Latest news with #Heartwood
Yahoo
29-05-2025
- Business
- Yahoo
Do You Believe in the Growth Prospects of CrowdStrike Holdings (CRWD)?
Maple Tree Capital, an investment management company, released its Q1 2025 investor letter. A copy of the letter can be downloaded here. Q1 2025 saw a strong start but turned sour due to tariff concerns and macroeconomic fears, leading to a sharp market pullback, with the Nasdaq falling nearly 22% from its highs and the S&P 500 down 20%. Despite the challenges, the firm made significant progress this quarter by averaging in the top-conviction stocks, utilizing covered calls, and exercising patience. Maple's growth-oriented fund, Jonagold, has become a standout performer, greatly surpassing all major benchmarks since its launch in 2023. While Heartwood is still facing difficulties. Maple Tree Capital's Jonagold returned -13.64% in Q1 compared to the Nasdaq's -10.26% return and the Russel 2000's -9.48% return. Maple Tree Capital's Heartwood returned -18.04% in Q1 vs. the S&P 500's -4.27% and the Dow Jones' -0.87% return. In addition, please check the fund's top five holdings to know its best picks in 2025. In its first-quarter 2025 investor letter, Maple Tree Capital highlighted stocks such as CrowdStrike Holdings, Inc. (NASDAQ:CRWD). CrowdStrike Holdings, Inc. (NASDAQ:CRWD) is a global cybersecurity solutions provider. The one-month return of CrowdStrike Holdings, Inc. (NASDAQ:CRWD) was 8.56%, and its shares gained 48.40% of their value over the last 52 weeks. On May 28, 2025, CrowdStrike Holdings, Inc. (NASDAQ:CRWD) stock closed at $468.83 per share with a market capitalization of $116.773 billion. Maple Tree Capital stated the following regarding CrowdStrike Holdings, Inc. (NASDAQ:CRWD) in its Q1 2025 investor letter: "We purchased CrowdStrike Holdings, Inc. (NASDAQ:CRWD) during the July cyber outage dip. This was one of those rare moments where the market panicked on a market leader. CrowdStrike fits Heartwood's strategy well. They have strong customer retention, a clear moat, a path to margin expansion and operating leverage as they grow their platform. As one of the most crucial cyber security providers out there, their recent failure has largely been forgotten. CRWD trades expensive, but future growth prospects are heavy." Security personnel at their consoles, monitoring a global network of threats in real-time. CrowdStrike Holdings, Inc. (NASDAQ:CRWD) is in not on our list of 30 Most Popular Stocks Among Hedge Funds. As per our database, 64 hedge fund portfolios held CrowdStrike Holdings, Inc. (NASDAQ:CRWD) at the end of the first quarter which was 77 in the previous quarter. In the third quarter of fiscal 2025, CrowdStrike Holdings, Inc.'s (NASDAQ:CRWD) subscription revenue grew 31% year-over-year and total revenue exceeded $1 billion. While we acknowledge the potential of CrowdStrike Holdings, Inc. (NASDAQ:CRWD) as an investment, our conviction lies in the belief that AI stocks hold greater promise for delivering higher returns, and doing so within a shorter timeframe. If you are looking for an AI stock that is as promising as NVIDIA but that trades at less than 5 times its earnings, check out our report about the undervalued AI stock set for massive gains. In another article, we covered CrowdStrike Holdings, Inc. (NASDAQ:CRWD) and shared the list of stocks Jim Cramer had on his radar. In addition, please check out our hedge fund investor letters Q1 2025 page for more investor letters from hedge funds and other leading investors. READ NEXT: Michael Burry Is Selling These Stocks and A New Dawn Is Coming to US Stocks. Disclosure: None. This article is originally published at Insider Monkey. Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
Yahoo
29-05-2025
- Business
- Yahoo
Do You Believe in the Growth Prospects of CrowdStrike Holdings (CRWD)?
