Latest news with #Illinoisans
Chicago Tribune
6 hours ago
- Business
- Chicago Tribune
Amid challenge from banks, Illinois legislators move to delay ban on certain credit card fees
Illinois legislators voted to delay for one year a ban on certain credit card fees that was set to take effect July 1 amid a legal challenge by banks. A measure passed by legislators and signed into law by Gov. JB Pritzker last year would prevent banks and credit card companies from charging retailers a small fee on sales taxes and tips. Pritzker still has to sign off on the legislature's move to extend the deadline to July 1, 2026. Pritzker on Sunday said that while the delay wasn't his initiative, he anticipated the interchange fee issue 'will probably get resolved over the next year' as it is currently with the courts. Retailers who support the measure say the fees come at a cost to consumers. Banks say the law would create large costs within the payment processing system and inconvenience both businesses and customers. They've also said don't have the infrastructure in place to implement the ban. 'On the banking side, certainly, the technology doesn't exist, nor do we think it will any time soon,' Ben Jackson, executive vice president of government relations at the Illinois Bankers Association, said Monday. The technology needed will still not be ready by July 2026, he said. Rob Karr, president and CEO of the Illinois Retail Merchants Association, said in a statement Sunday that the delay would take money out of the pockets of Illinoisans and businesses by continuing to allow the fees. 'We remain committed to ensuring this law is not delayed further and urge lawmakers to renew the promise they made to stop the swipe fee greed that's driving up prices and making it harder for families and businesses to make ends meet,' Karr said. The provision on so-called interchange fees was tucked into last year's revenue bill in an effort to provide relief to retailers as the state enacted some $101 million in tax hikes on retailers. Banks ever since then have said the effective date was too soon. Illinois would be the first state to require a distinction on consumer retail transactions between goods, taxes and tips, creating the need for what opponents say would be a complicated and expensive software change. While the fight over over the ban reflects the national political battle between interest groups representing retailers and financial services like Visa and MasterCard, the Illinois law is separate from federal legislation on interchange fees that has been pushed by U.S. Sen. Dick Durbin. The federal lawsuit filed by the banking interests that challenges the ban has inched forward throughout the spring but it wasn't clear whether a final ruling would be reached by July 1. Financial companies scored a partial victory in court when a federal judge in December agreed to put a temporary hold on the law for some types of institutions including national banks, meaning that they don't need to comply with the law as court proceedings continue. That relief was later expanded to out-of-state banks doing business in Illinois, but other entities including in-state banks remain subject to the law. The IBA as well as the American Bankers Association, America's Credit Unions and the Illinois Credit Union League are plaintiffs in the suit, which names Illinois Attorney General Kwame Raoul as a defendant. An effort to repeal the law completely did not advance the spring legislative session, while the vote for the delay came on the session's last day. The Electronic Transactions Association, an association representing large companies including Visa, American Express and Bank of America, issued a statement Sunday applauding the decision to put the ban off for the year.
Yahoo
11 hours ago
- General
- Yahoo
Duck race supports Central Illinois abuse prevention center
PEORIA, Ill. (WMBD) — Mark your calendar for the August 23, release of the ducks to benefit the Center for Prevention of Abuse. Celsy Young, the center's communications manager, stopped by WMBD This Morning to talk more about the ducks and what they accomplish during the Aug. 23 race. The 37th annual Duck Race is one of the longest-running duck races in the country, and all proceeds directly support the center's programs and services, which include emergency shelter, safety planning, counseling, therapy, legal and medical advocacy and prevention education. 'All kinds of things to help people along their journey to a peaceful life,' said Young, explaining why the ducks matter. 'We see 6,000 central Illinoisans through our doors every single year, and on top of that, we actually see 41,000 students in the tri county area, through our prevention education program, where we're helping to stop abuse before it can start.' Another accomplishment of the ducks is that they can bring their owners lots of fun items such as a $10,000 grand prize, a weekend getaway, and a variety of gift carts and items. Race Day festivities include live music by Sista and the Misters, food trucks, inflatables, face painting, and lots of splashing as the ducks take to water at 1 p.m., Aug. 23. Ducks can be adopted online at by phone at (309) 691-0551, by mail to P.O. Box 3855, Peoria, IL 61612, or at select locations throughout Central Illinois. Each duck is $5 with some volume discounts, and keep an eye peeled for pop-up, BOGO deals. Copyright 2025 Nexstar Media, Inc. All rights reserved. This material may not be published, broadcast, rewritten, or redistributed.
