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Yahoo
8 hours ago
- Business
- Yahoo
'Your Bank Account Isn't Broken,' Says Kevin O'Leary, Your Habits Are The Problem—'You're Leaking Money And Don't Even Know It'
Investor Kevin O'Leary, also known as 'Mr. Wonderful' from 'Shark Tank,' has a straightforward message for people wondering why they can't seem to save money: The issue isn't your income. It's your spending habits. 'Your bank account isn't broken—your habits are,' O'Leary posted recently on X. 'Subscriptions, cable bills, random fees... you're leaking money and don't even know it.'Don't Miss: Maker of the $60,000 foldable home has 3 factory buildings, 600+ houses built, and big plans to solve housing — 'Scrolling To UBI' — Deloitte's #1 fastest-growing software company allows users to earn money on their phones. In a video attached to the post, he broke down how he regularly audits his own finances to plug those leaks. 'Generally, a third of [your subscriptions] you're not using, so you get rid of them,' he said. His advice is to scroll through your phone and take a hard look at every recurring charge. If you're not using it, cancel it. Beyond subscriptions, O'Leary also targets household bills, especially cable. He says U.S. customers should call the retention department, not regular customer service, when bills go up. 'Threaten to leave and be ready to do it,' he said. In many cases, companies offer retention bonuses like a free month or discounted service just to keep you. O'Leary emphasized he's been doing this for decades. 'Every time a bill goes up, I call. Not customer service—retention. That's where the real deals are,' he wrote in another post. 'I negotiate like it's sport. I've been doing it for decades, and I never pay retail. I don't do charity for telecoms.' Trending: Invest where it hurts — and help millions heal:. O'Leary's warnings about recurring fees are echoed by growing consumer backlash against aggressive subscription models, especially those tied to physical products. A video last year from the 'More Perfect Union' YouTube channel featured a woman named Maggie, who discovered her new HP (NYSE:HPQ) printer stopped working because her payment method for HP's Instant Ink subscription had expired. 'The ink is completely full,' she said. 'But the reason it's not printing [is that] payment method needs updating. Cannot print with the installed cartridge.' Maggie later found out that HP remotely disables printer cartridges if you cancel or miss a payment on their subscription plan. 'I have two full cartridges that I don't have access to because I canceled HP's Instant Ink monthly service,' another person featured in the video tactic, known as software tethering, is becoming increasingly common. It allows companies to restrict or disable products unless users keep paying. Critics argue it's a way of turning ownership into rental. 'Buying an expensive physical thing and then also having to keep paying for something every month—it's kind of frustrating,' Maggie explained. As More Perfect Union pointed out, federal regulators have started cracking down. The Federal Trade Commission introduced a 'Click-to-Cancel' rule last year and has filed lawsuits against some major companies for predatory subscription practices. Meanwhile, public pressure forced HP to start phasing out Instant Ink, and BMW backed off its plan to charge for heated seats. The broader issue remains. As O'Leary pointed out, staying vigilant about subscriptions and recurring charges isn't just smart budgeting—it's now essential. 'If you're not negotiating your bills,' he said, 'you're just giving money away.' Read Next:Deloitte's fastest-growing software company partners with Amazon, Walmart & Target – UNLOCKED: 5 NEW TRADES EVERY WEEK. Click now to get top trade ideas daily, plus unlimited access to cutting-edge tools and strategies to gain an edge in the markets. Get the latest stock analysis from Benzinga? HP (HPQ): Free Stock Analysis Report This article 'Your Bank Account Isn't Broken,' Says Kevin O'Leary, Your Habits Are The Problem—'You're Leaking Money And Don't Even Know It' originally appeared on © 2025 Benzinga does not provide investment advice. All rights reserved. Error while retrieving data Sign in to access your portfolio Error while retrieving data Error while retrieving data Error while retrieving data Error while retrieving data
Forbes
23-04-2025
- Business
- Forbes
HP Promo Codes: Shop Laptops, Monitors And More At Up To 55% Off
