Latest news with #JackHenry
Yahoo
4 days ago
- Business
- Yahoo
Jack Henry to Report Q4 Earnings: What to Expect From the Stock?
Jack Henry & Associates, Inc. JKHY is scheduled to report fourth-quarter fiscal 2025 results on Aug. 19, after market close. For the fiscal fourth quarter, the Zacks Consensus Estimate for sales is pegged at $602.6 million, indicating growth of 7.6% from the prior-year quarter's reported figure. The consensus mark for earnings is pegged at $1.46 per share, suggesting an increase of 5.8% from the year-ago quarter's reported figure. The company's earnings surpassed the Zacks Consensus Estimate in each of the trailing four quarters, the average surprise being 6.9%. Let's see how things are shaping up for this announcement. Jack Henry & Associates, Inc. Price and EPS Surprise Jack Henry & Associates, Inc. price-eps-surprise | Jack Henry & Associates, Inc. Quote Factors Likely to Influence JKHY's Q2 Results Jack Henry's fiscal fourth-quarter results are likely to benefit from growing momentum in services and support categories. The Zacks Consensus Estimate for services and support revenues is pegged at $340.4 million, indicating growth of 7.5% from the year-ago quarter's reported figure. Strength across the Core segment due to continued migration from on-premise to private cloud and robust growth in its public cloud offerings is expected to aid the upcoming results. Increasing demand for the Jack Henry Platform, a single public cloud-native platform designed to run the entire financial institution, and the company's growing technology modernization strategies might have been other positives. The consensus estimate for the Core segment's revenues stands at $184.8 million, calling for a rise of 7.4% from the year-ago reported figure. Strength across the Payments segment due to robust card transaction solutions and growth in its Enterprise Payment Solutions business is likely to have acted as a tailwind for the company in the quarter under review. Moreover, JKHY's strong sales across Financial Crimes Defender and continued expansion of faster payments infrastructure, PayCenter, are likely to have driven its Payments segment in the to-be-reported quarter. The consensus mark for Payments revenues is pegged at $224.9 million, implying growth of 5.8% year over year. The company's diverse mix of solutions, including Banno, LoanVantage and Treasury Management, among others, is expected to have driven growth in the Complementary segment during the fiscal fourth quarter. The consensus estimate for Complementary revenues is pegged at $172.4 million, indicating a jump of 11.1% from the year-ago quarter. However, ongoing tariff wars, geopolitical tensions and macroeconomic pressure are likely to have negatively impacted JKHY's overall growth in the to-be-reported quarter. Earnings Whispers for Jack Henry Our proven model does not conclusively predict an earnings beat for Jack Henry this time. The combination of a positive Earnings ESP and a Zacks Rank #1 (Strong Buy), 2 (Buy) or 3 (Hold) increases the odds of an earnings beat, which is not the case here. Though Jack Henry carries a Zacks Rank #3, it has an Earnings ESP of 0.00% at present. You can uncover the best stocks to buy or sell before they are reported with our Earnings ESP Filter. Stocks to Consider Here are some companies worth considering, as our model shows that these have the right combination of elements to beat on earnings in their upcoming releases: Fabrinet FN has an Earnings ESP of +1.14% and presently carries a Zacks Rank #2. You can see the complete list of today's Zacks #1 Rank stocks here. Fabrinet is set to report fourth-quarter fiscal 2025 results on Aug. 18. The Zacks Consensus Estimate for the fourth-quarter earnings is pegged at $2.64 per share, revised upward by a penny over the past 30 days. Estimates for Fabrinet's fourth-quarter EPS indicate year-over-year growth of 9.5%. Analog Devices ADI is set to report third-quarter fiscal 2025 results on Aug. 20. The stock has an Earnings ESP of +0.72% and presently carries a Zacks Rank #3. The Zacks Consensus Estimate for Analog Devices' third-quarter earnings has been revised upward by a penny to $1.93 per share over the past 30 days. The consensus estimate for Analog Devices' third-quarter EPS implies a robust year-over-year improvement of 22.2%. Okta OKTA is set to report second-quarter fiscal 2026 results on Aug. 26. The stock has an Earnings ESP of +2.29% and presently carries a Zacks Rank #3. The Zacks Consensus Estimate for Okta's second-quarter earnings is pegged at 84 cents per share, which has remained unchanged over the past 60 days. Estimates for Okta's second-quarter EPS call for year-over-year growth of 16.7%. Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Analog Devices, Inc. (ADI) : Free Stock Analysis Report Jack Henry & Associates, Inc. (JKHY) : Free Stock Analysis Report Fabrinet (FN) : Free Stock Analysis Report Okta, Inc. (OKTA) : Free Stock Analysis Report This article originally published on Zacks Investment Research ( Zacks Investment Research