Yahoo
a day ago
- General
- Yahoo
DMV Scam Texts Target Multiple States. What You Must Know
A person prepares to enter a New York State DMV on April 28, 2025 in New York City. Credit - Michael M. Santiago—2025 Getty Images Authorities and Department of Motor Vehicles offices (DMVs) officials across multiple U.S. states have released advisories to their citizens to look out for scam texts that are attempting to manipulate drivers into paying a fake 'outstanding toll.' The prevalence of the text scams ramped up throughout May, leading to various states issuing warnings and advice, ultimately telling members of the public to watch out for messages claiming to be from the DMV. 'These scammers flood phones with these texts, hoping to trick unsuspecting New Yorkers into handing over their personal information,' said New York DMV Commissioner Mark J.F. Schroeder in an press release. 'DMV will not send you texts asking for your personal information.' Here's what you need to know about the DMV scam texts and how you can best protect yourself: The spam texts have spanned across the United States, with Illinois, New York, Virginia, Pennsylvania, Florida, New Jersey, Georgia, Colorado, Vermont, Texas, and California among the states that have issued alerts. Though their advisories differ, all authority boards have made clear that the DMV does not, and will not, send customers unsolicited requests for payments and personal information. In Illinois, Secretary of State Alexander Giannoulias issued a stark warning, stating that the Illinois DMV will only send out text messages for appointment reminders. 'Phishing scams are unfortunately an increasingly prevalent threat in our modern society, seeking to cheat Illinoisans out of their personal information and hard-earned money,' Giannoulias said. In Florida, the state DMV has created a webpage to alert drivers about the scam, reminding locals that the FLDMV 'will never contact you via text message demanding payment or threatening suspension or arrest.' Some local police and civic associations in states like New York and New Jersey have posted warnings across social media, too. The Warren Township Police Department in New Jersey shared a notice on Facebook on May 31, alerting locals of the 'recent increase' in the scam texts. According to screenshot examples placed on government websites, the texts vary state-by-state, but they tend to include a warning that if the recipient does not pay an outstanding traffic ticket, they will encounter a penalty. Recipients are told they could lose their vehicle registration or driving privileges, potentially see a toll booth charge increase, see their credit score impacted, or even risk prosecution. Some of the websites—the "click here" links—listed in the text messages include terms mirroring '.gov' in an effort to appear legitimate. In New Jersey, many of the scam messages have included links involving variations of "ezpassnj." 'New Jersey State Department of Motor Vehicles (DMV). Final Notice: Enforcement Penalties Begin on May 30,' one spam text circulating New Jersey stated, according to a screenshot shared in a warning by the City of Linden. The scam message continued: 'Our records show that as of today, you still have an outstanding traffic ticket… Please pay immediately before enforcement to avoid license dispensation and further legal disputes.' The Federal Trade Commission (FTC) has a website with consumer advice, which suggests various steps people can take to protect themselves from text message scams. First, those who receive the text can copy the message and forward it to 7726 (SPAM), which could allow your provider to 'block similar messages in the future.' People can also report it to the FTC directly on the government website. In general, the DMVs of these multiple states advise their citizens to be cautious of all communications they receive, even if those messages come from claimed 'trusted sources,' and to never send personal and sensitive information via text or email. In its public notice, the Warren Township Police Department advised recipients of the text scam to follow four key steps: Delete the message immediately Do NOT click any links or provide any information Report the scam to the Federal Trade Commission at If you're unsure about your DMV status, visit the official DMV website directly or contact them by phone Generally speaking, scammers are known for creating a sense of urgency, often giving a deadline or listing serious consequences—such as the loss of driving privileges, in this case—in order to prompt a swift response from victims. David Brumley, a professor of electrical and computer engineering at Carnegie Mellon University, told TIME in 2024 that the best way to protect yourself from scams is to be alert and, if you are unsure if a text is legitimate, call the department or business directly to confirm, before taking any further action. Murat Kantarcioglu, a professor of computer science at Virginia Tech, told TIME earlier this year that people should also make sure they are informing their older relatives of any prevalent scams, as they may be less tech-savvy and more vulnerable. 'I think everyone should make it their mission to educate the older people in their family about these issues,' said Kantarcioglu, adding that it's best not to answer text messages from unverified senders or engage in phone conversations with people you don't know. Contact us at letters@
Time Magazine
