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‘Not Romantic': Older Aussies urged to have ‘pragmatic' finance talks
‘Not Romantic': Older Aussies urged to have ‘pragmatic' finance talks

West Australian

time16 hours ago

  • Business
  • West Australian

‘Not Romantic': Older Aussies urged to have ‘pragmatic' finance talks

As more Australians find new partners in their 40s, 50s, and beyond, these couples often bring with them substantial financial assets, including the family home and a large super pile which could be a risk without the proper conversations. NGS Super financial planner Trudy Jenkin, told NewsWire, while it might not be the most romantic aspect of a relationship, it is important for couples dating later in life to get their finances sorted. 'It's definitely not romance but it can be union building in a way because if you're burying your head in the sand and issues arise down the track in a relationship, it can cause a lot more grief down the track,' she said. 'But I think people who come together later in life are a lot more pragmatic about these things in terms of financial issues rather than couples who are much younger and you're much more comfortable joining a union because you're often saving towards a common goal like a family or a house.' Ms Jenkins said older Australians who are dating in their 50s, 60s and 70s generally will have at least a modest super balance as well as equity in their family home meaning they have more wealth behind them they might think. She also said these later in life couples also have considerations outside of the couple including helping children from previous relationships. 'They really want to protect their adult kids more potentially than a generation or two ago,' she said. 'It used to be okay. I've done my job, my kids are raised and they have their foot in the housing market. 'But now it may be well, so if something happens to me I want my kids to get my estate so they can at least buy a home that they might not be able to afford otherwise.' Ms Jenkins' advice follows the latest yearly marriage stats released by the ABS in August 2024 showed 118,439 couples were married in Australia. A further 48,700 divorces were granted, although this was a slight reduction from 2023, sliding 1.1 per cent. According to the ABS Aussies are also getting divorced later in life. Men are now getting divorced at 47.1 years, which is 1.2 years older in 2023 compared with 2019, while for women it is up 1 year to 44.1 This was driven by a fall in divorces among younger people. Ms Jenkins urged those who found a new partner later in life to start thinking about their financial situation as the relationship matures over a certain amount of assets held by the individuals. 'Nobody really wants to have these chats because it feels like if I do this then the inevitable will happen [and the couple breaks up]. 'But if you get it done, put it in the bottom drawer then there's no grey areas. 'If you have great communication to start with on these matters then it's not going to be an issue that will cause grief down the track as both parties are clear and comfortable about their financial arrangements.' With The Golden Bachelor – a television dating show featuring older Australians – coming to Australia in 2025, Ms Jenkins said the spotlight on later-life romance is intensifying. 'Many couples are so caught up in the excitement of new love that they overlook crucial financial considerations,' Jenkins says. 'This oversight can lead to significant problems down the track.' Instead, she urges these couples, especially if one partner wants to protect their wealth coming into the relationship 'I don't think everybody necessarily needs a binding financial agreement but if you've got both parties on the same page about it, or at least one party wanting to protect their wealth, it certainly goes a long way to protecting that,' she said. 'You might have both people totally opposed to it and that's fine for their relationship … but with one in two couples ultimately separating the odds are necessarily in your favour.'

Older daters warned of financial pitfalls
Older daters warned of financial pitfalls

Perth Now

time16 hours ago

  • Business
  • Perth Now

Older daters warned of financial pitfalls

As more Australians find new partners in their 40s, 50s, and beyond, these couples often bring with them substantial financial assets, including the family home and a large super pile which could be a risk without the proper conversations. NGS Super financial planner Trudy Jenkin, told NewsWire, while it might not be the most romantic aspect of a relationship, it is important for couples dating later in life to get their finances sorted. 'It's definitely not romance but it can be union building in a way because if you're burying your head in the sand and issues arise down the track in a relationship, it can cause a lot more grief down the track,' she said. couples are getting together later in life. iStock Credit: istock 'But I think people who come together later in life are a lot more pragmatic about these things in terms of financial issues rather than couples who are much younger and you're much more comfortable joining a union because you're often saving towards a common goal like a family or a house.' Ms Jenkins said older Australians who are dating in their 50s, 60s and 70s generally will have at least a modest super balance as well as equity in their family home meaning they have more wealth behind them they might think. She also said these later in life couples also have considerations outside of the couple including helping children from previous relationships. 'They really want to protect their adult kids more potentially than a generation or two ago,' she said. 'It used to be okay. I've done my job, my kids are raised and they have their foot in the housing market. 'But now it may be well, so if something happens to me I want my kids to get my estate so they can at least buy a home that they might not be able to afford otherwise.' Ms Jenkins' advice follows the latest yearly marriage stats released by the ABS in August 2024 showed 118,439 couples were married in Australia. A further 48,700 divorces were granted, although this was a slight reduction from 2023, sliding 1.1 per cent. The Golden Bachelor, coming to Australia, will put a spotlight on later-life romance. Supplied Credit: Supplied According to the ABS Aussies are also getting divorced later in life. Men are now getting divorced at 47.1 years, which is 1.2 years older in 2023 compared with 2019, while for women it is up 1 year to 44.1 This was driven by a fall in divorces among younger people. Ms Jenkins urged those who found a new partner later in life to start thinking about their financial situation as the relationship matures over a certain amount of assets held by the individuals. 'Nobody really wants to have these chats because it feels like if I do this then the inevitable will happen [and the couple breaks up]. 'But if you get it done, put it in the bottom drawer then there's no grey areas. 'If you have great communication to start with on these matters then it's not going to be an issue that will cause grief down the track as both parties are clear and comfortable about their financial arrangements.' With The Golden Bachelor – a television dating show featuring older Australians – coming to Australia in 2025, Ms Jenkins said the spotlight on later-life romance is intensifying. 'Many couples are so caught up in the excitement of new love that they overlook crucial financial considerations,' Jenkins says. 'This oversight can lead to significant problems down the track.' Instead, she urges these couples, especially if one partner wants to protect their wealth coming into the relationship 'I don't think everybody necessarily needs a binding financial agreement but if you've got both parties on the same page about it, or at least one party wanting to protect their wealth, it certainly goes a long way to protecting that,' she said. 'You might have both people totally opposed to it and that's fine for their relationship … but with one in two couples ultimately separating the odds are necessarily in your favour.'

