Latest news with #IndiGoBluChips
Mint
44 minutes ago
- Business
- Mint
IndiGo and IDFC FIRST Bank roll out co-branded credit card. See details here
BusinessWire India/ANI: IndiGo and IDFC FIRST Bank announced the launch of the IndiGo IDFC FIRST Credit Card, which is a one-of-a-kind card that combines the benefits of both Mastercard and RuPay networks through a single application. This partnership shows a shared commitment to delivering value, convenience, and everyday benefits to customers. The credit card enhances travel experiences with lifestyle privileges, low forex markup, attractive trip cancellation cover, and accelerated rewards on IndiGo flight bookings, milestone spends, and everyday purchases. With this launch, IndiGo further strengthens the IndiGo BluChip loyalty program portfolio, offering customers more ways to earn IndiGo BluChips through everyday spends -- making every transaction count towards their next flight. This launch underscores IDFC FIRST Bank's vision of building a world-class bank, driven by a Customer First philosophy and powered by a modern digital and technology stack. The IndiGo IDFC FIRST Credit Card has been designed to offer unmatched accessibility, with an FD-backed option that makes this premium dual-network product practically assured to everyone, while maintaining responsible credit risk practices. >> Dual-Network Card Pair >> Comes as a two-card offering - Mastercard and RuPay issued under a single application, ensuring broad acceptance across domestic, international, and UPI transactions >> Low forex markup of just 1.49 per cent The IndiGo IDFC FIRST Credit card allows customers to earn free flights faster with earnings across daily spends. In the first year, they also enjoy additional Bonus vouchers of up to 8,000 IndiGo BluChips depending on their card type. Speaking about the launch, Shirish Bhandari, Head, Credit Cards, Tolls and Transit and Loyalty, said, 'With the IndiGo IDFC FIRST Credit Card, we're making premium travel accessible to all -- not just a few. This is more than just a credit card; it's a bold step toward democratising travel and financial empowerment by allowing every Indian -- regardless of credit history -- to own the same world-class product, through a flexible application journey that includes both traditional and Fixed Deposit-backed access.' Speaking on the development, Rajeeth Pillai, Chief Relationship Management, NPCI said, 'The card's UPI-enabled functionality allows users to link their RuPay credit card to a UPI ID, enabling seamless and secure transactions. It also works seamlessly across POS and e-commerce platforms, offering users flexibility and wider acceptance.' Disclaimer: Mint has a tie-up with fintechs for providing credit, you will need to share your information if you apply. These tie-ups do not influence our editorial content. This article only intends to educate and spread awareness about credit needs like loans, credit cards and credit score. Mint does not promote or encourage taking credit as it comes with a set of risks such as high interest rates, hidden charges, etc. We advise investors to discuss with certified experts before taking any credit.
Time of India
a day ago
- Business
- Time of India
IDFC First Bank to give choice of Rupay, Mastercard in Indigo co-branded card
Representative image MUMBAI: IndiGo and IDFC FIRST Bank have launched a co-branded credit card that will be available on both Mastercard and RuPay networks, offering customers wider acceptance and flexibility, including the ability to make UPI payments through RuPay. The IndiGo IDFC FIRST Credit Card is aimed at frequent travelers and comes with accelerated rewards on IndiGo bookings and milestone spending. Cardholders can earn up to 22 IndiGo BluChips for every Rs 100 spent on flight bookings made through IndiGo's website or app. They can also accumulate up to 25,000 BluChips annually on crossing key spend thresholds, apart from enjoying lifestyle benefits such as travel insurance, trip cancellation cover and a low forex markup of 1.49%. Customers joining the program will receive 5,000 BluChips and a complimentary 6E Eats meal voucher, along with 3,000 additional BluChips on spends of Rs 1 lakh within 90 days. Those spending Rs 12 lakh annually can earn as many as 60,000 BluChips plus bonus vouchers of 25,000 BluChips, enough to redeem multiple flights. The product also features an FD-backed variant, allowing individuals with limited or no credit history to apply, in line with the bank's financial inclusion strategy. Cardholders will earn IndiGo BluChips not just on flight bookings but also on everyday purchases, adding to the airline's loyalty program. IndiGo said the partnership will strengthen its BluChip loyalty offering and make rewards more accessible to customers. IDFC FIRST Bank said the launch reflected its customer-first approach by providing a premium yet inclusive product. Mastercard and NPCI highlighted the card's dual-network and UPI-enabled features, which they said enhance convenience and global acceptance. Stay informed with the latest business news, updates on bank holidays , public holidays , current gold rate and silver price .
