Latest news with #Jordy
Time of India
01-05-2025
- Sport
- Time of India
EA FC 25 Jordy Clasie TOTS Honourable Mentions SBC tasks, solutions, and more
Image via EA As part of the ongoing TOTS promo , the developers have been introducing several new SBCs into EA FC 25 , with one of the latest introductions being the Jordy Clasie TOTS Honourable Mentions SBC. The same provides a 90-rated card to the player, who has been a great performer in the Dutch Eredivisie over the period of the 2024/2025 season. He can be a solid pickup for the defensive midfielder position, and having a player like him could improve your Ultimate Team . EA has set up only two challenges, which you will have to complete to get his card. Overall, this SBC will prove to be a lot cheaper than the other existing ones. Here are all the details that you need to know about the latest EA FC 25 Jordy Clasie TOTS Honourable Mentions SBC. EA FC 25 Jordy Clasie TOTS Honourable Mentions SBC tasks You have to complete two different tasks to get the 90-rated Jordy Clasie TOTS Honourable Mentions card in EA FC 25. The particular challenges are not that difficult, and you wouldn't have to spend much in completing both of them. The following are the specifics about the tasks: Task 1 – Top Form Min. team rating: 82 No. of Team of the Week / TOTS Honourable Mentions / TOTS Highlights players in squad: Min. 1 Reward: 1x Small Prime Electrum Players Pack Task 2 – 84-Rated Squad Min. team rating: 84 Reward: 1x Small Gold Players Pack To further reduce the overall cost of completing this SBC, it would be a great option for you to employ the existing cards that you have in your Ultimate Team. Overall, it could be a great decision to get the Jordy Clasie TOTS Honourable Mentions card in EA FC 25. EA FC 25 Jordy Clasie TOTS Honourable Mentions SBC cheapest solutions If you are hunting for the cheapest solutions for the EA FC 25 Jordy Clasie TOTS Honourable Mentions SBC, you can check out the ones provided below: Task 1 – Top Form Nubel 80 Onumonu 92 Yeray 81 Wubben-Moy 81 Renan Lodi 77 Lukebakio 79 Miranchuk 80 Bissouma 80 Dani Ceballos 79 Isi Palazon 81 Kubo 81 Task 2 – 84-Rated Squad Atubolu 73 Baltimore 84 Buongiorno 80 Guirassy 84 Mane 84 Girelli 85 Bruno Guimaraes 85 Caruso 84 Toone 84 Hasegawa 84 Rodman 84 By getting these players, you will have the most optimal squads for completing the two challenges of the latest SBC. You will then be able to get the specific 90-rated card in the game.
Sydney Morning Herald
25-04-2025
- Business
- Sydney Morning Herald
This couple used Labor's first home buyer scheme – here's what happened
But the 'year' of which he speaks has only reference to avoiding LMI. If the couple had needed to save the 20 per cent deposit needed to avoid it, the realistic assessment is many more years. 'We chose three lenders and compared rates, kind of like shopping,' explains Hannah of the list of participating lenders on the Housing Australia website. But the couple speaks of the challenging process getting the 95 per cent loan over the line, with HECS debts, interest rates still high and the approval stress test tight. 'It took a lot of effort submitting all the documents back and forth,' Hannah said. Labor, if elected, wants HECS debts to be ignored in loan serviceability assessments (it has also pledged to discount them by 20 per cent). The Coalition says that the stress test would be reduced from its current 300 basis points. So how are Jordy and Hannah coping with repayments twice as much as the discounted rent they were paying? 'Once you've set that new bar for yourself, that just becomes your new normal, and you just do that,' says Jordy. 'It is hard,' adds Hannah. How might their situation have looked different under a Coalition government? Possible tax deductions for the interest on $650,000 of borrowings, which might be worth $11,000 a year, for the first five years only. And the LNP also wants to allow you to unlock $50,000 of your super for a property deposit (don't forget each person in a couple can already save $50,000 for a home into that tax shelter). Of course, in this system and without a 20 per cent deposit, first home buyers would have to fork out more for extortionate lenders' mortgage insurance: the cost on a $600,000 purchase would almost double a 5 per cent deposit (some $25,000 LMI on top of the $30,000 deposit). And Jordy has a powerful point about getting into the market in general: 'The problem is you're still being saddled with insane debt and nothing seems to be being done about that side of things.' Loading The Coalition, for its part, seems to be keeping its proposed solutions this election on the demand – not supply – side with a cut to immigration (and also overseas student numbers to reduce pressure on rents). Labor has pledged $10 billion to build 100,000 new houses earmarked specifically for first home buyers and last week announced funding to fast track qualifications for 6000 new tradies. On the flipside, the LNP has indicated it would scrap Labor's fee-free TAFE program, which critics say could exacerbate the construction worker shortage. Meanwhile, both parties recognise trades retention is critical – Labor has pledged wage subsidies and $10,000 incentives for apprentices who stay; the Coalition says it will make a payment of up to $12,000 to businesses that take on new apprentices. As for Jordy and Hannah, they're just glad they have their start. 'We are very lucky,' says Jordy. 'If we'd had kids, if we'd had a child two years ago, it wouldn't be possible for us – I don't know how other people do it.' 'It's weird because it's such a big decision and will change the course of your life.' And that's when the couple pauses to reflect on the bigger picture. 'I guess for as long as I have been watching, my whole life I think, property just keeps going up and you think: it just can't keep going up – and for some reason, I keep just looking at it go up,' says Jordy. 'You either get on the train or you don't – there's no in between.'