Whether you're looking for a two-in-one laptop, gaming peripherals or a new printer, HP has all the bases covered. The brand makes our favorite home printer, the HP OfficeJet Pro 9125E, as well as our pick for the best value business laptop, the HP ProBook 445. Best of all, you can almost always find valid HP promo codes if you know where to look. Check out the best offers available this week to save as much as 55%. Save up to 55% on new tech with this week's top HP promo codes. No, HP only lets you use one coupon or promo code at a time. You can return most HP products within 30 days of delivery, but you may be charged a restocking fee of up to 15% of the purchase price. Certain items, like gift cards, opened software and digital software downloads, are not refundable. Yes, most HP products qualify for free standard shipping. If you elect for an upgraded shipping speed, like express or priority, an additional fee will apply at checkout. If you're new to HP, you can sign up for emails to save $20 on your next qualifying purchase. To unlock the discount simply navigate to the HP Store website. Next, wait for the offer pop-up to appear and enter your name and email address. Your one-time $20 off coupon will then be sent to you via email. Yes, students can sign up for the HP Education Program to save up to 40% on select items. Rather than getting a traditional flat discount, students can access special discounts and exclusive offers via the free membership program. Yes, HP offers military discounts as well as discounts for healthcare professionals and first responders. Sign up with your account to save up to 40% on select HP tech. HP offers a referral program for Instant Ink, its subscription service for printer ink. When you sign up for the program, you'll get a unique code to share with friends. If someone signs up using your code, you'll both receive one month of free service. Yes, HP's Employee Purchase Program offers up to 10% off select products. You can typically stack this employee benefit with existing offers, allowing for combined discounts of up to 40% off. After adding your desired items, click the cart icon in the top right corner. From here, you can review your order summary and add a coupon by clicking 'use a promo code' and entering a qualifying code. The Forbes Vetted deals team has more than a decade of combined experience. Our editors track the best offers on the web and manually verify every coupon to ensure readers get the most accurate information. This article was last updated on Tuesday, April 22. Jordan Thomas, the author of this story, is the assistant deals editor for Forbes Vetted. She has covered deals and consumer shopping for more than six years. She creates daily content for Forbes Vetted and tracks prices on top products all year long. Hewlett-Packard, more commonly known as HP, was founded in 1939 as an information technology company. In 2015, the business split into two companies, launching Hewlett Packard Enterprise and HP Inc., a personal computer, printer and related peripherals company. HP is currently the world's second-largest computer vendor, behind Lenovo. Although it doesn't have any brick-and-mortar stores, you can find HP products online or at most classic retailers, like Best Buy and Walmart.
New York Times
18-04-2025
- Business
- New York Times
9 Earth Day Deals on Products Wirecutter Loves
Other things to know: Slower to dice than our top pick. Louder than our other full-size picks. Blades and disks can be stored in the food processor itself. More nooks and crannies to clean. Factory-refurbished by Cuisinart; has a 90-day Cuisinart warranty. Not the lowest price we've seen, but still a good deal. Read more: The Best Food Processor Other things to know: Output up to 851 W in our tests. Has four AC outlets, one USB-C port, and two USB-A ports. Not waterproof. Not as powerful or long-lasting as some competitors. We wish it had a second handle. Two-year Allstate warranty. Use code TAKE15OFF. Deal matches previous lows for a refurbished model. Read more: The Best Portable Power Stations Most printers get a bad rap, but our top pick offers a seamless setup process and speedy, high-quality printing — and it's less likely to malfunction than other models. The text it produces is sharp, dark, and readable, while graphics are crisp and vibrant, with little banding. Other things to know: Most people don't really need an all-in-one unless they're doing a lot of copying and scanning. Single 250-sheet paper tray. Must always be connected to the internet. Small touchscreen. Colors aren't perfectly accurate. Works only with HP ink, but HP's Instant Ink program may help you save. Refurbished; 90-day HP warranty. Free shipping for Prime members. Read more: The Best All-in-One Printers Ideal for triathletes, hikers, and divers, this upgrade Apple Watch offers advanced fitness-focused features, an ultra-loud built-in siren, and a huge screen, plus multiday battery life. It's built with high-precision dual-frequency GPS, and the depth app automatically launches when it's submerged. Other things to know: Built-in cellular connectivity and 49 mm face size. Too much smartwatch for most people. Some may find it chunky or