Yahoo
06-08-2025
- Business
- Yahoo
JACK HENRY & ASSOCIATES TO PROVIDE WEBCAST OF FOURTH QUARTER FISCAL 2025 EARNINGS CALL
MONETT, Mo., Aug. 6, 2025 /PRNewswire/ -- Jack Henry & Associates, Inc.® (NASDAQ: JKHY) announced today that it will host a live Webcast of its fourth quarter and full fiscal year 2025 earnings conference call on August 20, 2025. The press release announcing fiscal 2025 earnings will be issued after market close on August 19, 2025. The live webcast, which will begin at 7:45 a.m. Central (8:45 a.m. Eastern), can be accessed on the Jack Henry Web site at Please log on 10 minutes prior to the beginning of the call. The earnings call US dial-in number is (833) 630-0605, while international participants dial +1 412-317-1830. Participants will request to join the Jack Henry & Associates call. An archived replay of the quarterly earnings call will be available on approximately one hour after the live call, or you can dial (877) 344-7529, conference ID: 3201054 to listen to the replay. In addition, the company will release quarterly deconversion revenue results prior to the release of the quarterly earnings results. The press release announcing fourth quarter and full fiscal year 2025 deconversion revenue will be issued after market close on August 11, 2025. About Jack Henry & Associates, Inc.® Jack Henry™ (Nasdaq: JKHY) is a well-rounded financial technology company that strengthens connections between financial institutions and the people and businesses they serve. We are an S&P 500 company that prioritizes openness, collaboration, and user centricity – offering banks and credit unions a vibrant ecosystem of internally developed modern capabilities as well as the ability to integrate with leading fintechs. For nearly 50 years, Jack Henry has provided technology solutions to enable clients to innovate faster, strategically differentiate, and successfully compete while serving the evolving needs of their accountholders. We empower approximately 7,500 clients with people-inspired innovation, personal service, and insight-driven solutions that help reduce the barriers to financial health. Additional information is available at View original content to download multimedia: SOURCE Jack Henry & Associates, Inc.
Yahoo
27-07-2025
- Business
- Yahoo
Jack Henry & Associates, Inc. (JKHY): A Bull Case Theory
We came across a bullish thesis on Jack Henry & Associates, Inc. on Bob's Payment Stock's Substack by Bob Hammel. In this article, we will summarize the bulls' thesis on JKHY. Jack Henry & Associates, Inc.'s share was trading at $180.90 as of July 24th. JKHY's trailing and forward P/E were 30.82 and 28.33, respectively according to Yahoo Finance. A customer using a mobile banking app at home to securely transfer money. Jack Henry & Associates stands out among bank technology providers with consistent 7%+ organic revenue growth, stable demand, and strong relationships with U.S. community banks and credit unions, supported by six-year contracts and low attrition. The company's portfolio includes core processing systems, digital banking through its Banno platform, card processing, ACH, bill pay, and fraud management, all benefiting from user- and account-based revenue models that scale with clients. Despite its durable growth, margins have stagnated due to rising costs, continued investment in innovation and security, and margin-dilutive acquisitions, while free cash flow conversion has fallen to 69% from nearly 90% historically, largely because of tax code changes, lower deconversion fees, and increased vendor prepayments. Shares trade at 26.8x fiscal 2026 EPS estimates, a multiple compressed from prior highs despite EPS compounding at 9% annually since 2019, as investors question the pace of margin expansion and free cash flow recovery. With gross leverage of just 0.2x, disciplined capital allocation, and returns on tangible assets in the low-20% range, Jack