Latest news with #Highnote
Finextra
15-07-2025
- Business
- Finextra
Highnote adds instant payment capabilities
Highnote, the unified platform for embedded finance and modern card issuance, today announced the launch of Instant Payments, a new capability that enables businesses to deliver near real-time payouts from Highnote-issued cards to eligible external debit and prepaid cards. 0 This content is provided by an external author without editing by Finextra. It expresses the views and opinions of the author. The solution is supported by Mastercard Move (Mastercard's portfolio of money transfer solutions) and Visa Direct, and is now available to all Highnote subscribers in the U.S. Developed in direct response to evolving customer needs, Instant Payments reflects Highnote's commitment to anticipating and delivering the tools modern businesses require to scale. While many platforms are still stitching together legacy infrastructure, Highnote has embedded this capability directly into its unified product platform, empowering subscribers with seamless, intelligent money movement from day one. With Instant Payments, businesses can push funds to debit and prepaid cards in the U.S., giving recipients faster access to their earnings while improving liquidity and payout operations. Use cases include gig worker payouts, employee tips, insurance reimbursements, merchant settlements, refunds, and more. 'Instant Payments reflects both where our subscribers are today and where the market is headed,' said Kin Kee, CTO of Highnote. 'By embedding on-demand disbursements directly into our issuing stack, we are helping businesses move money faster and more intelligently, all within a single, unified product experience.' Unlike providers that offer push-to-card services as standalone point solutions, Highnote delivers Instant Payments as part of a fully integrated platform that includes issuing, acquiring, credit, and a built-in general ledger. This unified foundation enables businesses to manage the full payment lifecycle, from funding to disbursement and reconciliation, through a single, flexible integration. 'At Visa, we're committed to providing seamless and secure money movement capabilities that help businesses and their customers access their funds in real-time,' said Yanilsa Gonzalez-Ore, SVP, Money Movement North America, Visa. 'By enabling real-time funds transfers through Highnote's platform, we're helping businesses leverage Visa's scale and robust security infrastructure to deliver faster and more reliable payouts.' 'Collaborating across the ecosystem is essential to ensure businesses can securely access critical funds in near real-time to keep their operations up and running,' said Stefany Bello, SVP, Digital Partnerships, Fintech & Enablers, Mastercard, North America. 'This marks an exciting new chapter in Mastercard's longstanding relationship with Highnote—one filled with opportunity to enable the seamless movement of money across key verticals and segments.' Instant Payments is the first release in Highnote's larger effort to unify outbound money movement through a single, programmable framework. Additional capabilities include support for ACH, wires, RTP, FedNow, wallet-based transfers, stablecoin funding, and other emerging rails—all accessible through one API, with intelligent routing based on speed, cost, and destination. To learn more about Instant Payments, contact the Highnote team or visit With Highnote Instant Payments, the company is still dedicated to giving fintech brands fast, flexible, and integrated payment options.
Business Wire
15-07-2025
- Business
- Business Wire
Highnote Expands Its Unified Product Platform with Instant Payments
SAN FRANCISCO--(BUSINESS WIRE)-- Highnote, the unified platform for embedded finance and modern card issuance, today announced the launch of Instant Payments, a new capability that enables businesses to deliver near real-time payouts from Highnote-issued cards to eligible external debit and prepaid cards. The solution is supported by Mastercard Move (Mastercard's portfolio of money transfer solutions) and Visa Direct, and is now available to all Highnote subscribers in the U.S. Unlike providers that offer push-to-card services as standalone point solutions, Highnote delivers Instant Payments as part of a fully integrated platform that includes issuing, acquiring, credit, and a built-in general ledger. Share Developed in direct response to evolving customer needs, Instant Payments reflects Highnote's commitment to anticipating and delivering the tools modern businesses require to scale. While many platforms are still stitching together legacy infrastructure, Highnote has embedded this capability directly into its unified product platform, empowering subscribers with seamless, intelligent money movement from day one. With Instant Payments, businesses can push funds to debit and prepaid cards in the U.S., giving recipients faster access to their earnings while improving liquidity and payout operations. Use cases include gig worker payouts, employee tips, insurance reimbursements, merchant settlements, refunds, and more. 'Instant Payments reflects both where our subscribers are today and where the market is headed,' said Kin Kee, CTO of Highnote. 'By embedding on-demand disbursements directly into our issuing stack, we are helping businesses move money faster and more intelligently, all within a single, unified product experience.' Unlike providers that offer push-to-card services as standalone point solutions, Highnote delivers Instant Payments as part of a fully integrated platform that includes issuing, acquiring, credit, and a built-in general ledger. This unified foundation enables businesses to manage the full payment lifecycle, from funding to disbursement and reconciliation, through a single, flexible integration. 'At Visa, we're committed to providing seamless and secure money movement capabilities that help businesses and their customers access their funds in real-time,' said Yanilsa Gonzalez-Ore, SVP, Money Movement North America, Visa. 'By enabling real-time funds transfers through Highnote's platform, we're helping businesses leverage Visa's scale and robust security infrastructure to deliver faster and more reliable payouts.' 'Collaborating across the ecosystem is essential to ensure businesses can securely access critical funds in near real-time to keep their operations up and running,' said Stefany Bello, SVP, Digital Partnerships, Fintech & Enablers, Mastercard, North America. 'This marks an exciting new chapter in Mastercard's longstanding relationship with Highnote—one filled with opportunity to enable the seamless movement of money across key verticals and segments.' Instant Payments is the first release in Highnote's larger effort to unify outbound money movement through a single, programmable framework. Additional capabilities include support for ACH, wires, RTP, FedNow, wallet-based transfers, stablecoin funding, and other emerging rails—all accessible through one API, with intelligent routing based on speed, cost, and destination. To learn more about Instant Payments, contact the Highnote team or visit About Highnote Highnote is the unified platform for embedded finance, built for modern card issuance, acquiring, credit, and real-time money movement. Designed from the ground up, Highnote combines elegantly intelligent architecture with powerful developer tooling to deliver seamless, branded financial experiences. With built-in ledgering, integrated payment capabilities, and complete program management, Highnote empowers fintechs, vertical SaaS providers, and enterprises to launch differentiated embedded payments experiences that stand out in any market. Headquartered in San Francisco, Highnote is redefining the standard for modern financial products. Visit for more information. About Mastercard Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're building a resilient economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, similar, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. About Visa Visa (NYSE: V) is a world leader in digital payments, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories. Our mission is to connect the world through the most innovative, convenient, reliable and secure payments network, enabling individuals, businesses and economies to thrive. We believe that economies that include everyone everywhere, uplift everyone everywhere and see access as foundational to the future of money movement. Learn more at 1 Transaction approvals depend on the applicable payment network and receiving financial network. Actual posting times depend on the receiving financial institution.
