Latest news with #GarethWilson
Leader Live
05-05-2025
- Sport
- Leader Live
Promoted Brickfield now set their sights on league title
Gareth Wilson's side held their nerve to seal a 3-0 home win over Dolgellau with captain Kiran Russell, Dom Doherty and Jay Richardson getting the goals. Llanuwchllyn finished in third spot after smashing Radnor Valley, who head to Brickfield next Saturday, 7-0. Meilir Williams - the league's top scorer - took his tally to 38 with a treble and also on the scoresheet were Ilan Hughes, Tomos Roberts, Dan Dascalu and Sam Evans. The final game in the North West League saw Corwen go down 2-1 at Trearddur Bay. Sam Henry scored for Corwen but Morgan Rowlands hit a last minute winner for fourth-placed Bay. FC Queen's Park made sure of third place in the North East Wales League's Premier Division as Mike Latham scored the only goal against Hawarden Rangers. In Group B of the Reserves Division, Greenfield's title bid suffered a blow in a 2-1 defeat at Lex for whom Cameron Thomas and George Baxter scored. Ethan Evans hit back for Greenfield but was later sent off, as was team-mate Dan Hughes. Leaders Connah's Quay Town enjoyed a 7-2 win at Johnstown where Jon Tear-Edmonds (4), Jake Williams, Scott Gibbons and Jack Collins did the damage. Rob Cooper and Dewi Reeves replied. Gruffydd Rawlinson, Kai Wright and Adam Roberts scored for FC Queen's Park in a 3-3 draw against Brymbo for whom Evan Davies (2) and Tom Potts replied. Paul Jones hit a hat-trick as Penyffordd Lions triumphed 4-2 at Coedpoeth United while Group A runners-up Rhos Aelwyd finished off with a 4-3 win at Corwen, Ryan Jenkins, Lee Hanmer, Jake Jones and Jayden Sheil getting the goals.
Leader Live
23-04-2025
- Sport
- Leader Live
Cefn Albion clash is next up for title-chasing Brickfield
A win at Cefn Albion will see Rangers move level on points with leaders Bow Street, who they host on Saturday. 'We will continue to take one game at a time and see where we end up,' said Bricky boss Gareth Wilson. 'The whole squad has been magnificent - culture and environment has been great.' It will be like a home game for Rangers tonight as Cefn groundshare at Clywedog Park. Andy Vale will be key for Rangers as he looks to add to his 22-goal tally while Cefn, who lost 2-0 at home to Bow Street on Saturday, will complete their campaign tonight. In the North West League, Llanrwst United are at home to Llannefydd. The penultimate game in the North East Wales League's Premier Division takes place tonight. If Ricky Evans' Lex XI can avoid defeat at Penyffordd Lions, they will seal runners-up spot behind champions Mynydd Isa. In the FAW Reserves North East League, Holywell Town are at home to Denbigh Town.
Zawya
19-03-2025
- Business
- Zawya
Retail banks face a loyalty crunch as card experience leaves customers underwhelmed
Nearly one-in-two prospective customers abandon onboarding due to a poor experience 86% of executives plan to prioritize omnichannel experiences over the next 12 months to improve customer experience and build loyalty Cairo – The Capgemini Research Institute's World Retail Banking Report 2025, published today, reveals a critical shortcoming in how retail banks appeal to the demands of digital-native, urban clients between the ages of 18-45. According to the report, while 73% of these credit card customers are motivated primarily by access to exclusive experiences, rewards and cashback offers, three-quarters (74%) are currently indifferent or outright dissatisfied with their card experience. Cardholders seek personalized experiences, but banks struggle to differentiate The banking landscape is undergoing significant disruption driven by the rise of contactless and remote payment options. Seamless and instant account-to-account (A2A) payments are at the forefront of this shift, with payment executives suggesting they could offset 15-25% of future card transaction volume growth [1]. Today, cards are a full-fledged financial companion and often the only physical piece of the bank that consumers carry. In the report, most industry executives (88%) across the globe rank an expanding reward ecosystem as the most effective way of boosting customer engagement and essential for delighting customers. However, the research shows that not all rewards programs are translating into satisfied and loyal customers. Only 26% of cardholders are currently satisfied with their cards, 50% are indifferent, and 24% are outright dissatisfied. These results indicate that customer loyalty to their bank is likely to be low, and 74% of card customers are therefore a flight risk, with retail banks struggling to differentiate, despite access to extensive and robust data sources. Banks' marketing teams cite intense competition from new-age banks and other card providers (83%), ineffective messaging and value propositions (72%), insufficient customer insights (66%) and a complicated application process (34%) as their biggest challenges. ' At a time where convenience and personalization dictate customer expectations, our research highlights the fragile state of cardholder satisfaction. Appealing to experience-driven