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CNBC
23-07-2025
- Business
- CNBC
House bill would expand the pool of people who can buy certain investments — if they can pass an SEC test
More consumers could gain access to investments typically reserved for the wealthy — provided they can pass a test from regulators — under proposed bipartisan legislation. The U.S. House of Representatives Monday approved a bill to expand the definition of who can qualify as a so-called "accredited investor" under federal securities laws. Accredited investors are permitted to invest in a wider range of assets, including pre-IPO companies, private credit and equity, venture capital and hedge funds. The Equal Opportunity for All Investors Act of 2025 would direct the Securities and Exchange Commission to create a test that individuals can take to qualify as an accredited investor, without regard to their wealth or income. Currently, to qualify as accredited, investors generally need an annual earned income of $200,000 for individuals, or $300,000 for married couples. Individuals or couples can also qualify with a total net worth of at least $1 million, not including the value of their primary residence. (Those thresholds are not pegged to inflation and haven't changed in decades; as a result, more households have become accredited over the years as wealth and incomes grow.) "In my view, wealth alone is not a particularly strong judge of whether someone should be an accredited investor, or not," Rep. Mike Flood, R-Neb., the bill's sponsor, said on the House floor. "A better one is whether someone has the knowledge to accurately weigh the benefits and risks of private offerings." The bill must still pass the Senate and be signed by the President before it can become law. Accredited investor rules are about consumer protection: The limits "ensure that all participating investors are financially sophisticated and able to fend for themselves or sustain the risk of loss," according to the SEC's Private securities are less liquid, harder to value and more volatile than publicly-traded assets, experts say. The bill asks that the SEC test be designed to determine whether an individual understands different types of securities, financial statements and risks associated with private assets, including their limited liquidity and disclosures, subjective valuations and longer investment horizons. "The exam created by this bill is meant to strike the right balance between rigorously testing for sophistication and not being set to such a difficult standard that even an intelligent investor could not pass it," Flood said. The proposal is also aimed at getting more money into the hands of start-up businesses. "Small business leaders say that it's not a lack of ideas, but a lack of capital that holds them back," Rep. Sarah McBride, D-Del., co-sponsor of the bill, said on the floor. "This bill opens up new sources of funding from a pool of investors more reflective of the community, so that these founders can turn their vision into jobs and economic growth."Companies are already gearing up for more investors to be qualified to participate in private markets. "I think this is really a great first step in terms of opening up what has otherwise been a walled garden," said Eric Satz, founder and CEO of Alto, a self-directed IRA platform. "We have to give everyone the opportunity to participate as if they were an ultra-high net worth investor or a large financial institution." Many financial advisors are lukewarm on private investments, and explore them with high-net-worth clients only after all the basics are covered. "I would argue that a lot of investors shouldn't go anywhere near this," said certified financial planner Catherine Valega, founder of Green Bee Advisory, a Boston-based financial advisory firm. "Probably 95% of the country doesn't even have an emergency savings fund, and now you're going to tell them, if they're smart enough, I can invest in private securities. That does not make sense to me."
Yahoo
14-05-2025
- Business
- Yahoo
SEC issues warning as fear drives fresh market rally
The U.S. Securities and Exchange Commission (SEC) advised investors to "Say NO GO to FOMO" in a post on X, which is part of a renewed effort in response to potential over-exuberance among retail traders with the crypto markets heating back up. The SEC's post, which was made on May 13, brings attention to digital assets and meme stocks. The SEC's message is not just a fun one, but contains a more serious message — where investors are cautioned to not be influenced by trends, influencers, or viral hype when making investment decisions. 'Just because your favorite influencer or celebrity is endorsing something doesn't mean it's the right investment for you,' the SEC posted on its educational site, The agency reiterated the importance of having a well-diversified portfolio, not following trends in the short-term, and building a respectable long-term prospect instead of simply pursuing speculative highs. The SEC maintained a very definitive approach to crypto under what was then Chair Gary Gensler. The SEC reprimanded Ripple Labs, sued Coinbase, organized for multiple tokens to be labeled as unregistered securities, and many other notable events. With Paul Atkins in charge, the tone has changed. Atkins has communicated openness to digital assets, a clear regulatory framework, and even more means not previously available to do so. The recent FOMO warning also shows the agency still wants investors to exercise caution. As per Kraken's price feeds, Bitcoin is trading at $104,676, up 2.6% in the last 24 hours and 10.3% over the past week. Ethereum has surged 8.7% daily, now priced at $2,674.25. The global crypto market cap stands at $3.52 trillion, marking a 1.6% increase.
