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3 hours ago
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Jack Henry & Associates Q4 Earnings Beat Estimates, Revenues Rise Y/Y
Jack Henry & Associates (JKHY) reported fourth-quarter fiscal 2025 GAAP earnings of $1.75 per share, beating the Zacks Consensus Estimate by 19.9%. The figure jumped 26.4% year over year. Jack Henry & Associates' revenues of $615.4 million beat the Zacks Consensus Estimate by 1.6%. The figure increased 9.9% year over year. After adjusting for deconversion revenues of $20.5 million, non-GAAP revenues were $594.9 million, up 7.5% year over year. Following the release, JKHY shares fell 1.64% in the after-market trading hours. However, shares of Jack Henry & Associates have lost 9.9% in the year-to-date period, outperforming the Zacks Computers - IT Services industry's decline of 16%. Jack Henry & Associates, Inc. Price, Consensus and EPS Surprise Jack Henry & Associates, Inc. price-consensus-eps-surprise-chart | Jack Henry & Associates, Inc. Quote JKHY's Q4 Top-Line Details Revenues from Services and Support (57.1% of total revenues) were $351.2 million, up 10.9% year over year, primarily driven by growth in data processing and hosting revenues. The figure beat the consensus mark of $340 million. Fourth-quarter fiscal 2025 revenues from Processing (42.9% of total revenues) were $264.1 million, up 8.6% year over year, primarily driven by growth in card, transaction and digital, and payment processing revenues. The figure marginally surpassed the consensus mark of $263 million. Revenues from Core segments (30.8% of total revenues) in the fourth quarter of fiscal 2025 were $189.7 million, up 10.3% year over year. Revenues from Payments (37.3% of total revenues) were $229.3 million, which rose 7.9% year over year. Revenues from Complementary (28.5% of total revenues) were $175.1 million, up 12.9% year over year. Revenues from Corporate and Other (3.4% of total revenues) were $21.2 million, up 5.3% year over year. JKHY's fiscal fourth-quarter adjusted EBITDA was $189.2 million, up 10.9% year over year. The adjusted EBITDA margin expanded 100 basis points (bps) year over year to 31.8%. Adjusted operating income increased 14.8% year over year to $137.8 million. The adjusted operating margin increased 150 bps year over year to 23.2%. Jack Henry & Associates' Balance Sheet & Cash Flow As of June 30, 2025, JKHY's cash and cash equivalents were $102 million compared with $39.9 million as of March 31, 2025. JKHY Initiates 2026 Guidance For fiscal 2026, Jack Henry & Associates initiated its GAAP revenue guidance to $2.50-$2.48 billion. JKHY expects non-GAAP revenues of $2.48-$2.46 billion for fiscal 2026. The Zacks Consensus Estimate for revenues is pegged at $2.53 billion, suggesting a year-over-year rise of 6.7%. The GAAP operating margin is anticipated between 24.2% and 24%. The adjusted operating margin is expected to be between 23.6% and 23.4%. Management expects GAAP earnings in the range of $6.44-$6.32 per share for fiscal 2026. The Zacks Consensus Estimate for earnings is pegged at $6.14 per share, indicating a year-over-year increase of 5.1%. Zacks Rank & Stocks to Consider Currently, JKHY carries a Zacks Rank #3 (Hold). Amphenol (APH), Qualys (QLYS) and F5 (FFIV) are some better-ranked stocks that investors can consider in the broader Zacks Computer & Technology sector. Amphenol, Qualys and F5 sport a Zacks Rank #1 (Strong Buy) each at present. You can see the complete list of today's Zacks #1 Rank stocks here. Amphenol shares have gained 58.4% year to date. The Zacks Consensus Estimate for Amphenol's full-year 2025 earnings is pegged at $3.02 per share, up by 4 cents over the past seven days, suggesting a growth of 59.8% from the year-ago quarter's reported figure. Qualys shares have lost 5% year to date. The Zacks Consensus Estimate for Qualys' full-year 2025 earnings has been revised upward to $6.35 in the past 30 days, suggesting year-over-year growth of 3.6%. F5 shares have gained 25.4% year to date. The Zacks Consensus Estimate for F5's full-year fiscal 2025 earnings is pegged at $15.38 per share, implying a rise of 15% from the year-ago quarter's levels. Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Amphenol Corporation (APH) : Free Stock Analysis Report F5, Inc. (FFIV) : Free Stock Analysis Report Jack Henry & Associates, Inc. (JKHY) : Free Stock Analysis Report Qualys, Inc. (QLYS) : Free Stock Analysis Report This article originally published on Zacks Investment Research ( Zacks Investment Research Sign in to access your portfolio
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9 hours ago
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Jack Henry (JKHY) Q4 Earnings and Revenues Top Estimates