United News of India
a day ago
- Business
- United News of India
IndiGo and IDFC First Bank launch co-branded credit card to prioritize customer experience
New Delhi, Aug 18 (UNI) IndiGo and IDFC First Bank launch 'IndiGo IDFC First Credit Card', a one-of-a-kind dual credit card that provides both Mastercard and RuPay cards facility under one application. The launch is intended for driving wider acceptance and promotes maximum payment flexibility among the customers. This partnership highlights a shared commitment to delivering value, convenience, and everyday benefits to customers. Moreover, this card has multiple features, including early activation benefits, annual milestone benefits, a low forex, and complimentary travel insurance. IndiGo also posted regarding the launch on X, stating, ' Introducing the IndiGo IDFC FIRST Co-Branded Credit Card. Earn IndiGo BluChips on every spend & get IndiGo BluChip Vouchers of up to 30,000 annually.' Speaking at the launch, Shirish Bhandari, Head, Credit Cards, Trolls, Transit and Loyalty, said, ' With the IndiGo IDFC First Credit Card, we're making premium travel accessible to all–not just a few. This is more than just a credit card; it's a bold step towards democratizing travel and financial empowerment by allowing every Indian–regardless of credit history– to own the same world-class product, through a flexible application journey that includes both traditional and Fixed Deposit-backed access.' 'IndiGo IDFC First Credit Card' enables customers to earn free flights faster with earnings across daily spends. With annual spends of Rs 12 lakh (assuming 15% on flight bookings on IndiGo Web & App) customers can earn up to Rs 60,000 IndiGo BluChips plus bonus vouchers of 25,000 IndiGo BluChips. Rajeeth Pillai, Chief Relationship Management, NPCI, said, ' We are happy to collaborate with IDFC First Bank and IndiGo to launch this co-branded credit card on the RuPay network. The card's UPI-enabled functionality allows users to link their RuPay credit card to a UPI ID, enabling seamless and secure transactions.' ' It also works seamlessly across POS and e-commerce platforms, offering users flexibility and wider acceptance. This innovative feature enhances accessibility and convenience, making everyday transactions and travel-related spending more rewarding and secure for users.' Pillai added. UNI SAS GNK
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Business Standard
a day ago
- Business
- Business Standard
Every swipe counts: How IndiGo's new credit card can cut your travel costs
Private-carrier IndiGo and IDFC FIRST Bank on Monday launched a co-branded credit card offering the benefits of both Mastercard and RuPay networks under a single application. Touted as a first-of-its-kind dual-network travel credit card, IndiGo IDFC FIRST Credit Card, aims to make premium travel and lifestyle benefits more accessible, with special features designed for frequent flyers as well as everyday users. The card enhances travel experiences with lifestyle privileges, low forex markup, attractive trip cancellation cover, and accelerated rewards on IndiGo flight bookings, milestone spends, and everyday purchases. Dual-Network Card Pair: Comes as a two-card offering — Mastercard & RuPay issued under a single application, ensuring broad acceptance across domestic, international, and UPI transactions Two Ways to Apply: Payment of ₹4,999 joining fee Or application with a ₹1 lakh Fixed Deposit for zero joining fee and guaranteed approval Welcome Benefits (Joining Fee Route): Voucher worth 5,000 IndiGo BluChips Complimentary 6E Eats meal voucher Activation Benefit: Additional 3,000 IndiGo BluChips on spending ₹1 lakh within 90 days of card issuance Accelerated Earn Rates: Up to 22 BluChips/₹100 on IndiGo flight bookings via the IndiGo website and mobile app Milestone Benefits: Earn up to 25,000 IndiGo BluChips every year on crossing key annual spend thresholds Travel & Lifestyle Privileges: Low forex markup of just 1.49% Trip cancellation cover, travel insurance, and other lifestyle benefits Why It Matters The launch strengthens IndiGo's BluChip loyalty program, allowing customers to convert everyday spending into flight rewards. IDFC FIRST Bank said the product also reflects its 'Customer First' philosophy, with a