30-07-2025
PT Bank CIMB Niaga Reports Consolidated Pre-Tax Profit Of IDR4.4 Trillion In 1H2025
BUSINESS
KUALA LUMPUR, July 30 (Bernama) -- PT Bank CIMB Niaga Tbk has reported an unaudited consolidated pre-tax profit of IDR4.4 trillion in the first half of 2025 ended June 30, 2025 (1H2025), translating to an earnings per share of IDR137.43.
CIMB Niaga president director Lani Darmawan said the bank delivered a balanced performance in 1H2025, reflecting the resilience of its strategy and the discipline of its execution.
She added that CIMB Niaga recorded healthy and prudent loan growth in line with the bank's risk appetite and market dynamics, while maintaining stable asset quality, robust capital and liquidity as well as a well-diversified revenue base -- all of which reinforce the strength of its franchise.
'Looking ahead, we will continue to allocate capital strategically to drive sustainable growth and stronger risk-adjusted returns.
'As we stay true to our purpose of 'Advancing Customers and Society', our focus remains on providing banking solutions that are simpler, better, and faster, enabling customers to thrive and supporting inclusive progress for the communities we serve,' she said in a statement today.
CIMB Niaga maintained a solid capital and liquidity position with a capital adequacy ratio and a loan-to-deposit ratio of 24.0 per cent and 87.3 per cent, respectively, while total consolidated assets stood at IDR357.9 trillion as of June 30, 2025.
Total deposits increased by 4.8 per cent year-on-year (y-o-y) to IDR261.9 trillion, showcasing a robust current account and savings account (CASA) ratio of 69.0 per cent.
Meanwhile, CASA grew by 10.9 per cent y-o-y, driven by stronger customer relationships and enhanced digital touchpoints.
Total loans grew 6.8 per cent y-o-y to IDR231.8 trillion, driven by strong performance across key segments.