Jack Henry (JKHY) came out with quarterly earnings of $1.75 per share, beating the Zacks Consensus Estimate of $1.46 per share. This compares to earnings of $1.38 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +19.86%. A quarter ago, it was expected that this payment processsing company would post earnings of $1.29 per share when it actually produced earnings of $1.52, delivering a surprise of +17.83%. Over the last four quarters, the company has surpassed consensus EPS estimates four times. Jack Henry, which belongs to the Zacks Computers - IT Services industry, posted revenues of $615.37 million for the quarter ended June 2025, surpassing the Zacks Consensus Estimate by 1.50%. This compares to year-ago revenues of $559.91 million. The company has topped consensus revenue estimates two times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. Jack Henry shares have lost about 8.3% since the beginning of the year versus the S&P 500's gain of 9.7%. What's Next for Jack Henry? While Jack Henry has underperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for Jack Henry was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here. It will be interesting to see how estimates for the coming quarters and the current fiscal year change in the days ahead. The current consensus EPS estimate is $1.65 on $642.22 million in revenues for the coming quarter and $6.14 on $2.53 billion in revenues for the current fiscal year. Investors should be mindful of the fact that the outlook for the industry can have a material impact on the performance of the stock as well. In terms of the Zacks Industry Rank, Computers - IT Services is currently in the bottom 39% of the 250 plus Zacks industries. Our research shows that the top 50% of the Zacks-ranked industries outperform the bottom 50% by a factor of more than 2 to 1. Inc. (AI), another stock in the same industry, has yet to report results for the quarter ended July 2025. The results are expected to be released on September 3. This company is expected to post quarterly loss of $0.38 per share in its upcoming report, which represents a year-over-year change of -660%. The consensus EPS estimate for the quarter has been revised 16.9% lower over the last 30 days to the current level. Inc.'s revenues are expected to be $70.34 million, down 19.4% from the year-ago quarter. Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Jack Henry & Associates, Inc. (JKHY) : Free Stock Analysis Report Inc. (AI) : Free Stock Analysis Report This article originally published on Zacks Investment Research ( Zacks Investment Research Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
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9 hours ago
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Jack Henry (JKHY) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates
Jack Henry (JKHY) reported $615.37 million in revenue for the quarter ended June 2025, representing a year-over-year increase of 9.9%. EPS of $1.75 for the same period compares to $1.38 a year ago. The reported revenue represents a surprise of +1.5% over the Zacks Consensus Estimate of $606.29 million. With the consensus EPS estimate being $1.46, the EPS surprise was +19.86%. While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance. As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately. Here is how Jack Henry performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Revenue- Core: $189.75 million versus $185.97 million estimated by four analysts on average. Compared to the year-ago quarter, this number represents a +10.3% change. Revenue- Corporate & Other: $21.2 million compared to the $19.97 million average estimate based on four analysts. The reported number represents a change of +5.3% year over year. Revenue- Complementary: $175.13 million compared to the $171.65 million average estimate based on four analysts. The reported number represents a change of +12.9% year over year. Revenue- Payments: $229.29 million versus the four-analyst average estimate of $227.46 million. The reported number represents a year-over-year change of +7.9%. Segment Income- Core: $119.8 million versus the two-analyst average estimate of $113.06 million. Segment Income- Corporate & Other: $-68.96 million versus $-57.4 million estimated by two analysts on average. Segment Income- Complementary: $107.49 million versus $102.9 million estimated by two analysts on average. Segment Income- Payments: $113.16 million versus the two-analyst average estimate of $110.13 million. View all Key Company Metrics for Jack Henry here>>> Shares of Jack Henry have returned -9.1% over the past month versus the Zacks S&P 500 composite's +2.5% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term. Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Jack Henry & Associates, Inc. (JKHY) : Free Stock Analysis Report This article originally published on Zacks Investment Research ( Zacks Investment Research Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
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5 days ago
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Jack Henry to Report Q4 Earnings: What to Expect From the Stock?