flexible approval route for those without a strong credit history via FD-backed issuance. The IndiGo IDFC FIRST Credit card allows customers to earn free flights faster with earnings across daily spends. With annual spends of ₹12 lakh (Assuming 15% on Flight Bookings on IndiGo Web & App), customers can earn up to 60,000 IndiGo BluChips plus bonus vouchers of 25,000 IndiGo BluChips, every year—enough for multiple free flights to popular destinations. In the first year, they also enjoy additional Bonus vouchers of up to 8,000 IndiGo BluChips depending on their card type. What Makes This Card Unique Dual Network Advantage: You get two cards (Mastercard + RuPay) with a single application. Mastercard: Global acceptance for POS, e-commerce, and international transactions. RuPay: UPI linkage, making the credit card usable for QR payments and online UPI spends. Flexible Access: ₹4,999 joining fee (with 5,000 BluChips + meal voucher), or Zero joining fee with a ₹1 lakh Fixed Deposit (guaranteed approval). How You Earn Rewards IndiGo Bookings: Up to 22 BluChips per ₹100 spent via IndiGo's app/website. Milestone Spends: Up to 25,000 bonus BluChips annually on hitting spend thresholds. Everyday Spends: Earn BluChips on daily shopping, dining, and utility payments. Welcome Rewards: Extra 3,000 BluChips if you spend ₹1 lakh in 90 days. For heavy travelers: Annual spends of ₹12 lakh (with 15% on IndiGo tickets) could net 85,000 BluChips — enough for multiple free flights. Who should opt for this card? Best for: Frequent flyers with IndiGo, high spenders, and first-time premium card seekers who want UPI-enabled credit card access. Good alternative: For those without credit history, the FD-backed approval route offers access to a premium product without rejection risk. Watch out: ₹4,999 joining fee is steep if you don't plan to use the flight benefits often. Takeaway: If you fly IndiGo often, this card could slash your travel costs while offering flexible usage via UPI and international spends. But casual flyers may find the rewards less compelling compared to no-fee credit cards with broad cashback features. Imagine you're a young professional who: Spends ₹15,000 a month on groceries, fuel, dining out, and UPI transactions. Books 2–3 IndiGo flights a year (say, ₹20,000 worth of tickets). With the IndiGo–IDFC FIRST Credit Card: You earn up to 22 BluChips per ₹100 on IndiGo bookings. You also earn BluChips on daily spends — groceries, UPI, shopping. After a year of spending ₹1.8 lakh (₹15,000 × 12) + a couple of flights, you could easily collect 50,000+ BluChips. That's enough for at least 2–3 free domestic flights to Goa, Jaipur, or Kochi. So, by redirecting your daily expenses onto the card, you're cutting down your annual travel budget. Application Process on IndiGo IDFC FIRST Credit Card Webpage: IndiGo IDFC FIRST Credit Card (₹4999 + GST Joining Fee): IndiGo IDFC FIRST Credit Card (₹0 Joining Fee with ₹1 Lakh FD): Step1: Customer selects to apply for Rs. 4999 joining fee card. Step 1: Customer selects to apply for Zero joining fee card with Rs 1 Lac FD Step 2: Customer enters basic personal details Step 2: Customer enters basic personal details Step 3: Basis eligibility, customer will be offered the IndiGo IDFC FIRST Credit Card limit. Step 3: Customer will be offered an assured card and limit basis the FD Step 4: Customer's IndiGo BluChip Membership ID will be fetched or created during the application Step 4: Customer's BluChip ID will be fetched or created during the application Step 5: Customer completes instant video KYC (if required) Step 5: Customer funds the FD with an FD of Rs. 1L Step 6: Customer pays the Joining Fees to avail welcome offers & initiate delivery of Cards. Step 6: Customer completes instant video KYC (if required)
News18
a day ago
- Business
- News18
IndiGo and IDFC FIRST Bank launch co-branded credit card
