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Wall Street Journal

Your Credit Score Is Shaped by the Neighborhood Where You Grew Up

Children are like sponges, constantly soaking up ideas and habits not just from their parents, but from all the people around them. This includes financial habits that can set them up, or set them back, for life. That's one conclusion from a new study released Wednesday by researchers at Opportunity Insights, a Harvard-based institute that studies how to improve upward mobility.