Latest news with #HDFCFlexiCapFund
Time of India
2 days ago
- Business
- Time of India
Best flexi cap mutual funds to invest in August 2025
Live Events Best flexi cap schemes to invest in August 2025 Parag Parikh Flexi Cap Fund HDFC Flexi Cap Fund (new addition) UTI Flexi Cap Fund PGIM India Flexi Cap Fund Aditya Birla Sun Life Flexi Cap Fund SBI Flexi Cap Fund Canara Robeco Flexi Cap Fund Many mutual fund investors, especially the new and inexperienced investors, are extremely concerned about the current volatility and uncertainties in the market. They don't know whether to bet on the large caps or mid cap or some others. Also, they wonder how they will know when to switch from one category to another when the market mood changes. Are you in the same boat? Here is an easy way out. You can consider investing in flexi cap mutual funds Flexi cap mutual funds offer the fund managers the freedom to invest across market capitalisations and sectors/themes. It means the fund managers can invest anywhere based on his outlook on the market. Flexi cap schemes are typically recommended to moderate investors to create wealth over a long period of time. Ideally, one should invest in these schemes with an investment horizon of five to seven said earlier, these schemes have the freedom to invest anywhere depending on the view of the fund manager. For example, he or she might invest more in large cap stocks. Or in a bull market she might invest more in mid cap or small cap stocks. Investors should be extremely careful about this aspect. Investors should make sure that they are choosing a scheme that is in line with their risk appetite. For example, some flexi cap schemes may be more conservative than others. It is for you to identify the one that suits your you are planning to invest in flexi cap funds, here are our recommendations. We will closely watch the performance of these schemes and update you about it every Birla Sun Life Flexi Cap Fund has been in the second quartile in the last five months. The scheme had been in the third quartile earlier. UTI Flexi Cap Fund has been in the fourth quartile for 27 months. Canara Robeco Flexi Cap Fund has been in the third quartile for 26 months. PGIM India Flexi Cap Fund has been in the fourth quartile for 18 months. HDFC Flexi Cap Fund has been in the first quartile in the last five months. Parag Parikh Flexi Cap Fund has been in the second quartile in the last three months. The scheme had been in the first quartile earlier. has employed the following parameters for shortlisting the equity mutual fund daily for the last three Exponent, H is used for computing the consistency of a fund. The H exponent is a measure of randomness of NAV series of a fund. Funds with high H tend to exhibit low volatility compared to funds. The H exponent is a measure of randomness of NAV series of a fund. Funds with high H tend to exhibit low volatility compared to funds with low H.i) When H = 0.5, the series of returns is said to be a geometric Brownian time series. This type of time series is difficult to When H is less than 0.5, the series is said to be mean When H is greater than 0.5, the series is said to be persistent. The larger the value of H, the stronger is the trend of the seriesWe have considered only the negative returns given by the mutual fund scheme for this measure.X = Returns below zeroY = Sum of all squares of XZ = Y/number of days taken for computing the ratioDownside risk = Square root of ZIt is measured by Jensen's Alpha for the last three years. Jensen's Alpha shows the risk-adjusted return generated by a mutual fund scheme relative to the expected market return predicted by the Capital Asset Pricing Model (CAPM). Higher Alpha indicates that the portfolio performance has outstripped the returns predicted by the returns generated by the MF Scheme =[Risk Free Rate + Beta of the MF Scheme * {(Average return of the index - Risk Free Rate}For Equity funds, the threshold asset size is Rs 50 crore
Time of India
06-08-2025
- Business
- Time of India
Large caps are the new debt? Radhika Gupta says investors have forgotten asset allocation buckets
Live Events Large cap is the new debt and private markets are the new equity.' That's what Radhika Gupta , MD and CEO of Edelweiss Mutual Fund , heard and said that this summarises how risk appetite has shifted upwards in the last half decade, and investors have forgotten some asset allocation posted on social media platform X that, 'Large cap is the new debt. Private markets are the new interesting quote I heard today that summarises how risk appetite has shifted upwards in the last 5 years, and some asset allocation buckets have been forgotten'Also Read | MF Tracker: HDFC Flexi Cap Fund turns Rs 10,000 SIP to nearly Rs 21.50 crore in 31 years Traditionally, investors treated large-cap equities as offering stability compared to mid- or small-caps and debt investments, such