Latest news with #Lemonade
Yahoo
4 days ago
- Business
- Yahoo
1 Reason to Buy Lemonade Stock (LMND)
Key Points Lemonade is reporting high growth and increases in membership. Its loss ratios are stabilizing. It's guiding for positive adjusted EBITDA next year. 10 stocks we like better than Lemonade › Lemonade (NYSE: LMND) stock was a superstar in 2024, growing its price by 127%. However, it hasn't repeated that level of growth in 2025, up just 9%. Some shareholders might be tiring of the roller-coaster ride that has been Lemonade stock. But selling now could be a mistake, and investors considering the stock might want to buy. Here's why. Lemonade has an AI advantage Lemonade sells insurance, and its business model is modernized with today's technology. It uses artificial intelligence (AI) and machine learning to price policies effectively and with less human intervention. It's all digital, and customers are onboarded with chatbots, which also handle claims. The model has its attractions and membership is growing at a rapid pace, up 21% year over year in the 2025 first quarter to more than 2.5 million. Most of the company's metrics demonstrate that its model is working. In-force premium, the preferred top-line metric for insurance companies, increased 27% year over year in the first quarter, and the average premium per customer was up 4% to $396. Lemonade's strategy is to draw younger customers and grow with them as their insurance needs expand, and that leads to higher premiums. Even its loss ratio, which had been dragging it down in the past, looks like it's stabilizing into a downward trend. Gross loss ratio was 73% in the quarter, maintained from the quarter before, and down from 83% the year before. The only thing that doesn't look stellar is the company's net losses. Net loss was $62 million in the first quarter, worse than $47 million last year. For a company that says AI is going to help it be more cost-effective, that's disappointing. However, things might be changing soon. Adjusted free cash flow turned positive in 2024, and management is guiding for adjusted earnings before interest, taxes, depreciation, and amortization (EBITDA) to be positive before the end of 2026. The company expects to report positive net income in 2027. Once that happens, Lemonade stock is likely to skyrocket. Do the experts think Lemonade is a buy right now? The Motley Fool's expert analyst team, drawing on years of investing experience and deep analysis of thousands of stocks, leverages our proprietary Moneyball AI investing database to uncover top opportunities. They've just revealed their to buy now — did Lemonade make the list? When our Stock Advisor analyst team has a stock recommendation, it can pay to listen. After all, Stock Advisor's total average return is up 1,041% vs. just 183% for the S&P — that is beating the market by 858.71%!* Imagine if you were a Stock Advisor member when Netflix made this list on December 17, 2004... if you invested $1,000 at the time of our recommendation, you'd have $636,628!* Or when Nvidia made this list on April 15, 2005... if you invested $1,000 at the time of our recommendation, you'd have $1,063,471!* The 10 stocks that made the cut could produce monster returns in the coming years. Don't miss out on the latest top 10 list, available when you join Stock Advisor. See the 10 stocks » *Stock Advisor returns as of July 21, 2025 Jennifer Saibil has positions in Lemonade. The Motley Fool has positions in and recommends Lemonade. The Motley Fool has a disclosure policy. 1 Reason to Buy Lemonade Stock (LMND) was originally published by The Motley Fool Sign in to access your portfolio
Daily Mail
5 days ago
- Entertainment
- Daily Mail
Rita Ora turns heads in a busty black midi dress as she joins Jamie Foxx, Frida Aasen, and Kelly Rutherford at the Summer Gala in Saint-Tropez
Rita Ora turned heads as she attended the Summer Gala by Gala One in Saint-Tropez on Thursday. The singer, 34, posed up a storm on the red carpet, joining Jamie Foxx, Frida Aasen, and Kelly Rutherford at the glamorous event. Rita wowed in a busty black midi dress that hugged her incredible figure, pairing it with black heels. She carried a black velvet handbag embroidered with delicate vintage blue flowers to complete the look. Jamie, 57, looked dapper in an all-white suit and shirt combo, finishing with white trainers and a silver chain. He was joined by his daughter Corinne, who stunned in a black cut-out dress with a dramatic thigh-high slit. The singer, 34, posed up a storm on the red