedure. The earlier you seek help, the more options you keep open because when it comes to hair restoration, it's not just about regrowth — it's about reclaiming confidence and control.' Note to readers: This article is for informational purposes only and not a substitute for professional medical advice. Always seek the advice of your doctor with any questions about a medical condition.