as government bonds and high-quality corporate paper, were the 'safe' end of the over the past few years, the risk appetite has shifted upwards and some traditional asset allocation buckets have been forgotten by the the other end, private market investments — whether venture capital, private equity, or unlisted debt — are increasingly viewed as the true growth and alpha in another post said that the Nifty500 space is expanding with diverse passive options and finding the right balance between risk and return, while using factors smartly is the favourite index in this Nifty500 space is Nifty500 Multicap Momentum Quality 50, is what Gupta shared and further mentioned that though it is a long name it delivers three things such as, firstly Simplicity of multi cap portfolios. Secondly, quality needed in mid and small and lastly, the element of momentum that as a style has a proven track Gupta in her post shared some interesting data on various indices in Nifty500 space. There are five different indices based on Nifty 500 - Nifty 500 TRI, Nifty 500 Momentum 500 TRI, Nifty 500 Multicap Momentum Quality 50 TRI, Nifty 500 Quality 50 TRI, and Nifty 500 Flexicap Quality 30 Read | JioBlackRock Mutual Fund launches 5 index funds. Should you consider investing in these passive funds? Edelweiss Mutual Fund has the first and only index fund and ETF in this space - Nifty 500 is what the CEO shared."Edelweiss Mutual Fund is the first and only provider of an index fund and ETF tracking the Nifty500 in this space," the CEO highlighted, directing investors to for more details.(Disclaimer: Recommendations, suggestions, views and opinions given by the experts are their own. These do not represent the views of the Economic Times)
Economic Times
06-08-2025
- Business
- Economic Times
MF Tracker: HDFC Flexi Cap Fund turns Rs 10,000 SIP to nearly Rs 21.50 crore in 31 years
HDFC Flexi Cap Fund, the second largest flexi cap fund, has turned Rs 10,000 monthly SIP to Rs 21.50 crore since its inception in January flexi cap fund is given five star rating by Value Research and Morningstar both.A monthly SIP of Rs 10,000 made in this fund 10 years ago would have been 31.84 lakh now with an XIRR of 18.78%. The similar amount made five years ago would have been Rs 10.42 lakh with an XIRR of 22.91%. And lastly, the similar amount invested three years ago would have been Rs 4.81 lakh now with an XIRR of 20.86%. Also Read | JioBlackRock Mutual Fund launches 5 index funds. Should you consider investing in these passive funds? If an investor chose to invest in this fund through lumpsum investment, the value of Rs 1 lakh invested since inception would have been Rs 1.96 crore now with a CAGR of 18.83%. Similar investment made 10 years ago would have been Rs 4.01 lakh with a CAGR of 14.90%. A lumpsum investment of Rs 1 lakh made in this flexi cap fund five years ago would have been Rs 3.49 lakh with a CAGR of 28.44% and in the last three years, the value would have been Rs 1.85 lakh now with a CAGR of 22.83%.This Rs 80,000 crore fund, is benchmarked against NIFTY 500 Index (TRI) and is managed by Roshi on trailing returns across different horizons, the fund has outperformed its benchmark and category average in the last six months, nine months, one year, three years, and five years. On the other hand, it has just underperformed its benchmark and category average in the last three the last six months, the fund has offered 7.12% return against a return of 5.89% by its benchmark and 4.87% as the category average. In the last nine months, the flexi cap fund posted a return of 5.07% compared to 2.32% by the benchmark and 0.63% as the category average. In the last one year, where the fund lost 0.71% and the category on an average lost 0.71%, the fund gained 6.22%. In the last three years, the fund posted a return of 22.88% against 16.44% by the benchmark and 16.66% as the category average. The fund delivered a return of 28.49% in the last five years, whereas the fund gave 21.53% and the category on an average gave 20.67%.On the basis of daily rolling returns, the fund has offered a CAGR of 14.15% in the last 10 years, and a CAGR of 16.57% and 25.77% in the last five years and three years respectively. In the last three years, the CAGR offered by HDFC Flexi Cap Fund was the second highest in the flexi cap category. In the last 10 years based on yearly rolling returns, the fund has delivered negative annual returns in 2015 and 2018 only where the fund lost 5.09% and 3.53% respectively. The highest annual returns in the last 10 years were offered in 2017 of around 36.86%. The annual returns offered by the fund in 2022 were the highest in the flexi cap category. The fund gave 18.29% annual return in 2022. Also Read | Only 3 equity MF categories offer positive average returns in July. International funds lead return chart An expert mentions that the fund adopts a dynamic investment