urban consumers requires a culture reset that prioritizes customer centricity at every stage of the card journey – from awareness to onboarding to rewards,' said Gareth Wilson, Global Banking Industry Leader at Capgemini. ' Contact centers represent the front line of engagement, shaping brand perceptions, yet they remain the industry's Achilles' heel. Banks have an opportunity to transform contact centers into intelligent engagement-focused hubs that 'wow' customers. ' Cumbersome processes lead to friction across the onboarding journey Banks are missing out on a significant portion of potential customers, and revenue, simply because the onboarding process fails to meet expectations. Globally, nearly half (47%) of prospective customers, who have selected their card of choice, abandon the application process midway through due to a poor experience. Meanwhile, only 3% of banks' marketing teams consider the customer onboarding process to be seamless. In the Americas, this figure is 6%, while in APAC it is 2%, and in Europe it is 1%. Some of the most considerable challenges they face include: 75% of customers often submit incomplete documentation, causing significant delays 75% face delays in verifying customer identity 61% are overwhelmed by the sheer volume of applications they receive due to the lack of automation Currently, less than a third (29%) of the data collection process during onboarding is fully automated using AI or generative AI (gen AI) technology. The potential for AI/gen AI to alleviate these challenges is enormous with 41% of executives planning to prioritize digital onboarding and application processes. Intelligent contact centers can set the foundation for loyalty In the realm of customer service, contact centers are critical to shaping a brand's perception. However, the report finds only 24% of customers enjoy a satisfactory experience during interactions. Many urban, digital-first, card seekers cite long wait times, inconsistent communication and a disconnect between digital channels and branch representatives as the source of their frustration. Delivering a superior customer experience across all touchpoints and channels is essential for retail banks to serve the customer efficiently. This is substantiated by a majority (86 percent) of banking executives indicating plans to prioritize omnichannel experiences to boost client engagement over the next 12 months. By modernizing digital contact centers, banks can redefine their impact and handle high volumes of customer interactions, the report concludes, through: Proactive outreach: 43% of customers contact agents to report lost or stolen cards, presenting an opportunity to use customer data to anticipate needs and deliver timely, relevant outreach. Real-time resolutions: 48% of customers seek help with card activation. Banks must be equipped with AI-driven self-service options to enable seamless updates and faster issue resolution across all channels. Sentiment-driven support: 65% of customers engage agents to dispute transactions. AI-powered sentiment analysis can interpret tone and intent to address dissatisfaction proactively and offer empathetic, tailored resolutions. To read the full report: Attract, engage, and delight: Spin the customer centricity flywheel. Report Methodology For this report, the Capgemini Research Institute surveyed 200 senior retail banking executives, 700 marketing team members from banks and 8,000 urban digital-native customers aged 18-45. These primary research sources cover insights from 11 markets: Australia, Brazil, Canada, France, Germany, Hong Kong, the Netherlands, Singapore, Spain, the UK, and the United States. About Capgemini Capgemini is a global business and technology transformation partner, helping organizations to accelerate their dual transition to a digital and sustainable world, while creating tangible impact for enterprises and society. It is a responsible and diverse group of 340,000 team members in more than 50 countries. With its strong over 55-year heritage, Capgemini is trusted by its clients to unlock the value of technology to address the entire breadth of their business needs. It delivers end-to-end services and solutions leveraging strengths from strategy and design to engineering, all fueled by its market leading capabilities in AI, generative AI, cloud and data, combined with its deep industry expertise and partner ecosystem. The Group reported 2024 global revenues of €22.1 billion. Get The Future You Want | About the Capgemini Research Institute The Capgemini Research Institute is Capgemini's in-house think-tank on all things digital. The Institute publishes research on the impact of digital technologies on large traditional businesses. The team draws on the worldwide network of Capgemini experts and works closely with academic and technology partners. The Institute has dedicated research centers in India, Singapore, the United Kingdom and the United States. It was ranked #1 in the world for the quality of its research by independent analysts for six consecutive times - an industry first. Visit us at [1] World Payments Report 2025, Capgemini