Maple Tree Capital, an investment management company, released its Q1 2025 investor letter. A copy of the letter can be downloaded here. Q1 2025 saw a strong start but turned sour due to tariff concerns and macroeconomic fears, leading to a sharp market pullback, with the Nasdaq falling nearly 22% from its highs and the S&P 500 down 20%. Despite the challenges, the firm made significant progress this quarter by averaging in the top-conviction stocks, utilizing covered calls, and exercising patience. Maple's growth-oriented fund, Jonagold, has become a standout performer, greatly surpassing all major benchmarks since its launch in 2023. While Heartwood is still facing difficulties. Maple Tree Capital's Jonagold returned -13.64% in Q1 compared to the Nasdaq's -10.26% return and the Russel 2000's -9.48% return. Maple Tree Capital's Heartwood returned -18.04% in Q1 vs. the S&P 500's -4.27% and the Dow Jones' -0.87% return. In addition, please check the fund's top five holdings to know its best picks in 2025. In its first-quarter 2025 investor letter, Maple Tree Capital highlighted stocks such as CrowdStrike Holdings, Inc. (NASDAQ:CRWD). CrowdStrike Holdings, Inc. (NASDAQ:CRWD) is a global cybersecurity solutions provider. The one-month return of CrowdStrike Holdings, Inc. (NASDAQ:CRWD) was 8.56%, and its shares gained 48.40% of their value over the last 52 weeks. On May 28, 2025, CrowdStrike Holdings, Inc. (NASDAQ:CRWD) stock closed at $468.83 per share with a market capitalization of $116.773 billion. Maple Tree Capital stated the following regarding CrowdStrike Holdings, Inc. (NASDAQ:CRWD) in its Q1 2025 investor letter: "We purchased CrowdStrike Holdings, Inc. (NASDAQ:CRWD) during the July cyber outage dip. This was one of those rare moments where the market panicked on a market leader. CrowdStrike fits Heartwood's strategy well. They have strong customer retention, a clear moat, a path to margin expansion and operating leverage as they grow their platform. As one of the most crucial cyber security providers out there, their recent failure has largely been forgotten. CRWD trades expensive, but future growth prospects are heavy." Security personnel at their consoles, monitoring a global network of threats in real-time. CrowdStrike Holdings, Inc. (NASDAQ:CRWD) is in not on our list of 30 Most Popular Stocks Among Hedge Funds. As per our database, 64 hedge fund portfolios held CrowdStrike Holdings, Inc. (NASDAQ:CRWD) at the end of the first quarter which was 77 in the previous quarter. In the third quarter of fiscal 2025, CrowdStrike Holdings, Inc.'s (NASDAQ:CRWD) subscription revenue grew 31% year-over-year and total revenue exceeded $1 billion. While we acknowledge the potential of CrowdStrike Holdings, Inc. (NASDAQ:CRWD) as an investment, our conviction lies in the belief that AI stocks hold greater promise for delivering higher returns, and doing so within a shorter timeframe. If you are looking for an AI stock that is as promising as NVIDIA but that trades at less than 5 times its earnings, check out our report about the undervalued AI stock set for massive gains. In another article, we covered CrowdStrike Holdings, Inc. (NASDAQ:CRWD) and shared the list of stocks Jim Cramer had on his radar. In addition, please check out our hedge fund investor letters Q1 2025 page for more investor letters from hedge funds and other leading investors. READ NEXT: Michael Burry Is Selling These Stocks and A New Dawn Is Coming to US Stocks. Disclosure: None. This article is originally published at Insider Monkey. Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
Yahoo
05-05-2025
- Business
- Yahoo
Student loan borrower says "we're kind of drowning" as collections begin
The Department of Education says federal student loan borrowers who do not pay on time could damage their credit scores and even have their wages garnished beginning today, May 5 — causing challenges for some of the more than 5 million borrowers who are in default and struggling to get answers about their loans. "I don't think anyone takes out a loan with the intention of not paying it back. It's how easily you can pay it back, that's the problem," said Jana Heartwood, who owes more than $40,000 in student loans from her nursing degree. "We're kind of drowning as it is," she said. Two years ago, Heartwood's son was born with a medical condition, and to treat it, Heartwood exhausted her savings and took out money from her 401K. During the pandemic, student loan payments were put into forbearance, but when repayments resumed last year, Heartwood said she was never notified. After hearing of the agency's collection decision from a news report, Heartwood checked her account and said she was shocked. "I had no idea that my loans were delinquent at that point … I checked every email. I got statements that had a zero on it," she said. Persis Yu, an expert in student loan law, said steep job cuts at the Education Department, and steps to dismantle it, have left the loan system in disarray. "Borrowers cannot get answers from their servicers," said Yu. "Many of the services have hours-long call wait times in order to get just a simple answer about, 'How much do I owe? How do I pay my loan?'" After hours on the phone, Heartwood still had no clear answer on her loans, saying she can't afford to pay anything back right now. "It's not easy. Every week is hard," she said. "Every paycheck is immediately gone. It's gone before we even, you know, have it." The Department of Education's Office of Federal Student Aid (FSA) is restarting collections on defaulted federal student loan on Monday, as a new analysis shows that delinquency rates