approach, allocating assets across large-cap, mid-cap, and small-cap stocks based on market valuations and economic cycles although large cap stocks dominate the portfolio to account for over 70% of assets. That said, the flexibility of moving across market segments allows the fund to capitalize on emerging opportunities and several factors have contributed to the fund's superior track record over the years, the expert added.'In recent times the emphasis has been on investing in quality stocks with strong growth prospects and reasonable valuations, enhancing consistency and reducing volatility. The fund has strategically invested in stocks from sectors such as industrials, utilities, energy and consumer cyclicals, which have delivered pleasing results over the last few years. Also, by maintaining a diversified portfolio and adjusting allocations based on market conditions, the fund has managed risks effectively, providing investors with stable returns over the long term,' Himanshu Srivastava, Associate Director, Morningstar Investment Research investment objective of the fund is to generate capital appreciation / income from a portfolio, predominantly invested in equity and equity related instruments. In respect of each purchase / switch-in of units, an exit load of 1.00% is payable if units are redeemed/ switched-out within 1 year from the date of allotment. The minimum application amount, minimum additional purchase amount and minimum redemption amount is Rs 100 and any amount thereafter. The fund allocates 65-100% in equity and equity related instruments, 0-35% in debt securities and money market instruments and fixed income derivatives, 0-10% in units issued by REITs and InvITs, 0-10% in non-convertible preference shares, and 0-20% in units of mutual funds. Being a flexi cap fund, the fund holds 73.56% in large cap funds, 3.52% in mid caps, 13.15% in others, and 9.77% in small caps. In comparison to the flexi cap category, the fund is overweight on large caps, others, and small caps. The flexi cap category on an average holds 65.93% in large caps, 12.79% in mid caps, 11.88% in others, and 9.40% in small caps. Also Read | Only 3 equity MF categories offer positive average returns in July. International funds lead return chart According to Srivastava, given the current market volatility, investing in a flexi cap fund can be a strategic choice due to its flexibility in allocating across large, mid, and small-cap stocks and with market fluctuations and uncertainties, Systematic Investment Plans (SIPs) are generally recommended as they help average the purchase cost over time and reduce the risk of market timing.'SIPs are particularly suited for long-term investors, allowing them to ride out short-term market volatility. However, there is no harm in making Lump-sum investments as well if investors have investible surplus to invest. That said, SIPs are a more disciplined form of investing in mutual funds and offer a balanced approach in uncertain market conditions,' he second largest flexi cap fund has the highest allocation in banks of around 35.07%, followed by 14.39% in automobile and ancillaries. With respect to the flexi cap category, the fund is overweight on banks, automobile & ancillaries, healthcare, insurance, iron & steel, and aviation among the top 10 stock holdings whereas is underweight in IT, telecom, power, and construction PE and PBV ratio of the multi asset allocation fund were recorded at 35.95 times and 5.42 times respectively whereas the dividend yield ratio was recorded at 1.03 times as of June 2025. ETMutualFunds analysed the other key ratios of the fund in a three year period. Based on the last three years, the scheme has offered a Treynor ratio of 1.97 and an alpha of 0.59. The sortino ratio of the scheme was recorded at return due to net selectivity was recorded at 0.55 and return due to improper diversification was recorded at 0.04 in the last three investment style of the fund is to invest in growth oriented large cap from HDFC Flexi Cap Fund, there are around 29 funds in the category which have a track record of three years. Out of these 30 funds, Motilal Oswal Flexi Cap Fund offered the highest return of 24.16% in the last three years, followed by Invesco India Flexi cap Fund which gave 22.91% return in the same time period. Parag Parikh Flexi Cap Fund, the largest flexi cap fund based on assets managed, offered 20.74%. Samco Flexi Cap Fund offered the lowest return of around 3.02% in the said time at the past performance, Sagar Shinde, VP Research at Fisdom told ETMutualFunds that the outlook for flexi cap funds remains constructive and given their mandate to shift between market caps, they are well-positioned to benefit from sectoral and cyclical shifts.'As markets evolve and valuation gaps emerge across segments, skilled fund managers can take advantage of these opportunities. However, performance