carpet, joining Jamie Foxx, Frida Aasen, and Kelly Rutherford at the glamorous event. Model Frida, 30, was effortlessly elegant in a satin brown halter-neck gown that highlighted her bronzed glow. While Kelly Rutherford, 56, looked radiant in a white off-the-shoulder lace dress, adding white heeled mules and a Birkin bag. Also in attendance were Victoria Silvstedt, Casey Affleck, and Chantel Jeffries. The glamorous evening brought together stars from film, fashion, and music for a dazzling night on the French Riviera. The event comes just days after Rita admitted that she felt 'ugly' in her late twenties because she 'wasn't as thin as other people'. The singer appeared on Fearne Cotton's Happy Place podcast in partnership with Dove's Self Esteem Project for a candid body confidence chat. Rita opened up about how her relationship with her body has changed in recent years, as she revealed she used to feel like her body wasn't 'hot'. 'I think for me the idea of looking a certain way in my late 20s, that's when it started to hit me because my stamina was low, I wasn't looking after my body, I was getting sick a lot and I didn't feel like my body was hot,' Rita said. 'And I didn't accept the idea of okay well I'm not as thin as these other people - and so I'm ugly. And that's really sad to think back on because I know I wasn't. 'It's like what you do when you're attacking your younger self like in therapy, and it's like that girl was still really beautiful.' Sharing the clip on Instagram on Wednesday, Rita wrote: 'I sat down with @Dove and @HappyPlaceOfficial to share why I believe body confidence starts with self care focusing on what your body needs - not what it looks like. 'Proud to partner with the Dove Self Esteem Project on #Why2k - together we're rewriting the rules and helping women build body confidence.' It comes after Rita recently revealed how Beyoncé has always been her 'protector' as she discussed being hit by speculation that she was 'Becky with the good hair'. Beyoncé's smash hit 2016 album Lemonade featured poignant lyrics about cheating and she sang about the mysterious woman in her track Sorry. Fans widely speculated it referred to alleged infidelity by Beyoncé's husband Jay-Z with a woman called 'Becky', and theories began circulating online about her identity. Rita found herself at the centre of the rumours as she was wrongly accused of having an affair with Jay-Z, with the singer forced to hit back and deny the claims. Now, Rita - who was represented by Jay-Z's Roc Nation label at the time - revealed she was so upset by the claims because Beyoncé has always been her 'protector'. Speaking on Davina McCall's Begin Again podcast, Rita explained: 'Behind closed doors, [Beyoncé] is literally my fairy godmother, she was my protector - that's what's insane because there was nothing but love.'
Globe and Mail
19-07-2025
- Business
- Globe and Mail
3 Tech Stocks With More Potential Than Any Cryptocurrency
Key Points Snap continues to grow in the shadow of its bigger social media competitors. Lemonade will keep expanding its AI-powered niche of the insurance market. Aehr could profit from the growth of the EV and AI markets. 10 stocks we like better than Snap › Cryptocurrencies might seem like good investments for speculative investors since many of the top tokens delivered market-crushing gains over the past decade. Yet past performance never guarantees future gains -- and a lot of cryptocurrencies still trade on the headlines instead of their scarcity or the utility of their underlying blockchains. Instead of loading up your portfolio with risky cryptocurrencies, it might be smarter to invest in some high-growth tech stocks, instead. Here's a look at three of those stocks -- Snap (NYSE: SNAP), Lemonade (NYSE: LMND), and Aehr Test Systems (NASDAQ: AEHR) -- to see why they might be better buys than any cryptocurrency. Snap Snap, the parent company of Snapchat, suffered a slowdown in 2023. This was due to Apple 's privacy changes on iOS, intense competition from ByteDance's TikTok and Meta 's Instagram, and tough macro headwinds, which all throttled the company's ad sales. It also struggled to gain new daily active users (DAUs) in its core North American market. But in 2024, Snap's revenue rose 16%. That acceleration was driven by: Robust overseas growth Fresh first-party ad tools that addressed Apple's iOS changes Snapchat+ subscriptions Artificial intelligence (AI)-powered AR lenses Spotlight's video recommendations In the first quarter of 2025, the company's DAUs grew 