a day ago
- Automotive
- Time Magazine
Authorities Issue Warnings Over Multistate DMV Scam Texts. Here's What to Look Out For
Authorities and Department of Motor Vehicles offices (DMVs) officials across multiple U.S. states have released advisories to their citizens to look out for scam texts that are attempting to manipulate drivers into paying a fake 'outstanding toll.' The prevalence of the text scams ramped up throughout May, leading to various states issuing warnings and advice, ultimately telling members of the public to watch out for messages claiming to be from the DMV. 'These scammers flood phones with these texts, hoping to trick unsuspecting New Yorkers into handing over their personal information,' said New York DMV Commissioner Mark J.F. Schroeder in an press release. 'DMV will not send you texts asking for your personal information.' Here's what you need to know about the DMV scam texts and how you can best protect yourself: What states have been affected? The spam texts have spanned across the United States, with Illinois, New York, Virginia, Pennsylvania, Florida, New Jersey, Georgia, Colorado, Vermont, Texas, and California among the states that have issued alerts. Though their advisories differ, all authority boards have made clear that the DMV does not, and will not, send customers unsolicited requests for payments and personal information. In Illinois, Secretary of State Alexander Giannoulias issued a stark warning, stating that the Illinois DMV will only send out text messages for appointment reminders. 'Phishing scams are unfortunately an increasingly prevalent threat in our modern society, seeking to cheat Illinoisans out of their personal information and hard-earned money,' Giannoulias said. In Florida, the state DMV has created a webpage to alert drivers about the scam, reminding locals that the FLDMV 'will never contact you via text message demanding payment or threatening suspension or arrest.' Some local police and civic associations in states like New York and New Jersey have posted warnings across social media, too. The Warren Township Police Department in New Jersey shared a notice on Facebook on May 31, alerting locals of the 'recent increase' in the scam texts. What are the DMV scam texts saying? According to screenshot examples placed on government websites, the texts vary state-by-state, but they tend to include a warning that if the recipient does not pay an outstanding traffic ticket, they will encounter a penalty. Recipients are told they could lose their vehicle registration or driving privileges, potentially see a toll booth charge increase, see their credit score impacted, or even risk prosecution. Some of the websites—the "click here" links—listed in the text messages include terms mirroring '.gov' in an effort to appear legitimate. In New Jersey, many of the scam messages have included links involving variations of "ezpassnj." 'New Jersey State Department of Motor Vehicles (DMV). Final Notice: Enforcement Penalties Begin on May 30,' one spam text circulating New Jersey stated, according to a screenshot shared in a warning by the City of Linden. The scam message continued: 'Our records show that as of today, you still have an outstanding traffic ticket… Please pay immediately before enforcement to avoid license dispensation and further legal disputes.' What should you do if you receive one of the DMV scam texts? The Federal Trade Commission (FTC) has a website with consumer advice, which suggests various steps people can take to protect themselves from text message scams. First, those who receive the text can copy the message and forward it to 7726 (SPAM), which could allow your provider to 'block similar messages in the future.' People can also report it to the FTC directly on the government website. In general, the DMVs of these multiple states advise their citizens to be cautious of all communications they receive, even if those messages come from claimed 'trusted sources,' and to never send personal and sensitive information via text or email. In its public notice, the Warren Township Police Department advised recipients of the text scam to follow four key steps: Delete the message immediately Do NOT click any links or provide any information Report the scam to the Federal Trade Commission at If you're unsure about your DMV status, visit the official DMV website directly or contact them by phone Generally speaking, scammers are known for creating a sense of urgency, often giving a deadline or listing serious consequences—such as the loss of driving privileges, in this case—in order to prompt a swift response from victims. David Brumley, a professor of electrical and computer engineering at Carnegie Mellon University, told TIME in 2024 that the best way to protect yourself from scams is to be alert and, if you are unsure if a text is legitimate, call the department or business directly to confirm, before taking any further action. Murat Kantarcioglu, a professor of computer science at Virginia Tech, told TIME earlier this year that people should also make sure they are informing their older relatives of any prevalent scams, as they may be less tech-savvy and more vulnerable. 'I think everyone should make it their mission to educate the older people in their family about these issues,' said Kantarcioglu, adding that it's best not to answer text messages from unverified senders or engage in phone conversations with people you don't know.