New Delhi [India], August 18 (ANI): IndiGo airlines and IDFC FIRST Bank have announced the launch of the 'IndiGo IDFC FIRST Credit Card', a unique product that combines the benefits of both Mastercard and RuPay networks through a single company on Monday stated that the card has been designed to provide wider acceptance and maximum payment flexibility, making it a one-of-a-kind offering in the per the company the credit card enhances travel experiences with attractive features such as lifestyle privileges, a low forex markup, trip cancellation cover, and accelerated rewards on IndiGo flight bookings, milestone spends, and everyday this launch, IndiGo has further strengthened its IndiGo BluChip loyalty program portfolio, giving customers more opportunities to earn IndiGo BluChips through their daily FIRST Bank has highlighted that the initiative reflects its vision of building a world-class bank powered by technology and a Customer First ensure accessibility, the card is also offered with an FD-backed option, making it practically assured for everyone while maintaining responsible credit risk company stated that this IndiGo IDFC FIRST Credit Card comes with several benefits. Customers can either pay a joining fee of Rs 4,999 or apply with a Rs 1 lakh Fixed Deposit for zero joining fee and guaranteed opting for the joining fee route receive a welcome voucher worth 5,000 IndiGo BluChips along with a complimentary 6E Eats meal activation, customers also earn 3,000 additional BluChips by spending Rs 1 lakh within 90 days of card offers accelerated rewards of up to 22 BluChips per Rs 100 on IndiGo flight bookings via the IndiGo website and mobile app, and milestone benefits of up to 25,000 BluChips can also enjoy low forex markup of 1.49 per cent, travel insurance, and trip cancellation cover, while frequent flyers can accumulate up to 85,000 BluChips in a year, enough for multiple free IndiGo IDFC FIRST Credit card allows customers to earn free flights faster with earnings across daily annual spends of Rs 12 lakh (Assuming 15 per cent on Flight Bookings on IndiGo Web & App), customers can earn up to 60,000 IndiGo BluChips plus bonus vouchers of 25,000 IndiGo BluChips, every year, enough for multiple free flights to popular Chopra, Chief Information & Digital Officer, IndiGo said: 'It is our endeavor to continuously enhance the value proposition of IndiGo BluChip for our loyal customers, making this relationship a rewarding experience for them. We are delighted to join hands with IDFC FIRST Bank to offer co-branded credit cards to our customers that enable them to convert their everyday expenses into BluChips and enjoy travel benefits on our ever-growing network."Speaking about the launch, Shirish Bhandari, Head, Credit Cards, Tolls & Transit and Loyalty, said, 'With the IndiGo IDFC FIRST Credit Card, we're making premium travel accessible to all, not just a few. This is more than just a credit card; it's a bold step toward democratizing travel and financial empowerment by allowing every Indian, regardless of credit history, to own the same world-class product, through a flexible application journey that includes both traditional and Fixed Deposit-backed access. Combined with a dual-network card pair, Mastercard and RuPay, the card ensures widest acceptance across India and globally, with the added convenience of UPI for everyday spends and a low forex markup of just 1.49 per cent for international use. It's a truly inclusive, digital-first, and rewarding travel card for today's generation of flyers."Anubhav Gupta, Senior Vice President, Business Development, South Asia at Mastercard, said, 'Travel today is about more than just getting from one place to another, it's about comfort, convenience, and value throughout the journey. With this new card, Mastercard is proud to support a product that enhances every part of the travel experience. From easy bookings and rewarding spends to travel insurance and lifestyle perks, this card is designed to make travel simpler, more enjoyable, and financially smarter for consumers across segments."Speaking on the development, Rajeeth Pillai, Chief Relationship Management, NPCI said, 'We are happy to collaborate with IDFC FIRST Bank and IndiGo to launch this co-branded credit card on the RuPay network. The card's UPI-enabled functionality allows users to link their RuPay credit card to a UPI ID, enabling seamless and secure transactions. It also works seamlessly across POS and e-commerce platforms, offering users flexibility and wider acceptance. This innovative feature enhances accessibility and convenience, making everyday transactions as well as travel-related spending more rewarding and secure for user". (ANI)