Why isn't an atom's nucleus round?
Why isn't an atom's nucleus round?

Yahoo

timea day ago

  • General
  • Yahoo

Why isn't an atom's nucleus round?

When you buy through links on our articles, Future and its syndication partners may earn a commission. Since the atomic nucleus was first proposed in 1911, physicists simply assumed it was round. ​ But are the nuclei of atoms really round? Intuitively this shape makes sense and physicists believed it aptly explained early measurements of nuclear properties. It wasn't until years later that the first evidence of a more complex picture started to emerge. First, let's explore the atom's architecture. Formed from a cluster of protons and neutrons at the center of an atom, a nucleus is 10,000 times smaller than the atom as a whole, "like a fly in a cathedral," said David Jenkins, a nuclear physicist at the University of York in the U.K. Despite containing the overwhelming majority of an atom's mass, the nucleus itself has very little impact on the atom's properties at first glance. An atom's chemistry is determined by the electron configuration, while any physical characteristics arise from how it interacts with other atoms. Paralleling the idea of electron shells in atomic physics, in 1949 scientists proposed the nuclear shell model: protons and neutrons sit in distinct nuclear shells, and additional energy input can excite these particles to jump up and down between fixed energy levels. "But later, it became obvious that most of the behavior in nuclei was described by what you call collective behavior — it acts as one coherent object," Jenkins told Live Science. The result is that the nucleus as a whole can then manifest two types of properties: It can rotate, or it can vibrate. Related: Where do electrons get energy to spin around an atom's nucleus? Spectroscopic methods can detect this rotation in most molecules, measuring a fingerprint of different rotational energy levels. But spherical objects look the same whichever direction they are turned, so symmetrical systems — like atoms — don't generate a spectrum. "The only way that you can see evidence of rotation in nuclei is if the nucleus is deformed," Jenkins explained. "And people saw the nucleus has patterns of excitation known as rotational bands, so that pointed to the nucleus being deformed." Since this astonishing discovery in the 1950s, targeted experiments have revealed a raft of nuclear shapes, from pears to M&Ms — and round is very much the exception and not the rule. About 90% of nuclei are shaped like an American football — technically termed "prolate deformed" — in their lowest energy state, with surprisingly few taking the opposite squashed-sphere, M&M-like shape, called oblate deformed. "We don't know why this prolate shape seems more favorable than the oblate shape," Jenkins said. "Some nuclei also have multiple shapes so they can exhibit one in the ground state, and then you put some energy into them and they deform into another shape." The more exotic pear-shaped nucleus is restricted to certain areas of the nuclear chart, particularly around radium, while spherical nuclei are generally confined to atoms with "magic" numbers (or full shells) of nuclear particles. But what causes the deformation? "It feels intuitive that the basic shape of an object not being excited or wobbled or stretched should be spherical," said Paul Stevenson, a nuclear physicist at the University of Surrey in the U.K. "But actually, in the case of nuclei, it's surprising that any of them are spherical because they obey the laws of quantum mechanics." The Schrödinger equation — one of the most fundamental principles in quantum mechanics — mathematically predicts how an object's wave function will change over time, essentially providing a means to estimate the possible movement and position of that object. Solving this for an atomic nucleus therefore provides a cloud of probability for all of the possible places it could be, which, taken together, give the nuclear shape. RELATED MYSTERIES —What is the smallest particle in the universe? (What about the largest?) —How many atoms are in the observable universe? —Do atoms ever touch? "The basic solutions of Schrödinger's equation don't look spherical — you get these shapes that sort of go in a circle, but then they start waving," Stevenson explained. "So because these quantum wave-function solutions have asymmetry themselves, it makes the particles in the nucleus more likely to point in one direction." For rare spherical nuclei, this waviness just happens to cancel out. But scientists don't yet understand the reason — or if there even is one — why some of these deformed shapes are much more common than others. "This is overturning a legacy," Jenkins said. "It's a complete reversal from how people originally perceived nuclei, and there are still a lot of open questions."