Jack Henry & Associates, Inc. JKHY is scheduled to report fourth-quarter fiscal 2025 results on Aug. 19, after market close. For the fiscal fourth quarter, the Zacks Consensus Estimate for sales is pegged at $602.6 million, indicating growth of 7.6% from the prior-year quarter's reported figure. The consensus mark for earnings is pegged at $1.46 per share, suggesting an increase of 5.8% from the year-ago quarter's reported figure. The company's earnings surpassed the Zacks Consensus Estimate in each of the trailing four quarters, the average surprise being 6.9%. Let's see how things are shaping up for this announcement. Jack Henry & Associates, Inc. Price and EPS Surprise Jack Henry & Associates, Inc. price-eps-surprise | Jack Henry & Associates, Inc. Quote Factors Likely to Influence JKHY's Q2 Results Jack Henry's fiscal fourth-quarter results are likely to benefit from growing momentum in services and support categories. The Zacks Consensus Estimate for services and support revenues is pegged at $340.4 million, indicating growth of 7.5% from the year-ago quarter's reported figure. Strength across the Core segment due to continued migration from on-premise to private cloud and robust growth in its public cloud offerings is expected to aid the upcoming results. Increasing demand for the Jack Henry Platform, a single public cloud-native platform designed to run the entire financial institution, and the company's growing technology modernization strategies might have been other positives. The consensus estimate for the Core segment's revenues stands at $184.8 million, calling for a rise of 7.4% from the year-ago reported figure. Strength across the Payments segment due to robust card transaction solutions and growth in its Enterprise Payment Solutions business is likely to have acted as a tailwind for the company in the quarter under review. Moreover, JKHY's strong sales across Financial Crimes Defender and continued expansion of faster payments infrastructure, PayCenter, are likely to have driven its Payments segment in the to-be-reported quarter. The consensus mark for Payments revenues is pegged at $224.9 million, implying growth of 5.8% year over year. The company's diverse mix of solutions, including Banno, LoanVantage and Treasury Management, among others, is expected to have driven growth in the Complementary segment during the fiscal fourth quarter. The consensus estimate for Complementary revenues is pegged at $172.4 million, indicating a jump of 11.1% from the year-ago quarter. However, ongoing tariff wars, geopolitical tensions and macroeconomic pressure are likely to have negatively impacted JKHY's overall growth in the to-be-reported quarter. Earnings Whispers for Jack Henry Our proven model does not conclusively predict an earnings beat for Jack Henry this time. The combination of a positive Earnings ESP and a Zacks Rank #1 (Strong Buy), 2 (Buy) or 3 (Hold) increases the odds of an earnings beat, which is not the case here. Though Jack Henry carries a Zacks Rank #3, it has an Earnings ESP of 0.00% at present. You can uncover the best stocks to buy or sell before they are reported with our Earnings ESP Filter. Stocks to Consider Here are some companies worth considering, as our model shows that these have the right combination of elements to beat on earnings in their upcoming releases: Fabrinet FN has an Earnings ESP of +1.14% and presently carries a Zacks Rank #2. You can see the complete list of today's Zacks #1 Rank stocks here. Fabrinet is set to report fourth-quarter fiscal 2025 results on Aug. 18. The Zacks Consensus Estimate for the fourth-quarter earnings is pegged at $2.64 per share, revised upward by a penny over the past 30 days. Estimates for Fabrinet's fourth-quarter EPS indicate year-over-year growth of 9.5%. Analog Devices ADI is set to report third-quarter fiscal 2025 results on Aug. 20. The stock has an Earnings ESP of +0.72% and presently carries a Zacks Rank #3. The Zacks Consensus Estimate for Analog Devices' third-quarter earnings has been revised upward by a penny to $1.93 per share over the past 30 days. The consensus estimate for Analog Devices' third-quarter EPS implies a robust year-over-year improvement of 22.2%. Okta OKTA is set to report second-quarter fiscal 2026 results on Aug. 26. The stock has an Earnings ESP of +2.29% and presently carries a Zacks Rank #3. The Zacks Consensus Estimate for Okta's second-quarter earnings is pegged at 84 cents per share, which has remained unchanged over the past 60 days. Estimates for Okta's second-quarter EPS call for year-over-year growth of 16.7%. Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Analog Devices, Inc. (ADI) : Free Stock Analysis Report Jack Henry & Associates, Inc. (JKHY) : Free Stock Analysis Report Fabrinet (FN) : Free Stock Analysis Report Okta, Inc. (OKTA) : Free Stock Analysis Report This article originally published on Zacks Investment Research ( Zacks Investment Research
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06-08-2025
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JACK HENRY & ASSOCIATES TO PROVIDE WEBCAST OF FOURTH QUARTER FISCAL 2025 EARNINGS CALL
MONETT, Mo., Aug. 6, 2025 /PRNewswire/ -- Jack Henry & Associates, Inc.® (NASDAQ: JKHY) announced today that it will host a live Webcast of its fourth quarter and full fiscal year 2025 earnings conference call on August 20, 2025. The press release announcing fiscal 2025 earnings will be issued after market close on August 19, 2025. The live webcast, which will begin at 7:45 a.m. Central (8:45 a.m. Eastern), can be accessed on the Jack Henry Web site at Please log on 10 minutes prior to the beginning of the call. The earnings call US dial-in number is (833) 630-0605, while international participants dial +1 412-317-1830. Participants will request to join the Jack Henry & Associates call. An archived replay of the quarterly earnings call will be available on approximately one hour after the live call, or you can dial (877) 344-7529, conference ID: 3201054 to listen to the replay. In addition, the company will release quarterly deconversion revenue results prior to the release of the quarterly earnings results. The press release announcing fourth quarter and full fiscal year 2025 deconversion revenue will be issued after market close on August 11, 2025. About Jack Henry & Associates, Inc.® Jack Henry™ (Nasdaq: JKHY) is a well-rounded financial technology company that strengthens connections between financial institutions and the people and businesses they serve. We are an S&P 500 company that prioritizes openness, collaboration, and user centricity – offering banks and credit unions a vibrant ecosystem of internally developed modern capabilities as well as the ability to integrate with leading fintechs. For nearly 50 years, Jack Henry has provided technology solutions to enable clients to innovate faster, strategically differentiate, and successfully compete while serving the evolving needs of their accountholders. We empower approximately 7,500 clients with people-inspired innovation, personal service, and insight-driven solutions that help reduce the barriers to financial health. Additional information is available at View original content to download multimedia: SOURCE Jack Henry & Associates, Inc.
