Latest news with #HarmonyBank
Business Journals
21 hours ago
- Business
- Business Journals
Harmony Bank Committed to Midlothian – Investing in Local Growth, Businesses and Families
Harmony Bank is thrilled to share that we're focusing our energy, investment, and imagination on Midlothian, Texas—one of our newest growth markets and a community we've admired for a long time. When we look at where Texans are building their futures, Midlothian stands out: families putting down roots, entrepreneurs turning ideas into storefronts, and civic leaders shaping a dynamic, welcoming hometown. For a relationship bank like ours, that combination is irresistible. We're not simply expanding a footprint; we're choosing to be present where momentum meets heart, and Midlothian has both in abundance. We have an established loan & deposit office at 110 Roundabout Dr Suite B, which is led by Senior Vice President, Commercial Loan Officer Kendra Gouge. With her deep roots in the area and wealth of experience in Commercial & Industrial Lending (C&I), SBA and Commercial Real Estate projects, we are primed to help Midlothian grow. What excites us most is the spirit of partnership we feel every time we talk with people here. Midlothian's story is one of steady, thoughtful growth—guided by neighbors who show up for one another, small businesses that reinvest locally, and schools and nonprofits that elevate the entire community. Harmony Bank's core belief is that banking should be a catalyst for good: a steady hand for households, a nimble resource for business owners, and a committed partner for community organizations. That's exactly the role we're eager to play in Midlothian. For local businesses, our focus is on practical advice and fast answers. Entrepreneurs don't have time to wait weeks for decisions, and they deserve a banker who understands how cash flow, inventory cycles, and hiring plans interact in the real world. Whether you're opening a second location, investing in equipment, navigating seasonal swings, or planning for multi-year expansion, we're bringing relationship lenders who will pick up the phone, meet you at your shop, and tailor solutions that make sense for your margins and your timeline. From SBA lending and owner-occupied commercial real estate to lines of credit and treasury services, our toolkit is built for business momentum—and our service model is built for clarity and speed. Community partnership is more than a tagline for us, it's a commitment that shows up in how we spend our time and where we put our dollars. As we focus on Midlothian, we're ready to roll up our sleeves with local nonprofits, schools, chambers, and civic groups that make this city special. A healthy local economy is about more than loans and deposits; it's about trust, shared goals, and a long horizon. We want to be the bank that shows up on Saturday morning, not just at quarter-end. Of course, excitement doesn't mean much without access. We're leaning into a 'high-touch meets high-tech' model so customers can bank their way, whether that's face-to-face relationships with a dedicated banker or seamless digital tools on the go. Expect user-friendly online and mobile banking, remote deposit capture, and robust treasury management supported by real people who know your name. For businesses, that also means ACH origination, positive pay, merchant services, and the kind of cash management support that frees up time to run the company rather than reconcile spreadsheets. We'll measure our success not only by balances and loan volumes, but by how many doors we help open: new storefronts on busy corners, expanded payrolls that create local jobs, and milestones for families who can plan with confidence. The culture fit between Midlothian and Harmony Bank is another reason we're so energized. We share a bias for action and a belief that decisions belong as close as possible to the people they affect. Our teams are empowered to make common-sense calls quickly, to customize solutions instead of forcing a template, and to respond to opportunities in days, not months. That local authority is backed by experienced risk management and a conservative balance sheet, so you get the best of both worlds: agility when you need it, and stability you can count on. If there's a single word that captures our outlook, it's 'partnership.' We're honored by the trust that banking relationships require and energized by the chance to earn that trust day after day. To the entrepreneurs taking risks, the families planning for the future, and the leaders guiding growth—Harmony Bank is here to help you move forward with clarity and confidence. We can't wait to celebrate your milestones and stand steady when challenges arise. That's what neighbors do. Midlothian, thank you for welcoming us. We're excited to show you what a true relationship bank can be: responsive, practical, and rooted in your success. Whether you're exploring financing for a project, opening an account for a new business, or simply looking for a bank that picks up the phone and calls you by name, Harmony Bank is ready. Together, let's keep building a community where opportunity is accessible, businesses thrive, and families flourish.
Business Journals
20-05-2025
- Business
- Business Journals
Fueling Dallas' small business boom: Why community banks matter more than ever
Texas is currently home to nearly 3 million active business entities, with an increase of over 35,000 new businesses in the first month of the year. Since 2015, the number of businesses in Texas has nearly doubled, underscoring the state's dynamic entrepreneurial environment and solidifying its reputation as a hub for innovation and opportunity. At the heart of this surge are entrepreneurs eager to transform their ideas into thriving enterprises. While success requires grit, passion and resilience, it's often the unseen support of trusted advisors that fuels long-term growth. An essential partner to a growing business is their community bank. Whether funding a local developer's next big project, helping a restaurant expand to a second location, or providing a rancher with equipment financing, a bank is more than just a lender. It's a dedicated partner throughout the growth journey. Local banks offer more than capital. They deliver personalized guidance, rooted in real-world experience and a deep understanding of the local market. It's the kind of insight you won't find at national chains, and it can be the difference between just getting by and scaling up. Growing a business is hard. Banking shouldn't be. Nearly 50% of small businesses don't make it past their fifth year, and less than 10% achieve more than $1 million in annual revenue.* This isn't because of a lack of vision or hard work, but often due to limited access to capital, cash flow challenges and the need for trusted financial advice. This is where local community banks stand apart. Community banks like Harmony Bank, founded in Texas and operating for 100 years, are rooted in relationships, with decisions made locally by people who truly understand the unique needs of businesses in their communities. What sets community banks apart Local lending, local decisions. Loan decisions are made by people who know your community and understand the local market — people who are genuinely invested in your success. Tailored solutions for real goals. From lines of credit to SBA loans and equipment financing, community banks structure flexible solutions that align with your unique business goals, without all the red tape. Capital that stays local. Your deposits stay where they belong — funding local North Texas businesses, homeownership and vital infrastructure. Last year, local banks helped finance everything from small business startups to rural broadband expansion. A partner for the long haul. Community banks are there from day one and remain by your side as your business grows. Whether you're scaling, expanding or planning your next move, your bank is committed to your long-term success. Celebrating small businesses every day While May is officially Small Business Month, supporting small businesses is an ongoing mission for community banks. Every day, local banks invest in the entrepreneurs who drive our local economies, turning big ideas into tangible impact. As you look ahead, take a moment to reflect: Is your bank simply holding your money, or is it actively invested in helping your business grow, thrive and reach new heights? Now is the time to build the future of your business with a partner, like Harmony Bank, who understands your vision, backs your ambitions and is here for the long term. Whether your business is navigating turbulent times or experiencing growth, now's the time to establish a relationship with a local bank who can help you see it through successfully. For over 100 years, Harmony Bank has partnered with the people who build our communities. From startups to family legacies, we offer local expertise, personalized banking and a long-term commitment to our customers' success. With 11 branches and a strong focus on small business success, Harmony offers deposit and lending solutions tailored to your goals. Learn more at *According to sources collected by Harmony Bank