Business Wire
18-06-2025
- Business
- Business Wire
Highnote Partners with BVNK to Launch 24x7 Real-Time Stablecoin Funding for Card Programs
SAN FRANCISCO--(BUSINESS WIRE)-- Highnote, the unified platform for embedded finance and modern card issuance, today announced a first-of-its-kind partnership with BVNK, a global stablecoin infrastructure provider for financial services. The collaboration introduces real-time, 24/7 stablecoin-based funding for card programs, enabling Highnote's subscribers around the world to fund U.S.-based program accounts instantly in USD, without being constrained by standard banking hours. Highnote is giving global businesses true around-the-clock control over how and when they move money. Share This new capability streamlines a critical operational step for global fintechs and enterprises that need to move fast. Program funds can now be transferred using stablecoins, automatically converted to U.S. dollars, and deposited in sponsor bank accounts in real-time – even on nights, weekends, or holidays. 'Our subscribers are building real-time financial products for a global user base, and until now, they have had to operate within the limits of U.S. banking hours,' said John Macilwaine, CEO at Highnote. 'This new capability eliminates that barrier, giving them true around the clock control over how and when to move money. More importantly, this is a foundational step that opens the door to deeper integration of digital assets across the Highnote platform, from inbound funding through acquiring to outbound disbursements via issuance, and beyond.' The launch is especially impactful for high-velocity disbursement use cases, including supplier payouts in AP automation, instant reimbursements in expense management, real-time settlements in marketplaces, and funding flows for fleet and credit programs – where timing and control are critical. Highnote is actively rolling out this new capability with first-mover subscribers, giving them a competitive edge through faster, more flexible funding from day one. 'This partnership is a prime example of how stablecoins can free up liquidity locked in complex payment flows that rely on traditional bank payment rails,' said Keith Vander Leest, US General Manager at BVNK. 'Our stablecoin-native infrastructure enables instant global value transfer, powering a new generation of financial services that innovators like Highnote are building today.' This milestone also lays the groundwork for future innovation within Highnote's platform. As digital asset adoption accelerates, stablecoins are expected to play an increasingly important role in optimizing payment flows, reducing costs, and enabling programmable money across issuing, acquiring, and credit. About Highnote Highnote is the unified platform for embedded finance, built for modern card issuance, acquiring, credit, and real-time money movement. Designed from the ground up, Highnote combines elegantly intelligent architecture with powerful developer tooling to deliver seamless, branded financial experiences. With built-in ledgering, integrated payment capabilities, and complete program management, Highnote empowers fintechs, vertical SaaS providers, and enterprises to launch differentiated embedded payments experiences that stand out in any market. Headquartered in San Francisco, Highnote is redefining the standard for modern financial products. Visit for more information. About BVNK BVNK builds stablecoin-native infrastructure to power global financial services. Our platform enables businesses to move value instantly across borders and networks. With global licensing and Tier 1 bank partnerships, we facilitate billions in transactions for enterprises like Worldpay, Deel and Rapyd. Visit for more information.
Yahoo
14-04-2025
- Yahoo
Former City of Quitman employee pays $23K restitution
QUITMAN, Texas (KETK) – Former Quitman water clerk accused of stealing money from the city back in 2021, has repaid the full amount. UPDATE: Suspect arrested in Smith County fatal shooting Amber Raelynn Highnote of Alba was accused of stealing $23,250.00 from February 2018 to July 2021 while she was working at the city of Quitman's water department, according to the Wood County Criminal District Attorney's Office. Judicial records show she pleaded guilty on April 4, 2025. About a month after Highnote resigned from the water department, another city of Quitman employee discovered that some customer payments were disappearing from the company's bank deposits. A financial audit revealed the money reports had several holes and missing money. After Highnote's arrest, former Quitman finance director Sheryl Laudenslager and Mayor Randy Dunn actively worked with Wood County Criminal District Attorney's Office prosecutors to find a solution for the stolen funds. Eventually the full restitution was paid back to the citizens. Frosty Pines celebrates Texas Food Truck Showdown victory in Troup The press release states 'Highnote paid in full the restitution owed. Additionally, Highnote complied with terms and conditions of her pre-trial release bond.' 'I am proud of the cooperation between Mayor Dunn, former Finance Director Sheryl Laudenslager, utility clerk Raylene Green and the prosecutors from the Wood County Criminal District Attorney's Office,' Wood County Criminal District Attorney Angela Albers said. 'The repayment of this money satisfies the desire of the City of Quitman leadership to obtain the return of the stolen money for our citizens and it accomplishes justice consistent with the facts of this case.' Copyright 2025 Nexstar Media, Inc. All rights reserved. This material may not be published, broadcast, rewritten, or redistributed.
