Latest news with #LaniDarmawan
The Star
30-07-2025
- Business
- The Star
CIMB Niaga posts 1H25 pre-tax profit of RM1.13bil
CIMB Niaga president director Lani Darmawan. PETALING JAYA: PT Bank CIMB Niaga Tbk (CIMB Niaga) has reported a consolidated profit before tax of 4.4 trillion rupiah or about RM1.13bil for the first half of 2025 (1H25), supported by consistent loan growth, a healthy funding profile, as well as strong capital and liquidity positions. Earnings per share stood at 137.43 rupiah, reflecting solid profitability in a competitive operating environment. 'In 1H25, CIMB Niaga delivered a balanced performance, reflecting the resilience of our strategy and the discipline of our execution,' said Lani Darmawan, the bank's president-director. 'We recorded healthy and prudent loan growth in line with our risk appetite and market dynamics, while maintaining stable asset quality, robust capital and liquidity, and a well-diversified revenue base, all of which reinforce the strength of our franchise,' Lani said. CIMB Niaga is an indirect 91.44% subsidiary of CIMB Group Holdings Bhd . As of June 30, the bank's total consolidated assets reached 357.9 trillion rupiah, solidifying its position as Indonesia's second-largest privately owned bank. Total loans increased by 6.8% year-on-year (y-o-y) to 231.8 trillion rupiah, driven by broad-based growth across key segments. Corporate banking led with a 9.3% increase, while small and medium enterprises expanded by 7.3% and consumer banking grew 4.7%. Within retail lending, auto loans stood out, surging 26.7% y-o-y. At the same time, the lender also reported strong performance on the funding side, as total deposits rose to 261.9 trillion rupiah, an increase of 4.8% y-o-y, while current accounts and savings accounts (Casa) grew by 10.9% to 180.6 trillion rupiah, boosting the Casa ratio to 69%. 'This growth reflects stronger customer relationships and enhanced digital touchpoints,' CIMB Niaga stated. Capital and liquidity indicators remain robust, with a capital adequacy ratio of 24% and a loan-to-deposit ratio of 87.3%, supporting ongoing lending capacity and operational resilience. CIMB Niaga's Islamic banking arm, CIMB Niaga Syariah, retained its position as the largest syariah business unit in Indonesia. As of June, syariah financing reached 59.6 trillion rupiah, up 2.5% y-o-y, largely due to growth in the wholesale and commercial segments. Total third-party deposits under the syariah unit stood at 48.2 trillion rupiah. The bank highlighted its focus on expanding low-cost funding through strategic Islamic partnerships and deeper community engagement. Lani said sustainability also remained a strategic focus for the bank in 1H25.
Barnama
30-07-2025
- Business
- Barnama
PT Bank CIMB Niaga Reports Consolidated Pre-Tax Profit Of IDR4.4 Trillion In 1H2025
BUSINESS KUALA LUMPUR, July 30 (Bernama) -- PT Bank CIMB Niaga Tbk has reported an unaudited consolidated pre-tax profit of IDR4.4 trillion in the first half of 2025 ended June 30, 2025 (1H2025), translating to an earnings per share of IDR137.43. CIMB Niaga president director Lani Darmawan said the bank delivered a balanced performance in 1H2025, reflecting the resilience of its strategy and the discipline of its execution. She added that CIMB Niaga recorded healthy and prudent loan growth in line with the bank's risk appetite and market dynamics, while maintaining stable asset quality, robust capital and liquidity as well as a well-diversified revenue base -- all of which reinforce the strength of its franchise. 'Looking ahead, we will continue to allocate capital strategically to drive sustainable growth and stronger risk-adjusted returns. 'As we stay true to our purpose of 'Advancing Customers and Society', our focus remains on providing banking solutions that are simpler, better, and faster, enabling customers to thrive and supporting inclusive progress for the communities we serve,' she said in a statement today. CIMB Niaga maintained a solid capital and liquidity position with a capital adequacy ratio and a loan-to-deposit ratio of 24.0 per cent and 87.3 per cent, respectively, while total consolidated assets stood at IDR357.9 trillion as of June 30, 2025. Total deposits increased by 4.8 per cent year-on-year (y-o-y) to IDR261.9 trillion, showcasing a robust current account and savings account (CASA) ratio of 69.0 per cent. Meanwhile, CASA grew by 10.9 per cent y-o-y, driven by stronger customer relationships and enhanced digital touchpoints. Total loans grew 6.8 per cent y-o-y to IDR231.8 trillion, driven by strong performance across key segments.