Yahoo
3 days ago
- Business
- Yahoo
Illinois criminal justice advocates tout ‘Clean Slate' legislation as ‘economic boon'
SPRINGFIELD — Criminal justice reform advocates say legislation to seal criminal records for certain nonviolent crimes, which passed Friday in the House, would unlock economic opportunity for thousands of Illinoisans. The so-called Clean Slate Act has failed twice before, but activists see renewed fiscal messaging as the key to reinvigorating the campaign. This time, the bill's sponsor points to a 'diverse coalition of stakeholders' and backing from business groups as signs Illinois could become the 13th state to enact similar legislation. 'This is something I've worked on for six long years, and now we have law enforcement and the business community — folks like the Illinois Retail Merchants Association, the Illinois Manufacturers Association — all on board,' Rep. Jehan Gordon-Booth, D-Peoria, said in an interview. 'Not as a neutral party, but they are proponents. They want to see this bill passed.' Like earlier proposals, Senate Bill 1784 would require law enforcement agencies to automatically seal records for nonviolent criminal convictions twice a year — Jan. 1 and July 1. The records would no longer be public, although law enforcement and state's attorneys would retain access. Gordon-Booth has sponsored Clean Slate legislation twice before — once in 2021 and again in 2023 — but neither bill progressed past committee. Just a few days before the 2025 legislative session concluded, she filed it again. Within two days, it passed the House mostly along partisan lines, and is headed for debate on the Senate floor. The session ends at midnight Saturday, although the bill could still pass after that deadline. People convicted of certain violent offenses — including sex crimes against minors, DUI, reckless driving and violent offenses that require sex offender registration — would be ineligible to have their records sealed. 'I want to make this very, very clear: Serious criminal records are not eligible for automated sealing,' Gordon-Booth said during floor debate. Gordon-Booth argued that conviction records trap formerly incarcerated individuals in a state of perpetual punishment, eclipsing access to employment, housing and educational opportunities. She said Clean Slate would remove these barriers, helping system-impacted people reintegrate into society instead of recidivating. Paul Rothschild, managing director of operations for the Illinois Coalition to End Permanent Punishment — a group that advocates for the rights of people with criminal records — said he agrees. He said the justice system fails to follow through on its own promise: Once someone has served their time, they are entitled to a second chance. 'We believe that people should be accountable for the crimes that they commit. But we also believe there is an implied covenant that when they finish, they're supposed to be returned to the world made whole, and that covenant is not being kept by society. They're being forever subjugated in that lower caste, that lower class,' Rothschild said. More than 3 million Illinoisans have arrest or conviction records, and an estimated 921,000 people are eligible for 'sealing relief' — but only about 10% actually petition to have their records cleared, according to statistics from Live Free Illinois, a grassroots organization aimed at reforming the state criminal justice system and part of the Clean Slate Illinois steering committee, which coordinates the campaign's messaging and advocacy efforts. The bill would automate the process for individuals with nonviolent convictions to have their records sealed once they have served their sentences, completed probation, and remained crime-free. Many eligible individuals are deterred by steep fines, complex paperwork and long waiting periods, Gordon-Booth said. The 'burdensome' process has contributed to massive court backlogs, according to Clean Slate Illinois. 'It's going to automate the process, so this way we don't have to go through that whole trying to get the paperwork, trying to go through all the rigmarole,' said Chauncy Stockdale, who was formerly incarcerated and is now a member of the Live Free Illinois Fellowship, a reentry program that supports returning citizens. The measure passed the House 81-28, with five Republicans joining Democrats in support of the measure. No Democrats voted against the bill. During debate on the House floor, Minority Floor Leader Rep. Patrick Windhorst, R-Metropolis, voiced concerns about the tentative $18 million price tag, and whether the state is capable of fully funding the policy in the years ahead, leaving counties to cover the cost. 