Latest news with #HDFCDinersClubBlack
Mint
17-06-2025
- Business
- Mint
4 best credit cards with hotel or travel partnerships; check the full list here
Do you love to travel and eat out at hotels? If yes, you can subscribe to a credit card which has a strong partnership(s) with airlines, a premium hotel or a chain of hotels. There are some credit cards which offer a range of benefits to travellers such as reward points, airmiles & discounts, among others. Here, we give a lowdown on travel credit cards, which provide special features, discounts and complimentary stays. These are some travel cards with which have a strong hotel or travel partnerships. I. HDFC Infinia / HDFC Diners Club Black: This card allows cardholders to stay for 3 nights, while you pay for two at the participating ITC hotels. The card also offers complimentary Club Marriott membership for first year that offers up to 20 percent discount for dining and stay across Asia-Pacific region. II. ICICI Bank Emeralde Credit Card: This card allows you to get a refund of up to ₹ 12,000 for a maximum of two transactions every year on any flight/ hotel/ movie booking cancellation. The card also gives unlimited complimentary access to select lounges at airports in India. III. Marriott Bonvoy HDFC Bank Credit Card: This card provides complimentary Marriott Bonvoy Silver Elite Status. This leads to one free night award and 10 Elite Night Credits on first eligible spend transaction or fee levy on the card. IV. Axis Bank Atlas Credit Card: This card does not have any special partnership and projects itself as an airlines agnostic travel card. This is designed to benefit on every travel one undertakes. On cc, the card offers 5 Edge miles per Rs100 spend. The card also offers 2 edge miles on other spends. These are some of the reasons for opting for cards with special partnerships: A. One gets to claim complimentary hotel nights or upgrades. B. This leads to faster loyalty status with hotel chains. C. The partnership often means higher reward value when redeeming for stays. D. These cards offer exclusive discounts and dining benefits. Disclaimer: Mint has a tie-up with fintechs for providing credit, you will need to share your information if you apply. These tie-ups do not influence our editorial content. This article only intends to educate and spread awareness about credit needs like loans, credit cards and credit score. Mint does not promote or encourage taking credit as it comes with a set of risks such as high interest rates, hidden charges, etc. We advise investors to discuss with certified experts before taking any credit.
Mint
12-06-2025
- Business
- Mint
Can your credit card get you airport lounge access? THESE top cards that do
Airport lounge offers travelers with much needed respite from the bustle of terminals, providing comfortable seating, peace of mind, complimentary refreshments and often Wi-Fi and business facilities. Now with frequent changes in credit card lounge access policies, travelers in the country need to stay updated on the latest rules to make the most of their credit cards. Here's what you need to know as a well aware traveler. Several major banks and financial institutions have revised their lounge access policies recently. For example, HDFC Bank's Tata Neu Infinity Credit Card has mandated cardholders to spend at least ₹ 50,000 every calendar quarter to receive lounge access vouchers. Now these vouchers can be utilised at only 18 select domestic airport lounges and provide a maximum of eight visits per year. Furthermore, direct card swiping for lounge entry has been discontinued for this particular card marking a significant shift in how lounge benefits are used by credit card holders. On similar lines, Bank of Baroda and RuPay have focused on introducing tier based lounge access, where eligibility depends on minimum spending in the previous quarter. For the newly issued credit cards, the spend requirements are waived for the first quarter. These changes reflect a clear shift towards a broader trend of rewarding high spending customers with lucrative travel perks. Most banks issue lounge access through one of the following methods: Present your eligible credit card at the lounge reception. It is important to remember that for HDFC Tata Neu Infinity, direct swiping is now discontinued as of June 10, 2025. Some credit cards such as HDFC Tata Neu Infinity, now require you to use pre-issued vouchers after meeting spending thresholds. Premium credit cards such as HDFC Diners Club Black, come with priority pass membership for global lounge access. You should always check your card's conditions, terms and restrictions as access policies and eligible lounges can vary widely and depend on several different factors. The Indian market offers a range of cards tailored to different travel needs: Card name Annual fee (Rs) Lounge access details HDFC Diners Club Black 10,000 Priority Pass, 1,300+ global lounges SBI Prime Credit Card 2,999 8 domestic, 4 international visits/year Axis Atlas Credit Card 5,000 Up to 18 domestic, 12 international visits Federal Bank Scapia Credit Card Nil Unlimited domestic lounge access Note: The fee and features of credit cards discussed above are illustrative in nature. For the updated terms, fees and conditions refer to the official website of the respective credit card issuer. These credit cards are popular for their generous lounge access benefits along with other travel perks. Ensure you meet the minimum spend or other criteria for lounge access. Use bank or partner applications to find eligible lounges and pre-book access. Policies change frequently, always review the latest terms before travel. Disclaimer: Mint has a tie-up with fintechs for providing credit; you will need to share your information if you apply. These tie-ups do not influence our editorial content. This article only intends to educate and spread awareness about credit needs like loans, credit cards and credit scores. Mint does not promote or encourage taking credit, as it comes with a set of risks such as high interest rates, hidden charges, etc. We advise investors to discuss with certified experts before taking any credit.