Yahoo
17-03-2025
- Business
- Yahoo
Citi Reaffirms Buy Rating on NVIDIA (NVDA), Eyes New Chip Launch at Upcoming GTC
We recently published a list of Top 10 AI News Updates to Catch Up on This Weekend. In this article, we are going to take a look at where NVIDIA Corporation (NASDAQ:NVDA) stands against other AI stocks that are our list of top AI news updates. Artificial intelligence models are often criticized for 'hallucination', but they are also being used deliberately to spread misinformation. In recent news, China's securities watchdog has said that it is going to be working with the police and cyberspace regulators to crack down on those who are disseminating false news. The move comes amid the increasing need for monitoring fake information in the stock market which is made quite easy due to artificial intelligence. Regulators will "hit early, hit hard, and hit at the heart" of the issue. - Securities Times. In a separate article, Shanghai Securities News described how artificial intelligence is being used to create and spread misleading information in an attempt to con investors or manipulate stocks. Investors are being lured by get-rich-quick schemes. However, they should stay wary of such bad actors leveraging the hype around technological advancements to lure them into schemes. READ ALSO: and Any claims of high and guaranteed investment returns with little or no risk are known to be classic warning signs of fraud. Even though the emergence of DeepSeek has been motivating investors and fund managers to embrace AI, their adoption of technology also raises the chances of them being scammed at the hands of it. Anything from cloned voices to altered images and fake videos can be used to spread investment misinformation. In order to combat the spread of misinformation, the China Securities Regulatory Commission said that it would be proactive in dispelling stock market rumours. They will do this by issuing clarifications and boosting investor education and guidance to "enhance investors' ability to spot" fake information. According to the DC Department of Insurance, Securities and Banking (DISB), some warning signs of a fake actor/promoter are their lack of registration status. To avoid falling victim to it, users can use the website to confirm the registration status of investment professionals and check for disciplinary history. Moreover, it's reasonable to work with a registered investment professional and on a registered exchange. For added assurance, the authenticity of underlying sources should be checked and multiple sources of information should be reviewed before making investment decisions. For this article, we selected AI stocks by going through news articles, stock analysis, and press releases. These stocks are also popular among hedge funds. The hedge fund data is as of Q4 2024. Why are we interested in the stocks that hedge funds pile into? The reason is simple: our research has shown that we can outperform the market by imitating the top stock picks of the best hedge funds. Our quarterly newsletter's strategy selects 14 small-cap and large-cap stocks every quarter and has returned 373.4% since May 2014, beating its benchmark by 218 percentage points ().NVIDIA Corporation (NASDAQ:NVDA) specializes in AI-driven solutions, offering platforms for data centers, self-driving cars, robotics, and cloud services. On March 12, Citi analysts reiterated their Buy rating and $163.00 price target for the stock ahead of the company's upcoming GPU Technology Conference (GTC). 'Stock specific, risk/reward looks attractive with stock trading below historical P/E trough of 19x and now fully derisking ~28% sales exposure to both China and Singapore on AI diffusion rules per our math. That said, we believe investors are looking for a clearance event on the AI restrictions and tariffs impact to gross margins, which we don't believe Nvidia is in a position to comment currently.' Concerning the conference, Malik is anticipating Nvidia to officially unveil its Blackwell 'Ultra' (B300) chip, along with the GB300. Investors are likely keen on learning more about the next-generation Rubin chip. 'While no further details on the chip or its architecture were provided, we think that given recent management comments, Vera-Rubin will be a strong step up from Grace-Blackwell, particularly on the inference front.' Overall, NVDA ranks 4th on our list of AI news updates to catch up on. While we acknowledge the potential of NVDA as an investment, our conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns and doing so within a shorter time frame. If you are looking for an AI stock that is more promising than NVDA but that trades at less than 5 times its earnings, check out our report about the . READ NEXT: 20 Best AI Stocks To Buy Now and Sign in to access your portfolio