The Star
30-07-2025
- Business
- The Star
CIMB Niaga posts 1H25 pre-tax profit of IDR4.4 trillion
PETALING JAYA: PT Bank CIMB Niaga Tbk (CIMB Niaga) has reported a consolidated profit before tax of 4.4 trillion rupiah for the first half of 2025 (1H25), supported by consistent loan growth, a healthy funding profile, as well as strong capital and liquidity positions. Earnings per share stood at 137.43 rupiah, reflecting solid profitability in a competitive operating environment. 'In 1H25, CIMB Niaga delivered a balanced performance, reflecting the resilience of our strategy and the discipline of our execution,' said Lani Darmawan, the bank's president director. 'We recorded healthy and prudent loan growth in line with our risk appetite and market dynamics, while maintaining stable asset quality, robust capital and liquidity, and a well-diversified revenue base, all of which reinforce the strength of our franchise.' CIMB Niaga is an indirect, 91.44% subsidiary of CIMB Group Holdings Bhd . As of June 30, the bank's total consolidated assets reached 357.9 trillion rupiah, solidifying its position as Indonesia's second largest privately owned bank. Total loans increased by 6.8% year-on-year (y-o-y) to 231.8 trillion rupiah, driven by broad-based growth across key segments. Corporate banking led with a 9.3% increase, while small and medium enterprises (SMEs) expanded by 7.3% and consumer banking grew 4.7%. Within retail lending, auto loans stood out, surging 26.7% y-o-y. At the same time, the lender also reported strong performance on the funding side, as total deposits rose to 261.9 trillion rupiah, an increase of 4.8% y-o-y, while current account-savings account (CASA) grew by 10.9% to 180.6 trillion rupiah, boosting the CASA ratio to 69.0%. 'This growth reflects stronger customer relationships and enhanced digital touchpoints,' CIMB Niaga stated. Capital and liquidity indicators remain robust, with a capital adequacy ratio of 24% and a loan-to-deposit ratio of 87.3%, supporting ongoing lending capacity and operational resilience. CIMB Niaga's Islamic banking arm, CIMB Niaga Syariah, retained its position as the largest Sharia business unit in Indonesia. As of June, Sharia financing reached 59.6 trillion rupiah, up 2.5% y-o-y, largely due to growth in the wholesale and commercial segments. Total third-party deposits under the Sharia unit stood at 48.2 trillion rupiah. The bank highlighted its focus on expanding low-cost funding through strategic Islamic partnerships and deeper community engagement. Notably, Lani said sustainability remained a strategic focus in 1H25. 'With sustainability being a key priority, nearly 25% of the bank's total financing, or equivalent to 57.6 trillion rupiah, supports a just transition, low-carbon economy, and the United Nations Sustainable Development Goals,' she pointed out. CIMB Niaga also participated in the launch of the Indonesia Carbon Exchange in January and took steps to reduce its operational carbon footprint, including the installation of solar panels at one of its Yogyakarta branches in June 2025. Looking ahead, Lani said the bank will continue to allocate capital strategically to drive sustainable growth and stronger risk-adjusted returns. 'As we stay true to our purpose of advancing customers and society, our focus remains clear to provide banking solutions that are simpler, better, and faster, enabling customers to thrive and supporting inclusive progress for the communities we serve,' said Lani.
The Star
29-04-2025
- Business
- The Star
CIMB Niaga records strong performance in 1Q25
KUALA LUMPUR: PT Bank CIMB Niaga Tbk, CIMB Group Holdings Bhd's Indonesian subsidiary and the second largest private bank in Indonesia, recorded strong growth in its corporate banking in the first quarter of 2025. This had lent support to its pre-tax profit of 2.2 trillion rupiahs in the first quarter and represented a 3.2% year-on-year (y-o-y) growth or an earnings per share of 71.80 rupiah. 'We are pleased that 2025 is off to a good start, underpinned by the continued execution of our strategic priorities. Our profit and asset quality grew strongly, with gross non-performing loans improving to 1.85% from 2.14% in the same period last year, reflecting our disciplined risk management approach," said CIMB Niaga president director Lani Darmawan in a statement. "We continue to build a strong foundation through prudent growth and strategic investments that support our long-term value creation,' she added. CIMB Niaga said it maintains a solid capital and liquidity position with capital adequacy ratio and loans to deposit ratio of 24.8% and 89.3%, respectively. Its total consolidated assets stood at 371 trillion rupiah as of March 31. CIMB Niaga said its total deposits increased to 254.2 trillion rupiah or a 2.5% y-o-y growth, with a current account and savings account (CASA) ratio of 67.4%. Its CASA position grew 7% y-o-y, driven by stronger customer relationships and enhanced digital touchpoints. Total loans grew 8.7% y-o-y to 230.1 trillion rupiah, being driven by strong performance across key segments. CIMB Niaga said corporate banking recorded the highest growth of 13.7% y-o-y, while small and medium enterprises a 7.6% y-o-y growth and consumer banking grew steadily at 5.5% y-o-y. It noted the increase in retail loans was largely attributed to auto loans, which grew 27.9% y-o-y. In Sharia banking, CIMB Niaga's Islamic business unit (CIMB Niaga Syariah) maintained its position as the largest Unit Usaha Syariah (Islamic business unit) in Indonesia, with total financing valued at 59 trillion rupiah and deposits reaching 50.2 trillion rupiah as at March 31. This significant growth in financing was primarily contributed by the retail segment, it said. CIMB Niaga Syariah said it will focus on growing its funding composition, particularly on low-cost funding through expanding its community network. In a separate statement, CIMB Group chief executive officer Novan Amirudin said 2025 marked a pivotal chapter for the group as it transitioned from its Forward23+ strategy to the newly launched strategic roadmap, Forward30. Forward30 is anchored on its purpose of advancing customers and society. "Forward30 has a strong focus on optimising capital allocation and reimagining banking through a truly customer-centric model. We are seeing increased business opportunities in the 'new world order', especially with intra-regional trade, which will benefit an integrated Asean franchise like CIMB. 'We are committed to delivering simpler, better and faster experiences for our customers, while empowering our employees with simpler, better and faster processes,' he said.