are higher than ever. Yu said there are no provisions that take into consideration when families have extraordinary circumstances, like having to pay for the medical care of a loved one. "It's an impossible standard for so many to meet and that's why so many borrowers do fall into default," she said. The Department of Education under President Trump blames the Biden administration. It told CBS News that because of "attempts to transfer student debt to every taxpayer, the student loan portfolio is in a dire financial state." Student loan pause and future payments Student loans payments and interest accruals were paused in March 2020 by President Trump during the COVID-19 pandemic. Former President Joe Biden extended the halt of payments multiple times before they resumed in October 2023. The Biden administration sought to eliminate some student debt but faced multiple legal challenges from the courts, including a 2023 ruling from the Supreme Court. During the Biden administration, more than 5 million borrowers had their debt erased through various initiatives. GOP lawmakers recently introduced legislation to overhaul the student loan repayment program, which includes eliminating the SAVE plan, created by the Biden administration in 2023. "Going forward, the Department of Education, in conjunction with the Department of Treasury, will shepherd the student loan program responsibly and according to the law, which means helping borrowers return to repayment — both for the sake of their own financial health and our nation's economic outlook," Education Secretary Linda McMahon said in a statement last month, adding, "There will not be any mass loan forgiveness." Former treasury secretary on Trump's tariffs alarming American businesses Millions of Americans brace for federal student loan collections to resume Newark airport travel woes continue as staffing issues persist
CBS News
05-05-2025
- Business
- CBS News
Student loan borrowers struggle to pay, get answers as debt collections begin: "We're kind of drowning"
The Department of Education says federal student loan borrowers who do not pay on time could damage their credit scores and even have their wages garnished beginning today, May 5 — causing challenges for some of the more than 5 million borrowers who are in default and struggling to get answers about their loans. "I don't think anyone takes out a loan with the intention of not paying it back. It's how easily you can pay it back, that's the problem," said Jana Heartwood, who owes more than $40,000 in student loans from her nursing degree. "We're kind of drowning as it is," she said. Two years ago, Heartwood's son was born with a medical condition, and to treat it, Heartwood exhausted her savings and took out money from her 401K. During the pandemic, student loan payments were put into forbearance, but when repayments resumed last year, Heartwood said she was never notified. After hearing of the agency's collection decision from a news report, Heartwood checked her account and said she was shocked. "I had no idea that my loans were delinquent at that point … I checked every email. I got statements that had a zero on it," she said. Persis Yu, an expert in student loan law, said steep job cuts at the Education Department, and steps to dismantle it, have left the loan system in disarray. "Borrowers cannot get answers from their servicers," said Yu. "Many of the services have hours-long call wait times in order to get just a simple answer about, 'How much do I owe? How do I pay my loan?'" After hours on the phone, Heartwood still had no clear answer on her loans, saying she can't afford to pay anything back right now. "It's not easy. Every week is hard," she said. "Every paycheck is immediately gone. It's gone before we even, you know, have it." The Department of Education's Office of Federal Student Aid (FSA) is restarting collections on defaulted federal student loan on Monday, as a new analysis shows that delinquency rates are higher than ever. Yu said there are no provisions that take into consideration when families have extraordinary circumstances, like having to pay for the medical care of a loved one. "It's an impossible standard for so many to meet and that's why so many borrowers do fall into default," she said. The Department of Education under President Trump blames the Biden administration. It told CBS News that because of "attempts to transfer student debt to every taxpayer, the student loan portfolio is in a dire financial state." Student loan pause and future payments Student loans payments and interest accruals were paused in March 2020 by President Trump during the COVID-19 pandemic. Former President Joe Biden extended the halt of payments multiple times before they resumed in October 2023. The Biden administration sought to eliminate some student debt but faced multiple legal challenges from the courts, including a 2023 ruling from the Supreme Court. During the Biden administration, more than 5 million borrowers had their debt erased through various initiatives. GOP lawmakers recently introduced legislation to overhaul the student loan repayment program, which includes eliminating the SAVE plan, created by the Biden administration in 2023. "Going forward, the Department of Education, in conjunction with the Department of Treasury, will shepherd the student loan program responsibly and according to the law, which means helping borrowers return to repayment — both for the sake of their own financial health and our nation's economic outlook," Education Secretary Linda McMahon said in a statement last month, adding, "There will not be any mass loan forgiveness."