'If this isn't funded, we're either going to be sending a large unfunded mandate to our counties, or we're making a promise to 2.1 million people that will not be fulfilled without any funding,' he said. Gordon-Booth detailed a three year 'implementation ramp,' which would give the state time to identify funding sources for the local circuit clerks. She also said the Illinois State Police would absorb the initial costs and emphasized the state's commitment to supporting circuit clerks in the rollout phase. 'It is our full intention to provide clerks with all that they need to implement this,' she said. 'We are not going to send an unfunded mandate to our local governments.' On April 10, nearly 300 members, supporters and advocates from Live Free Illinois chapters gathered in front of the Abraham Lincoln monument in Springfield for Advocacy Day, calling on lawmakers to introduce the Clean Slate Act. Live Free Illinois — a faith-based nonprofit focused on ending gun violence and mass incarceration — organizes Black congregations to push for systemic change. The organization is involved in the broad-based Clean Slate steering committee, which also includes the Fully Free Campaign, the Illinois Coalition to End Permanent Punishments, and Impact for Equity. The day before, Muslim leaders also advocated for Clean Slate legislation at Illinois Muslim Action Day. Beyond criminal justice reform, advocates pushed a new messaging angle this year to usher the legislation across the finish line: Clean Slate could boost Illinois' economy. As of April, Illinois has one of the highest unemployment rates in the country, at 4.8% — above the national average of 4.2%, according to the data from the U.S. Bureau of Labor Statistics. Jerika Richardson, senior vice president for equitable justice and strategic initiatives at the National Urban League, said the act would open doors for thousands of people who have been barred from work because of background checks. 'There are so many employers and businesses across this country who are struggling to find the workers that they need, and part of the reason is because these records are barriers,' Richardson said. 'If Illinois passes the Clean Slate Act, you won't have to worry about businesses going to another state or leaving the country.' An amendment to the Illinois Human Rights Act, signed by Gov. JB Pritzker in 2021, expanded legal protections for state workers by prohibiting discrimination based on criminal convictions, in addition to arrest records. Yet many say they continue to face employment hurdles despite the law. People with conviction histories earn an average of 25% less than those with clean records — a gap the National Urban League says costs the state billions of dollars in lost wages. According to a news release from the National Urban League, the Clean Slate Act could generate more than $4.7 billion in lost wages for Illinois, easing economic disparities and addressing labor shortages. Gordon-Booth echoed Richardson's point, adding that her office frequently hears from constituents who are missing out on life-changing chances. 'I get calls from people saying, 'I had an opportunity to get my dream job, and it fell through because of something that I did when I was 18 or 19.' And we're talking about folks that are in their 30s,' Gordon-Booth said. 'They have not gone through the process of hiring a lawyer, going through the court-mandated process, and folks are losing out.' Reilly Cook is a graduate student in journalism with Northwestern University's Medill School of Journalism, Media, Integrated Marketing Communications, and a fellow in its Medill Illinois News Bureau working in partnership with Capitol News Illinois. Capitol News Illinois is a nonprofit, nonpartisan news service that distributes state government coverage to hundreds of news outlets statewide. It is funded primarily by the Illinois Press Foundation and the Robert R. McCormick Foundation. Copyright 2025 Nexstar Media, Inc. All rights reserved. This material may not be published, broadcast, rewritten, or redistributed.