Henry is positioned to support increased dividends and opportunistic buybacks. Management's modernization roadmap, modular product design, and continued share gains from Fiserv and FIS underscore a long-term growth runway. Risks include banking consolidation, technological disruption, and competitive pressure, but resilient demand, embedded customer relationships, and a prudent operating model provide a strong buffer. A fair value estimate of $168 implies limited upside at current prices, with $150 seen as an attractive entry. Successful margin expansion and restored free cash flow conversion could drive a meaningful rerating. Previously, we covered a bullish thesis on Cognizant Technology Solutions Corporation (CTSH) by Magnus Ofstad in May 2025, which highlighted CTSH's AI-led productivity strategy, accelerating revenue growth, and expanding partnerships. The company's stock price has depreciated by approximately 1.24% since our coverage as macro uncertainties tempered sentiment. The thesis still stands as CTSH advances its AI-focused growth. Bob Hammel shares a similar view, emphasizing Jack Henry's predictable growth and disciplined capital allocation in bank technology. Jack Henry & Associates, Inc. is not on our list of the 30 Most Popular Stocks Among Hedge Funds. As per our database, 31 hedge fund portfolios held JKHY at the end of the first quarter which was 31 in the previous quarter. While we acknowledge the potential of JKHY as an investment, we believe certain AI stocks offer greater upside potential and carry less downside risk. If you're looking for an extremely undervalued AI stock that also stands to benefit significantly from Trump-era tariffs and the onshoring trend, see our free report on the best short-term AI stock. READ NEXT: 8 Best Wide Moat Stocks to Buy Now and 30 Most Important AI Stocks According to BlackRock. Disclosure: None. Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
Finextra
14-07-2025
- Business
- Finextra
Abound Credit Union picks Jack Henry Symitar core platform
Jack Henry (Nasdaq: JKHY) announced today that Abound Credit Union has selected the Symitar® core platform and its complementary cloud-based solutions to modernize the banking experience for its more than 130,000 members across Kentucky. 0 This content is provided by an external author without editing by Finextra. It expresses the views and opinions of the author. Founded 75 years ago as a small institution serving 10 Fort Knox employees, Abound Credit Union has grown to $2.4 billion in assets and is now a pillar of southern and central Kentucky communities. The credit union found it increasingly challenging to keep up with members' needs and attract younger generations with its legacy technology and workarounds. It needed a future-ready, flexible technology platform that would support growth without sacrificing the brand's personal connections. Jack Henry's open, cloud-native platform gives Abound a technology foundation that can support the credit union in its next chapter. 'Jack Henry understands our vision and what it takes to cater to our members' diverse financial situations,' said Ray Springsteen, CEO at Abound Credit Union. 'Its open platform seamlessly integrates third-party solutions, enabling members to have the financial services they rely on, while easily adding new capabilities as needs change. This empowers us to focus our resources on serving Kentuckians for the next 75 years and beyond.' Abound will leverage many of Jack Henry's complementary integrated solutions to deliver a more personalized, secure, and convenient experience. For example, Jack Henry Data Hub™ will provide real-time member insights, the Banno Digital Platform™ offers an intuitive digital experience, and the Banno Digital Toolkit™ allows for easy customization and smooth integration with third-party providers. Jack Henry's business banking, payments, lending, and financial crimes solutions also will enhance the credit union's offerings. 'Our technology modernization strategy is designed to empower institutions like Abound to embrace change, drive their own innovation, and deliver value to every member,' said Brynn Ammon, President of Credit Union Solutions at Jack Henry. 'The credit union is leveraging our foundation to create its own banking experience, one that rewards and brings value to a diverse member base. We're honored to help them build a resilient technology plan that will support their growth and further deepen their impact in Kentucky.'