will depend on the manager's ability to read market signals and rebalance effectively. Over the medium to long term, flexi cap funds should continue to deliver competitive returns, especially for investors seeking diversification and active management,' he added. Also Read | Mutual funds allocate Rs 5,294 crore into IPOs, backing small cap growth stories: Ventura Another expert, Chirag Muni, Executive Director at Anand Rathi Wealth Limited shared this with ETMutualFunds that flexi cap funds are designed to offer the advantage of diversification and active management and by allowing fund managers the freedom to shift allocations across large, mid, and small-cap stocks, these funds aim to deliver better risk-adjusted returns and according to their earnings estimates, the Nifty 50 is expected to deliver an EPS growth of around 10% for FY26. 'We expect this earnings to be reflected in price appreciation as well. Given this, we can expect flexi cap funds to deliver returns in the range of 13–15% over the coming year. Investors can consider investing in flexi cap funds, however, that should not be the sole equity component in your portfolio as they are largely tilted towards large cap stocks which can limit diversification,' Chirag to the Sebi mandate, flexi cap funds should have a minimum investment in equity and equity related instruments of around 65% of total assets and these are open ended dynamic equity schemes investing across large cap, mid cap, small cap cap mutual funds offer the fund managers the freedom to invest across market capitalisations and sectors/themes. It means the fund managers can invest anywhere based on his outlook on the cap schemes are typically recommended to moderate investors to create wealth over a long period of time. Ideally, one should invest in these schemes with an investment horizon of five to seven should always consider risk appetite, investment horizon, and goals before making any investment decisions. (Disclaimer: Recommendations, suggestions, views and opinions given by the experts are their own. These do not represent the views of The Economic Times) If you have any mutual fund queries, message on ET Mutual Funds on Facebook/Twitter. We will get it answered by our panel of experts. Do share your questions on ETMFqueries@ alongwith your age, risk profile, and Twitter handle.
News18
22-07-2025
- Business
- News18
Rs 10 Lakh To Rs 18 Crore In 30 Years: This MF Doubled Money Every 7 Years
Last Updated: A new analysis by FundsIndia shows that a lumpsum investment in the HDFC Flexi Cap Fund has historically multiplied more than 2 times over a 7-year period. Multibagger Mutual Fund: Mutual fund is a good financial instrument that allows an investor to invest a particular sum without using too much brain. MF comes in various sizes and shapes, catering to different customers. The sole decision lies with investors on which mutual fund they choose. One such mutual fund HDFC Flexi Cap Fund has become a gold mine for investors. Flexi-cap funds are a type of open-ended equity mutual fund that offers fund managers the flexibility to invest across all market capitalizations – large-cap, mid-cap, and small-cap stocks – without any restrictions. A new analysis by FundsIndia shows that a lumpsum investment in the HDFC Flexi Cap Fund has historically multiplied more than 2 times over a 7-year period, making it one of the most consistent long-term performers in the Indian mutual fund space. The fund was launched in 1995. Even the average returns are impressive. The fund has, on average, doubled money in 7 years. Over 20 years, average returns have ranged around 25x to 45x, turning Rs 10 lakh into Rs 2.5 to Rs 4.5 crore. However, not all periods have delivered equally. Investments made just before market crashes, like in 2008, saw much lower short-term returns. But holding for 10 years or more has historically reduced that risk significantly. How Much A Lumpsum Investment Of Rs 5 Lakh and Rs 10 Lakh Would Be In 10, 20, and 30 Years? If someone had invested Rs 5 lakh in this fund and stayed invested for 10 years, their investment could have grown up to Rs 48 lakh, based on historical maximum returns. With a 20-year holding, that same Rs 5 lakh would have grown to nearly Rs 2.5 crore, and over 30 years, it could have touched an astonishing Rs 9.3 crore. Now imagine investing Rs 10 lakh instead. Over 10 years, the amount could have become Rs 96 lakh. If held for 20 years, the investment would be worth more than Rs 5 crore, and over 30 years, it could have multiplied to over Rs 18 crore. view comments First Published: July 22, 2025, 14:59 IST Disclaimer: Comments reflect users' views, not News18's. Please keep discussions respectful and constructive. Abusive, defamatory, or illegal comments will be removed. News18 may disable any comment at its discretion. By posting, you agree to our Terms of Use and Privacy Policy.