‘We are all affected by it': Shocked neighbors grieve sisters' killings as search continues for suspect in Streamwood
‘We are all affected by it': Shocked neighbors grieve sisters' killings as search continues for suspect in Streamwood

Yahoo

time2 days ago

  • General
  • Yahoo

‘We are all affected by it': Shocked neighbors grieve sisters' killings as search continues for suspect in Streamwood

STREAMWOOD, Ill. (WGN) — Shocked residents in northwest suburban Streamwood continue to grieve Friday as the search continues for a man wanted in connection with the stabbing deaths of his sisters earlier this week. A manhunt is currently underway for 25-year-old Jalonie Jenkins, a man identified as a suspect in the stabbing deaths of a 10-year-old girl and a 21-year-old woman at a townhome in the Woodland Heights East subdivision in the 1600 block of McKool Avenue in Streamwood on Wednesday night. Read more: Latest Chicago news and headlines Loved ones identified the victims as 21-year-old Janiya Jenkins and 10-year-old Eyani Jones, both believed to be the suspect's sisters. While authorities searched for answers Thursday morning, a car belonging to Jenkins was located about 15 miles from the crime scene at Redmond Recreational Complex in Bensenville. Following the discovery, authorities conducted an extensive search of the park, but there was no sign of Jenkins. As the search continues, residents who live near the home where the deadly stabbings occurred are shocked. The woman who called 911 was badly shaken while speaking to WGN-TV Thursday. She said she discovered the victims after being led to the scene by the victim's 7-year-old brother, who informed her that 'something very bad' had happened at their home. 'I open my door, I say 'What happened?' He gets going into detail, you know, he's only 7 years old, this is his big sister that he discovered,' the family friend said. When she finally got to the home, she recognized the weight of the tragedy. LATEST CASES: Missing people in Chicagoland 'He said, 'Can you call my mom? eyani is dead,' Head leads me upstairs, I walk up the stairs and I just see, like, blood and stuff, you know, everywhere. I see the oldest girl, you know, laid out, I see the little girl, she's laid out. I'm on the phone with the mom, so I'm telling her like 'Oh my gosh, like, you know, your kids are gone,' the woman said. The woman, who called the deadly incident 'heartbreaking,' said 10-year-old eyani was best friends with her daughter. 'She was a really sweet girl,' she said. 'They go to school down the street. They just got out of school last Thursday after a vacation. They were on their way to fifth grade.' The family friend is among several residents in the area grieving after the horrific killings. Just outside the police perimeter Friday morning, messages of love could be found. 'We are all affected by it,' neighbor Gabrielle Morales said. Mosquitoes found in Glenview test positive for West Nile Virus One of the victim's friends, Jasmine Marshall, said she knew Janiya well and described her as one of a kind. 'She was a good friend, like a friend I've never had,' Marshall said. Others who live nearby said they were distressed by the news. 'It took us by surprise, it really has. It kind of shook us,' Andres Sullivan, who also lives nearby, said. Ohio man given 30 years for sexually exploiting Chicagoland girl he met online Officers say Jenkins is believed to be armed and dangerous, and his last known location was in Bensenville. Anyone with information on the whereabouts of 25-year-old Jalonie Jenkins is asked to call the Streamwood Police Department at (630) 736-3700 or leave a message on the Streamwood Police Department Confidential Tipline at (630) 736-3719. Copyright 2025 Nexstar Media, Inc. All rights reserved. This material may not be published, broadcast, rewritten, or redistributed.

Parents charged after 7-year-old boy fatally struck by car in Gastonia
Parents charged after 7-year-old boy fatally struck by car in Gastonia

Yahoo

time3 days ago

  • General
  • Yahoo

Parents charged after 7-year-old boy fatally struck by car in Gastonia

The parents of a 7-year-old boy who was hit and killed by a car near a grocery store have been charged, according to the Gastonia Police Department. It happened Tuesday evening on the 1000 block of West Hudson Boulevard. PREVIOUS COVERAGE: 'Just devastating': 7-year-old boy hit and killed near Gastonia grocery store Police said Legend Jenkins and another child were attempting to cross the road when he was hit by a Jeep Cherokee. That vehicle was being driven by a 76-year-old woman. Jenkins was taken to an area hospital, where he later died. According to police, an investigation revealed that Jenkins and the other child were unsupervised at the time of the incident. Both of his parents were then charged with felony involuntary manslaughter, felony child neglect, and misdemeanor child neglect. The investigation also revealed that there was no evidence of speeding or wrongdoing on the part of the driver, so she has not been charged. VIDEO: 'Just devastating': 7-year-old boy hit and killed near Gastonia grocery store

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