The Age
25-04-2025
- Business
- The Age
This couple used Labor's first home buyer scheme – here's what happened
But the 'year' of which he speaks has only reference to avoiding LMI. If the couple had needed to save the 20 per cent deposit needed to avoid it, the realistic assessment is many more years. 'We chose three lenders and compared rates, kind of like shopping,' explains Hannah of the list of participating lenders on the Housing Australia website. But the couple speaks of the challenging process getting the 95 per cent loan over the line, with HECS debts, interest rates still high and the approval stress test tight. 'It took a lot of effort submitting all the documents back and forth,' Hannah said. Labor, if elected, wants HECS debts to be ignored in loan serviceability assessments (it has also pledged to discount them by 20 per cent). The Coalition says that the stress test would be reduced from its current 300 basis points. So how are Jordy and Hannah coping with repayments twice as much as the discounted rent they were paying? 'Once you've set that new bar for yourself, that just becomes your new normal, and you just do that,' says Jordy. 'It is hard,' adds Hannah. How might their situation have looked different under a Coalition government? Possible tax deductions for the interest on $650,000 of borrowings, which might be worth $11,000 a year, for the first five years only. And the LNP also wants to allow you to unlock $50,000 of your super for a property deposit (don't forget each person in a couple can already save $50,000 for a home into that tax shelter). Of course, in this system and without a 20 per cent deposit, first home buyers would have to fork out more for extortionate lenders' mortgage insurance: the cost on a $600,000 purchase would almost double a 5 per cent deposit (some $25,000 LMI on top of the $30,000 deposit). And Jordy has a powerful point about getting into the market in general: 'The problem is you're still being saddled with insane debt and nothing seems to be being done about that side of things.' Loading The Coalition, for its part, seems to be keeping its proposed solutions this election on the demand – not supply – side with a cut to immigration (and also overseas student numbers to reduce pressure on rents). Labor has pledged $10 billion to build 100,000 new houses earmarked specifically for first home buyers and last week announced funding to fast track qualifications for 6000 new tradies. On the flipside, the LNP has indicated it would scrap Labor's fee-free TAFE program, which critics say could exacerbate the construction worker shortage. Meanwhile, both parties recognise trades retention is critical – Labor has pledged wage subsidies and $10,000 incentives for apprentices who stay; the Coalition says it will make a payment of up to $12,000 to businesses that take on new apprentices. As for Jordy and Hannah, they're just glad they have their start. 'We are very lucky,' says Jordy. 'If we'd had kids, if we'd had a child two years ago, it wouldn't be possible for us – I don't know how other people do it.' 'It's weird because it's such a big decision and will change the course of your life.' And that's when the couple pauses to reflect on the bigger picture. 'I guess for as long as I have been watching, my whole life I think, property just keeps going up and you think: it just can't keep going up – and for some reason, I keep just looking at it go up,' says Jordy. 'You either get on the train or you don't – there's no in between.'
Yahoo
25-02-2025
- Business
- Yahoo
TOYO EATERY IN MANILA WINS THE GIN MARE ART OF HOSPITALITY AWARD AS PART OF ASIA'S 50 BEST RESTAURANTS 2025
LONDON, Feb. 25, 2025 /PRNewswire/ -- Manila's Toyo Eatery has been named the winner of the Gin Mare Art of Hospitality Award 2025. Voted for by the 350-plus members of the Asia's 50 Best Restaurants Academy who were asked to name the one establishment that has provided the best hospitality experience in the last 18 months, this is the second in the series of pre-announced special awards unveiled leading up to the Asia's 50 Best Restaurants 2025 programme and awards ceremony, which will be held at Grand Hyatt, Seoul, on 25 March 2025. Debuting at Asia's 50 Best Restaurants as the One To Watch Award winner in 2018, Toyo Eatery joined the list in 2019 at No.43 while holding onto the title of The Best Restaurant in the Philippines for five years, and winning the Sustainable Restaurant Award in 2023. Ranked No.24 on Asia's 50 Best Restaurants 2024, Toyo Eatery is helmed by husband-and-wife team Jordy and May Navarra. The restaurant emphasises Filipino heritage and food culture which is a deeply personal hospitality experience akin to dining in the couple's own home. William Drew, Director of Content for Asia's 50 Best Restaurants, says: "At Toyo Eatery, each guest is warmly immersed in Filipino food culture. Genuine hospitality is also evident in the personal touches from Jordy and May – from the seamless integration of interiors, floral and vegetable displays and wall art to local craftsmanship and in the way they educate diners about their food." Toyo Eatery is a deep dive into the culinary culture of the Philippines. Its vegetable-forward menu and mindful use of local ingredients, service ware, art, furniture and design celebrate all things Filipino while heritage elements are reimagined through fermentation and preservation. Since opening the restaurant in 2016, they have championed minimising their carbon footprint, sourcing locally and fostering relationships with farmers and artisans, while maintaining an approachable fine dining atmosphere. Chef Jordy says, "To be welcomed into a Filipino home is to experience genuine warmth and care. We aim to convey the Filipino experience, not just through the dishes we serve, but also by creating genuine connections with our guests. This award belongs to our incredible team and to all those who have dined with us. Maraming salamat (thank you very much)." Media Centre: View original content: SOURCE 50 Best Sign in to access your portfolio