Time of India
16-06-2025
- Business
- Time of India
HDFC Flexi Cap Fund exits IndusInd Bank and HAL, adds Swiggy in May
HDFC Flexi Cap Fund , the second-largest flexi cap fund by assets under management, made a complete exit from three stocks in May—IndusInd Bank, Hindustan Aeronautics ( HAL ), and Indigo Paints—while adding Swiggy to its portfolio during the same period. The fund offloaded approximately 25 lakh shares of IndusInd Bank , 15 lakh shares of HAL, and 3.3 lakh shares of Indigo Paints during the month. On the other hand, it added 80 lakh shares of Swiggy to its portfolio in May. Also Read | Nifty stuck in narrow range. Here's the mutual fund move you need to make now Best MF to invest Looking for the best mutual funds to invest? Here are our recommendations. View Details » by Taboola by Taboola Sponsored Links Sponsored Links Promoted Links Promoted Links You May Like Get Ozempic, Wegovy or Mounjaro at a low price Medvi Get Offer Undo The second-largest flexi cap fund increased its stake in 13 stocks in May, including Cipla , State Bank of India , JSW Steel , ONGC , Havells India , PGCI, Bajaj Auto , Sapphire Foods India , Piramal Pharma , SBI Life Insurance , Bank of Baroda , and FSN E-Commerce Ventures . The fund added 1.58 crore shares of Bank of Baroda, raising its total holding to 3.20 crore shares in May, up from 1.62 crore in April. It also increased its stake in Oil & Natural Gas Corporation (ONGC) by 1.21 crore shares, taking the total to 2.50 crore shares in May from 1.28 crore in April. Live Events Additionally, the fund bought 75 lakh shares of State Bank of India and 63.98 lakh shares of FSN E-Commerce Ventures during the month. Also Read | Explained: What all Gen-Z should know about mutual funds Meanwhile, the fund reduced exposure in 12 stocks, including Delhivery, Ashok Leyland, Mahindra & Mahindra, Bosch, ITC , Axis Bank, HCL Technologies, Birlasoft, Tech Mahindra, Kalpataru Projects International, Prestige Estates Projects, and InterGlobe Aviation. Around 20.28 lakh shares of Prestige Estates were sold from the portfolio, followed by 17.28 lakh shares of Tech Mahindra during the same period. The fund also offloaded 13,135 shares of Bosch in the corresponding time frame. The exposure in 27 stocks remained unchanged in May, including HDFC Bank, Infosys, Kotak Mahindra Bank, Lupin, The Ramco Cements, Reliance Industries, Tata Steel, Escorts Kubota, L&T, Eicher Motors, Apollo Hospitals Enterprises, ICICI Bank, Cyient, and Bharti Airtel. HDFC Flexi Cap Fund is an open-ended dynamic equity scheme that invests across large-cap, mid-cap, and small-cap stocks. The investment objective of the fund is to generate capital appreciation/income by predominantly investing in equity and equity-related instruments. The fund is benchmarked against the Nifty 500 Total Returns Index and is managed by Roshi Jain. Launched on January 1, 1995, the scheme had an AUM of Rs 75,784.48 crore as of May 31, 2025.