9% year over year to a record high of 460 million. Snap didn't provide any additional guidance because it expects the tariffs and macro headwinds to impact its ad sales to Chinese e-commerce companies. But for the full year, analysts still expect revenue to rise 9% to $5.84 billion as the company's adjusted earnings before interest, taxes, depreciation, and amortization (EBITDA) grows 6%. From 2024 to 2027, they expect revenue and adjusted EBITDA to grow at a compound annual growth rate (CAGR) of 10% and 32%, respectively. These are solid growth rates for a stock that trades at just 3x this year's sales and 29x adjusted EBITDA. If Snap continues to expand, it might impress the bulls again and beat the top cryptocurrencies. Lemonade Lemonade carved out a high-growth niche in the insurance market with its AI-driven platform, which streamlines the onboarding and claims process with chatbots and algorithms. That digital-native approach made it a popular option for younger and first-time insurance buyers. Lemonade initially only offered homeowners' and renters' insurance but expanded with more term life, pet health, and auto plans after its public debut five years ago. It also ceded a portion of the risks from those plans to big reinsurers to insulate itself from bigger losses. The company's growth in customers and in-force premiums slowed down in 2023 as it struggled with delayed rate approvals for its home and auto policies in several states. Those delays forced it to approve fewer policies and curb its near-term expansion. But in 2024, Lemonade's growth accelerated again as it secured those new rate approvals. In addition, its AI-driven pricing model was approved in more states and it ramped up spending again to gain new customers. In the first quarter of 2025, the number of customers grew 21% year over year to a record high of 2.55 million. From 2024 to 2027, analysts expect Lemonade's revenue to rise at a CAGR of 41% as its adjusted EBITDA turns positive by the final year. That's an impressive growth rate for a stock that trades at just 4x this year's sales. If the company keeps locking in new customers, it could deliver bigger gains than a lot of cryptocurrencies. Aehr Test Systems Aehr produces testing and burn-in equipment for chipmakers. It went public back in 1997 but didn't gain much attention until 2021. That's when investors recognized it as a play on silicon carbide (SiC) chips, which can resist higher voltages, operate at higher temperatures, and run on higher frequencies than traditional silicon chips. That resilience makes SiC chips well-suited for lasers, 5G base stations, radars, and electric vehicles (EVs). Aehr is one of the few companies that produce testing and burn-in equipment for SiC chips. Aehr's revenue declined in fiscal 2025 (which ended this May) as it grappled with a soft EV market, tariff-related delays, and a higher mix of cheaper products. But from fiscal 2025 to fiscal 2027, analysts expect its revenue to grow at a CAGR of 22%. They also expect its adjusted EBITDA to turn positive in fiscal 2025 and grow 58% in fiscal 2026. Aehr's near-term catalysts include the AI market's growing demand for its testing and burn-in tools, the EV market's gradual recovery, the expansion of its portfolio with new gallium nitride (GaN) chips and silicon photonics products, and its international expansion. Its stock still looks reasonably valued at 7x this year's sales and could gain a lot more momentum as the EV market warms up and the AI market continues to expand. Should you invest $1,000 in Snap right now? Before you buy stock in Snap, consider this: The Motley Fool Stock Advisor analyst team just identified what they believe are the 10 best stocks for investors to buy now… and Snap wasn't one of them. The 10 stocks that made the cut could produce monster returns in the coming years. Consider when Netflix made this list on December 17, 2004... if you invested $1,000 at the time of our recommendation, you'd have $652,133!* Or when Nvidia made this list on April 15, 2005... if you invested $1,000 at the time of our recommendation, you'd have $1,056,790!* Now, it's worth noting Stock Advisor's total average return is 1,048% — a market-crushing outperformance compared to 180% for the S&P 500. Don't miss out on the latest top 10 list, available when you join Stock Advisor. See the 10 stocks » *Stock Advisor returns as of July 15, 2025
Yahoo
19-07-2025
- Business
- Yahoo
3 Tech Stocks With More Potential Than Any Cryptocurrency