unattractive. Apple-certified refurbished; one-year Apple limited warranty. Free shipping for Prime members. Read more: The Apple Watch Is the Best Smartwatch for iPhone Owners Don't let the compact size fool you: This cylindrical projector packs a wallop, with better image contrast and color accuracy than our top pick and decently full, balanced sound. Its improved black level makes movies look good in the dark, and it's equipped with both a built-in battery and USB-C charging. Other things to know: Not as bright as similarly priced competitors. Pixel structure is very visible and distracting for a 1080p projector. Remote response time can be sluggish. Certified refurbished by Anker; two-year warranty provided by Allstate. Use code TAKE15OFF. Read more: The Best Portable Mini Projector With a solid two-hour battery life, simple functionality, and not-too-loud sound, this small yet mighty massage gun handles all the basics. The lightweight and easy-to-hold triangular shape makes it better for massaging harder-to-reach spots — and it's great for travel. Other things to know: Also recommended in our gift guide for cyclists. Comes with three attachments, fewer than most models. Bluetooth-enabled and connects to the Therabody app, with access to guided programs. Certified manufacturer refurbished; a one-year warranty. Ships free for Prime members. Read more: The Best Massage Guns Other things to know: Doesn't make hair look substantively better than cheaper dryers. Origin model comes with only one attachment — the concentrator — but other attachments are available for purchase separately. Dyson refurbished; one-year warranty. Sold by Dyson via the brand's Walmart storefront. Deal on iron/fuschia color. Read more: The Best Hair Dryer Editor's note: The photo at the top of this article may reflect previous deals that are no longer valid and have been removed. Check out our Deals page for more great discounts on Wirecutter's expert-approved picks. This article was edited by Janie Campbell and Nathan Burrow. We have six tips to reduce the carbon footprint of the new gadget you need to buy. Here's what the Wirecutter Deals team is looking for when they hunt for the best prices on Wirecutter picks every day of the week. What I Cover I am a writer whose coverage areas include deals on Wirecutter's style, beauty, home, and gifts sections. I also cover productivity apps and subscription shopping memberships.
Forbes
04-04-2025
- Business
- Forbes
Refresh Your Tech For Up To 58% Off With These HP Promo Codes
Whether you're looking for a two-in-one laptop, gaming peripherals or a new printer, HP has all the bases covered. The brand makes our pick for the best home printer overall, the HP OfficeJet Pro 9125E, as well as our pick for the best value business laptop, the HP ProBook 445. Best of all, you can almost always find great HP promo codes and coupons to use online. We've rounded up the best offers this week below. Score a best-selling gaming headset, our favorite all-in-one printer and more for up to 58% off with ... More these HP promo codes. No, HP only lets you use one coupon or promo code at a time. You can return most HP products within 30 days of delivery, however you may be charged a restocking fee of up to 15% of the purchase price. Certain items, like gift cards, opened software and digital software downloads, are not refundable. Yes, most HP products qualify for free standard shipping. If you elect for an upgraded shipping speed, like express or priority, an additional fee will apply at checkout. Yes, students can sign up for the HP Education Program to save up to 40% on select items. Rather than getting a traditional flat discount, students can access special discounts and exclusive offers via the free membership program. Yes, HP offers military discounts as well as discounts for healthcare professionals and first responders. Sign up with your account to save up to 40% on select HP tech. HP offers a referral program for Instant Ink, its subscription service for printer ink. When you sign up for the program, you'll get a unique code to share with friends. If someone signs up using your code, you'll both receive one month of free service. Yes, HP's Employee Purchase Program offers up to 10% off select products. You can typically stack this employee benefit with existing offers, allowing for combined discounts of up to 40% off. Hewlett-Packard, more commonly known as HP, was founded in 1939 as an information technology company. In 2015, the business split into two companies, birthing Hewlett Packard Enterprise and HP Inc., a personal computer, printer and related peripherals company. HP is currently the world's second-largest computer vendor, behind Lenovo. Although it doesn't have any brick-and-mortar stores, you can find HP products online or at most classic retailers, like Best Buy and Walmart.