Yahoo
07-07-2025
- Business
- Yahoo
First Mid Bank & Trust Chooses Jack Henry to Power Growth
Scalable, data-centric platform will support nearly $8 billion-asset bank's expansion and drive operational efficiency MONETT, Mo., July 7, 2025 /PRNewswire/ -- Jack Henry™ (Nasdaq: JKHY) announced today that First Mid Bank & Trust (First Mid) has selected Jack Henry to modernize its technology infrastructure, strengthen its operational efficiency, and support its continued growth across the Midwest. Founded in 1865 and with nearly $8 billion in assets, First Mid has grown from a rural Illinois bank into a full-service financial institution with over 80 branches across Illinois, Missouri, Texas, and Wisconsin, serving both retail and commercial customers. While rooted in small-town community banking, it has steadily expanded into urban markets like St. Louis. Over the past decade, First Mid has pursued an aggressive growth strategy that included multiple acquisitions while continuing to invest in organic growth. Today, the bank has a diversified portfolio that includes a full-service insurance agency and a wealth management division. To sustain this growth and remain competitive, First Mid sought a scalable and flexible technology foundation. Jack Henry's core processing platform and data-centric approach will help reduce manual tasks, streamline workflows, and gain greater control over how customer data is captured, accessed, and managed. Jack Henry's open ecosystem and access to over 950 API-integrated, third-party fintechs will allow the bank to select the best technology for its needs and further differentiate in the marketplace. "Our growth has been exciting, but it also showed us that we needed to modernize our technology stack," said Jeremy Frieburg, Chief Information Officer at First Mid. "We were looking for a provider that could integrate seamlessly with our systems and automate processes so we could better serve our customers. Jack Henry stood out with its configurable technology, open architecture, strong cultural alignment, and reputation for reliable service. Most importantly, it frees our teams to innovate and experiment in ways we couldn't before." Jack Henry's technology modernization strategy, which makes modern service components available for financial institutions in the public cloud, will offer a real advantage for the bank as it continues to grow organically and through strategic acquisitions. Frieburg continued, "Jack Henry isn't just talking about modernization – they're already doing it, and their scalable, future-ready platform gives us confidence that they will grow right alongside us." "A long-standing institution like First Mid needs modern, flexible technology to stay competitive in a fast-changing environment and to continue building on its legacy of growth", said Jonathan Baltzell, President of Bank Solutions at Jack Henry. "We're proud to support the bank's evolution and accelerate innovation while helping them stay true to deep community roots." About Jack Henry & Associates, Inc.®Jack Henry™ (Nasdaq: JKHY) is a well-rounded financial technology company that strengthens connections between financial institutions and the people and businesses they serve. We are an S&P 500 company that prioritizes openness, collaboration, and user centricity – offering banks and credit unions a vibrant ecosystem of internally developed modern capabilities as well as the ability to integrate with leading fintechs. For nearly 50 years, Jack Henry has provided technology solutions to enable clients to innovate faster, strategically differentiate, and successfully compete while serving the evolving needs of their accountholders. We empower approximately 7,500 clients with people-inspired innovation, personal service, and insight-driven solutions that help reduce the barriers to financial health. Additional information is available at About First Mid Bancshares, Inc.: First Mid Bancshares, Inc. is the parent company of First Mid Bank & Trust, N.A., First Mid Insurance Group, and First Mid Wealth Management Company. First Mid is a $7.6 billion community-focused organization that provides financial services including banking, insurance, wealth management, brokerage, and ag services through a network of locations in Illinois, Missouri, Texas, and Wisconsin, and a loan production office in Indiana. Together, our First Mid team takes great pride in providing solutions and services to our customers and communities and has done so since 1865. This year, we proudly celebrate our 160th anniversary, marking a long history of dedication and service. More information about the Company is available on our website at Our stock is traded in The NASDAQ Stock Market LLC under the ticker symbol "FMBH". Member FDIC | Equal Housing Lender. Investments and Insurance Products: Not a Deposit | Not Guaranteed by the Bank or its Affiliates | Not FDIC Insured | Not Insured by Any Federal Government Agency | May Go Down in Value. View original content to download multimedia: SOURCE Jack Henry & Associates, Inc. Error while retrieving data Sign in to access your portfolio Error while retrieving data Error while retrieving data Error while retrieving data Error while retrieving data