Key Points Snap continues to grow in the shadow of its bigger social media competitors. Lemonade will keep expanding its AI-powered niche of the insurance market. Aehr could profit from the growth of the EV and AI markets. 10 stocks we like better than Snap › Cryptocurrencies might seem like good investments for speculative investors since many of the top tokens delivered market-crushing gains over the past decade. Yet past performance never guarantees future gains -- and a lot of cryptocurrencies still trade on the headlines instead of their scarcity or the utility of their underlying blockchains. Instead of loading up your portfolio with risky cryptocurrencies, it might be smarter to invest in some high-growth tech stocks, instead. Here's a look at three of those stocks -- Snap (NYSE: SNAP), Lemonade (NYSE: LMND), and Aehr Test Systems (NASDAQ: AEHR) -- to see why they might be better buys than any cryptocurrency. Snap Snap, the parent company of Snapchat, suffered a slowdown in 2023. This was due to Apple's privacy changes on iOS, intense competition from ByteDance's TikTok and Meta's Instagram, and tough macro headwinds, which all throttled the company's ad sales. It also struggled to gain new daily active users (DAUs) in its core North American market. But in 2024, Snap's revenue rose 16%. That acceleration was driven by: Robust overseas growth Fresh first-party ad tools that addressed Apple's iOS changes Snapchat+ subscriptions Artificial intelligence (AI)-powered AR lenses Spotlight's video recommendations In the first quarter of 2025, the company's DAUs grew 9% year over year to a record high of 460 million. Snap didn't provide any additional guidance because it expects the tariffs and macro headwinds to impact its ad sales to Chinese e-commerce companies. But for the full year, analysts still expect revenue to rise 9% to $5.84 billion as the company's adjusted earnings before interest, taxes, depreciation, and amortization (EBITDA) grows 6%. From 2024 to 2027, they expect revenue and adjusted EBITDA to grow at a compound annual growth rate (CAGR) of 10% and 32%, respectively. These are solid growth rates for a stock that trades at just 3x this year's sales and 29x adjusted EBITDA. If Snap continues to expand, it might impress the bulls again and beat the top cryptocurrencies. Lemonade Lemonade carved out a high-growth niche in the insurance market with its AI-driven platform, which streamlines the onboarding and claims process with chatbots and algorithms. That digital-native approach made it a popular option for younger and first-time insurance buyers. Lemonade initially only offered homeowners' and renters' insurance but expanded with more term life, pet health, and auto plans after its public debut five years ago. It also ceded a portion of the risks from those plans to big reinsurers to insulate itself from bigger losses. The company's growth in customers and in-force premiums slowed down in 2023 as it struggled with delayed rate approvals for its home and auto policies in several states. Those delays forced it to approve fewer policies and curb its near-term expansion. But in 2024, Lemonade's growth accelerated again as it secured those new rate approvals. In addition, its AI-driven pricing model was approved in more states and it ramped up spending again to gain new customers. In the first quarter of 2025, the number of customers grew 21% year over year to a record high of 2.55 million. From 2024 to 2027, analysts expect Lemonade's revenue to rise at a CAGR of 41% as its adjusted EBITDA turns positive by the final year. That's an impressive growth rate for a stock that trades at just 4x this year's sales. If the company keeps locking in new customers, it could deliver bigger gains than a lot of cryptocurrencies. Aehr Test Systems Aehr produces testing and burn-in equipment for chipmakers. It went public back in 1997 but didn't gain much attention until 2021. That's when investors recognized it as a play on silicon carbide (SiC) chips, which can resist higher voltages, operate at higher temperatures, and run on higher frequencies than traditional silicon chips. That resilience makes SiC chips well-suited for lasers, 5G base stations, radars, and electric vehicles (EVs). Aehr is one of the few companies that produce testing and burn-in equipment for SiC chips. Aehr's revenue declined in fiscal 2025 (which ended this May) as it grappled with a soft EV market, tariff-related delays, and a higher mix of cheaper products. But from fiscal 2025 to fiscal 2027, analysts expect its revenue to grow at a CAGR of 22%. They