Yahoo
17-03-2025
- Business
- Yahoo
Microsoft Corporation (MSFT) Unveils AI-Powered Copilot for Gaming to Enhance Speed, Skills, and Social Interaction
We recently published a list of Top 10 AI News Updates to Catch Up on This Weekend. In this article, we are going to take a look at where Microsoft Corporation (NASDAQ:MSFT) stands against other AI stocks that are our list of top AI news updates. Artificial intelligence models are often criticized for 'hallucination', but they are also being used deliberately to spread misinformation. In recent news, China's securities watchdog has said that it is going to be working with the police and cyberspace regulators to crack down on those who are disseminating false news. The move comes amid the increasing need for monitoring fake information in the stock market which is made quite easy due to artificial intelligence. Regulators will "hit early, hit hard, and hit at the heart" of the issue. - Securities Times. In a separate article, Shanghai Securities News described how artificial intelligence is being used to create and spread misleading information in an attempt to con investors or manipulate stocks. Investors are being lured by get-rich-quick schemes. However, they should stay wary of such bad actors leveraging the hype around technological advancements to lure them into schemes. READ ALSO: and Any claims of high and guaranteed investment returns with little or no risk are known to be classic warning signs of fraud. Even though the emergence of DeepSeek has been motivating investors and fund managers to embrace AI, their adoption of technology also raises the chances of them being scammed at the hands of it. Anything from cloned voices to altered images and fake videos can be used to spread investment misinformation. In order to combat the spread of misinformation, the China Securities Regulatory Commission said that it would be proactive in dispelling stock market rumours. They will do this by issuing clarifications and boosting investor education and guidance to "enhance investors' ability to spot" fake information. According to the DC Department of Insurance, Securities and Banking (DISB), some warning signs of a fake actor/promoter are their lack of registration status. To avoid falling victim to it, users can use the website to confirm the registration status of investment professionals and check for disciplinary history. Moreover, it's reasonable to work with a registered investment professional and on a registered exchange. For added assurance, the authenticity of underlying sources should be checked and multiple sources of information should be reviewed before making investment decisions. For this article, we selected AI stocks by going through news articles, stock analysis, and press releases. These stocks are also popular among hedge funds. The hedge fund data is as of Q4 2024. Why are we interested in the stocks that hedge funds pile into? The reason is simple: our research has shown that we can outperform the market by imitating the top stock picks of the best hedge funds. Our quarterly newsletter's strategy selects 14 small-cap and large-cap stocks every quarter and has returned 373.4% since May 2014, beating its benchmark by 218 percentage points (). A close-up of a computer monitor, highlighting the interactive gaming Corporation (NASDAQ:MSFT) provides AI-powered cloud, productivity, and business solutions, focusing on efficiency, security, and AI advancements. On March 13, the company announced Copilot for Gaming, the ultimate gaming sidekick that helps players play faster, sharpen skills with expert coaching, and enjoy a more social gaming experience. The AI-driven sidekick will act as a personalized gaming companion, helping users reach their favorite games faster, coach them to improve their skills, and connect them better with their friends and communities. According to the company, Copilot for Gaming is built on three principles: capability, adaptability, and personalization. This Copilot is introduced to enhance the gaming experience for the user, ensuring that the player remains in control. Overall, MSFT ranks 2nd on our list of AI news updates to catch up on. While we acknowledge the potential of MSFT as an investment, our conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns and doing so within a shorter time frame. If you are looking for an AI stock that is more promising than MSFT but that trades at less than 5 times its earnings, check out our report about the . READ NEXT: 20 Best AI Stocks To Buy Now and
Yahoo