New York Times
30-03-2025
- Entertainment
- New York Times
A Slow-Burn Thriller Set on the Appalachian Trail
In the long shadow of Cheryl Strayed's 'Wild,' it borders on ambitious to write a book about a solo female hiker setting off on a long, prickly journey. Amity Gaige does it anyway with 'Heartwood.' A novelistic cousin to Strayed's best-selling 2012 memoir of tackling the Pacific Crest Trail after her mother's death, it's the story of three woodsy women each lost in her own wilderness, and the gnarled roots between mothers and daughters. At the center of the story is Valerie Gillis, a nurse who goes missing in Maine during an audacious hike of the 14-state beast that is the Appalachian Trail. Her chapters are presented through the 'love letters' (scrawled as increasingly desperate journal entries) that she writes to her mother, Janet, to pass the time and stay sane while she's stranded. Then there's Beverly 'Lt. Bev' Miller, a veteran game warden who leads the search for Valerie while silencing calls about her own ailing 'Ma.' By far the most magnetic of the novel's interconnected trio is Lena Kucharski. She's a 76-year-old retired scientist who forages for fresh dandelions, among other edible flora and fauna, undeterred by her motorized wheelchair or the banality of the Connecticut retirement community where she now lives. Estranged from her daughter, Christine, a lonely Lena is free to turn a forensic eye to the Gillis case. Through Valerie's epistolary chapters, Gaige reveals that the missing hiker was an obsessively clingy child (overly attached, to use modern family therapy lingo) who viewed her mother as practically mythic. 'Sometimes, in your lap, I would press my hand against your chest so that I could feel the center of you — your heartwood, your innermost substance, like the core of a tree that keeps it standing,' Valerie recalls. A 'poet soul,' Valerie fills her odes to Janet with lush detail, observing the 'infinite bosk' of the forest, which is blanketed with leaves 'layered together like phyllo pastry.' Though Gaige writes vibrantly about Valerie's setting ('trees, and more trees, a boreal hall of mirrors'), Valerie herself is less vivid. She's meh about her loyal (or is he?) husband, Gregory Bouras, but we don't really see her wrestling with whether or not to leave him and their saccharine, surface-level marriage, a missed opportunity to infuse Valerie with vulnerability (or a refreshing hint of ugliness). She's traumatized by nursing during Covid, but her pandemic back story never feels as visceral as the trail. And though Gaige writes strikingly about realizing your mother is only human — 'No woman is a star. No woman is a god or a tree or a magician' — Valerie never fully reckons with her idolization of Janet. Fortunately, Bev's jagged relationship with her mother proves more complex. Even after she became a pioneering female lieutenant, Bev still failed to win approval from her traditional Ma, who considers wardenship unwomanly. ('Do you wish to be a man?' Ma asks in a flashback.) Nonetheless, Bev is married to her job, and she finds fulfillment in her stellar record of finding missing people. 'The backcountry is my mother,' she declares. Bev's an earthy heroine, one whom Gaige imbues with just enough folksiness to be charming. A speech she makes to search volunteers, reminding them that 'it's not always who you'd bet on that makes it,' is especially winning. The true heartwood of the novel, though, is Lena, an 'acquired taste' and total delight in the vein of Elizabeth Strout's Olive Kitteridge. Lena's senior life is rich with interest, from her virtual friendship with a younger man she meets on a foraging subreddit (they bond over black locust flowers, which he eats 'like popcorn') to her real-life friendship with her fellow retirement-community resident Warren Esterman, who's clearly in love with her. A scientist to her core, she drives away Christine by treating her like a specimen, but Lena can't help herself; looking at life through a microscope is her specialty. Lena is one of the novel's most gripping characters, and fittingly, Gaige gives her one of the more surprising and satisfying arcs of the book. 'Heartwood' absorbs the reader in the subculture and shorthand of 'the A.T.,' including 'tramily' (trail family), the notion of 'hiker midnight' (9 p.m.) and the use of 'trail names.' Valerie goes by Sparrow, a childhood nickname from her mother that she reframes during her many lonely hours. 'Sparrows are survivors,' she says. Her 'trail brother' Ruben Serrano, a.k.a. Santo, a Bronx-bred, self-described 'fat' Dominican American man, provides comic relief about the historic whiteness of backpacking. 'There's this moment when they literally don't understand,' he cracks of fellow hikers. 'They're like, 'Is that a person of color?'' As the days pass and hope dwindles, Valerie fears an ominous 'he' — could it be Gregory or even the bighearted Santo? Neither is a terribly convincing red herring; the mystery is mostly an afterthought. The real suspense of 'Heartwood' is whether all three women will make it out of their metaphorical woods.