also expect its adjusted EBITDA to turn positive in fiscal 2025 and grow 58% in fiscal 2026. Aehr's near-term catalysts include the AI market's growing demand for its testing and burn-in tools, the EV market's gradual recovery, the expansion of its portfolio with new gallium nitride (GaN) chips and silicon photonics products, and its international expansion. Its stock still looks reasonably valued at 7x this year's sales and could gain a lot more momentum as the EV market warms up and the AI market continues to expand. Should you invest $1,000 in Snap right now? Before you buy stock in Snap, consider this: The Motley Fool Stock Advisor analyst team just identified what they believe are the for investors to buy now… and Snap wasn't one of them. The 10 stocks that made the cut could produce monster returns in the coming years. Consider when Netflix made this list on December 17, 2004... if you invested $1,000 at the time of our recommendation, you'd have $652,133!* Or when Nvidia made this list on April 15, 2005... if you invested $1,000 at the time of our recommendation, you'd have $1,056,790!* Now, it's worth noting Stock Advisor's total average return is 1,048% — a market-crushing outperformance compared to 180% for the S&P 500. Don't miss out on the latest top 10 list, available when you join Stock Advisor. See the 10 stocks » *Stock Advisor returns as of July 15, 2025 Randi Zuckerberg, a former director of market development and spokeswoman for Facebook and sister to Meta Platforms CEO Mark Zuckerberg, is a member of The Motley Fool's board of directors. Leo Sun has positions in Apple and Meta Platforms. The Motley Fool has positions in and recommends Apple, Lemonade, and Meta Platforms. The Motley Fool has a disclosure policy. 3 Tech Stocks With More Potential Than Any Cryptocurrency was originally published by The Motley Fool Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
Daily Mail
18-07-2025
- Business
- Daily Mail
Forget the paperwork! This app-based insurance offers instant claims and peace of mind - just $5/month
Daily Mail journalists select and curate the products that feature on our site. If you make a purchase via links on this page we will earn commission - learn more Did your bike get swiped? Water damage ruin your freshly painted walls? No matter what comes up in your apartment, we know it can be stressful, but we think we just found the best solution on the internet. Lemonade Insurance is the up-and-coming brand that has homeowners, pet owners, and renters alike making the switch with unbeatable pricing and reliable service. With more than two million active users, the top-rated protection destination is quickly becoming the number one destination for renters' peace of mind. Insurance is a notoriously challenging and often dry area to navigate, but Lemonade has essentially turned the industry upside down with its straightforward and completely transparent model. No hidden fees, no hidden agendas — just reliable and fast insurance that millions say is 'reliable' and 'convenient.' Unlike other insurance companies, Lemonade is as easy as pie! From quote to claim, the entire process is seamless with a nearly full digital experience. Forty percent of claims made are responded to on the spot, and no matter what you are dealing with, Lemonade prioritizes financially accessible solutions. Customers truly love every step of the entire Lemonade process, praising it as both 'fun' and 'an amazing user experience.' Ease and simplicity are music to the ears of anyone who's been traditionally scared off by standard insurance plan signups! Everything can be handled directly in the Lemonade Insurance app with a plethora of resources for finding the right coverage for your rental needs. By being a 'tech-first insurer,' Lemonade removes the unnecessary wait times and drama. Users love this aspect, with one saying: 'Lemonade is efficient, fast, and reliable!' Based on recent industry research and Lemonade's advanced data, the unique insurance brand is 30 percent more affordable than the other leading options. Currently, the innovative brand is available to 89 percent of all U.S. residents and covers many facets of life, from pets to rentals. To sweeten the deal, Lemonade also offers savvy bundle options to get the most bang for your buck. If you are ready to start saving not just your money but your home, Lemonade Insurance is your best bet. Get started with the innovative brand today, starting at just $5 a month, to experience the difference that millions of renters have.