17-03-2025
- Business
- Yahoo
TD Cowen Trims Alphabet (GOOG) Price Target to $210, Bullish on Google Cloud's GenAI Prospects and Gemini Initiative
We recently published a list of Top 10 AI News Updates to Catch Up on This Weekend. In this article, we are going to take a look at where Alphabet Inc. (NASDAQ:GOOG) stands against other AI stocks that are our list of top AI news updates. Artificial intelligence models are often criticized for 'hallucination', but they are also being used deliberately to spread misinformation. In recent news, China's securities watchdog has said that it is going to be working with the police and cyberspace regulators to crack down on those who are disseminating false news. The move comes amid the increasing need for monitoring fake information in the stock market which is made quite easy due to artificial intelligence. Regulators will "hit early, hit hard, and hit at the heart" of the issue. - Securities Times. In a separate article, Shanghai Securities News described how artificial intelligence is being used to create and spread misleading information in an attempt to con investors or manipulate stocks. Investors are being lured by get-rich-quick schemes. However, they should stay wary of such bad actors leveraging the hype around technological advancements to lure them into schemes. READ ALSO: and Any claims of high and guaranteed investment returns with little or no risk are known to be classic warning signs of fraud. Even though the emergence of DeepSeek has been motivating investors and fund managers to embrace AI, their adoption of technology also raises the chances of them being scammed at the hands of it. Anything from cloned voices to altered images and fake videos can be used to spread investment misinformation. In order to combat the spread of misinformation, the China Securities Regulatory Commission said that it would be proactive in dispelling stock market rumours. They will do this by issuing clarifications and boosting investor education and guidance to "enhance investors' ability to spot" fake information. According to the DC Department of Insurance, Securities and Banking (DISB), some warning signs of a fake actor/promoter are their lack of registration status. To avoid falling victim to it, users can use the website to confirm the registration status of investment professionals and check for disciplinary history. Moreover, it's reasonable to work with a registered investment professional and on a registered exchange. For added assurance, the authenticity of underlying sources should be checked and multiple sources of information should be reviewed before making investment decisions. For this article, we selected AI stocks by going through news articles, stock analysis, and press releases. These stocks are also popular among hedge funds. The hedge fund data is as of Q4 2024. Why are we interested in the stocks that hedge funds pile into? The reason is simple: our research has shown that we can outperform the market by imitating the top stock picks of the best hedge funds. Our quarterly newsletter's strategy selects 14 small-cap and large-cap stocks every quarter and has returned 373.4% since May 2014, beating its benchmark by 218 percentage points (). A computer engineer seated in front of several connected consoles, illustrating the depth of cloud services offered by the Inc. (NASDAQ:GOOG) is an American multinational technology conglomerate holding company wholly owning the internet giant Google, amongst other businesses. On March 14, TD Cowen lowered the firm's price target on the stock to $210 from $220 and kept a 'Buy' rating on the shares. The firm said that Google Cloud is expected to generate 3.7 times more incremental revenue from GenAI driven by the ramping up of services and a flattening of capex growth in the latter period. It also highlighted Gemini, Google's initiative, as a key competitive advantage over competitors such as Amazon Web Services (AWS) and Microsoft's Azure. It expects Gemini to contribute to a higher percentage of GenAI revenue within Google's total revenue stream. The firm updated its model and raised capex estimates on GenAI infrastructure buildout and also made changes to other estimates. Overall, GOOG ranks 3rd on our list of AI news updates to catch up on. While we acknowledge the potential of GOOG as an investment, our conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns and doing so within a shorter time frame. If you are looking for an AI stock that is more promising than GOOG but that trades at less than 5 times its earnings, check out our report about the . READ NEXT: 20 Best AI Stocks To Buy Now and Sign in to access your portfolio
